NSW · Council TBC

Fingal Head

Est. population · Jun 2025

619

Growth (1 yr)

+1.1%

Growth (5 yr)

+5.3%

Median age

46

Median income

$1,614/wk

Employment rate

56.3%

University qualified

28.7%

Work from home

20%

Languages at home

7%non-English

Most common: Australian Indigenous languages, French, Indonesian

2021 Census · usual residence

Desirability score

52.5/100
Average

Top 25% of New South Wales' suburbs

Verified 76% confidence

How this score is calculated
  • Beach
  • Holiday parks
  • Green suburb
What Fingal Head is known for: Beach, Holiday parks, Green suburb

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Fingal Head, NSW suburb snapshot — Suburb Guide

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Suburb Guide, “Fingal Head, NSW Suburb Guide”, updated 2 October 2026, https://suburb.guide/nsw/fingal-head

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Suburb profile

Fingal Head is a coastal town in New South Wales. The Cook Island is part of the surrounding geography.

Dining and cafés are a relative strength. Open-space access is better than in most comparable places, with park access 110% above the peer median. Green cover is an exceptional strength, well above typical levels for coastal towns, and socio-economic advantage is another area where the suburb performs particularly well. Space is a strength, but car dependence is high. School ICSEA scores are a relative weakness.

Fingal Head is a better fit for people who value open space and dining more than school quality.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Coastal town · compared with coastal towns in New South Wales (162)

Strengths

  • Green cover is stronger than in comparable places
  • Open-space access is better than in most comparable places
  • Dining and cafés are a relative strength
  • Socio-economic advantage is a relative strength

Weaknesses

  • School ICSEA scores are a relative weakness

What stands out

  • Fingal Head Beach
  • Dreamtime Beach
  • Cook Island
  • Space is a strength, but car dependence is high

Who it suits

  • Families
  • Professionals
  • Retirees
  • Students
  • Budget buyers

Housing, growth and risk

How Fingal Head compares

A quick read of housing, growth, livability, and risk

Median house price

—

No data available

Median rent (Census)

$400/wk

2021 Census median weekly rent

Population (ERP)

619

+1.1% annual growth

Dwelling vacancy

15.6%

Census unoccupied dwellings

Livability profile

Desirability pillars vs the peer median (50th percentile)

How it compares

Relative standing using percentiles, ranks, and national deciles

Desirability

#38

among Coastal & beach · Mature

Pop. growth

71st

percentile in NSW

Rented dwellings

32%

2021 Census tenure

Advantage (IRSAD)

8/10

national SEIFA decile

School ICSEA

19th

percentile among schools with ICSEA

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Desirability

Ranks & confidence
Desirability score
52.5/100 — Average
State standing
Top 25% of New South Wales' suburbs
National rank
1531st in Australia
State rank
537th in NSW
Peer rank
#38 among Coastal & beach · Mature suburbs
Cohort rank
#85 among Coastal & beach suburbs
Data confidence
76%

Data sources & freshness

  • Suburb Guide desirability index — Suburb Guide (derived) · current · Updated

Population

Estimated resident population

619(June 2025)

+1.1% annual · +5.3% over 5 years · 71th percentile in NSW

Growth figures & methodology
Annual growth
+1.1%
5-year growth
+5.3%
Change in 1 year
+7
Change in 5 years
+31
Growth rank in NSW
71th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~700), extrapolated at +2.2% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
615
Median age
46
Median household income / week
$1,614
Dwelling vacancy
15.6%
Unoccupied private dwellings
42 of 269
Median monthly mortgage
$2,350
Median weekly rent (2021 Census)
$400
Tenure (owned / mortgaged / rented)
43.8% / 24% / 32.3%
Employment rate
56.3%
Travel to work (WFH / public transport / car)
20% / 0% / 65.9%
Walked or cycled to work
1%
Dwelling mix (houses / semi / flats)
177 / 17 / 18 (+ 4 other)

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

28.7% of adults have a university degree, compared with 27.8% across New South Wales. 15.9% have a trade or vocational qualification.

