NSW · Lake Macquarie Council

Balcolyn, 2264

Est. population · Jun 2025

1,039

Growth (1 yr)

+1.1%

Growth (5 yr)

+7.7%

Median age

43

Median income

$1,525/wk

Employment rate

51.2%

University qualified

16.1%

Work from home

20.3%

Median house price · October to December 2025

$880,000

Languages at home

3.2%non-English

Most common: Spanish

2021 Census · usual residence

Desirability score

36/100
Below average

1804th in NSW

Verified 88% confidence

How this score is calculated
  • Outer suburban
What Balcolyn is known for: Outer suburban

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Balcolyn, NSW suburb snapshot — Suburb Guide

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Suburb Guide, “Balcolyn, NSW Suburb Guide”, updated 1 October 2026, https://suburb.guide/nsw/balcolyn

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Suburb profile

Balcolyn is an outer metropolitan suburb of Sydney, in Lake Macquarie Council. It is close to Lake Macquarie.

Open-space access is better than in most comparable places, with park access 65% above the peer median. Housing is relatively affordable, with median house prices 21% below the peer median. Recorded road-crash rates are lower than in comparable places, with recorded road crashes 64% below the peer median, and population growth is an exceptional strength. Space is a strength, but car dependence is high. Local amenity access is relatively limited, well below typical levels for outer metropolitan suburbs.

Overall, the suburb suits people prioritising more affordable housing and open space over local amenities.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Outer metropolitan suburb · compared with outer metropolitan suburbs in New South Wales (504)

Strengths

  • Recorded road-crash rates are lower than in comparable places
  • Housing is relatively affordable
  • Open-space access is better than in most comparable places
  • Population growth is a relative strength

Weaknesses

  • Local amenity access is relatively limited

What stands out

  • Lake Macquarie
  • Space is a strength, but car dependence is high

Who it suits

  • Families
  • Professionals
  • Retirees
  • Students
  • Budget buyers

Housing, growth and risk

How Balcolyn compares

A quick read of housing, growth, livability, and risk

Median house price

$880k

+2.3% change

Median rent

$610/wk

Population (ERP)

1,039

+1.1% annual growth

Dwelling vacancy

15.3%

Census unoccupied dwellings

Livability profile

Desirability pillars vs the peer median (50th percentile)

How it compares

Relative standing using percentiles, ranks, and national deciles

Desirability

#214

among Metro Sydney · Emerging

Crime rate

56th

percentile in state (higher = more crime)

Pop. growth

68th

percentile in NSW

Rented dwellings

23%

2021 Census tenure

Advantage (IRSAD)

3/10

national SEIFA decile

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Desirability

Ranks & confidence
Desirability score
36.0/100 — Below average
National rank
5408th in Australia
State rank
1804th in NSW
Peer rank
#214 among Metro Sydney · Emerging suburbs
Cohort rank
#795 among Metro Sydney suburbs
Data confidence
88%

Data sources & freshness

  • Suburb Guide desirability index — Suburb Guide (derived) · current · Updated

Housing

Houses (January to March 2026)
$628
Rental bonds lodged (January to March 2026)
99
Median house price (October to December 2025)
$880,000
Median price change
+2.3%

Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.

Contributes to desirability score · Housing (10%) · Future Growth (6%)

Household crowding and healthy vacancy — not cheapness Modest price change as a healthy-growth band

Data sources & freshness

Population

Estimated resident population

1,039(June 2025)

+1.1% annual · +7.7% over 5 years · 68th percentile in NSW

Growth figures & methodology
Annual growth
+1.1%
5-year growth
+7.7%
Change in 1 year
+11
Change in 5 years
+74
Growth rank in NSW
68th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~1,100), extrapolated at +1.6% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
1,002
Median age
43
Median household income / week
$1,525
Dwelling vacancy
15.3%
Unoccupied private dwellings
70 of 457
Median monthly mortgage
$1,733
Median weekly rent (2021 Census)
$390
Tenure (owned / mortgaged / rented)
42.2% / 34.7% / 23.1%
Employment rate
51.2%
Travel to work (WFH / public transport / car)
20.3% / 0% / 59.9%
Walked or cycled to work
0.9%
Dwelling mix (houses / semi / flats)
368 / 0 / 16

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

16.1% of adults have a university degree, compared with 27.8% across New South Wales. 26.5% have a trade or vocational qualification.

