NSW · Council TBC

Fingal Head

Est. population · Jun 2025

619

Growth (1 yr)

+1.1%

Growth (5 yr)

+5.3%

Median age

46

Median income

$1,614/wk

Employment rate

56.3%

Languages at home

7%non-English

Most common: Australian Indigenous languages, French, Indonesian

2021 Census · usual residence

Desirability score

34.4/100
Below average

1530th in NSW

Verified 65% confidence

How this score is calculated
  • Coastal
  • National parks
  • Excellent transport
  • Green suburb
  • Education hub
What Fingal Head is known for: Coastal, National parks, Excellent transport, Green suburb, Education hub

Suburb profile

Life in Fingal Head revolves around the coast at a genuine remove from Sydney. Regional towns and local services do more of the everyday heavy lifting than the city. Established families and long-term residents give the suburb a settled feel, with family life visible on every street.

Green space punches above what many coastal suburbs offer, with parks and playgrounds woven through the suburb. Day-to-day life is more car-oriented here, with buses covering longer trips across the wider area. Buyers typically pay more than the metro middle for a home here.

A trickle of new development is refreshing selected pockets without changing the overall feel.

Against similar coastal suburbs, the suburb sits below average overall, mainly because local dining and lifestyle amenities, plus schools and education lag behind, despite relative strength in safety and growth momentum. Limited access to some essential local services also trimmed the result.

At a glance

Fingal Head snapshot

A quick read of housing, growth, livability, and risk

Median house price

No data available

Median rent

No data available

Population (ERP)

619

+1.1% annual growth

Dwelling vacancy

15.6%

Census unoccupied dwellings

Livability profile

Desirability pillars vs the peer median (50th percentile)

How it compares

Relative standing using percentiles, ranks, and national deciles

Desirability

#86

among Coastal & beach · Mature

Pop. growth

71st

percentile in NSW

Advantage (IRSAD)

8/10

national SEIFA decile

School ICSEA

19th

percentile among schools with ICSEA

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Desirability

Ranks & confidence
Desirability score
34.4/100 — Below average
National rank
4793rd in Australia
State rank
1530th in NSW
Peer rank
#86 among Coastal & beach · Mature suburbs
Cohort rank
#155 among Coastal & beach suburbs
Data confidence
65%

Data sources & freshness

  • Suburb Guide desirability indexSuburb Guide (derived) · current · Updated

Population

Estimated resident population

619(June 2025)

+1.1% annual · +5.3% over 5 years · 71th percentile in NSW

Growth figures & methodology
Annual growth
+1.1%
5-year growth
+5.3%
Change in 1 year
+7
Change in 5 years
+31
Growth rank in NSW
71th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~700), extrapolated at +2.2% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
615
Median age
46
Median household income / week
$1,614
Dwelling vacancy
15.6%
Unoccupied private dwellings
42 of 269
Median monthly mortgage
$2,350
Employment rate
56.3%
Dwelling mix (houses / semi / flats)
177 / 17 / 18 (+ 4 other)

Contributes to desirability score · Community (5%)

Employment, household income and age diversity (2021 Census)

Data sources & freshness

  • 2021 Census — General Community ProfileAustralian Bureau of Statistics · Updated

    The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident PopulationAustralian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Community & culture

No 2021 Census cultural diversity data for this suburb yet.

Data sources & freshness

  • 2021 Census — General Community ProfileAustralian Bureau of Statistics · Updated

    The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.

Family & Lifestyle

Schools & preschools

Schools within 2 km
1
Median school ICSEA
934
Median ICSEA percentile
19th
School list
  • Fingal Head Public SchoolPrimary · Government · ICSEA 934 · 19th percentile · LBOTE 10% · 33 students · Top SEA quarter 14% · 0.7 km awayView on My School →

Contributes to desirability score · Education (15%)

School and preschool counts, median school ICSEA

Data sources & freshness

Public transport

8 public transport stops in this suburb

  • Fingal Head Public School, Prince St
  • Fingal Head Public School, Prince St
  • Fingal Rd Before Wommin Lake Cres
  • Fingal Rd Opp Wommin Lake Cres
  • Queen St Before Lighthouse Pde

Contributes to desirability score · Accessibility (15%)

Public transport stop coverage

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0)Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

26 nearby amenities within ~1.5 km

1 cafes · 2 playgrounds · 1 post offices

Local character & venue list

Local character

  • Limited walkable amenities nearby
  • Great for outdoor family life3 parks mapped in suburb, 2 playgrounds nearby
  • Reasonable bus and transport access8 public transport stops
Walkability proxy
14/100
Cafés per 1,000 residents
1.63
Food & drink per 1,000 residents
1.63
Parks per 1,000 residents
4.88
Food & drink(1)
  • Sheoak Shack Gallery CafeCafe
Community(1)
  • Fingal Head Public SchoolSchool

    100 Letitia Road, Fingal Head

Sport & outdoors(4)
  • Old Boat Harbour ParkPark
  • Park
  • Playground (2)
Entertainment(1)
  • Viewpoint
Transport(1)

1 bus stops

Other(11)
  • Camp Site
  • Tweed Holiday Parks Fingal HeadCaravan Site

    9 Prince Street

  • Parking (5)
  • Picnic Table (2)
  • Australia PostPost Box
  • Fingal General StorePost office

    50 Main Road

  • Public toilets
  • Shelter (3)
  • Shower
  • Slipway
  • TelstraTelephone

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually.

