suburb.guide

NSW · Greater Hume Shire Council

Mountain Creek, 2644

Est. population · Jun 2025

70

Growth (1 yr)

+1.4%

Growth (5 yr)

+9.4%

Median age

50

Median income

$1,375/wk

Employment rate

52.8%

University qualified

23.5%

Work from home

29.6%

Languages at home

Mostly English at home

2021 Census · usual residence

  • National parks
  • Agricultural
  • Rural living
What Mountain Creek is known for: National parks, Agricultural, Rural living

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Mountain Creek, NSW suburb snapshot — Suburb Guide

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Suburb Guide, “Mountain Creek, NSW Suburb Guide”, updated 1 October 2026, https://suburb.guide/nsw/mountain-creek-nsw

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Suburb profile

Mountain Creek is a rural locality in New South Wales, in Greater Hume Shire Council.

Everyday destinations are relatively walkable, well above typical levels for rural localities. University qualifications are more common than in comparable places, with university qualifications 72% above the peer median, and recorded road-crash rates are lower than in comparable places, with recorded road crashes 100% below the peer median, and population has been growing faster than in comparable places, and working from home is another area where the suburb performs particularly well, with working from home 46% above the peer median.

Overall, Mountain Creek suits people prioritising walkability and university qualifications.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Rural locality · compared with rural localities in New South Wales (2685)

Strengths

  • Everyday destinations are relatively walkable
  • University qualifications are more common than in comparable places
  • Recorded road-crash rates are lower than in comparable places
  • Population has been growing faster than in comparable places
  • Working from home is a relative strength

Weaknesses

No relative weaknesses against comparable places.

What stands out

Nothing distinctive beyond the usual profile.

Who it suits

  • StudentsInsufficient data

Housing, growth and risk

How Mountain Creek compares

A quick read of housing, growth, livability, and risk

Median house price

—

No data available

Median rent (Census)

$280/wk

2021 Census median weekly rent

Population (ERP)

70

+1.4% annual growth

Dwelling vacancy

19.0%

Census unoccupied dwellings

How it compares

Relative standing using percentiles, ranks, and national deciles

Crime rate

8th

percentile in state (higher = more crime)

Pop. growth

78th

percentile in NSW

Rented dwellings

0%

2021 Census tenure

Advantage (IRSAD)

7/10

national SEIFA decile

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Population

Estimated resident population

70(June 2025)

+1.4% annual · +9.4% over 5 years · 78th percentile in NSW

Growth figures & methodology
Annual growth
+1.4%
5-year growth
+9.4%
Change in 1 year
+1
Change in 5 years
+6
Growth rank in NSW
78th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~100), extrapolated at +1.4% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
65
Median age
50
Median household income / week
$1,375
Dwelling vacancy
19%
Unoccupied private dwellings
4 of 21
Median monthly mortgage
$0
Median weekly rent (2021 Census)
$280
Tenure (owned / mortgaged / rented)
73.3% / 26.7% / 0%
Employment rate
52.8%
Travel to work (WFH / public transport / car)
29.6% / 0% / 22.2%
Walked or cycled to work
0%
Dwelling mix (houses / semi / flats)
17 / 0 / 0

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

23.5% of adults have a university degree, compared with 27.8% across New South Wales. 9.8% have a trade or vocational qualification.

  • University qualified23.5% · 27.8% NSW
  • Diploma qualified11.8% · 9.3% NSW
  • Trade / vocational9.8% · 15% NSW
  • Year 12 or below54.9% · 47.9% NSW

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Agriculture and environment38.5%
  • Health34.6%
  • Education15.4%
  • Society and culture11.5%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$53,115

40th percentile in NSW · -10% vs Australia

Median salary / wages (2023–24)
$57,270

33rd percentile in NSW · -12% vs Australia

Residents with rental investments
15.0%

61st percentile in NSW · +9% vs Australia

Median super balance (2023–24)
$74,602

56th percentile in NSW · +18% vs Australia

Residents with business income
13.0%

85th percentile in NSW · +25% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2644 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
1,490
Taxpayers reporting net rent
220
Median net rent
$2,922
Taxpayers reporting business income
190
Taxable income vs state median
-5%
Salary / wages vs state median
-9%
Rental investment vs state median
+7%
Super vs state median
+6%
Business income vs state median
+30%

Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Seasonal & agricultural work

59.3% of employed residents work in agriculture, forestry and fishing, 25.8× the Australian share (2.3%) — compared with 2.0% across New South Wales.