  • University qualified28.7% · 27.8% NSW
  • Diploma qualified12.6% · 9.3% NSW
  • Trade / vocational15.9% · 15% NSW
  • Year 12 or below42.8% · 47.9% NSW

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Health20.2%
  • Management and commerce15%
  • Engineering and related technologies14.4%
  • Society and culture12.6%
  • Education9.2%
  • Architecture and building8.6%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Community & culture

7% speak a language other than English at home; 17.6% born overseas

Language at home
519 English only · 39 other
Non-English at home
7%
Born overseas
102 (17.6%)
Aboriginal and/or Torres Strait Islander
69 (11.2%)
Australian citizens
549
Languages spoken at home (other than English)
3

Top languages other than English

Share of residents who speak a language other than English at home (2021 Census).

  • Australian Indigenous languages7 · 43.8%
  • French5 · 31.2%
  • Indonesian4 · 25%

Religion

49.1%No religion

No religion is the most common response at 49.1%, while Christianity accounts for 38.7%.

MeasureSuburbState
No religion49.1%32.8%
Christianity38.7%47.6%
Buddhism2%2.8%
Other / not stated10.2%16.9%
Christian denominations
DenominationSuburbState
Catholic15.9%22.4%
Anglican10.7%11.9%
Christian (not further defined)3.9%2.4%
Presbyterian and Reformed2%1.9%
Uniting Church2%2.1%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Offence counts & rates
Recorded road crashes (in suburb)
4
Crash rate per 1,000 residents (state rank)
6.46

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

Schools within 2 km
1
Median school ICSEA
934
Median ICSEA percentile
19th
Primary catchments overlapping suburb
2
Secondary catchments overlapping suburb
1
School list
  • Fingal Head Public SchoolPrimary · Government · ICSEA 934 · 19th percentile · LBOTE 10% · 33 students · Top SEA quarter 14% · 0.7 km awayView on My School →
School catchments
  • Fingal Head PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Kingscliff HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Kingscliff PSGovernment school catchment overlapping this suburb boundaryprimary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

Public transport

8 public transport stops in this suburb

  • Fingal Head Public School, Prince St
  • Fingal Head Public School, Prince St
  • Fingal Rd Before Wommin Lake Cres
  • Fingal Rd Opp Wommin Lake Cres
  • Queen St Before Lighthouse Pde

Contributes to desirability score · Accessibility (12%)

Public transport stops per 1,000 residents and walkability

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

33 mapped amenities

1 cafes · 2 playgrounds · 4 beaches · 1 caravan parks · 1 campgrounds · 1 post offices

Local character & venue list

Local character

  • Limited walkable amenities nearby
  • Great for outdoor family life — 2 parks mapped in suburb, 2 playgrounds nearby
  • Reasonable bus and transport access — 8 public transport stops
Walkability proxy
14/100
Cafés per 1,000 residents
1.63
Food & drink per 1,000 residents
1.63
Parks per 1,000 residents
3.25
Food & drink(1)
  • Sheoak Shack Gallery CafeCafe
Everyday services(1)
  • Fingal General StorePost office

    50 Main Road

Community(1)
  • Fingal Head Public SchoolSchool

    100 Letitia Road, Fingal Head

Sport & outdoors(13)
  • Beach (3)
  • Dreamtime BeachBeach
  • Boat ramp
  • Cook Island Aquatic ReserveNature reserve
  • Cook Island Nature ReserveNature reserve
  • Ukerebagh Nature ReserveNature reserve
  • Old Boat Harbour ParkPark
  • Park
  • Playground (2)
  • Public toilets
Camping & holiday parks(2)
  • Campground
  • Tweed Holiday Parks Fingal HeadCaravan park

    9 Prince Street

Entertainment(1)
  • Viewpoint
Transport(1)

1 bus stops

Other(6)
  • Parking (5)
  • Picnic Table (2)
  • Australia PostPost Box
  • Shelter (3)
  • Shower
  • TelstraTelephone

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Sporting clubs

2 named sporting clubs in this suburb

  • Fingal Rovers Surf Life Saving Club

    Surf Life Saving · +61 7 5524 2371

  • Tweed Valley Sailing Club

    Sailing · +61 431 229 512

Named sporting clubs from OpenStreetMap, assigned to this suburb's boundary. Sporting facilities such as ovals, courts and recreation centres are listed under Amenities.

