Median house price
$1.11M
+2.2% change
NSW · Central Coast Council
Phegans Bay, 2256
Est. population · Jun 2025
664
Growth (1 yr)
-0.1%
Growth (5 yr)
+0.8%
Median age
48
Median income
$2,075/wk
Employment rate
62.7%
Median house price · October to December 2025
$1,107,000
Languages at home
9.5%non-English
Most common: Spanish, French
2021 Census · usual residence
Desirability score
- National parks
- Excellent transport
- Education hub
- High desirability
Suburb profile
In Central Coast Council, Phegans Bay is a settled smaller community where everyday shopping leans on neighbouring suburbs. You get space and calm here, while the city and neighbouring suburbs are still close enough for regular outings. An older demographic makes it especially popular with retirees, with families and grandchildren still a visible part of community life.
Everyday cafés are limited locally, with the wider metro area covering the bigger food and entertainment trips. Local green pockets are modest, with bigger outdoor outings usually found in neighbouring areas. A car helps for most daily errands, though buses still link the suburb further afield.
Homes cost more here than in most comparable suburbs. A trickle of new development is refreshing selected pockets without changing the overall feel.
Desirability lands below average here: softer growth momentum, plus parks and green space weighing on the result versus similar metro suburbs, even with community and employment holding up better. Limited access to some essential local services also trimmed the result.
At a glance
Phegans Bay snapshot
A quick read of housing, growth, livability, and risk
Median rent
$595/wk
Houses $625 · Units $520
Population (ERP)
664
-0.1% annual growth
Dwelling vacancy
11.9%
Census unoccupied dwellings
Livability profile
Desirability pillars vs the peer median (50th percentile)
How it compares
Relative standing using percentiles, ranks, and national deciles
Desirability
#150
among Metro Sydney · Mature
Safety
80th
percentile in state (higher = safer)
Pop. growth
7th
percentile in NSW
Advantage (IRSAD)
10/10
national SEIFA decile
School ICSEA
35th
percentile among schools with ICSEA
Population growth
Recent ERP change over 1 and 5 years
Housing mix
Dwelling types from the 2021 Census
Risks & flags
Quick scan — open a section below for full context
Living here
Desirability
Ranks & confidence
- Desirability score
- 19.4/100 — Below average
- National rank
- 6734th in Australia
- State rank
- 2115th in NSW
- Peer rank
- #150 among Metro Sydney · Mature suburbs
- Cohort rank
- #884 among Metro Sydney suburbs
- Data confidence
- 89%
Data sources & freshness
- Suburb Guide desirability index — Suburb Guide (derived) · current · Updated
Housing
- Flats / units (January to March 2026)
- $520
- Houses (January to March 2026)
- $625
- All types (January to March 2026)
- $595
- Rental bonds lodged (January to March 2026)
- 127
- Median house price (October to December 2025)
- $1,107,000
- Median price change
- +2.2%
Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.
Contributes to desirability score · Housing (15%) · Future Growth (7%)
Median price, rental yield and vacancy Recent price momentum
Data sources & freshness
- DCJ rent and sales tables — NSW Department of Communities and Justice · January to March 2026; October to December 2025 · Updated · Quarterly releases
Population
Estimated resident population
664(June 2025)
-0.1% annual · +0.8% over 5 years · 7th percentile in NSW
Growth figures & methodology
- Annual growth
- -0.1%
- 5-year growth
- +0.8%
- Change in 1 year
- -1
- Change in 5 years
- +5
- Growth rank in NSW
- 7th percentile
ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.
Methodology
Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.
The dashed chart line is a simple growth-trend estimate to June 2030 (~700), extrapolated at +0.5% average annual growth since 2011. It is illustrative only — not an official ABS forecast.
2021 Census figures
2021 Census
- Population
- 406
- Median age
- 48
- Median household income / week
- $2,075
- Dwelling vacancy
- 11.9%
- Unoccupied private dwellings
- 22 of 185
- Median monthly mortgage
- $2,392
- Employment rate
- 62.7%
- Dwelling mix (houses / semi / flats)
- 162 / 0 / 0
Contributes to desirability score · Community (5%)
Employment, household income and age diversity (2021 Census)
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Updated
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
- Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries
Community & culture
No 2021 Census cultural diversity data for this suburb yet.
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Updated
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
Crime & safety
Reported offences decreased compared with the previous period.
