NSW · Hawkesbury Council

Cumberland Reach, 2756

Est. population · Jun 2025

197

Growth (1 yr)

-1.0%

Growth (5 yr)

-2.5%

Median age

38

Median income

$2,386/wk

Employment rate

62.9%

University qualified

3.6%

Work from home

22.3%

Median house price · October to December 2025

$1,160,000

Languages at home

Mostly English at home

2021 Census · usual residence

Desirability score

33.6/100
Below average

1921st in NSW

Verified 87% confidence

How this score is calculated
  • Rural living
What Cumberland Reach is known for: Rural living

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Cumberland Reach, NSW suburb snapshot — Suburb Guide

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Suburb Guide, “Cumberland Reach, NSW Suburb Guide”, updated 2 October 2026, https://suburb.guide/nsw/cumberland-reach

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Suburb profile

Cumberland Reach is a rural locality in New South Wales, in Hawkesbury Council. It is close to the Hawkesbury River.

Household incomes are a relative strength, with household incomes 68% above the peer median, and recorded road crashes are a relative strength, with recorded road crashes 75% below the peer median. Space is a strength, but car dependence is high. The main trade-offs are weaker population growth, limited amenity for the price and fewer university qualifications, with university qualifications 74% below the peer median.

Population growth is the most material weakness.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Rural locality · compared with rural localities in New South Wales (2685)

Strengths

  • Household incomes are a relative strength
  • Recorded road crashes are a relative strength

Weaknesses

  • Population growth is a relative weakness
  • Buyers pay a premium despite relatively limited amenity access
  • University qualifications are less common than in comparable places

What stands out

  • Hawkesbury River
  • Space is a strength, but car dependence is high

Who it suits

  • Families
  • Professionals
  • Retirees
  • Students
  • Budget buyers

Housing, growth and risk

How Cumberland Reach compares

A quick read of housing, growth, livability, and risk

Median house price

$1.16M

+14% change

Median rent

$630/wk

Houses $700 · Units $495

Population (ERP)

197

-1.0% annual growth

Dwelling vacancy

8.1%

Census unoccupied dwellings

Livability profile

Desirability pillars vs the peer median (50th percentile)

How it compares

Relative standing using percentiles, ranks, and national deciles

Desirability

#212

among Country & regional · Emerging

Crime rate

43rd

percentile in state (higher = more crime)

Pop. growth

2nd

percentile in NSW

Rented dwellings

0%

2021 Census tenure

Advantage (IRSAD)

6/10

national SEIFA decile

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Desirability

Ranks & confidence
Desirability score
33.6/100 — Below average
National rank
5872nd in Australia
State rank
1921st in NSW
Peer rank
#212 among Country & regional · Emerging suburbs
Cohort rank
#903 among Country & regional suburbs
Data confidence
87%

Data sources & freshness

  • Suburb Guide desirability index — Suburb Guide (derived) · current · Updated

Housing

Flats / units (January to March 2026)
$495
Houses (January to March 2026)
$700
All types (January to March 2026)
$630
Rental bonds lodged (January to March 2026)
157
Median house price (October to December 2025)
$1,160,000
Median price change
+13.7%

Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.

Contributes to desirability score · Housing (10%) · Future Growth (6%)

Household crowding and healthy vacancy — not cheapness Modest price change as a healthy-growth band

Data sources & freshness

Population

Estimated resident population

197(June 2025)

-1.0% annual · -2.5% over 5 years · 2th percentile in NSW

Growth figures & methodology
Annual growth
-1.0%
5-year growth
-2.5%
Change in 1 year
-2
Change in 5 years
-5
Growth rank in NSW
2th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~200), extrapolated at +0.2% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
208
Median age
38
Median household income / week
$2,386
Dwelling vacancy
8.1%
Unoccupied private dwellings
5 of 62
Median monthly mortgage
$2,167
Median weekly rent (2021 Census)
$530
Tenure (owned / mortgaged / rented)
25.9% / 74.1% / 0%
Employment rate
62.9%
Travel to work (WFH / public transport / car)
22.3% / 0% / 63.1%
Walked or cycled to work
0%
Dwelling mix (houses / semi / flats)
60 / 0 / 0

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

3.6% of adults have a university degree, compared with 27.8% across New South Wales. 32.5% have a trade or vocational qualification.

  • University qualified3.6% · 27.8% NSW
  • Diploma qualified7.7% · 9.3% NSW
  • Trade / vocational32.5% · 15% NSW
  • Year 12 or below56.2% · 47.9% NSW

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Engineering and related technologies30%
  • Management and commerce20%
  • Architecture and building18.6%
  • Creative arts7.1%
  • Society and culture7.1%
  • Education5.7%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$63,000

73rd percentile in NSW · +7% vs Australia

Median salary / wages (2023–24)
$66,884

64th percentile in NSW · +3% vs Australia

Residents with rental investments
14.0%

52nd percentile in NSW · +1% vs Australia

Median super balance (2023–24)
$72,806

53rd percentile in NSW · +15% vs Australia

Residents with business income
10.0%

51st percentile in NSW · -4% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2756 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
21,966
Taxpayers reporting net rent
3,141
Median net rent
-$758
Taxpayers reporting business income
2,226
Taxable income vs state median
+13%
Salary / wages vs state median
+7%
Rental investment vs state median
0%
Super vs state median
+3%
Business income vs state median
0%

Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Community & culture

5.3% born overseas

Language at home
170 English only · 0 other
Non-English at home
0%
Born overseas
9 (5.3%)
Aboriginal and/or Torres Strait Islander
23 (11.1%)
Australian citizens
173

Religion

47.1%Most common religion · Christianity

Christianity is the most common response at 47.1%, while 36.1% reported no religion.