  • University qualified16.1% · 27.8% NSW
  • Diploma qualified10.2% · 9.3% NSW
  • Trade / vocational26.5% · 15% NSW
  • Year 12 or below47.2% · 47.9% NSW

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Engineering and related technologies21%
  • Management and commerce16.8%
  • Health16.2%
  • Society and culture10.6%
  • Education9.9%
  • Architecture and building9.3%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$52,953

39th percentile in NSW · -10% vs Australia

Median salary / wages (2023–24)
$60,407

44th percentile in NSW · -7% vs Australia

Residents with rental investments
12.0%

26th percentile in NSW · -13% vs Australia

Median super balance (2023–24)
$71,687

52nd percentile in NSW · +13% vs Australia

Residents with business income
8.0%

8th percentile in NSW · -23% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2264 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
9,157
Taxpayers reporting net rent
1,118
Median net rent
$1,240
Taxpayers reporting business income
776
Taxable income vs state median
-5%
Salary / wages vs state median
-4%
Rental investment vs state median
-14%
Super vs state median
+2%
Business income vs state median
-20%

Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Community & culture

3.2% speak a language other than English at home; 11.3% born overseas

Language at home
936 English only · 31 other
Non-English at home
3.2%
Born overseas
110 (11.3%)
Aboriginal and/or Torres Strait Islander
36 (3.6%)
Australian citizens
923
Languages spoken at home (other than English)
1

Top languages other than English

Share of residents who speak a language other than English at home (2021 Census).

  • Spanish3 · 100%

Religion

49.4%Most common religion · Christianity

Christianity is the most common response at 49.4%, while 42.7% reported no religion.

MeasureSuburbState
No religion42.7%32.8%
Christianity49.4%47.6%
Other / not stated7.9%19.6%
Christian denominations
DenominationSuburbState
Catholic19.3%22.4%
Anglican14.7%11.9%
Christian (not further defined)3.4%2.4%
Seventh-day Adventist2.5%0.3%
Uniting Church2.5%2.1%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Offence counts are estimated for this suburb from postcode 2264, which is shared with other suburbs.

Reported offences decreased compared with the previous period.

Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
79
Against the person
20
Against property
30
Rate per 1,000 residents
76
Person-crime prevalence
About 1 in 50 residents
State crime-rate percentile
56.3th (higher = more crime)
Decrease (daily rate)
-12.9%
Recorded road crashes (in suburb)
3
Crash rate per 1,000 residents (state rank)
2.89

Most common offence types

  • Domestic Violence Related Assault6
  • Fraud6
  • Intimidation, Stalking And Harassment7
  • Malicious Damage To Property6
  • Transport Regulatory Offences15

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

School list
School catchments
  • Bonnells Bay PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Morisset HSGovernment school catchment overlapping this suburb boundarysecondary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

  • NSW government school intake zones — NSW Department of Education · current · Updated · Open catchment polygons where published

Public transport

15 public transport stops in this suburb

  • Bay St At Centour St
  • Bay St At Helena St
  • Bay St Opp Centour St
  • Yarrawonga Park Rd After Lake Rd
  • Yarrawonga Park Rd Opp Lake Rd

Contributes to desirability score · Accessibility (12%)