Offence counts & rates
- Total offences (Jan 2025 to Dec 2025)
- 74
- Against the person
- 16
- Against property
- 19
- Rate per 1,000 residents
- 111.4
- Person-crime prevalence
- About 1 in 25 residents
- State safety percentile
- 80.4th (lower crime is better)
- Decrease (daily rate)
- -2.4%
Most common offence types
- Breach Bail Conditions335
- Domestic Violence Related Assault113
- Intimidation, Stalking And Harassment142
- Malicious Damage To Property158
- Transport Regulatory Offences375
Contributes to desirability score · Safety (18%)
Crime rate and year-on-year trend
Data sources & freshness
- BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated · Rolling 12-month windows
Family & Lifestyle
Schools & preschools
- Schools within 2 km
- 3
- Median school ICSEA (3 schools)
- 974
- Median ICSEA percentile
- 35th
School list
- Brisbane Water Secondary College Woy Woy CampusSecondary · Government · ICSEA 974 · 35th percentile · LBOTE 14% · 644 students · Top SEA quarter 8% · 1.5 km awayView on My School →
- St John the Baptist Catholic Primary SchoolPrimary · Catholic · ICSEA 1081 · 79th percentile · LBOTE 17% · 551 students · Top SEA quarter 31% · 1.7 km awayView on My School →
- Woy Woy Public SchoolPrimary · Government · ICSEA 970 · 33th percentile · LBOTE 19% · 365 students · Top SEA quarter 11% · 1.9 km awayView on My School →
Contributes to desirability score · Education (15%)
School and preschool counts, median school ICSEA
Data sources & freshness
- ACARA school locations — Australian Curriculum, Assessment and Reporting Authority · 2025 · Updated · Annual release
- School ICSEA scores — Australian Curriculum, Assessment and Reporting Authority · 2025 · Updated · Annual release
Public transport
10 public transport stops in this suburb
- Alkira Pde Opp Phegans Bay Rd
- Olive Av After Wattle Cres
- Phegans Bay Rd At Woy Woy Bay Rd
- Wattle Cres At Olive Av
- Woy Woy Bay Rd At Olive Av
Contributes to desirability score · Accessibility (15%)
Public transport stop coverage
Data sources & freshness
- Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed
Amenities
11 nearby amenities within ~1.5 km
Local character & venue list
Local character
- Limited walkable amenities nearby
- Reasonable bus and transport access — 10 public transport stops
- Walkability proxy
- 15/100
- Cafés per 1,000 residents
- 0
- Food & drink per 1,000 residents
- 0
- Parks per 1,000 residents
- 0
Entertainment(1)
- Phegans LookoutViewpoint
Transport(4)
4 bus stops
Other(6)
- NSW Rural Fire ServiceFire station
17 Wattle Crescent
- Elaroo Road ReserveNature Reserve
- Monastir Road Bush ReserveNature Reserve
- Phegans Bay Road ReserveNature Reserve
- Phegans Raymond Road ReserveNature Reserve
- Slipway
Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually.
Contributes to desirability score · Lifestyle (15%)
Food, shopping, recreation and sport (OpenStreetMap)
Data sources & freshness
- Local amenity insights — Suburb Guide (derived) · current · Updated
- OpenStreetMap amenities — OpenStreetMap contributors · current · Updated
Parks & reserves
4 parks and public open space in this suburb
- Elaroo Road ReserveNature reserve
- Monastir Road Bush ReserveNature reserve
- Phegans Bay Road ReserveNature reserve
- Phegans Raymond Road ReserveNature reserve
Data sources & freshness
- Parks & reserves — State government + ABS LGA boundaries · current · Updated
Green cover
- Parks & woodland (OSM)
- 1
- Parks (OSM)
- 0
OpenStreetMap parks and natural woodland features mapped within the suburb boundary.
Contributes to desirability score · Environment (10%)
Parks and green cover (OpenStreetMap)
Data sources & freshness
- OpenStreetMap green cover — OpenStreetMap contributors · current · Updated
Health access
- Nearest hospital
- Think Well Hypnotherapy (6.9 km)
- Nearest hospital type
- Hospital
- Nearest hospital emergency
- Emergency department
Contributes to desirability score · Accessibility (15%)
Hospitals and GP clinics
Data sources & freshness
- Hospitals & clinics — OpenStreetMap + state health datasets · current · Updated
NDIS participation
- NDIS participants (31 March 2026)
- 26
- Participants per 1,000 residents
- 39.2
Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.
For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.
Data sources & freshness
- NDIS participants by SA2 — National Disability Insurance Agency · 2026-Q1 · Updated · Quarterly SA2 counts allocated to suburb boundaries
Weather
Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.
Summer (Dec–Feb)
- Usual max / min
- 25° / 17°
- Rainfall
- 321 mm · ~40 rainy days
Autumn (Mar–May)
- Usual max / min
- 22° / 14°
- Rainfall
- 359 mm · ~45 rainy days
Winter (Jun–Aug)
- Usual max / min
- 17° / 8°
- Rainfall
- 263 mm · ~33 rainy days
Spring (Sep–Nov)
- Usual max / min
- 21° / 12°
- Rainfall
- 242 mm · ~30 rainy days
Contributes to desirability score · Lifestyle (15%)
Temperature and humidity comfort
Data sources & freshness
- Seasonal climate normals — WorldClim 2.1 · Updated
Future & Planning
Planning & development
Development applications from NSW Planning Portal (lodged 2020–2026).