MeasureSuburbState
No religion36.1%32.8%
Christianity47.1%47.6%
Other / not stated16.8%19.6%
Christian denominations
DenominationSuburbState
Catholic23.1%22.4%
Anglican18.3%11.9%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Offence counts are estimated for this suburb from postcode 2756, which is shared with other suburbs.

Reported offences decreased compared with the previous period.

Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
12
Against the person
4
Against property
4
Rate per 1,000 residents
60.9
Person-crime prevalence
About 1 in 52 residents
State crime-rate percentile
42.6th (higher = more crime)
Decrease (daily rate)
-7.4%
Recorded road crashes (in suburb)
1
Crash rate per 1,000 residents (state rank)
5.08

Most common offence types

  • Breach Bail Conditions2
  • Domestic Violence Related Assault1
  • Intimidation, Stalking And Harassment1
  • Non-Domestic Violence Related Assault1
  • Steal From Retail Store1

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

Schools within 2 km
1
Primary catchments overlapping suburb
1
Secondary catchments overlapping suburb
1
School list
School catchments
  • Ebenezer PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Hawkesbury HSGovernment school catchment overlapping this suburb boundarysecondary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

Public transport

2 public transport stops in this suburb

  • Holmes Dr Opp 14
  • Holmes Dr Opp 14

Contributes to desirability score · Accessibility (12%)

Public transport stops per 1,000 residents and walkability

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

No OpenStreetMap amenities mapped for this suburb yet.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Green cover

Green cover of suburb area
0%
Woodland / forest cover
0%
Parks & woodland features (OSM)
0
Parks (OSM)
0
Typical summer maximum
25°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
Hawkesbury District Health Service (17.6 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
4
Participants per 1,000 residents
20.3

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
25° / 17°
Rainfall
321 mm · ~40 rainy days

Autumn (Mar–May)

Usual max / min
22° / 14°
Rainfall
359 mm · ~45 rainy days

Winter (Jun–Aug)

Usual max / min
17° / 8°
Rainfall
263 mm · ~33 rainy days

Spring (Sep–Nov)

Usual max / min
21° / 12°
Rainfall
242 mm · ~30 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal.

2026· 1 proposal
  • March 2026

  • Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation
    18 HOLMES DRIVE CUMBERLAND REACH 2756Determined
2025· 1 proposal
  • September 2025

  • Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation
    18 HOLMES DRIVE CUMBERLAND REACH 2756Determined
2022· 4 proposals
  • September 2022

  • Restaurant or cafe
    561 LAWS FARM ROAD CUMBERLAND REACH 2756Determined
  • August 2022

  • Alterations and additions to residential development
    40 holmes drive. cumberland ReachDetermined
  • April 2022

  • Dwelling; Demolition
    316 LAWS FARM ROAD CUMBERLAND REACH 2756Determined
  • Dwelling
    15 WATER SKI PARADE CUMBERLAND REACH 2756Withdrawn
2021· 1 proposal
  • February 2021

  • Alterations and additions to residential development
    40 HOLMES DRIVE CUMBERLAND REACH 2756Determined
2020· 1 proposal
  • September 2020

  • Alterations and additions to residential development
    28 HOLMES DRIVE CUMBERLAND REACH 2756Determined

Data sources & freshness

Hazards

Bushfire planning zone
Overlay applies
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Macquarie
Member of Parliament
Susan TEMPLEMAN (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
121,939
Turnout (2025)
93.9%
Swing since 2022 (2025)
+1.4 pp toward Labor

Two-party preferred (2025)

Coalition 42.3%Labor 57.7%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 14.5 km away).

Coalition 64.6%Labor 35.4%

22.3 percentage points more Coalition-leaning than the electorate

Estimated swing since 2022: -1.5 pp toward Coalition

Nearest polling places

  • EbenezerLabor 36.5% · Coalition 63.5% TPP (2025)7.7 km away
  • CattaiLabor 33.8% · Coalition 66.2% TPP (2025)10.6 km away
  • WilberforceLabor 36.6% · Coalition 63.4% TPP (2025)11.8 km away
  • Kurrajong EastLabor 34.8% · Coalition 65.2% TPP (2025)12.2 km away
  • Pitt TownLabor 30.5% · Coalition 69.5% TPP (2025)13.8 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
6/10
IRSD decile (2021)
9/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

More in Hawkesbury Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of New South Wales.