Lloyd is a regional town in New South Wales, in Wagga Wagga Council.
Employment is a strong feature of the suburb, with employment 50% above the peer median. Local amenities are a relative strength, with local amenities 20% above the peer median. School ICSEA scores are a relative strength. Green cover is an exceptional strength, well above typical levels for regional towns, and university qualifications are a relative strength, with university qualifications 74% above the peer median. Space is a strength, but car dependence is high.
Overall, the suburb suits people prioritising employment and school quality.
Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.
Strengths and weaknesses
Regional town · compared with regional towns in New South Wales (192)
Strengths
Employment is a relative strength
Green cover is stronger than in comparable places
School ICSEA scores are a relative strength
Local amenities are a relative strength
University qualifications are a relative strength
Weaknesses
No relative weaknesses against comparable places.
What stands out
Space is a strength, but car dependence is high
Who it suits
Stars are audience-fit ratings derived from Suburb.Guide data, not demographic counts or user reviews.
Families★★☆☆☆
Professionals★★☆☆☆
Retirees★☆☆☆☆
Students★☆☆☆☆
Budget buyers★★☆☆☆
Housing, growth and risk
How Lloyd compares
A quick read of housing, growth, livability, and risk
Median house price
$700k
+7.6% change
Median rent
$540/wk
Houses $570 · Units $400
Population (ERP)
1,596
-0.1% annual growth
Dwelling vacancy
5.6%
Census unoccupied dwellings
Livability profile
Desirability pillars vs the peer median (50th percentile)
How it compares
Relative standing using percentiles, ranks, and national deciles
Desirability
#58
among Country & regional · Established
Crime rate
85th
percentile in state (higher = more crime)
Pop. growth
8th
percentile in NSW
Rented dwellings
21%
2021 Census tenure
Advantage (IRSAD)
9/10
national SEIFA decile
School ICSEA
42nd
percentile among schools with ICSEA
Population growth
Recent ERP change over 1 and 5 years
Housing mix
Dwelling types from the 2021 Census
Risks & flags
Quick scan — open a section below for full context
Living here
Desirability
Ranks & confidence
Desirability score
43.2/100 — Average
National rank
3566th in Australia
State rank
1215th in NSW
Peer rank
#58 among Country & regional · Established suburbs
Cohort rank
#445 among Country & regional suburbs
Data confidence
94%
Data sources & freshness
Suburb Guide desirability index — Suburb Guide (derived) · current · Updated
Housing
Flats / units (January to March 2026)
$400
Houses (January to March 2026)
$570
All types (January to March 2026)
$540
Rental bonds lodged (January to March 2026)
656
Median house price (October to December 2025)
$700,000
Median price change
+7.6%
Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.
-0.1% annual · +2.8% over 5 years · 8th percentile in NSW
Growth figures & methodology
Annual growth
-0.1%
5-year growth
+2.8%
Change in 1 year
-1
Change in 5 years
+44
Growth rank in NSW
8th percentile
ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.
Methodology
Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.
The dashed chart line is a simple growth-trend estimate to June 2030 (~1,650), extrapolated at +0.5% average annual growth since 2011. It is illustrative only — not an official ABS forecast.
2021 Census figures
2021 Census
Population
1,509
Median age
32
Median household income / week
$2,247
Dwelling vacancy
5.6%
Unoccupied private dwellings
32 of 575
Median monthly mortgage
$1,803
Median weekly rent (2021 Census)
$420
Tenure (owned / mortgaged / rented)
23.2% / 56.2% / 20.6%
Employment rate
75.1%
Travel to work (WFH / public transport / car)
8.8% / 0% / 79.3%
Walked or cycled to work
0.3%
Dwelling mix (houses / semi / flats)
516 / 15 / 10
Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)
Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
22.4% of adults have a university degree, compared with 27.8% across New South Wales. 22.7% have a trade or vocational qualification.
University qualified22.4% · 27.8% NSW
Diploma qualified11.7% · 9.3% NSW
Trade / vocational22.7% · 15% NSW
Year 12 or below43.2% · 47.9% NSW
Highest qualification field
Main field of the highest non-school qualification (2021 Census).
Management and commerce23.8%
Health15.2%
Engineering and related technologies13.7%
Society and culture12.9%
Education12.5%
Architecture and building8%
How these groups are defined
Measure
Definition
University qualified
Bachelor degree or higher
Diploma qualified
Advanced Diploma / Diploma
Trade / vocational
Certificate III + IV
Year 12
Year 12 as highest attainment
Below Year 12
Year 11 / 10 / 9 or below
People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.
Contributes to desirability score · Community (12%)
University qualifications from the 2021 Census
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
Tax & income
Median taxable income (2023–24)
$60,452
65th percentile in NSW · +3% vs Australia
Median salary / wages (2023–24)
$63,944
54th percentile in NSW · -2% vs Australia
Residents with rental investments
13.0%
43rd percentile in NSW · -6% vs Australia
Median super balance (2023–24)
$69,276
48th percentile in NSW · +9% vs Australia
Residents with business income
8.0%
14th percentile in NSW · -23% vs Australia
Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2650 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.
Counts, net rent & state comparison
Taxpayers in this postcode
38,014
Taxpayers reporting net rent
4,776
Median net rent
$354
Taxpayers reporting business income
3,231
Taxable income vs state median
+8%
Salary / wages vs state median
+2%
Rental investment vs state median
-7%
Super vs state median
-2%
Business income vs state median
-20%
Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.
Data sources & freshness
Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary
Community & culture
12.4% speak a language other than English at home; 13.2% born overseas
Language at home
1,308 English only · 186 other
Non-English at home
12.4%
Born overseas
197 (13.2%)
Aboriginal and/or Torres Strait Islander
66 (4.4%)
Australian citizens
1,422
Languages spoken at home (other than English)
12
Top languages other than English
Share of residents who speak a language other than English at home (2021 Census).
