Median house price
$820k
+17% change
NSW · Bega Valley Council
Cobargo, 2550
Est. population · Jun 2025
817
Growth (1 yr)
+1.1%
Growth (5 yr)
+6.1%
Median age
56
Median income
$967/wk
Employment rate
46.7%
Median house price · October to December 2025
$820,000
Languages at home
2.8%non-English
Most common: German
2021 Census · usual residence
Desirability score
- Green suburb
- Excellent transport
- High desirability
- Education hub
- Café precinct
Suburb profile
Away from the major hubs, Cobargo is a smaller community in Bega Valley Council with its own quieter rhythm. Day-to-day life leans on nearby towns and local hubs rather than the metro area. An older demographic makes it especially popular with retirees, with multiple generations sharing the same neighbourhood.
A genuine café and dining culture runs through the area, denser than many peers of a similar size. Outdoor life is easy here, with generous parks and room for kids, dogs and weekend strolls. Reasonably walkable — many errands reachable on foot or by bus, with buses linking the suburb to surrounding areas.
Homes cost more here than in most comparable suburbs. A trickle of new development is refreshing selected pockets without changing the overall feel.
The overall desirability read is around average, pulled by softer community and employment, plus schools and education compared with similar regional towns, though growth momentum and safety remain brighter spots.
At a glance
Cobargo snapshot
A quick read of housing, growth, livability, and risk
Median rent
$550/wk
Houses $580 · Units $410
Population (ERP)
817
+1.1% annual growth
Dwelling vacancy
10.2%
Census unoccupied dwellings
Livability profile
Desirability pillars vs the peer median (50th percentile)
How it compares
Relative standing using percentiles, ranks, and national deciles
Desirability
#26
among Country & regional · Mature
Safety
21st
percentile in state (higher = safer)
Pop. growth
70th
percentile in NSW
Advantage (IRSAD)
3/10
national SEIFA decile
School ICSEA
22nd
percentile among schools with ICSEA
Population growth
Recent ERP change over 1 and 5 years
Housing mix
Dwelling types from the 2021 Census
Risks & flags
Quick scan — open a section below for full context
Living here
Desirability
Ranks & confidence
- Desirability score
- 54.4/100 — Average
- State standing
- Top 22% of New South Wales' suburbs
- National rank
- 1631st in Australia
- State rank
- 471st in NSW
- Peer rank
- #26 among Country & regional · Mature suburbs
- Cohort rank
- #73 among Country & regional suburbs
- Data confidence
- 100%
Data sources & freshness
- Suburb Guide desirability index — Suburb Guide (derived) · current · Updated
Housing
- Flats / units (January to March 2026)
- $410
- Houses (January to March 2026)
- $580
- All types (January to March 2026)
- $550
- Rental bonds lodged (January to March 2026)
- 83
- Median house price (October to December 2025)
- $820,000
- Median price change
- +17.1%
Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.
Contributes to desirability score · Housing (15%) · Future Growth (7%)
Median price, rental yield and vacancy Recent price momentum
Data sources & freshness
- DCJ rent and sales tables — NSW Department of Communities and Justice · January to March 2026; October to December 2025 · Updated · Quarterly releases
Population
Estimated resident population
817(June 2025)
+1.1% annual · +6.1% over 5 years · 70th percentile in NSW
Growth figures & methodology
- Annual growth
- +1.1%
- 5-year growth
- +6.1%
- Change in 1 year
- +9
- Change in 5 years
- +47
- Growth rank in NSW
- 70th percentile
ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.
Methodology
Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.
The dashed chart line is a simple growth-trend estimate to June 2030 (~850), extrapolated at +0.7% average annual growth since 2011. It is illustrative only — not an official ABS forecast.
2021 Census figures
2021 Census
- Population
- 766
- Median age
- 56
- Median household income / week
- $967
- Dwelling vacancy
- 10.2%
- Unoccupied private dwellings
- 37 of 361
- Median monthly mortgage
- $1,020
- Employment rate
- 46.7%
- Dwelling mix (houses / semi / flats)
- 304 / 14 / 0 (+ 7 other)
Contributes to desirability score · Community (5%)
Employment, household income and age diversity (2021 Census)
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Updated
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
- Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries
Community & culture
No 2021 Census cultural diversity data for this suburb yet.
