Median house price
$888k
+6.3% change
NSW · Mid-Coast Council
Charlotte Bay, 2428
Est. population · Jun 2025
188
Growth (1 yr)
+2.2%
Growth (5 yr)
+8.7%
Median age
47
Median income
$1,187/wk
Employment rate
52.1%
Median house price · October to December 2025
$888,000
Languages at home
2.5%non-English
Mostly English at home
2021 Census · usual residence
- Excellent transport
Suburb profile
Charlotte Bay offers a slower smaller community life in Mid-Coast Council, with open surrounds and a close-knit community feel. Distance from Sydney is unmistakable: this is well outside the capital's everyday orbit. The area suits established families and long-term locals, with a strong presence of young families throughout.
Everyday basics may be close by, but bigger shopping and services typically require a trip to a nearby centre. Open space is thinner than in many comparable suburbs, so residents often travel a little further for a longer park day. Reasonably walkable — many errands reachable on foot or by bus, and buses help with longer trips.
Housing is expensive relative to much of the state. The streetscape feels settled and established, with older homes giving the area a familiar, lived-in look.
At a glance
Charlotte Bay snapshot
A quick read of housing, growth, livability, and risk
Median rent
$550/wk
Houses $650 · Units $460
Population (ERP)
188
+2.2% annual growth
Dwelling vacancy
11.1%
Census unoccupied dwellings
How it compares
Relative standing using percentiles, ranks, and national deciles
Safety
61st
percentile in state (higher = safer)
Pop. growth
89th
percentile in NSW
Advantage (IRSAD)
8/10
national SEIFA decile
Population growth
Recent ERP change over 1 and 5 years
Housing mix
Dwelling types from the 2021 Census
Risks & flags
Quick scan — open a section below for full context
Living here
Housing
- Flats / units (January to March 2026)
- $460
- Houses (January to March 2026)
- $650
- All types (January to March 2026)
- $550
- Rental bonds lodged (January to March 2026)
- 207
- Median house price (October to December 2025)
- $888,000
- Median price change
- +6.3%
Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.
Contributes to desirability score · Housing (15%) · Future Growth (7%)
Median price, rental yield and vacancy Recent price momentum
Data sources & freshness
- DCJ rent and sales tables — NSW Department of Communities and Justice · January to March 2026; October to December 2025 · Updated · Quarterly releases
Population
Estimated resident population
188(June 2025)
+2.2% annual · +8.7% over 5 years · 89th percentile in NSW
Growth figures & methodology
- Annual growth
- +2.2%
- 5-year growth
- +8.7%
- Change in 1 year
- +4
- Change in 5 years
- +15
- Growth rank in NSW
- 89th percentile
ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.
Methodology
Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.
The dashed chart line is a simple growth-trend estimate to June 2030 (~200), extrapolated at +1.7% average annual growth since 2011. It is illustrative only — not an official ABS forecast.
2021 Census figures
2021 Census
- Population
- 175
- Median age
- 47
- Median household income / week
- $1,187
- Dwelling vacancy
- 11.1%
- Unoccupied private dwellings
- 8 of 72
- Median monthly mortgage
- $1,560
- Employment rate
- 52.1%
- Dwelling mix (houses / semi / flats)
- 57 / 0 / 0
Contributes to desirability score · Community (5%)
Employment, household income and age diversity (2021 Census)
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Updated
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
- Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries
Community & culture
No 2021 Census cultural diversity data for this suburb yet.
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Updated
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
Crime & safety
Reported offences decreased compared with the previous period.
