Lake Cathie is a coastal town in New South Wales, in Port Macquarie-Hastings Council.
Public transport is an exceptional strength, well above typical levels for coastal towns. Reported crime is exceptionally low against comparable places. Reported offences have fallen 22% year on year, and population has been growing faster than in comparable places. Everyday shops and services are sparse, with local amenities 83% below the peer median.
Overall, Lake Cathie suits people prioritising lower crime and public transport over local amenities.
Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.
Strengths and weaknesses
Coastal town · compared with coastal towns in New South Wales (162)
Strengths
Reported crime is exceptionally low against comparable places
Population has been growing faster than in comparable places
Public transport is a relative strength
Weaknesses
Everyday shops and services are sparse
What stands out
Lake Cathie Beach
Rainbow Beach
Who it suits
Stars are audience-fit ratings derived from Suburb.Guide data, not demographic counts or user reviews.
Families★★☆☆☆
Professionals★☆☆☆☆
Retirees★★☆☆☆
Students★☆☆☆☆
Budget buyers★★☆☆☆
Housing, growth and risk
How Lake Cathie compares
A quick read of housing, growth, livability, and risk
Median house price
$1.14M
+19% change
Median rent
$685/wk
Population (ERP)
4,713
+2.4% annual growth
Dwelling vacancy
8.7%
Census unoccupied dwellings
Livability profile
Desirability pillars vs the peer median (50th percentile)
How it compares
Relative standing using percentiles, ranks, and national deciles
Desirability
#56
among Coastal & beach · Mature
Crime rate
3rd
percentile in state (higher = more crime)
Pop. growth
91st
percentile in NSW
Rented dwellings
18%
2021 Census tenure
Advantage (IRSAD)
5/10
national SEIFA decile
School ICSEA
50th
percentile among schools with ICSEA
Population growth
Recent ERP change over 1 and 5 years
Housing mix
Dwelling types from the 2021 Census
Risks & flags
Quick scan — open a section below for full context
Living here
Desirability
Ranks & confidence
Desirability score
48.4/100 — Average
State standing
Top 37% of New South Wales' suburbs
National rank
2332nd in Australia
State rank
794th in NSW
Peer rank
#56 among Coastal & beach · Mature suburbs
Cohort rank
#108 among Coastal & beach suburbs
Data confidence
97%
Data sources & freshness
Suburb Guide desirability index — Suburb Guide (derived) · current · Updated
Housing
Houses (January to March 2026)
$700
Rental bonds lodged (January to March 2026)
66
Median house price (October to December 2025)
$1,135,000
Median price change
+18.9%
Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.
+2.4% annual · +9.7% over 5 years · 91th percentile in NSW
Growth figures & methodology
Annual growth
+2.4%
5-year growth
+9.7%
Change in 1 year
+108
Change in 5 years
+415
Growth rank in NSW
91th percentile
ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.
Methodology
Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.
The dashed chart line is a simple growth-trend estimate to June 2030 (~5,100), extrapolated at +1.5% average annual growth since 2011. It is illustrative only — not an official ABS forecast.
2021 Census figures
2021 Census
Population
4,296
Median age
52
Median household income / week
$1,275
Dwelling vacancy
8.7%
Unoccupied private dwellings
163 of 1,875
Median monthly mortgage
$1,850
Median weekly rent (2021 Census)
$380
Tenure (owned / mortgaged / rented)
54% / 28.3% / 17.7%
Employment rate
46.6%
Travel to work (WFH / public transport / car)
12.9% / 1% / 72.1%
Walked or cycled to work
1.4%
Dwelling mix (houses / semi / flats)
1,559 / 92 / 61
Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)
Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
16.3% of adults have a university degree, compared with 27.8% across New South Wales. 25.4% have a trade or vocational qualification.
University qualified16.3% · 27.8% NSW
Diploma qualified10.5% · 9.3% NSW
Trade / vocational25.4% · 15% NSW
Year 12 or below47.8% · 47.9% NSW
Highest qualification field
Main field of the highest non-school qualification (2021 Census).
Management and commerce21%
Engineering and related technologies19%
Education13.4%
Society and culture12.3%
Health10.9%
Architecture and building8.8%
How these groups are defined
Measure
Definition
University qualified
Bachelor degree or higher
Diploma qualified
Advanced Diploma / Diploma
Trade / vocational
Certificate III + IV
Year 12
Year 12 as highest attainment
Below Year 12
Year 11 / 10 / 9 or below
People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.