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Updated
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
Crime & safety
Reported offences decreased compared with the previous period.
Offence counts & rates
- Total offences (Jan 2025 to Dec 2025)
- 34
- Against the person
- 10
- Against property
- 12
- Rate per 1,000 residents
- 41.6
- Person-crime prevalence
- About 1 in 77 residents
- State safety percentile
- 21.1th (lower crime is better)
- Decrease (daily rate)
- -10.3%
Most common offence types
- Breach Apprehended Violence Order61
- Breach Bail Conditions45
- Domestic Violence Related Assault54
- Intimidation, Stalking And Harassment78
- Malicious Damage To Property93
Contributes to desirability score · Safety (18%)
Crime rate and year-on-year trend
Data sources & freshness
- BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated · Rolling 12-month windows
Family & Lifestyle
Schools & preschools
- Schools within 2 km
- 1
- Median school ICSEA
- 941
- Median ICSEA percentile
- 22th
School list
- Cobargo Public SchoolPrimary · Government · ICSEA 941 · 22th percentile · LBOTE 5% · 77 students · Top SEA quarter 4% · 0.5 km awayView on My School →
Contributes to desirability score · Education (15%)
School and preschool counts, median school ICSEA
Data sources & freshness
- ACARA school locations — Australian Curriculum, Assessment and Reporting Authority · 2025 · Updated · Annual release
- School ICSEA scores — Australian Curriculum, Assessment and Reporting Authority · 2025 · Updated · Annual release
Childcare
1 childcare service from OpenStreetMap
- Cobargo Preschoolkindergarten
Contributes to desirability score · Education (15%)
Childcare centre count
Data sources & freshness
- Childcare services — OpenStreetMap · current · Updated
Public transport
102 public transport stops in this suburb
- 1510 Cobargo Bermagui Rd
- Cobargo Post Office, Princes Hwy
- Cobargo Post Office, Princes Hwy
- Princes Hwy At Barlows Rd
- Princes Hwy Opp Cobargo Post Office
Contributes to desirability score · Accessibility (15%)
Public transport stop coverage
Data sources & freshness
- Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed
Amenities
62 nearby amenities within ~1.5 km
3 restaurants · 1 pubs · 1 pharmacies · 1 bakeries · 2 places of worship · 2 playgrounds · 3 swimming pools · 2 petrol stations
Local character & venue list
Local character
- Reasonably walkable — many errands reachable on foot or by bus
- Great for outdoor family life — 2 parks mapped in suburb, 2 playgrounds nearby
- Well connected by public transport — 102 public transport stops
- Walkability proxy
- 55/100
- Cafés per 1,000 residents
- 0
- Food & drink per 1,000 residents
- 6.53
- Parks per 1,000 residents
- 2.61
Food & drink(5)
- Cobargo BakeryBakery
- Cobargo PubPub
- Cobargo PubRestaurant
- Kitchen BoysRestaurant
- Via LunaRestaurant
Shopping(2)
- Bennys ButcheryButcher
Unit 1 74 Princes Highway, Cobargo
Community(2)
- Cobargo PreschoolKindergarten
- Cobargo Public SchoolSchool
Cobargo
Health & services(3)
- Cobargo DoctorsClinic
54 Princes Highway, Cobargo
- Cobargo PharmacyPharmacy
- Bega and Cobargo Veterinary HospitalVeterinary
Sport & outdoors(8)
- Cobargo Apex ParkPark
- Playground (2)
- Cobargo Skate ParkSports field
- Sports field
- Cobargo PoolSwimming pool
- Swimming pool (2)
Entertainment(1)
- Cobargo School of ArtsArts centre
20 Bermagui Road, Cobargo
Transport(1)
1 bus stops
Other(34)
- Alternative
Unit 2 50 Princes Highway, Cobargo
- Two Dragons ClinicAlternative
- The Cobargo Creators CentreArt
- ATM
- Bench (3)
- Well Thumbed BooksBooks
- Cobargo Service StationCar repair
- Little Birdie VintageClothes
- Cobargo General StoreDeli
- ThriftyDoityourself
Princes Highway, Cobargo
- Cobargo FarmFarm
- Cobargo Rural Fire BrigadeFire station
- Gallery
- AstronGas
- Twigs & FeatherGift
- Hairdresser
54 Princes Highway, Cobargo
- Cobargo Hotel - MotelHotel
- Twigs & FeatherHouseware
- Cobargo Information CentreInformation
- Information
- Cobargo Hotel - MotelLaundry
- Parking (6)
- Goldstein Park LimousinsPet
- AstronPetrol station
- Cobargo Co-OpPetrol station
- Christ ChurchPlace of worship
- Our Lady of Good CounselPlace of worship
- Cobargo Police StationPolice
- Australia PostPost Box
- Cobargo Post OfficePost office
57 Princes Highway
- Public toilets
- Sanitary Dump Station
- The Bowerbird Community Op ShopSecond Hand
Unit 2-3 74 Princes Highway, Cobargo
- TelstraTelephone
Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually.
