NSW · Port Macquarie-Hastings Council

Lake Cathie, 2445

Est. population · Jun 2025

4,713

Growth (1 yr)

+2.4%

Growth (5 yr)

+9.7%

Median age

52

Median income

$1,275/wk

Employment rate

46.6%

Median house price · October to December 2025

$1,135,000

Languages at home

2.3%non-English

Most common: Cantonese, Filipino, Italian

2021 Census · usual residence

Desirability score

47.6/100
Average

Top 35% of New South Wales' suburbs

Verified 100% confidence

How this score is calculated
  • Coastal
  • Green suburb
  • National parks
  • Excellent transport
  • High desirability
What Lake Cathie is known for: Coastal, Green suburb, National parks, Excellent transport, High desirability

Suburb profile

Lake Cathie is a coastal mid-sized suburb a long way from Sydney, where beach life and a quieter rhythm set the tone. Retirees and empty-nesters are well represented here, with multiple generations sharing the same neighbourhood. Local shops are sparse, so a fuller set of amenities usually means travelling to a neighbouring town or regional hub.

Parks and open space are a real strength relative to many coastal suburbs, easy for walks, sport and weekend downtime. Buses are a genuine asset, linking residents to work, study and nearby neighbourhoods. Homes cost more here than in most comparable suburbs.

Reported crime has been falling recently. A busy pipeline of new development is gradually changing the look and feel of the streets.

Desirability lands around average here: softer community and employment weighing on the result versus similar coastal suburbs, even with growth momentum holding up better. Limited access to some essential local services also trimmed the result.

At a glance

Lake Cathie snapshot

A quick read of housing, growth, livability, and risk

Median house price

$1.14M

+19% change

Median rent

$685/wk

Population (ERP)

4,713

+2.4% annual growth

Dwelling vacancy

8.7%

Census unoccupied dwellings

Livability profile

Desirability pillars vs the peer median (50th percentile)

How it compares

Relative standing using percentiles, ranks, and national deciles

Desirability

#28

among Coastal & beach · Mature

Safety

3rd

percentile in state (higher = safer)

Pop. growth

91st

percentile in NSW

Advantage (IRSAD)

5/10

national SEIFA decile

School ICSEA

50th

percentile among schools with ICSEA

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Desirability

Ranks & confidence
Desirability score
47.6/100 — Average
State standing
Top 35% of New South Wales' suburbs
National rank
2482nd in Australia
State rank
744th in NSW
Peer rank
#28 among Coastal & beach · Mature suburbs
Cohort rank
#77 among Coastal & beach suburbs
Data confidence
100%

Data sources & freshness

  • Suburb Guide desirability indexSuburb Guide (derived) · current · Updated

Housing

Houses (January to March 2026)
$700
Rental bonds lodged (January to March 2026)
66
Median house price (October to December 2025)
$1,135,000
Median price change
+18.9%

Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.

Contributes to desirability score · Housing (15%) · Future Growth (7%)

Median price, rental yield and vacancy Recent price momentum

Data sources & freshness

Population

Estimated resident population

4,713(June 2025)

+2.4% annual · +9.7% over 5 years · 91th percentile in NSW

Growth figures & methodology
Annual growth
+2.4%
5-year growth
+9.7%
Change in 1 year
+108
Change in 5 years
+415
Growth rank in NSW
91th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~5,100), extrapolated at +1.5% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
4,296
Median age
52
Median household income / week
$1,275
Dwelling vacancy
8.7%
Unoccupied private dwellings
163 of 1,875
Median monthly mortgage
$1,850
Employment rate
46.6%
Dwelling mix (houses / semi / flats)
1,559 / 92 / 61

Contributes to desirability score · Community (5%)

Employment, household income and age diversity (2021 Census)

Data sources & freshness

  • 2021 Census — General Community ProfileAustralian Bureau of Statistics · Updated

    The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident PopulationAustralian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Community & culture

No 2021 Census cultural diversity data for this suburb yet.

Data sources & freshness

  • 2021 Census — General Community ProfileAustralian Bureau of Statistics · Updated

    The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Reported offences decreased compared with the previous period.

Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
104
Against the person
34
Against property
39
Rate per 1,000 residents
22.1
Person-crime prevalence
About 1 in 126 residents
State safety percentile
3.4th (lower crime is better)
Decrease (daily rate)
-21.6%

Most common offence types

  • Breach Apprehended Violence Order22
  • Domestic Violence Related Assault20
  • Intimidation, Stalking And Harassment22
  • Malicious Damage To Property17
  • Steal From Dwelling16

Contributes to desirability score · Safety (18%)

Crime rate and year-on-year trend

Data sources & freshness

  • BOCSAR postcode crime statisticsNSW Bureau of Crime Statistics and Research · Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated · Rolling 12-month windows

Family & Lifestyle

Schools & preschools

Schools within 2 km
1
Median school ICSEA
1,007
Median ICSEA percentile
50th
School list
  • Lake Cathie Public SchoolPrimary · Government · ICSEA 1007 · 50th percentile · LBOTE 6% · 395 students · Top SEA quarter 16%View on My School →

Contributes to desirability score · Education (15%)

School and preschool counts, median school ICSEA

Data sources & freshness

Childcare

1 childcare service from OpenStreetMap

  • Lake Cathie Little LearnersSeaside Drivechildcare

Contributes to desirability score · Education (15%)

Childcare centre count

Data sources & freshness

  • Childcare servicesOpenStreetMap · current · Updated

Public transport

76 public transport stops in this suburb

  • Ocean Dr At Colli Cl Walkway
  • Ocean Dr Before Abel Tasman Dr
  • Ocean Dr Before Fiona Cres
  • Ocean Dr Opp Bonny View Dr
  • Surfside Resort, Ocean Dr

Contributes to desirability score · Accessibility (15%)

Public transport stop coverage

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0)Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

No OpenStreetMap amenities mapped for this suburb yet.

Contributes to desirability score · Lifestyle (15%)

Food, shopping, recreation and sport (OpenStreetMap)

Data sources & freshness

  • Local amenity insightsSuburb Guide (derived) · current · Updated
  • OpenStreetMap amenitiesOpenStreetMap contributors · current · Updated

Parks & reserves

8 parks and public open space in this suburb

  • Aqua ReservePark
  • Chepana ReserveNature reserve
  • Community Hall ReservePark
  • Explorers Way ReservePark
  • Foreshore ReservePark
  • Jabiru ReserveNature reserve
  • Jonathan Dickson ReservePark
  • Lake Cathie Koala ReserveNature reserve

Data sources & freshness

Green cover

Parks & woodland (OSM)
29
Parks (OSM)
5

OpenStreetMap parks and natural woodland features mapped within the suburb boundary.

Contributes to desirability score · Environment (10%)

Parks and green cover (OpenStreetMap)

Data sources & freshness

Health access

Hospitals & GP clinics in suburb
2
Nearest hospital
Port Macquarie Base Hospital (11.4 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
Emergency department in suburb
Not in suburb
  • Lake Cathie Medical CentreOcean DriveClinic
  • Lake Cathie Physio + HydroOcean DrivePhysiotherapist

Contributes to desirability score · Accessibility (15%)

Hospitals and GP clinics

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
158
Participants per 1,000 residents
33.5

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
27° / 18°
Rainfall
417 mm · ~52 rainy days

Autumn (Mar–May)

Usual max / min
24° / 14°
Rainfall
459 mm · ~57 rainy days

Winter (Jun–Aug)

Usual max / min
19° / 8°
Rainfall
256 mm · ~32 rainy days

Spring (Sep–Nov)

Usual max / min
23° / 13°
Rainfall
273 mm · ~34 rainy days

Contributes to desirability score · Lifestyle (15%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normalsWorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal.