Offence counts & rates
- Total offences (Jan 2025 to Dec 2025)
- 16
- Against the person
- 4
- Against property
- 7
- Rate per 1,000 residents
- 85.1
- Person-crime prevalence
- About 1 in 44 residents
- State safety percentile
- 61.4th (lower crime is better)
- Decrease (daily rate)
- -5.6%
Most common offence types
- Breach Apprehended Violence Order133
- Breach Bail Conditions216
- Domestic Violence Related Assault185
- Intimidation, Stalking And Harassment205
- Malicious Damage To Property170
Contributes to desirability score · Safety (18%)
Crime rate and year-on-year trend
Data sources & freshness
- BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated · Rolling 12-month windows
Family & Lifestyle
Public transport
28 public transport stops in this suburb
- 44 Coomba Rd
- 94 Coomba Rd
- The Lakes Way Before Coomba Rd
- The Lakes Way Opp 3880
- The Lakes Way Opp Coomba Rd
Contributes to desirability score · Accessibility (15%)
Public transport stop coverage
Data sources & freshness
- Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed
Amenities
8 nearby amenities within ~1.5 km
1 supermarkets · 1 petrol stations · 1 post offices
Local character & venue list
Local character
- Reasonably walkable — many errands reachable on foot or by bus
- Well connected by public transport — 28 public transport stops
- Walkability proxy
- 55/100
- Cafés per 1,000 residents
- 0
- Food & drink per 1,000 residents
- 0
- Parks per 1,000 residents
- 0
Shopping(1)
- FoodworksSupermarket
Transport(3)
3 bus stops
Other(4)
- Scott's car upholsteryCar repair
- Parking
- MetroPetrol station
- Pacfic Palms Post OfficePost office
209 Charlotte Bay Street
Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually.
Contributes to desirability score · Lifestyle (15%)
Food, shopping, recreation and sport (OpenStreetMap)
Data sources & freshness
- Local amenity insights — Suburb Guide (derived) · current · Updated
- OpenStreetMap amenities — OpenStreetMap contributors · current · Updated
Health access
- Nearest hospital
- Forster Private Hospital (18.3 km)
- Nearest hospital type
- Hospital
- Nearest hospital emergency
- Emergency department
Contributes to desirability score · Accessibility (15%)
Hospitals and GP clinics
Data sources & freshness
- Hospitals & clinics — OpenStreetMap + state health datasets · current · Updated
NDIS participation
- NDIS participants (31 March 2026)
- 4
- Participants per 1,000 residents
- 21.3
Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.
For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.
Data sources & freshness
- NDIS participants by SA2 — National Disability Insurance Agency · 2026-Q1 · Updated · Quarterly SA2 counts allocated to suburb boundaries
Weather
Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.
Summer (Dec–Feb)
- Usual max / min
- 28° / 16°
- Rainfall
- 372 mm · ~46 rainy days
Autumn (Mar–May)
- Usual max / min
- 23° / 12°
- Rainfall
- 329 mm · ~41 rainy days
Winter (Jun–Aug)
- Usual max / min
- 17° / 6°
- Rainfall
- 148 mm · ~18 rainy days
Spring (Sep–Nov)
- Usual max / min
- 23° / 11°
- Rainfall
- 218 mm · ~27 rainy days
Contributes to desirability score · Lifestyle (15%)
Temperature and humidity comfort
Data sources & freshness
- Seasonal climate normals — WorldClim 2.1 · Updated
Future & Planning
Planning & development
Development applications from NSW Planning Portal.
2026· 3 proposals
August 2026
- Dwelling house; Alterations or additions to an existing building or structure21 KOOKIE AVENUE CHARLOTTE BAY 2428Under Assessment
June 2026
- Erection of a new structure; Swimming pool19 KOOKIE AVENUE CHARLOTTE BAY 2428Determined
March 2026
- Shed; Erection of a new structureU 2 22 COOMBA ROAD CHARLOTTE BAY 2428Determined
2025· 4 proposals
August 2025
- Shed; Erection of a new structureU 2 22 COOMBA ROAD CHARLOTTE BAY 2428Determined
July 2025
- Change of use of land or a building or the classification of a building under the Building Code of Australia; Camping ground3511 THE LAKES WAY CHARLOTTE BAY 2428Withdrawn
March 2025
- Industrial development; Alterations or additions to an existing building or structure3481 THE LAKES WAY CHARLOTTE BAY 2428Determined
February 2025
- Subdivision3611 THE LAKES WAY CHARLOTTE BAY 2428Determined
2024· 5 proposals
December 2024
- Shed; Dwelling house; Erection of a new structure; Residential Accommodation209 CHARLOTTE BAY STREET CHARLOTTE BAY 2428Determined