Contributes to desirability score · Lifestyle (15%)

Food, shopping, recreation and sport (OpenStreetMap)

Data sources & freshness

  • Local amenity insightsSuburb Guide (derived) · current · Updated
  • OpenStreetMap amenitiesOpenStreetMap contributors · current · Updated

Parks & reserves

3 parks and public open space in this suburb

  • Cook Island Nature ReserveNature reserve
  • Everson ParkPark
  • Old Boat Harbour ParkPark

Data sources & freshness

Green cover

Parks & woodland (OSM)
4
Parks (OSM)
3

OpenStreetMap parks and natural woodland features mapped within the suburb boundary.

Contributes to desirability score · Environment (10%)

Parks and green cover (OpenStreetMap)

Data sources & freshness

Health access

Nearest hospital
Tweed Hospital (3.2 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department

Contributes to desirability score · Accessibility (15%)

Hospitals and GP clinics

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
17
Participants per 1,000 residents
27.5

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
29° / 20°
Rainfall
628 mm · ~78 rainy days

Autumn (Mar–May)

Usual max / min
26° / 17°
Rainfall
552 mm · ~69 rainy days

Winter (Jun–Aug)

Usual max / min
21° / 10°
Rainfall
240 mm · ~30 rainy days

Spring (Sep–Nov)

Usual max / min
25° / 15°
Rainfall
282 mm · ~35 rainy days

Contributes to desirability score · Lifestyle (15%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normalsWorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal.

2026· 10 proposals
  • July 2026

  • Erection of a new structure; Swimming pool
    44 MAIN ROAD FINGAL HEAD 2487Under Assessment
  • Secondary dwelling; Alterations or additions to an existing building or structure; Erection of a new structure; Carport; Minor building alterations (internal); Minor building alterations (external)
    18 LETITIA ROAD FINGAL HEAD 2487Under Assessment
  • Alterations or additions to an existing building or structure; Minor building alterations (internal); Minor building alterations (external)
    50 FINGAL ROAD FINGAL HEAD 2487Under Assessment
  • June 2026

  • Erection of a new structure; Fences
    2 FINGAL ROAD FINGAL HEAD 2487Under Assessment
  • Erection of a new structure; Cabanas, cubby houses, ferneries, garden sheds, gazebos and greenhouses
    2A CHITTICKS LANE FINGAL HEAD 2487Under Assessment
  • May 2026

  • Demolition; Dwelling house; Erection of a new structure; Carport; Fences
    28 MAIN ROAD FINGAL HEAD 2487Under Assessment
  • Dwelling house; Erection of a new structure; Balcony, deck, patio, terrace or verandah; Swimming pool
    28 FINGAL ROAD FINGAL HEAD 2487Determined
  • April 2026

  • Dwelling house; Erection of a new structure; Residential Accommodation
    32 QUEEN STREET FINGAL HEAD 2487Determined
  • Demolition; Dwelling house; Erection of a new structure; Swimming pool
    46 MAIN ROAD FINGAL HEAD 2487Under Assessment
  • March 2026

  • Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah; Minor building alterations (internal); Minor building alterations (external)
    10 FINGAL ROAD FINGAL HEAD 2487Under Assessment
2025· 7 proposals
  • November 2025

  • Dwelling house; Erection of a new structure
    2 LAGOON ROAD FINGAL HEAD 2487Determined
  • Demolition; Dwelling house; Erection of a new structure; Balcony, deck, patio, terrace or verandah; Swimming pool
    28 FINGAL ROAD FINGAL HEAD 2487Withdrawn
  • Demolition; Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation
    4 MAIN ROAD FINGAL HEAD 2487Determined
  • September 2025

  • Alterations or additions to an existing building or structure; Residential Accommodation
    12A QUEEN STREET FINGAL HEAD 2487Determined
  • August 2025

  • Dwelling house; Erection of a new structure
    32 QUEEN STREET FINGAL HEAD 2487Determined
  • July 2025

  • Demolition; Dwelling house; Erection of a new structure; Earthworks, retaining walls and structural support; Garage, carport or carparking space; Swimming pool
    32 LAGOON ROAD FINGAL HEAD 2487Determined
  • March 2025

  • Demolition; Multi-dwelling housing; Subdivision; Erection of a new structure; Balcony, deck, patio, terrace or verandah; Driveways and hard stand spaces; Earthworks, retaining walls and structural support; Fences; Garage, carport or carparking space; Swimming pool
    46 MAIN ROAD FINGAL HEAD 2487Determined
2024· 6 proposals
  • August 2024

  • Alterations or additions to an existing building or structure; Minor building alterations (internal); Minor building alterations (external)
    12 MAIN ROAD FINGAL HEAD 2487Determined
  • July 2024