Contributes to desirability score · Community (12%)
University qualifications from the 2021 Census
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
Tax & income
Median taxable income (2023–24)
$50,641
31st percentile in NSW · -14% vs Australia
Median salary / wages (2023–24)
$58,610
37th percentile in NSW · -10% vs Australia
Residents with rental investments
14.0%
52nd percentile in NSW · +1% vs Australia
Median super balance (2023–24)
$115,363
88th percentile in NSW · +82% vs Australia
Residents with business income
11.0%
65th percentile in NSW · +6% vs Australia
Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2445 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.
Counts, net rent & state comparison
Taxpayers in this postcode
4,782
Taxpayers reporting net rent
677
Median net rent
$1,450
Taxpayers reporting business income
503
Taxable income vs state median
-10%
Salary / wages vs state median
-7%
Rental investment vs state median
0%
Super vs state median
+64%
Business income vs state median
+10%
Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.
Data sources & freshness
Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary
Community & culture
2.3% speak a language other than English at home; 11% born overseas
Language at home
4,065 English only · 94 other
Non-English at home
2.3%
Born overseas
459 (11%)
Aboriginal and/or Torres Strait Islander
207 (4.8%)
Australian citizens
4,052
Languages spoken at home (other than English)
7
Top languages other than English
Share of residents who speak a language other than English at home (2021 Census).
Cantonese8 · 26.7%
Filipino5 · 16.7%
Italian4 · 13.3%
Thai4 · 13.3%
Australian Indigenous languages3 · 10%
Portuguese3 · 10%
Spanish3 · 10%
Religion
55.5%Most common religion · Christianity
Christianity is the most common response at 55.5%, while 38% reported no religion.
Measure
Suburb
State
No religion
38%
32.8%
Christianity
55.5%
47.6%
Other / not stated
6.6%
19.6%
Christian denominations
Denomination
Suburb
State
Anglican
21.3%
11.9%
Catholic
21.1%
22.4%
Uniting Church
3.4%
2.1%
Presbyterian and Reformed
2.4%
1.9%
2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
Crime & safety
Offence counts are estimated for this suburb from postcode 2445, which is shared with other suburbs.
Reported offences decreased compared with the previous period.
Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
104
Against the person
34
Against property
39
Rate per 1,000 residents
22.1
Person-crime prevalence
About 1 in 126 residents
State crime-rate percentile
3.4th (higher = more crime)
Decrease (daily rate)
-21.6%
Recorded road crashes (in suburb)
26
Crash rate per 1,000 residents (state rank)
5.52
Most common offence types
Breach Apprehended Violence Order11
Domestic Violence Related Assault10
Intimidation, Stalking And Harassment11
Malicious Damage To Property9
Steal From Dwelling8
Contributes to desirability score · Safety (22%)
Crime rate, offences against the person, year-on-year trend and recorded road crash rates
BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated · Rolling 12-month windows
Family & Lifestyle
Schools & preschools
Schools within 2 km
1
Median school ICSEA
1,007
Median ICSEA percentile
50th
Primary catchments overlapping suburb
3
Secondary catchments overlapping suburb
2
School list
Lake Cathie Public SchoolPrimary · Government · ICSEA 1007 · 50th percentile · LBOTE 6% · 395 students · Top SEA quarter 16%View on My School →
School catchments
Camden Haven HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
Herons Ck PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
HSC WestportGovernment school catchment overlapping this suburb boundarysecondary_catchment
Lake Cathie PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Nth Haven PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.
Contributes to desirability score · Education (14%)
Median school ICSEA first, then school and catchment counts
Data sources & freshness
NSW government school intake zones — NSW Department of Education · current · Updated · Open catchment polygons where published
Well connected by public transport — 76 public transport stops
Walkability proxy
30/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0
Parks per 1,000 residents
1.16
Sport & outdoors(6)
Beach
Lighthouse BeachBeach
Rainbow BeachBeach
Chepana ReserveNature reserve
Jabiru ReserveNature reserve
Lake Cathie Koala ReserveNature reserve
Camping & holiday parks(1)
Little Palm CabinsCaravan park
1621 Ocean Drive, Lake Cathie
Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.
Contributes to desirability score · Lifestyle (12%)
Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)
Data sources & freshness
Local amenity insights — Suburb Guide (derived) · current · Updated
Named sporting clubs from OpenStreetMap, assigned to this suburb's boundary. Sporting facilities such as ovals, courts and recreation centres are listed under Amenities.
Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.