Contributes to desirability score · Lifestyle (15%)
Food, shopping, recreation and sport (OpenStreetMap)
Data sources & freshness
- Local amenity insights — Suburb Guide (derived) · current · Updated
- OpenStreetMap amenities — OpenStreetMap contributors · current · Updated
Parks & reserves
2 parks and public open space in this suburb
- Cobargo Apex ParkPark
- Narira ParkPark
Data sources & freshness
- Parks & reserves — State government + ABS LGA boundaries · current · Updated
Green cover
- Parks & woodland (OSM)
- 22
- Parks (OSM)
- 2
OpenStreetMap parks and natural woodland features mapped within the suburb boundary.
Contributes to desirability score · Environment (10%)
Parks and green cover (OpenStreetMap)
Data sources & freshness
- OpenStreetMap green cover — OpenStreetMap contributors · current · Updated
Places of worship
2 places of worship within ~1.5 km
- Christ Church
- Our Lady of Good Counsel
From OpenStreetMap within ~1.5 km of the suburb centre.
Data sources & freshness
- OpenStreetMap amenities — OpenStreetMap contributors · current · Updated
Health access
- Hospitals & GP clinics in suburb
- 4
- Nearest hospital
- South East Regional Hospital (33.4 km)
- Nearest hospital type
- Hospital
- Nearest hospital emergency
- Emergency department
- Emergency department in suburb
- Not in suburb
- AlternativePrinces HighwayAlternative
- Cobargo DoctorsPrinces HighwayClinic
- Cobargo PharmacyPharmacy
- Two Dragons ClinicAlternative
Contributes to desirability score · Accessibility (15%)
Hospitals and GP clinics
Data sources & freshness
- Hospitals & clinics — OpenStreetMap + state health datasets · current · Updated
NDIS participation
- NDIS participants (31 March 2026)
- 23
- Participants per 1,000 residents
- 28.2
Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.
For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.
Data sources & freshness
- NDIS participants by SA2 — National Disability Insurance Agency · 2026-Q1 · Updated · Quarterly SA2 counts allocated to suburb boundaries
Weather
Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.
Summer (Dec–Feb)
- Usual max / min
- 24° / 16°
- Rainfall
- 266 mm · ~33 rainy days
Autumn (Mar–May)
- Usual max / min
- 21° / 12°
- Rainfall
- 284 mm · ~36 rainy days
Winter (Jun–Aug)
- Usual max / min
- 16° / 6°
- Rainfall
- 175 mm · ~22 rainy days
Spring (Sep–Nov)
- Usual max / min
- 20° / 11°
- Rainfall
- 226 mm · ~28 rainy days
Contributes to desirability score · Lifestyle (15%)
Temperature and humidity comfort
Data sources & freshness
- Seasonal climate normals — WorldClim 2.1 · Updated
Future & Planning
Planning & development
Development applications from NSW Planning Portal.