Arabic19 · 28.4%
Gujarati10 · 14.9%
Mandarin8 · 11.9%
Filipino4 · 6%
Punjabi4 · 6%
Tagalog4 · 6%
Bengali3 · 4.5%
Cantonese3 · 4.5%
Religion
61.4%Most common religion · Christianity
Christianity is the most common response at 61.4%, while 28.6% reported no religion.
Measure
Suburb
State
No religion
28.6%
32.8%
Christianity
61.4%
47.6%
Hinduism
2.9%
3.4%
Other / not stated
7%
16.2%
Christian denominations
Denomination
Suburb
State
Catholic
30.3%
22.4%
Anglican
15.2%
11.9%
Uniting Church
3.6%
2.1%
Presbyterian and Reformed
3.5%
1.9%
Christian (not further defined)
2.8%
2.4%
2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
Crime & safety
Offence counts are estimated for this suburb from postcode 2650, which is shared with other suburbs.
Reported offences increased compared with the previous period.
Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
191
Against the person
47
Against property
72
Rate per 1,000 residents
119.7
Person-crime prevalence
About 1 in 32 residents
State crime-rate percentile
85th (higher = more crime)
Increase (daily rate)
+1.3%
Recorded road crashes (in suburb)
7
Crash rate per 1,000 residents (state rank)
4.39
Most common offence types
Breach Bail Conditions25
Domestic Violence Related Assault11
Intimidation, Stalking And Harassment17
Malicious Damage To Property17
Non-Domestic Violence Related Assault11
Contributes to desirability score · Safety (22%)
Crime rate, offences against the person, year-on-year trend and recorded road crash rates
BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated · Rolling 12-month windows
Family & Lifestyle
Schools & preschools
Schools within 2 km
1
Median school ICSEA
990
Median ICSEA percentile
42th
Primary catchments overlapping suburb
3
Secondary catchments overlapping suburb
1
School list
OneSchool Global NSW - Wagga WaggaCombined · Independent · ICSEA 990 · 42th percentile · LBOTE 0% · 36 students · Top SEA quarter 0% · 2.0 km awayView on My School →
School catchments
Ashmont PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Kapooka PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Mt Austin HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
Red Hill PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.
Contributes to desirability score · Education (14%)
Median school ICSEA first, then school and catchment counts
Data sources & freshness
NSW government school intake zones — NSW Department of Education · current · Updated · Open catchment polygons where published
Decent local green space — 2 parks in suburb, 1 playgrounds nearby
Reasonable bus and transport access — 10 public transport stops
Walkability proxy
15/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0
Parks per 1,000 residents
1.33
Sport & outdoors(12)
Bourke StreetCycling route
Glenfield Park LoopCycling route
KapookaCycling route
Kapooka Shared PathCycling route
Red Hill RoadCycling route
Red Hill Road Shared PathCycling route
Wiradjuri TrailCycling route
Wiradjuri Walking TrackCycling route
Silverlite ReserveNature reserve
Lingiari Drive ParkPark
Park
Barton Avenue PlaygroundPlayground
Entertainment(1)
Viewpoint
Transport(4)
4 bus stops
Other(1)
Shelter
Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.
Contributes to desirability score · Lifestyle (12%)
Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)
Data sources & freshness
Local amenity insights — Suburb Guide (derived) · current · Updated
Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.
Contributes to desirability score · Environment (12%)
Tree canopy first, then green-cover area and parks per 1,000
Data sources & freshness
OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries
Health access
Nearest hospital
Riverina Day Surgery (4.2 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0
GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).
Contributes to desirability score · Accessibility (12%)
Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.
For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.
Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.
Summer (Dec–Feb)
Usual max / min
31° / 16°
Rainfall
122 mm · ~15 rainy days
Autumn (Mar–May)
Usual max / min
23° / 10°
Rainfall
131 mm · ~16 rainy days
Winter (Jun–Aug)
Usual max / min
14° / 4°
Rainfall
142 mm · ~18 rainy days
Spring (Sep–Nov)
Usual max / min
22° / 9°
Rainfall
137 mm · ~17 rainy days
Contributes to desirability score · Lifestyle (12%)
Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.
Contributes to desirability score · Safety (22%)
Bushfire and flood hazard overlays
Data sources & freshness
Bushfire and flood planning overlays — State government hazard layers · current · Updated
Politics & representation
Federal electorate
Riverina
Member of Parliament
Michael McCORMACK (The Nationals)
Results from
2025 federal election
Electorate enrolment (2025)
128,537
Turnout (2025)
92.8%
Swing since 2022 (2025)
-2.9 pp toward Coalition
Two-party preferred (2025)
Coalition 62.6%Labor 37.4%
Estimated suburb voting profile
Estimated from 8 nearby ordinary polling places (up to 5.1 km away).
Coalition 55.5%Labor 44.5%
7.2 percentage points more Labor-leaning than the electorate
Estimated swing since 2022: +2.3 pp toward Labor
Nearest polling places
Glenfield ParkLabor 43.2% · Coalition 56.8% TPP (2025)1.2 km away
TollandLabor 45.9% · Coalition 54.1% TPP (2025)2.4 km away
AshmontLabor 51.4% · Coalition 48.6% TPP (2025)2.7 km away
Mount AustinLabor 46.8% · Coalition 53.2% TPP (2025)2.9 km away
TattonLabor 37.1% · Coalition 62.9% TPP (2025)3.7 km away
Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.
ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).
What do IRSAD and IRSD measure?
IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.
IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.
A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.
Contributes to desirability score · Community (12%)