Contributes to desirability score · Environment (12%)
Tree canopy first, then green-cover area and parks per 1,000
Data sources & freshness
OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries
Health access
Hospitals & GP clinics in suburb
2
Nearest hospital
Port Macquarie Base Hospital (11.4 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
Emergency department in suburb
Not in suburb
GP clinics in suburb
1
GPs tagged bulk billing (OSM)
0 of 1
Aged-care services
1
Residential aged-care places
138
GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).
Lake Cathie Medical CentreOcean DriveClinic
Lake Cathie Physio + HydroOcean DrivePhysiotherapist
Aged-care services
Lake Cathie Manor Aged CareLAKE CATHIEResidential
Australian Government–subsidised services from the AIHW GEN list (30 June 2025), assigned to this suburb by location.
Contributes to desirability score · Accessibility (12%)
Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.
For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.
Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.
Summer (Dec–Feb)
Usual max / min
27° / 18°
Rainfall
417 mm · ~52 rainy days
Autumn (Mar–May)
Usual max / min
24° / 14°
Rainfall
459 mm · ~57 rainy days
Winter (Jun–Aug)
Usual max / min
19° / 8°
Rainfall
256 mm · ~32 rainy days
Spring (Sep–Nov)
Usual max / min
23° / 13°
Rainfall
273 mm · ~34 rainy days
Contributes to desirability score · Lifestyle (12%)
Dual occupancy; Subdivision; Erection of a new structure; Dual occupancy (attached); Residential Accommodation
117 TOBAGO PARADE LAKE CATHIE 2445Additional Information Requested
Attached dwelling; Dual occupancy; Dwelling house; Subdivision; Erection of a new structure; Dual occupancy (attached)
46 PLATYPUS PARADE LAKE CATHIE 2445Under Assessment
Dwelling house; Erection of a new structure; Residential Accommodation
Lot 535, 5 Saona Street, Lake Cathie NSW 2445Under Assessment
Dwelling house; Erection of a new structure; Residential Accommodation
Lot 523, 105 Tobago Parade, Lake Cathie NSW 2445Under Assessment
Subdivision; Erection of a new structure; Residential Accommodation
LOT 537 DP1322329 TOBAGO PARADE LAKE CATHIE NSWUnder Assessment
Dual occupancy; Subdivision; Erection of a new structure; Dual occupancy (attached); Residential Accommodation
122 TOBAGO PARADE LAKE CATHIE 2445Under Assessment
Shed; Erection of a new structure; Supporting Development
12 BARBUDA WAY LAKE CATHIE 2445Under Assessment
Subdivision
7 WHITEWATER TERRACE LAKE CATHIE 2445Under Assessment
August 2026
Dwelling house; Erection of a new structure; Residential Accommodation
112 TOBAGO PARADE LAKE CATHIE 2445Determined
Secondary dwelling; Alterations or additions to an existing building or structure; Residential Accommodation
40 EVANS STREET LAKE CATHIE 2445Under Assessment
Dwelling house; Erection of a new structure
127 TOBAGO PARADE LAKE CATHIE 2445Determined
Subdivision
OCEAN DRIVE LAKE CATHIE 2445Under Assessment
Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah
7 TIGER QUOLL DRIVE LAKE CATHIE 2445Under Assessment
July 2026
Dwelling house; Erection of a new structure
17 GALENA GROVE LAKE CATHIE 2445Determined
Dual occupancy; Subdivision; Erection of a new structure; Dual occupancy (attached); Residential Accommodation
126 TOBAGO PARADE LAKE CATHIE 2445Under Assessment
Dwelling house; Erection of a new structure
TOBAGO PARADE LAKE CATHIE 2445Determined
Dwelling house; Erection of a new structure; Residential Accommodation
124 TOBAGO PARADE LAKE CATHIE 2445Determined
Alterations or additions to an existing building or structure; Carport
12 FIONA CRESCENT LAKE CATHIE 2445Under Assessment
Dwelling house; Erection of a new structure; Residential Accommodation
21 GALENA GROVE LAKE CATHIE 2445Determined
Secondary dwelling; Dwelling house; Erection of a new structure
72 FOREST PARKWAY LAKE CATHIE 2445Determined
June 2026
Dual occupancy; Demolition; Subdivision; Medium Density Housing; Alterations or additions to an existing building or structure; Change of use of land or a building or the classification of a building under the Building Code of Australia; Dual occupancy (detached); Residential Accommodation
1547 OCEAN DRIVE LAKE CATHIE 2445Determined
Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah
23 KARIKEREE STREET LAKE CATHIE 2445Determined
Dwelling house; Subdivision; Erection of a new structure
119 TOBAGO PARADE LAKE CATHIE 2445Under Assessment
Alterations or additions to an existing building or structure; Residential Accommodation
4 ANTILLES WAY LAKE CATHIE 2445Determined
Dwelling house; Erection of a new structure
123 TOBAGO PARADE LAKE CATHIE 2445Determined
Dwelling house; Erection of a new structure
6 BARBADOS AVENUE LAKE CATHIE 2445Determined
Dwelling house; Erection of a new structure
12 GALENA GROVE LAKE CATHIE 2445Determined
May 2026
Dwelling house; Alterations or additions to an existing building or structure
1561 OCEAN DRIVE LAKE CATHIE 2445Determined
Erection of a new structure; Swimming pool
5 KARIKEREE STREET LAKE CATHIE 2445Determined
Erection of a new structure; Swimming pool
9 TIGER QUOLL DRIVE LAKE CATHIE 2445Determined
Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah; Garage, carport or carparking space
115 CHEPANA STREET LAKE CATHIE 2445Determined
Dwelling house; Erection of a new structure
18 ANTILLES WAY LAKE CATHIE 2445Determined
Erection of a new structure; Residential Accommodation
59 FOREST PARKWAY LAKE CATHIE 2445Determined
Alterations or additions to an existing building or structure; Residential Accommodation
4 BANJORA PLACE LAKE CATHIE 2445Determined
Dwelling house; Erection of a new structure
105 CHEPANA STREET LAKE CATHIE 2445Determined
April 2026
Dwelling house; Erection of a new structure
19 GALENA GROVE LAKE CATHIE 2445Determined
Dwelling house; Erection of a new structure
9 TIGER QUOLL DRIVE LAKE CATHIE 2445Determined
March 2026
Alterations or additions to an existing building or structure; Swimming pool
14 EVANS STREET LAKE CATHIE 2445Determined
Erection of a new structure; Minor building alterations (internal); Minor building alterations (external); Swimming pool
7 HARDYS ROAD LAKE CATHIE 2445Determined
Shed; Erection of a new structure; Swimming pool
67 FOREST PARKWAY LAKE CATHIE 2445Determined
2025· 7 proposals
December 2025
Dwelling house; Erection of a new structure
45 ANTIGUA AVENUE LAKE CATHIE 2445Determined
November 2025
Erection of a new structure; Swimming pool
22 CATHIE CIRCUIT LAKE CATHIE 2445Under Assessment
Shed; Erection of a new structure; Driveways and hard stand spaces; Earthworks, retaining walls and structural support
23 GALENA GROVE LAKE CATHIE 2445Determined
Erection of a new structure; Swimming pool
1 CELTIC COURT LAKE CATHIE 2445Determined
Dwelling house; Erection of a new structure
4 ST JOHN TERRACE LAKE CATHIE 2445Determined
Dwelling house; Erection of a new structure; Residential Accommodation
21 GALENA GROVE LAKE CATHIE 2445Determined
Alterations or additions to an existing building or structure; Minor building alterations (external)
Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.
Contributes to desirability score · Safety (22%)
Bushfire and flood hazard overlays
Data sources & freshness
Bushfire and flood planning overlays — State government hazard layers · current · Updated
Politics & representation
Federal electorate
Lyne
Member of Parliament
Alison PENFOLD (The Nationals)
Results from
2025 federal election
Electorate enrolment (2025)
129,584
Turnout (2025)
92.9%
Swing since 2022 (2025)
+4.0 pp toward Labor
Two-party preferred (2025)
Coalition 59.8%Labor 40.2%
Estimated suburb voting profile
Estimated from 8 nearby ordinary polling places (up to 13.6 km away).
Coalition 56.9%Labor 43.1%
2.9 percentage points more Labor-leaning than the electorate
Estimated swing since 2022: +8.0 pp toward Labor
Nearest polling places
Lake CathieLabor 42.9% · Coalition 57.1% TPP (2025)2.3 km away
Bonny HillsLabor 46.0% · Coalition 54.0% TPP (2025)4.7 km away
North HavenLabor 44.8% · Coalition 55.2% TPP (2025)9.5 km away
DunboganLabor 44.4% · Coalition 55.6% TPP (2025)10.9 km away
West HavenLabor 43.4% · Coalition 56.6% TPP (2025)11.2 km away
Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.
ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).
What do IRSAD and IRSD measure?
IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.
IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.
A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.
Contributes to desirability score · Community (12%)