Data sources & freshness

  • OpenStreetMap sporting clubs — OpenStreetMap contributors · current · Updated · Geofabrik australia-latest.osm.pbf

Parks & reserves

3 parks and public open space in this suburb

  • Cook Island Nature ReserveNature reserve
  • Everson ParkPark
  • Old Boat Harbour ParkPark

Data sources & freshness

Green cover

Green cover of suburb area
25.4%
Woodland / forest cover
24.1%
Parks & woodland features (OSM)
7
Parks (OSM)
2
Typical summer maximum
29°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
Tweed Hospital (3.2 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
17
Participants per 1,000 residents
27.5

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
29° / 20°
Rainfall
628 mm · ~78 rainy days

Autumn (Mar–May)

Usual max / min
26° / 17°
Rainfall
552 mm · ~69 rainy days

Winter (Jun–Aug)

Usual max / min
21° / 10°
Rainfall
240 mm · ~30 rainy days

Spring (Sep–Nov)

Usual max / min
25° / 15°
Rainfall
282 mm · ~35 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal.

2026· 12 proposals
  • September 2026

  • Demolition; Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation
    4 MAIN ROAD FINGAL HEAD 2487Under Assessment
  • August 2026

  • Dwelling house; Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah; Swimming pool
    28 FINGAL ROAD FINGAL HEAD 2487Determined
  • July 2026

  • Erection of a new structure; Swimming pool
    44 MAIN ROAD FINGAL HEAD 2487Under Assessment
  • Secondary dwelling; Alterations or additions to an existing building or structure; Erection of a new structure; Carport; Minor building alterations (internal); Minor building alterations (external)
    18 LETITIA ROAD FINGAL HEAD 2487Withdrawn
  • Alterations or additions to an existing building or structure; Minor building alterations (internal); Minor building alterations (external)
    50 FINGAL ROAD FINGAL HEAD 2487Under Assessment
  • June 2026

  • Erection of a new structure; Fences
    2 FINGAL ROAD FINGAL HEAD 2487Under Assessment
  • Erection of a new structure; Cabanas, cubby houses, ferneries, garden sheds, gazebos and greenhouses
    2A CHITTICKS LANE FINGAL HEAD 2487Under Assessment
  • May 2026

  • Demolition; Dwelling house; Erection of a new structure; Carport; Fences
    28 MAIN ROAD FINGAL HEAD 2487Under Assessment
  • Dwelling house; Erection of a new structure; Balcony, deck, patio, terrace or verandah; Swimming pool
    28 FINGAL ROAD FINGAL HEAD 2487Determined
  • April 2026

  • Dwelling house; Erection of a new structure; Residential Accommodation
    32 QUEEN STREET FINGAL HEAD 2487Determined
  • Demolition; Dwelling house; Erection of a new structure; Swimming pool
    46 MAIN ROAD FINGAL HEAD 2487Under Assessment
  • March 2026

  • Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah; Minor building alterations (internal); Minor building alterations (external)
    10 FINGAL ROAD FINGAL HEAD 2487Determined
2025· 7 proposals
  • November 2025

  • Dwelling house; Erection of a new structure
    2 LAGOON ROAD FINGAL HEAD 2487Determined
  • Demolition; Dwelling house; Erection of a new structure; Balcony, deck, patio, terrace or verandah; Swimming pool
    28 FINGAL ROAD FINGAL HEAD 2487Withdrawn
  • Demolition; Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation
    4 MAIN ROAD FINGAL HEAD 2487Determined
  • September 2025

  • Alterations or additions to an existing building or structure; Residential Accommodation
    12A QUEEN STREET FINGAL HEAD 2487Determined
  • August 2025

  • Dwelling house; Erection of a new structure
    32 QUEEN STREET FINGAL HEAD 2487Determined
  • July 2025

  • Demolition; Dwelling house; Erection of a new structure; Earthworks, retaining walls and structural support; Garage, carport or carparking space; Swimming pool
    32 LAGOON ROAD FINGAL HEAD 2487Determined
  • March 2025

  • Demolition; Multi-dwelling housing; Subdivision; Erection of a new structure; Balcony, deck, patio, terrace or verandah; Driveways and hard stand spaces; Earthworks, retaining walls and structural support; Fences; Garage, carport or carparking space; Swimming pool
    46 MAIN ROAD FINGAL HEAD 2487Determined
2024· 6 proposals
  • August 2024

  • Alterations or additions to an existing building or structure; Minor building alterations (internal); Minor building alterations (external)
    12 MAIN ROAD FINGAL HEAD 2487Determined
  • July 2024

  • Dwelling house; Erection of a new structure
    2 LAGOON ROAD FINGAL HEAD 2487Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    56 FINGAL ROAD FINGAL HEAD 2487Determined
  • June 2024