Agriculture, forestry & fishing
59.3%

95th percentile in NSW · +2478% vs Australia

Resident workers (2021)
16
WHM specified work
Subclass 417 / 462

Postcode 2644

Occupation mix in this industry

2021 Census G56, residents employed in agriculture, forestry and fishing. Counts below 10 are not shown.

  • Managers11

Australian Bureau of Statistics, 2021 Census General Community Profile tables G54 (industry of employment) and G56 (industry by occupation), Statistical Area Level (suburb), place of usual residence. Figures are residents’ main job in the week before Census night — not jobs located in the suburb. Agriculture, forestry and fishing is the 1-digit ANZSIC division; grape growing and other 3- and 4-digit industries are not in this datapack. The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Plant and animal cultivation in postcode 2644 (Regional Australia) may count as specified work for Working Holiday Maker visas (subclasses 417 and 462). This is a postcode rule from the Home Affairs instruments — not evidence that seasonal jobs exist here, and not a count of WHM residents. Home Affairs specified work · LIN 22/012 · LIN 22/013. Compilation used: 5 April 2025.

Region employment estimates (SA4, not this suburb)

Jobs and Skills Australia NERO modelled estimates for Murray (SA4 109), 2026-08. These figures describe the broader region, not this suburb, and occupations are not added together.

  • Livestock Farmers ANZSCO 12131,575
  • Mixed Crop and Livestock Farmers ANZSCO 1214756
  • Livestock Farm Workers ANZSCO 8415518
  • Crop Farmers ANZSCO 1212389
  • Crop Farm Workers ANZSCO 8412219
  • Agricultural, Forestry and Horticultural Plant Operators ANZSCO 7211158
  • Other Farm, Forestry and Garden Workers ANZSCO 841994
  • Mixed Crop and Livestock Farm Workers ANZSCO 841650
  • Aquaculture Workers ANZSCO 841110
  • Forestry and Logging Workers ANZSCO 841310

Murray is a Statistical Area Level 4. Fruit, nut and vegetable workers are not published separately in NERO (they sit under ANZSCO 8412). Jobs and Skills Australia warns not to sum occupations or geographies. NERO data. Nowcast of Employment by Region and Occupation, Jobs and Skills Australia, Commonwealth of Australia. CC BY 4.0.

Census employed residents counted in G54: 27 · AFF share +2865% vs the state.

Data sources & freshness

  • 2021 Census — industry of employment (G54/G56), place of usual residence — Australian Bureau of Statistics · Updated · Resident main job in the week before Census night, not jobs located in the suburb

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • WHM specified work areas (LIN 22/012 and LIN 22/013) — Department of Home Affairs · 2025-04-05 · Updated · Postcode eligibility for plant and animal cultivation; not a count of WHM residents
  • Nowcast of Employment by Region and Occupation (NERO), SA4 × ANZSCO 4-digit — Jobs and Skills Australia · 2026-08 · Updated · Monthly modelled SA4 estimates; not suburb-level. CC BY 4.0

Community & culture

7.5% born overseas

Language at home
48 English only · 0 other
Non-English at home
0%
Born overseas
4 (7.5%)
Australian citizens
52

Religion

40%Most common religion · Christianity

Christianity is the most common response at 40%, while 33.8% reported no religion.

MeasureSuburbState
No religion33.8%32.8%
Christianity40%47.6%
Other / not stated26.2%19.6%
Christian denominations
DenominationSuburbState
Catholic21.5%22.4%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Offence counts are estimated for this suburb from postcode 2644, which is shared with other suburbs.

Reported offences decreased compared with the previous period.

Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
2
Against the person
1
Against property
1
Rate per 1,000 residents
28.6
Person-crime prevalence
About 1 in 65 residents
State crime-rate percentile
8.2th (higher = more crime)
Decrease (daily rate)
-49.9%
Recorded road crashes (in suburb)
0
Crash rate per 1,000 residents (state rank)
0

Most common offence types

  • Blackmail And Extortion0
  • Domestic Violence Related Assault0
  • Non-Domestic Violence Related Assault0
  • Sexual Assault0
  • Sexual Touching, Sexual Act And Other Sexual Offences0

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

School list
School catchments
  • Billabong HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Culcairn PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Gerogery PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Holbrook PSGovernment school catchment overlapping this suburb boundaryprimary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

  • NSW government school intake zones — NSW Department of Education · current · Updated · Open catchment polygons where published

Public transport

21 public transport stops in this suburb

  • 1235 Mountain Creek Rd
  • 1449 Mountain Creek Rd
  • 1545 Mountain Creek Rd
  • 1737 Mountain Creek Rd
  • Fellow Hills Rd At Fellow Hills Lane

Contributes to desirability score · Accessibility (12%)

Public transport stops per 1,000 residents and walkability

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

1 mapped amenities

Local character & venue list

Local character

  • A car helps for daily needs
  • Well connected by public transport — 21 public transport stops
Walkability proxy
30/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0
Parks per 1,000 residents
0
Sport & outdoors(1)
  • Benambra National ParkNature reserve

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Green cover

Green cover of suburb area
0.3%
Woodland / forest cover
0.3%
Parks & woodland features (OSM)
2
Parks (OSM)
0
Typical summer maximum
29°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
Culcairn Multi-Purpose Service (15.4 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
2
Participants per 1,000 residents
28.6

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
29° / 15°
Rainfall
153 mm · ~19 rainy days

Autumn (Mar–May)

Usual max / min
22° / 9°
Rainfall
178 mm · ~22 rainy days

Winter (Jun–Aug)

Usual max / min
13° / 4°
Rainfall
254 mm · ~32 rainy days

Spring (Sep–Nov)

Usual max / min
20° / 8°
Rainfall
206 mm · ~26 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal (lodged 2020–2026).

1 planning-related records

2023· 1 proposal

  • May 2023

  • Dwelling; Demolition; Garages, carports and car parking spaces
    1142 FELLOW HILLS ROAD MOUNTAIN CREEK 2644Determined

Data sources & freshness

Hazards

Bushfire planning zone
Overlay applies
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Farrer
Member of Parliament
David FARLEY (One Nation)
Results from
2026 Farrer by-election

Two-candidate preferred (2026-by-election)

David FARLEY (One Nation) 57.6%Michelle MILTHORPE (Independent) 42.4%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 31.5 km away).

David FARLEY (One Nation) 65.7%Michelle MILTHORPE (Independent) 34.3%

8.1 percentage points higher for David FARLEY than the electorate

Nearest polling places

  • GerogeryDavid FARLEY (One Nation) 69.2% · Michelle MILTHORPE (Independent) 30.8% TCP (2026-by-election)15.0 km away
  • CulcairnDavid FARLEY (One Nation) 63.3% · Michelle MILTHORPE (Independent) 36.7% TCP (2026-by-election)15.1 km away
  • HolbrookDavid FARLEY (One Nation) 63.2% · Michelle MILTHORPE (Independent) 36.8% TCP (2026-by-election)17.4 km away
  • Walla WallaDavid FARLEY (One Nation) 72.3% · Michelle MILTHORPE (Independent) 27.7% TCP (2026-by-election)21.7 km away
  • Table TopDavid FARLEY (One Nation) 52.0% · Michelle MILTHORPE (Independent) 48.0% TCP (2026-by-election)24.5 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

  • Federal election results — Australian Electoral Commission · 2026-by-election · Updated · 2025 election with by-election overlays

Socio-economic

IRSAD decile (2021)
7/10
IRSD decile (2021)
7/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

More in Greater Hume Shire Council

Other suburbs in the same local government area.