- Shed; Dwelling house; Alterations or additions to an existing building or structure; Carport; Garage, carport or carparking space56 COOMBA ROAD CHARLOTTE BAY 2428Determined
November 2024
- Erection of a new structure; Caravan park3540 THE LAKES WAY CHARLOTTE BAY 2428Determined
May 2024
- Dwelling house; Erection of a new structure13B COOMBA ROAD CHARLOTTE BAY 2428Determined
- Dwelling house; Erection of a new structure94A COOMBA ROAD CHARLOTTE BAY 2428Determined
2023· 3 proposals
October 2023
- Dwelling house; Alterations or additions to an existing building or structure7 KOOKIE AVENUE CHARLOTTE BAY 2428Determined
September 2023
- Dwelling; Shed209 CHARLOTTE BAY STREET CHARLOTTE BAY 2428Determined
February 2023
- Retail premises203 CHARLOTTE BAY STREET CHARLOTTE BAY 2428Determined
2022· 5 proposals
November 2022
- Balconies, decks, patios, terraces or verandahs; Alterations and additions to residential development218 CHARLOTTE BAY STREET CHARLOTTE BAY 2428Determined
September 2022
- Pools / decks / fencing217 CHARLOTTE BAY STREET CHARLOTTE BAY 2428Determined
August 2022
- Other215 CHARLOTTE BAY STREET CHARLOTTE BAY 2428Determined
April 2022
- Dwelling; Pools / decks / fencing2 KOOKIE AVENUE CHARLOTTE BAY 2428Determined
January 2022
- Subdivision of land96 COOMBA ROAD CHARLOTTE BAY 2428Determined
2021· 7 proposals
December 2021
- Alterations and additions to residential development224 CHARLOTTE BAY STREET CHARLOTTE BAY 2428Determined
November 2021
- Shed3481 THE LAKES WAY CHARLOTTE BAY 2428Determined
- Dwelling208 CHARLOTTE BAY STREET CHARLOTTE BAY 2428Determined
September 2021
- Pools / decks / fencing; Alterations and additions to residential development3543 THE LAKES WAY CHARLOTTE BAY 2428Determined
August 2021
- Home business260 BOOMERANG DRIVE CHARLOTTE BAY 2428Determined
March 2021
- Other96 COOMBA ROAD CHARLOTTE BAY 2428Determined
February 2021
- Dwelling2 KOOKIE AVENUE CHARLOTTE BAY 2428Withdrawn
Contributes to desirability score · Future Growth (7%)
Development and planning activity
Data sources & freshness
- Online DA development application register — NSW Department of Planning, Housing and Infrastructure · 2026 · Updated · Daily feed (from Oct 2018)
Hazards
- Bushfire planning zone
- Overlay applies
Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping.
Contributes to desirability score · Safety (18%)
Bushfire hazard overlays
Data sources & freshness
- Hazard planning overlays — State government hazard layers · current · Updated
Politics & representation
- Federal electorate
- Lyne
- Member of Parliament
- Alison PENFOLD (The Nationals)
- Results from
- 2025 federal election
- Electorate enrolment (2025)
- 129,584
- Turnout (2025)
- 92.9%
- Swing since 2022 (2025)
- +4.0 pp toward Labor
Two-party preferred (2025)
Coalition 59.8%Labor 40.2%
Estimated suburb voting profile
Estimated from 8 nearby ordinary polling places (up to 22.9 km away).
Coalition 46.6%Labor 53.4%
13.2 percentage points more Labor-leaning than the electorate
Estimated swing since 2022: +4.7 pp toward Labor
Nearest polling places
- Pacific PalmsLabor 55.1% · Coalition 44.9% TPP (2025)3.0 km away
- BungwahlLabor 51.8% · Coalition 48.2% TPP (2025)6.8 km away
- Coomba ParkLabor 49.6% · Coalition 50.4% TPP (2025)13.0 km away
- Forster KeysLabor 42.4% · Coalition 57.6% TPP (2025)15.4 km away
- Forster SouthLabor 45.0% · Coalition 55.0% TPP (2025)17.0 km away
Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.
Data sources & freshness
- Federal election results — Australian Electoral Commission · Updated · 2025 election with by-election overlays
Socio-economic
- IRSAD decile (2021)
- 8/10
- IRSD decile (2021)
- 9/10
ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).
What do IRSAD and IRSD measure?
IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.
IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.
A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.
Contributes to desirability score · Community (5%)
Socio-economic advantage (IRSAD decile)
Data sources & freshness
- SEIFA 2021 (IRSAD / IRSD) — Australian Bureau of Statistics · Updated
More in Mid-Coast Council
Other suburbs in the same local government area.
Comparable suburbs
Similar population and socio-economic profile in other parts of New South Wales.