2026· 42 proposals
  • July 2026

  • Dwelling house; Erection of a new structure
    17 GALENA GROVE LAKE CATHIE 2445Under Assessment
  • Dual occupancy; Subdivision; Erection of a new structure; Dual occupancy (attached); Residential Accommodation
    126 TOBAGO PARADE LAKE CATHIE 2445Under Assessment
  • Dwelling house; Erection of a new structure
    TOBAGO PARADE LAKE CATHIE 2445Under Assessment
  • Dwelling house; Erection of a new structure; Residential Accommodation
    124 TOBAGO PARADE LAKE CATHIE 2445Under Assessment
  • Alterations or additions to an existing building or structure; Carport
    12 FIONA CRESCENT LAKE CATHIE 2445Under Assessment
  • Dwelling house; Erection of a new structure; Residential Accommodation
    21 GALENA GROVE LAKE CATHIE 2445Determined
  • Secondary dwelling; Dwelling house; Erection of a new structure
    72 FOREST PARKWAY LAKE CATHIE 2445Determined
  • June 2026

  • Dual occupancy; Demolition; Subdivision; Medium Density Housing; Alterations or additions to an existing building or structure; Change of use of land or a building or the classification of a building under the Building Code of Australia; Dual occupancy (detached); Residential Accommodation
    1547 OCEAN DRIVE LAKE CATHIE 2445Under Assessment
  • Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah
    23 KARIKEREE STREET LAKE CATHIE 2445Determined
  • Dwelling house; Subdivision; Erection of a new structure
    119 TOBAGO PARADE LAKE CATHIE 2445Under Assessment
  • Alterations or additions to an existing building or structure; Residential Accommodation
    4 ANTILLES WAY LAKE CATHIE 2445Under Assessment
  • Dwelling house; Erection of a new structure
    123 TOBAGO PARADE LAKE CATHIE 2445Determined
  • Dwelling house; Erection of a new structure
    6 BARBADOS AVENUE LAKE CATHIE 2445Determined
  • Dwelling house; Erection of a new structure
    12 GALENA GROVE LAKE CATHIE 2445Determined
  • May 2026

  • Dwelling house; Alterations or additions to an existing building or structure
    1561 OCEAN DRIVE LAKE CATHIE 2445Determined
  • Erection of a new structure; Swimming pool
    5 KARIKEREE STREET LAKE CATHIE 2445Determined
  • Erection of a new structure; Swimming pool
    9 TIGER QUOLL DRIVE LAKE CATHIE 2445Determined
  • Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah; Garage, carport or carparking space
    115 CHEPANA STREET LAKE CATHIE 2445Under Assessment
  • Dwelling house; Erection of a new structure
    18 ANTILLES WAY LAKE CATHIE 2445Determined
  • Erection of a new structure; Residential Accommodation
    59 FOREST PARKWAY LAKE CATHIE 2445Determined
  • Alterations or additions to an existing building or structure; Residential Accommodation
    4 BANJORA PLACE LAKE CATHIE 2445Determined
  • Dwelling house; Erection of a new structure
    105 CHEPANA STREET LAKE CATHIE 2445Determined
  • April 2026

  • Dwelling house; Erection of a new structure
    19 GALENA GROVE LAKE CATHIE 2445Determined
  • Dwelling house; Erection of a new structure
    9 TIGER QUOLL DRIVE LAKE CATHIE 2445Determined
  • March 2026

  • Alterations or additions to an existing building or structure; Swimming pool
    14 EVANS STREET LAKE CATHIE 2445Determined
  • Erection of a new structure; Minor building alterations (internal); Minor building alterations (external); Swimming pool
    7 HARDYS ROAD LAKE CATHIE 2445Determined
  • Shed; Erection of a new structure; Swimming pool
    67 FOREST PARKWAY LAKE CATHIE 2445Determined
  • Alterations or additions to an existing building or structure; Minor building alterations (external)
    13 ABEL TASMAN DRIVE LAKE CATHIE 2445Determined
  • Dual occupancy; Subdivision; Medium Density Housing; Change of use of land or a building or the classification of a building under the Building Code of Australia; Dual occupancy (detached); Residential Accommodation
    1501 OCEAN DRIVE LAKE CATHIE 2445Determined
  • Dwelling house; Erection of a new structure; Residential Accommodation
    19 SUMMER CIRCUIT LAKE CATHIE 2445Determined
  • Dwelling house; Erection of a new structure; Residential Accommodation
    35 WALLUM DRIVE LAKE CATHIE 2445Determined
  • February 2026