18 planning-related records
2025· 3 proposals
November 2025
- Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation20 MONASTIR ROAD PHEGANS BAY 2256Withdrawn
August 2025
- Erection of a new structure; Semi-detached dwelling191 PHEGANS BAY ROAD PHEGANS BAY 2256Determined
June 2025
- Dwelling house; Alterations or additions to an existing building or structure32 Olive Avenue Phegans BayDetermined
2024· 3 proposals
August 2024
- Temporary building, structure or use; Swimming pool20 WATTLE CRESCENT PHEGANS BAY 2256Determined
June 2024
- Dwelling house; Erection of a new structure31-33 RAYMOND ROAD PHEGANS BAY 2256Determined
February 2024
- Dwelling house; Alterations or additions to an existing building or structure98 PHEGANS BAY ROAD PHEGANS BAY 2256Determined
2023· 1 proposal
March 2023
- Alterations and additions to residential development2 WATTLE CRESCENT PHEGANS BAY 2256Determined
2022· 5 proposals
September 2022
- Pools / decks / fencing; Balconies, decks, patios, terraces or verandahs; Alterations and additions to residential development; Garages, carports and car parking spaces16 WATTLE CRESCENT PHEGANS BAY 2256Determined
May 2022
- Dwelling; Demolition; Garages, carports and car parking spaces; Other4A CENTRAL AVENUE PHEGANS BAY 2256Determined
April 2022
- Balconies, decks, patios, terraces or verandahs; Alterations and additions to residential development29 RAYMOND ROAD PHEGANS BAY 2256Determined
February 2022
- Dwelling107 PHEGANS BAY ROAD PHEGANS BAY 2256Determined
- Balconies, decks, patios, terraces or verandahs; Alterations and additions to residential development; Stormwater management systems; Earthworks / change in levels; Retaining walls, protection of trees; Garages, carports and car parking spaces32 Olive Avenue Phegans BayDetermined
2021· 5 proposals
September 2021
- Subdivision of land161 PHEGANS BAY ROAD PHEGANS BAY 2256Withdrawn
August 2021
- Alterations and additions to residential development180 PHEGANS BAY ROAD PHEGANS BAY 2256Determined
July 2021
- Dwelling40 MONASTIR ROAD PHEGANS BAY 2256Determined
March 2021
- Alterations and additions to residential development2 WATTLE CRESCENT PHEGANS BAY 2256Determined
- Dwelling40 MONASTIR ROAD PHEGANS BAY 2256Determined
2020· 1 proposal
August 2020
- Alterations and additions to residential development18 MONASTIR ROAD PHEGANS BAY 2256Determined
Contributes to desirability score · Future Growth (7%)
Development and planning activity
Data sources & freshness
- Online DA development application register — NSW Department of Planning, Housing and Infrastructure · 2020–2026 · Updated · Daily feed (from Oct 2018)
Hazards
- Bushfire planning zone
- Overlay applies
Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping.
Contributes to desirability score · Safety (18%)
Bushfire hazard overlays
Data sources & freshness
- Hazard planning overlays — State government hazard layers · current · Updated
Politics & representation
- Federal electorate
- Robertson
- Member of Parliament
- Gordon REID (Australian Labor Party)
- Results from
- 2025 federal election
- Electorate enrolment (2025)
- 114,922
- Turnout (2025)
- 92.5%
- Swing since 2022 (2025)
- +7.1 pp toward Labor
Two-party preferred (2025)
Coalition 40.6%Labor 59.4%
Estimated suburb voting profile
Estimated from 8 nearby ordinary polling places (up to 3.8 km away).
Coalition 33.6%Labor 66.4%
7.0 percentage points more Labor-leaning than the electorate
Estimated swing since 2022: +8.4 pp toward Labor
Nearest polling places
- Woy Woy WestLabor 64.9% · Coalition 35.1% TPP (2025)0.9 km away
- Umina CentralLabor 65.8% · Coalition 34.2% TPP (2025)1.9 km away
- Woy WoyLabor 72.0% · Coalition 28.0% TPP (2025)1.9 km away
- Woy Woy SouthLabor 70.4% · Coalition 29.6% TPP (2025)2.2 km away
- UminaLabor 64.3% · Coalition 35.6% TPP (2025)3.1 km away
Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.
Data sources & freshness
- Federal election results — Australian Electoral Commission · Updated · 2025 election with by-election overlays
Socio-economic
- IRSAD decile (2021)
- 10/10
- IRSD decile (2021)
- 9/10
ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).
What do IRSAD and IRSD measure?
IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.
IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.
A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.
Contributes to desirability score · Community (5%)
Socio-economic advantage (IRSAD decile)
Data sources & freshness
- SEIFA 2021 (IRSAD / IRSD) — Australian Bureau of Statistics · Updated
More in Central Coast Council
Other suburbs in the same local government area.
Comparable suburbs
Similar population and socio-economic profile in other parts of New South Wales.