  • Demolition; Dwelling house; Erection of a new structure; Balcony, deck, patio, terrace or verandah; Garage, carport or carparking space; Swimming pool
    27 QUEEN STREET FINGAL HEAD 2487Determined
  • March 2024

  • Dwelling house; Erection of a new structure; Swimming pool
    8 CHITTICKS LANE FINGAL HEAD 2487Determined
  • Dual occupancy; Demolition; Subdivision; Erection of a new structure; Dual occupancy (attached)
    3 KING STREET FINGAL HEAD 2487Determined
2023· 10 proposals
  • November 2023

  • Demolition; Dwelling house; Erection of a new structure
    1A LETITIA ROAD FINGAL HEAD 2487Determined
  • October 2023

  • Dwelling; Pools / decks / fencing; Demolition
    32 LAGOON ROAD FINGAL HEAD 2487Determined
  • September 2023

  • Dwelling; Pools / decks / fencing
    2 LAGOON ROAD FINGAL HEAD 2487Determined
  • August 2023

  • Balconies, decks, patios, terraces or verandahs; Alterations and additions to residential development
    24 FINGAL ROAD FINGAL HEAD 2487Determined
  • May 2023

  • Alterations and additions to residential development; Other
    20 LAGOON ROAD FINGAL HEAD 2487Determined
  • Demolition; Multi-dwelling housing; Earthworks / change in levels; Other
    46 MAIN ROAD FINGAL HEAD 2487Determined
  • April 2023

  • Garages, carports and car parking spaces
    22 FINGAL ROAD FINGAL HEAD 2487Determined
  • March 2023

  • Alterations and additions to residential development
    1 WOMMIN LAKE CRESCENT FINGAL HEAD 2487Determined
  • Secondary dwelling
    8A CHITTICKS LANE FINGAL HEAD 2487Withdrawn
  • January 2023

  • Alterations and additions to residential development
    36 MAIN ROAD FINGAL HEAD 2487Determined
2022· 10 proposals
  • December 2022

  • Dwelling; Pools / decks / fencing
    8A CHITTICKS LANE FINGAL HEAD 2487Determined
  • Alterations and additions to commercial development
    50 MAIN ROAD FINGAL HEAD 2487Determined
  • November 2022

  • Pools / decks / fencing; Balconies, decks, patios, terraces or verandahs
    24 FINGAL ROAD FINGAL HEAD 2487Determined
  • October 2022

  • Balconies, decks, patios, terraces or verandahs; Alterations and additions to residential development
    24 FINGAL ROAD FINGAL HEAD 2487Determined
  • September 2022

  • Dwelling; Shed
    15 FINGAL ROAD FINGAL HEAD 2487Determined
  • August 2022

  • Dwelling
    9 QUEEN STREET FINGAL HEAD 2487Determined
  • Pools / decks / fencing
    9 QUEEN STREET FINGAL HEAD 2487Determined
  • June 2022

  • Pools / decks / fencing
    24 FINGAL ROAD FINGAL HEAD 2487Determined
  • May 2022

  • Alterations and additions to residential development
    1 WOMMIN LAKE CRESCENT FINGAL HEAD 2487Determined
  • March 2022

  • Dwelling; Demolition
    46 FINGAL ROAD FINGAL HEAD 2487Determined

Data sources & freshness

Hazards

Bushfire planning zone
No overlay at centroid
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Richmond
Member of Parliament
Justine ELLIOT (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
126,814
Turnout (2025)
89.5%
Swing since 2022 (2025)
+1.8 pp toward Labor

Two-party preferred (2025)

Coalition 40.0%Labor 60.0%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 4.6 km away).

Coalition 41.5%Labor 58.5%

1.5 percentage points more Coalition-leaning than the electorate

Estimated swing since 2022: +0.5 pp toward Labor

Nearest polling places

  • Tweed Heads SouthLabor 59.0% · Coalition 41.0% TPP (2025)2.8 km away
  • Banora Point NorthLabor 53.1% · Coalition 46.9% TPP (2025)3.1 km away
  • Banora Point SouthLabor 58.4% · Coalition 41.6% TPP (2025)3.1 km away
  • Tweed Heads CentralLabor 61.0% · Coalition 39.0% TPP (2025)3.7 km away
  • Banora PointLabor 59.9% · Coalition 40.1% TPP (2025)4.3 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
8/10
IRSD decile (2021)
6/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

Comparable suburbs

Similar population and socio-economic profile in other parts of New South Wales.