  • Dwelling house; Erection of a new structure; Residential Accommodation
    1350 OCEAN DRIVE LAKE CATHIE 2445Determined
  • Erection of a new structure; Swimming pool
    21 Waterside Way Lake Cathie NSW 2445Determined
  • Dual occupancy; Subdivision; Erection of a new structure; Dual occupancy (attached); Residential Accommodation
    44 PLATYPUS PARADE LAKE CATHIE 2445Determined
  • Dual occupancy; Demolition; Erection of a new structure; Dual occupancy (attached); Residential Accommodation
    73 CHEPANA STREET LAKE CATHIE 2445Determined
  • Alterations or additions to an existing building or structure; Registered club
    45 EVANS STREET LAKE CATHIE 2445Determined
  • Dwelling house; Erection of a new structure; Residential Accommodation
    11 GALENA GROVE LAKE CATHIE 2445Determined
  • Erection of a new structure; Swimming pool
    6 SOLOMON DRIVE LAKE CATHIE 2445Determined
  • Shed; Erection of a new structure
    14 GALENA GROVE LAKE CATHIE 2445Determined
  • January 2026

  • Dwelling house; Erection of a new structure
    MARINE PARADE LAKE CATHIE 2445Determined
2025· 7 proposals
  • December 2025

  • Dwelling house; Erection of a new structure
    45 ANTIGUA AVENUE LAKE CATHIE 2445Determined
  • November 2025

  • Erection of a new structure; Swimming pool
    22 CATHIE CIRCUIT LAKE CATHIE 2445Under Assessment
  • Shed; Erection of a new structure; Driveways and hard stand spaces; Earthworks, retaining walls and structural support
    23 GALENA GROVE LAKE CATHIE 2445Determined
  • Erection of a new structure; Swimming pool
    1 CELTIC COURT LAKE CATHIE 2445Determined
  • Dwelling house; Erection of a new structure
    4 ST JOHN TERRACE LAKE CATHIE 2445Determined
  • Dwelling house; Erection of a new structure; Residential Accommodation
    21 GALENA GROVE LAKE CATHIE 2445Determined
  • Alterations or additions to an existing building or structure; Minor building alterations (external)
    76 FIONA CRESCENT LAKE CATHIE 2445Determined

Contributes to desirability score · Future Growth (7%)

Development and planning activity

Data sources & freshness

Hazards

Bushfire planning zone
Overlay applies

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping.

Contributes to desirability score · Safety (18%)

Bushfire hazard overlays

Data sources & freshness

  • Hazard planning overlaysState government hazard layers · current · Updated

Politics & representation

Federal electorate
Lyne
Member of Parliament
Alison PENFOLD (The Nationals)
Results from
2025 federal election
Electorate enrolment (2025)
129,584
Turnout (2025)
92.9%
Swing since 2022 (2025)
+4.0 pp toward Labor

Two-party preferred (2025)

Coalition 59.8%Labor 40.2%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 13.6 km away).

Coalition 56.9%Labor 43.1%

2.9 percentage points more Labor-leaning than the electorate

Estimated swing since 2022: +8.0 pp toward Labor

Nearest polling places

  • Lake CathieLabor 42.9% · Coalition 57.1% TPP (2025)2.3 km away
  • Bonny HillsLabor 46.0% · Coalition 54.0% TPP (2025)4.7 km away
  • North HavenLabor 44.8% · Coalition 55.2% TPP (2025)9.5 km away
  • DunboganLabor 44.4% · Coalition 55.6% TPP (2025)10.9 km away
  • West HavenLabor 43.4% · Coalition 56.6% TPP (2025)11.2 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
5/10
IRSD decile (2021)
5/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (5%)

Socio-economic advantage (IRSAD decile)

Data sources & freshness

More in Port Macquarie-Hastings Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of New South Wales.