2026· 10 proposals
July 2026
- Alterations or additions to an existing building or structure; Residential Accommodation9860 PRINCES HIGHWAY COBARGO 2550Under Assessment
- Dwelling house; Erection of a new structure1478 COBARGO BERMAGUI ROAD COBARGO 2550Under Assessment
- SubdivisionPARK STREET COBARGO 2550Under Assessment
June 2026
- Subdivision59 AVERNUS STREET COBARGO 2550Under Assessment
- Alterations or additions to an existing building or structure; Waterway structures - minor alterations; Earthworks, retaining walls and structural support; Water Infrastructure; Supporting Development42 GOANNA ROAD COBARGO 2550Under Assessment
May 2026
- Dwelling house; Erection of a new structure; Garage, carport or carparking space45 MURRABRINE LANE COBARGO 2550Determined
April 2026
- Educational establishment; Erection of a new structure; Food and drink premise; Shop; Information and education facility; Community facility; Other Infrastructure72 PRINCES HIGHWAY COBARGO 2550Determined
- Dwelling house; Erection of a new structure11 COLE SALWAYS ROAD COBARGO 2550Determined
March 2026
- Dwelling house; Erection of a new structure43 COUNTY BOUNDARY ROAD COBARGO 2550Determined
February 2026
- Erection of a new structure; Electricity generating facility (solar and wind)10846 PRINCES HIGHWAY COBARGO 2550Additional Information Requested
2025· 13 proposals
November 2025
- Multi-dwelling housing; Alterations or additions to an existing building or structure2-6 COBARGO BERMAGUI ROAD COBARGO 2550Determined
- Change of use of land or a building or the classification of a building under the Building Code of Australia; Artisan food and drink industry; Hours of operation and trading2-6 COBARGO BERMAGUI ROAD COBARGO 2550Determined
October 2025
- Dwelling house; Erection of a new structure10968 PRINCES HIGHWAY COBARGO 2550Determined
- Temporary building, structure or use; Depot7 BARRABAROO ROAD COBARGO 2550Determined
September 2025
- Shop top housing; Commercial development; Erection of a new structure; Retail Premise59 PRINCES HIGHWAY COBARGO 2550Determined
- Shop top housing; Commercial development; Erection of a new structure; Retail Premise66 PRINCES HIGHWAY COBARGO 2550Determined
- Shop top housing; Erection of a new structure; Retail Premise57A PRINCES HIGHWAY COBARGO 2550Determined
- Alterations or additions to an existing building or structure; Community facility81 AVERNUS STREET COBARGO 2550Determined
June 2025
- Commercial development; Alterations or additions to an existing building or structure; Retail Premise; Garden centre; Hardware and building supply; Landscaping material supply; Rural supplies52-54 PRINCES HIGHWAY COBARGO 2550Determined
May 2025
- Shed; Erection of a new structure9 AVERNUS STREET COBARGO 2550Determined
February 2025
- Shed; Erection of a new structure; Ancillary commercial development2-6 COBARGO BERMAGUI ROAD COBARGO 2550Determined
- Educational establishment; Erection of a new structure; Food and drink premise; Shop; Information and education facility; Community facility; Other Infrastructure72 PRINCES HIGHWAY COBARGO 2550Determined
January 2025
- Dwelling house; Erection of a new structure15 TYRRELLS ROAD COBARGO 2550Determined
2024· 6 proposals
December 2024
- Subdivision13-21 PRINCES HIGHWAY COBARGO 2550Withdrawn
November 2024
- Multi-dwelling housing; Erection of a new structure2-6 COBARGO BERMAGUI ROAD COBARGO 2550Determined
October 2024
- Erection of a new structure; Balcony, deck, patio, terrace or verandah1-5 VILLAGE STREET COBARGO 2550Determined
September 2024
- Dwelling house; Erection of a new structure8-10 COBARGO BERMAGUI ROAD COBARGO 2550Determined
July 2024
- Dual occupancy; Dwelling house; Erection of a new structure; Dual occupancy (detached); Residential Accommodation32 HILLVIEW STREET COBARGO 2550Determined
January 2024