Public transport stops per 1,000 residents and walkability

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

20 mapped amenities

2 playgrounds · 1 campgrounds

Local character & venue list

Local character

  • Limited walkable amenities nearby
  • Great for outdoor family life — 2 parks mapped in suburb, 2 playgrounds nearby
  • Reasonable bus and transport access — 15 public transport stops
Walkability proxy
23/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0
Parks per 1,000 residents
2
Sport & outdoors(9)
  • Boat ramp
  • R3 - Belmont to MorissetCycling route
  • R7-02 Silverwater to Bonnells BayCycling route
  • Lake Macquarie State Conservation AreaNature reserve
  • Balcolyn Hall ReservePark
  • Shingle SplittersPark
  • Playground (2)
  • Public toilets
Camping & holiday parks(1)
  • Lake Macquarie Outdoor Recreation CentreCampground
Transport(7)

7 bus stops

Other(1)
  • Parking (3)

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Parks & reserves

2 parks and public open space in this suburb

  • Balcolyn Hall ReservePark
  • Shingle SplittersPark

Data sources & freshness

Green cover

Green cover of suburb area
5.8%
Woodland / forest cover
0%
Parks & woodland features (OSM)
2
Parks (OSM)
2
Typical summer maximum
27°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
Moriseset Comunity Health Centre (7.0 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
37
Participants per 1,000 residents
35.6

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
27° / 18°
Rainfall
295 mm · ~37 rainy days

Autumn (Mar–May)

Usual max / min
23° / 14°
Rainfall
366 mm · ~46 rainy days

Winter (Jun–Aug)

Usual max / min
18° / 8°
Rainfall
272 mm · ~34 rainy days

Spring (Sep–Nov)

Usual max / min
23° / 13°
Rainfall
230 mm · ~29 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal.

2026· 7 proposals
  • August 2026

  • Erection of a new structure; Swimming pool
    24 BAY STREET BALCOLYN 2264Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    7 BEACH ROAD BALCOLYN 2264Under Assessment
  • May 2026

  • Dwelling house; Alterations or additions to an existing building or structure
    33 LAKE ROAD BALCOLYN 2264Determined
  • April 2026

  • Alterations or additions to an existing building or structure; Swimming pool
    32 KING STREET BALCOLYN 2264Determined
  • March 2026

  • Subdivision
    110 LAKE ROAD BALCOLYN 2264Additional Information Requested
  • January 2026

  • Dwelling house; Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah; Residential Accommodation; Supporting Development
    6 BEACH ROAD BALCOLYN 2264Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    3 BALCOLYN STREET BALCOLYN 2264Determined
2025· 11 proposals
  • December 2025

  • Erection of a new structure; Balcony, deck, patio, terrace or verandah
    8 QUEEN STREET BALCOLYN 2264Determined
  • Secondary dwelling; Alterations or additions to an existing building or structure; Erection of a new structure
    31 LAKE ROAD BALCOLYN 2264Determined
  • Secondary dwelling; Erection of a new structure
    35 LAKE ROAD BALCOLYN 2264Determined
  • November 2025

  • Dwelling house; Erection of a new structure; Residential Accommodation
    59 BAY STREET BALCOLYN 2264Determined
  • October 2025

  • Erection of a new structure; Swimming pool
    14 BEACH ROAD BALCOLYN 2264Determined
  • July 2025

  • Shed; Erection of a new structure; Garage, carport or carparking space
    1 LAWRIE STREET BALCOLYN 2264Determined
  • Demolition; Swimming pool
    65 BAY STREET BALCOLYN 2264Determined
  • June 2025

  • Secondary dwelling; Erection of a new structure
    60 BAY STREET BALCOLYN 2264Determined
  • May 2025

  • Dwelling house; Alterations or additions to an existing building or structure
    1 COLBAN STREET BALCOLYN 2264Determined
  • Erection of a new structure; Swimming pool
    40 BALCOLYN STREET BALCOLYN 2264Determined
  • March 2025

  • Erection of a new structure; Portable swimming pools and spas and child-resistant barriers
    11 BALCOLYN STREET BALCOLYN 2264Determined
2024· 8 proposals
  • November 2024

  • Dwelling house; Alterations or additions to an existing building or structure
    6 HELENA STREET BALCOLYN 2264Determined
  • September 2024

  • Erection of a new structure; Swimming pool
    37 QUEEN STREET BALCOLYN 2264Determined
  • August 2024