  • Dwelling house; Erection of a new structure
    2 LAGOON ROAD FINGAL HEAD 2487Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    56 FINGAL ROAD FINGAL HEAD 2487Determined
  • June 2024

  • Demolition; Dwelling house; Erection of a new structure; Balcony, deck, patio, terrace or verandah; Garage, carport or carparking space; Swimming pool
    27 QUEEN STREET FINGAL HEAD 2487Determined
  • March 2024

  • Dwelling house; Erection of a new structure; Swimming pool
    8 CHITTICKS LANE FINGAL HEAD 2487Determined
  • Dual occupancy; Demolition; Subdivision; Erection of a new structure; Dual occupancy (attached)
    3 KING STREET FINGAL HEAD 2487Determined
2023· 10 proposals
  • November 2023

  • Demolition; Dwelling house; Erection of a new structure
    1A LETITIA ROAD FINGAL HEAD 2487Determined
  • October 2023

  • Dwelling; Pools / decks / fencing; Demolition
    32 LAGOON ROAD FINGAL HEAD 2487Determined
  • September 2023

  • Dwelling; Pools / decks / fencing
    2 LAGOON ROAD FINGAL HEAD 2487Determined
  • August 2023

  • Balconies, decks, patios, terraces or verandahs; Alterations and additions to residential development
    24 FINGAL ROAD FINGAL HEAD 2487Determined
  • May 2023

  • Alterations and additions to residential development; Other
    20 LAGOON ROAD FINGAL HEAD 2487Determined
  • Demolition; Multi-dwelling housing; Earthworks / change in levels; Other
    46 MAIN ROAD FINGAL HEAD 2487Determined
  • April 2023

  • Garages, carports and car parking spaces
    22 FINGAL ROAD FINGAL HEAD 2487Determined
  • March 2023

  • Alterations and additions to residential development
    1 WOMMIN LAKE CRESCENT FINGAL HEAD 2487Determined
  • Secondary dwelling
    8A CHITTICKS LANE FINGAL HEAD 2487Withdrawn
  • January 2023

  • Alterations and additions to residential development
    36 MAIN ROAD FINGAL HEAD 2487Determined
2022· 10 proposals
  • December 2022

  • Dwelling; Pools / decks / fencing
    8A CHITTICKS LANE FINGAL HEAD 2487Determined
  • Alterations and additions to commercial development
    50 MAIN ROAD FINGAL HEAD 2487Determined
  • November 2022

  • Pools / decks / fencing; Balconies, decks, patios, terraces or verandahs
    24 FINGAL ROAD FINGAL HEAD 2487Determined
  • October 2022

  • Balconies, decks, patios, terraces or verandahs; Alterations and additions to residential development
    24 FINGAL ROAD FINGAL HEAD 2487Determined
  • September 2022

  • Dwelling; Shed
    15 FINGAL ROAD FINGAL HEAD 2487Determined
  • August 2022

  • Dwelling
    9 QUEEN STREET FINGAL HEAD 2487Determined
  • Pools / decks / fencing
    9 QUEEN STREET FINGAL HEAD 2487Determined
  • June 2022

  • Pools / decks / fencing
    24 FINGAL ROAD FINGAL HEAD 2487Determined
  • May 2022

  • Alterations and additions to residential development
    1 WOMMIN LAKE CRESCENT FINGAL HEAD 2487Determined
  • March 2022

  • Dwelling; Demolition
    46 FINGAL ROAD FINGAL HEAD 2487Determined

Contributes to desirability score · Future Growth (7%)

Development and planning activity

Data sources & freshness

Hazards

Bushfire planning zone
No overlay at centroid

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping.

Contributes to desirability score · Safety (18%)

Bushfire hazard overlays

Data sources & freshness

  • Hazard planning overlaysState government hazard layers · current · Updated

Politics & representation

Federal electorate
Richmond
Member of Parliament
Justine ELLIOT (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
126,814
Turnout (2025)
89.5%
Swing since 2022 (2025)
+1.8 pp toward Labor

Two-party preferred (2025)

Coalition 40.0%Labor 60.0%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 4.6 km away).

Coalition 41.5%Labor 58.5%

1.5 percentage points more Coalition-leaning than the electorate

Estimated swing since 2022: +0.5 pp toward Labor

Nearest polling places

  • Tweed Heads SouthLabor 59.0% · Coalition 41.0% TPP (2025)2.8 km away
  • Banora Point NorthLabor 53.1% · Coalition 46.9% TPP (2025)3.1 km away
  • Banora Point SouthLabor 58.4% · Coalition 41.6% TPP (2025)3.1 km away
  • Tweed Heads CentralLabor 61.0% · Coalition 39.0% TPP (2025)3.7 km away
  • Banora PointLabor 59.9% · Coalition 40.1% TPP (2025)4.3 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
8/10
IRSD decile (2021)
6/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (5%)

Socio-economic advantage (IRSAD decile)

Data sources & freshness

Comparable suburbs

Similar population and socio-economic profile in other parts of New South Wales.