- Dwelling house; Erection of a new structure; Earthworks, retaining walls and structural support43 COBARGO BERMAGUI ROAD COBARGO 2550Determined
2023· 14 proposals
December 2023
- Alterations or additions to an existing building or structure; Waste Infrastructure; Waste or resource management facility; Waste disposal facility61 COBARGO TIP ROAD COBARGO 2550Determined
November 2023
- Alterations or additions to an existing building or structure; Emergency services facility12-14 WANDELLA ROAD COBARGO 2550Determined
- Shed; Erection of a new structure; Ancillary commercial development2-6 COBARGO BERMAGUI ROAD COBARGO 2550Determined
October 2023
- Alterations or additions to an existing building or structure; Community facility81 AVERNUS STREET COBARGO 2550Determined
- Secondary dwelling28 GLISSON WATSON ROAD COBARGO 2550Determined
September 2023
- Dwelling house; Erection of a new structure224 WANDELLA ROAD COBARGO 2550Determined
- Dwelling8 GILLESPIE STREET COBARGO 2550Determined
- Subdivision of land1510 COBARGO BERMAGUI ROAD COBARGO 2550Determined
August 2023
- Dwelling32 COBARGO TIP ROAD COBARGO 2550Determined
June 2023
- Dwelling89 BARLOWS ROAD COBARGO 2550Determined
- Alterations and additions to residential development; Other27-29 AVERNUS STREET COBARGO 2550Determined
May 2023
- Shed11 BREDBATOURA ROAD COBARGO 2550Determined
- Dual occupancy; Garages, carports and car parking spaces8-10 COBARGO BERMAGUI ROAD COBARGO 2550Determined
- Subdivision of land1476 COBARGO BERMAGUI ROAD COBARGO 2550Determined
Contributes to desirability score · Future Growth (7%)
Development and planning activity
Data sources & freshness
- Online DA development application register — NSW Department of Planning, Housing and Infrastructure · 2026 · Updated · Daily feed (from Oct 2018)
Hazards
- Bushfire planning zone
- Overlay applies
Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping.
Contributes to desirability score · Safety (18%)
Bushfire hazard overlays
Data sources & freshness
- Hazard planning overlays — State government hazard layers · current · Updated
Politics & representation
- Federal electorate
- Eden-Monaro
- Member of Parliament
- Kristy McBAIN (Australian Labor Party)
- Results from
- 2025 federal election
- Electorate enrolment (2025)
- 121,376
- Turnout (2025)
- 93.8%
- Swing since 2022 (2025)
- +1.1 pp toward Labor
Two-party preferred (2025)
Coalition 42.8%Labor 57.2%
Estimated suburb voting profile
Estimated from 8 nearby ordinary polling places (up to 30.8 km away).
Coalition 35.6%Labor 64.4%
7.2 percentage points more Labor-leaning than the electorate
Estimated swing since 2022: +4.8 pp toward Labor
Nearest polling places
- CobargoLabor 64.8% · Coalition 35.1% TPP (2025)2.0 km away
- QuaamaLabor 56.2% · Coalition 43.8% TPP (2025)7.5 km away
- BermaguiLabor 64.5% · Coalition 35.5% TPP (2025)18.9 km away
- Central TilbaLabor 68.5% · Coalition 31.5% TPP (2025)19.0 km away
- BrogoLabor 58.3% · Coalition 41.7% TPP (2025)20.0 km away
Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.
Data sources & freshness
- Federal election results — Australian Electoral Commission · Updated · 2025 election with by-election overlays
Socio-economic
- IRSAD decile (2021)
- 3/10
- IRSD decile (2021)
- 3/10
ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).
What do IRSAD and IRSD measure?
IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.
IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.
A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.
Contributes to desirability score · Community (5%)
Socio-economic advantage (IRSAD decile)
Data sources & freshness
- SEIFA 2021 (IRSAD / IRSD) — Australian Bureau of Statistics · Updated
More in Bega Valley Council
Other suburbs in the same local government area.
Comparable suburbs
Similar population and socio-economic profile in other parts of New South Wales.