  • Erection of a new structure; Cabanas, cubby houses, ferneries, garden sheds, gazebos and greenhouses; Carport; Landscaping structures; Swimming pool
    114 LAKE ROAD BALCOLYN 2264Determined
  • July 2024

  • Demolition; Dwelling house; Erection of a new structure
    32 KING STREET BALCOLYN 2264Determined
  • May 2024

  • Dwelling house; Alterations or additions to an existing building or structure
    3 BEACH ROAD BALCOLYN 2264Determined
  • March 2024

  • Demolition
    40 BALCOLYN STREET BALCOLYN 2264Determined
  • Erection of a new structure; Community facility
    40 YARRAWONGA PARK ROAD BALCOLYN 2264Determined
  • February 2024

  • Dwelling house; Erection of a new structure; Residential Accommodation
    14 BEACH ROAD BALCOLYN 2264Determined
2023· 11 proposals
  • November 2023

  • Shed; Erection of a new structure
    13 CENTOUR STREET BALCOLYN 2264Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    55 BAY STREET BALCOLYN 2264Determined
  • October 2023

  • Demolition; Shed; Erection of a new structure
    28 BAY STREET BALCOLYN 2264Determined
  • September 2023

  • Dwelling house; Erection of a new structure
    39 BEACH ROAD BALCOLYN 2264Determined
  • Dwelling; Retaining walls, protection of trees
    8C LAKE ROAD BALCOLYN 2264Determined
  • August 2023

  • Alterations and additions to residential development
    55 BAY STREET BALCOLYN 2264Determined
  • Secondary dwelling
    35 LAKE ROAD BALCOLYN 2264Determined
  • June 2023

  • Alterations and additions to residential development
    3 BEACH ROAD BALCOLYN 2264Determined
  • Garages, carports and car parking spaces
    18 BAY STREET BALCOLYN 2264Determined
  • February 2023

  • Subdivision of land
    6 LAKE ROAD BALCOLYN 2264Determined
  • January 2023

  • Dwelling; Demolition; Retaining walls, protection of trees
    8 BAY STREET BALCOLYN 2264Determined
2022· 5 proposals
  • November 2022

  • Dual occupancy; Subdivision of land
    56 BAY STREET BALCOLYN 2264Determined
  • Secondary dwelling
    4 QUEEN STREET BALCOLYN 2264Determined
  • September 2022

  • Alterations and additions to residential development
    17 KING STREET BALCOLYN 2264Determined
  • August 2022

  • Other
    19 BEACH ROAD BALCOLYN 2264Determined
  • July 2022

  • Dwelling; Secondary dwelling
    2/8 Lake, Road, Balcolyn NSWDetermined

Data sources & freshness

Hazards

Bushfire planning zone
No overlay at centroid
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Hunter
Member of Parliament
Dan REPACHOLI (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
132,184
Turnout (2025)
91.9%
Swing since 2022 (2025)
+4.7 pp toward Labor

Two-party preferred (2025)

Coalition 40.5%Labor 59.5%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 6.8 km away).

Coalition 41.5%Labor 58.5%

1.0 percentage points more Coalition-leaning than the electorate

Estimated swing since 2022: +5.7 pp toward Labor

Nearest polling places

  • Morisset PeninsulaLabor 59.7% · Coalition 40.3% TPP (2025)2.2 km away
  • Wangi WangiLabor 59.9% · Coalition 40.1% TPP (2025)3.7 km away
  • Bonnells BayLabor 56.1% · Coalition 43.9% TPP (2025)4.0 km away
  • Arcadia ValeLabor 60.2% · Coalition 39.8% TPP (2025)4.6 km away
  • Dora CreekLabor 51.3% · Coalition 48.7% TPP (2025)4.8 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
3/10
IRSD decile (2021)
4/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

Compare with

Similar suburbs to weigh up side by side — scores, safety, schools, and lifestyle.

More in Lake Macquarie Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of New South Wales.