Median house price
$669k
-3.8% change
NSW · Central Coast Council
Spencer, 2775
Population
288
Growth (1 yr)
0.0%
Growth (5 yr)
-2.2%
Median age
52
Median income
$913/wk
Employment rate
44%
Median house price · October to December 2025
$669,000
Languages at home
3.1%non-English
Mostly English at home
2021 Census · usual residence
Desirability score
- Excellent transport
- Green suburb
- High desirability
Suburb profile
Spencer is a quieter smaller community in Central Coast Council, where peace, space and a country-town pace still dominate. Retirees and empty-nesters are well represented here, with families and grandchildren still a visible part of community life. The pace is unhurried, with local businesses and community spots doing the heavy lifting.
Outdoor life is easy here, with generous parks and room for kids, dogs and weekend strolls. A car helps for most daily errands, though buses still link the suburb further afield. Housing is more affordable than in many parts of the state.
Crime reports are up on the previous period. This is a mature, settled pocket where the existing streetscape still defines the local character.
Versus similar regional towns, the suburb reads below average on desirability, chiefly because local dining and lifestyle amenities trail behind. Limited access to some essential local services also trimmed the result.
At a glance
Spencer snapshot
A quick read of housing, growth, livability, and risk
Median rent
—
No data available
Population (Census)
288
0.0% annual growth
Dwelling vacancy
30.8%
Census unoccupied dwellings
Livability profile
Desirability pillars vs the peer median (50th percentile)
How it compares
Relative standing using percentiles, ranks, and national deciles
Desirability
#582
among Country & regional · Mature
Safety
87th
percentile in state (higher = safer)
Pop. growth
33rd
percentile in NSW
Advantage (IRSAD)
2/10
national SEIFA decile
Population growth
Recent ERP change over 1 and 5 years
Housing mix
Dwelling types from the 2021 Census
Risks & flags
Quick scan — open a section below for full context
Living here
Desirability
Ranks & confidence
- Desirability score
- 20.3/100 — Below average
- National rank
- 6684th in Australia
- State rank
- 2107th in NSW
- Peer rank
- #582 among Country & regional · Mature suburbs
- Cohort rank
- #1025 among Country & regional suburbs
- Data confidence
- 81%
Data sources & freshness
- Suburb Guide desirability index — Suburb Guide (derived) · current · Updated
Housing
- Median house price (October to December 2025)
- $669,000
- Median price change
- -3.8%
Contributes to desirability score · Housing (15%) · Future Growth (7%)
Median price, rental yield and vacancy Recent price momentum
Data sources & freshness
- DCJ rent and sales tables — NSW Department of Communities and Justice · October to December 2025 · Updated · Quarterly releases
Population
Population growth
0.0% annual · -2.2% over 5 years · 33th percentile in NSW
Growth rates are from ABS Estimated Resident Population at SA2 level. Headcount uses 2021 Census when allocated ERP is too low relative to Census to display reliably.
2021 Census figures
2021 Census
- Population
- 288
- Median age
- 52
- Median household income / week
- $913
- Dwelling vacancy
- 30.8%
- Unoccupied private dwellings
- 57 of 185
- Median monthly mortgage
- $1,395
- Employment rate
- 44%
- Dwelling mix (houses / semi / flats)
- 123 / 0 / 0 (+ 6 other)
Contributes to desirability score · Community (5%)
Employment, household income and age diversity (2021 Census)
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Updated
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
- Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries
Community & culture
No 2021 Census cultural diversity data for this suburb yet.
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Updated
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
Crime & safety
Reported offences increased compared with the previous period.
Offence counts & rates
- Total offences (Jan 2025 to Dec 2025)
- 11
- Against the person
- 4
- Against property
- 4
- Rate per 1,000 residents
- 123.6
- Person-crime prevalence
- About 1 in 72 residents
- State safety percentile
- 86.8th (lower crime is better)
- Increase (daily rate)
- +37.9%
Most common offence types
- Domestic Violence Related Assault8
- Intimidation, Stalking And Harassment21
- Liquor Offences8
- Non-Domestic Violence Related Assault11
- Other Theft30
Contributes to desirability score · Safety (18%)
Crime rate and year-on-year trend
Data sources & freshness
- BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated · Rolling 12-month windows
Family & Lifestyle
Public transport
14 public transport stops in this suburb
- 4352 Wisemans Ferry Rd
- Wisemans Ferry Rd Opp 4352
- Wisemans Ferry Rd Opp 4352
- Wisemans Ferry Rd Wisemans Ferry Rd
- Wisemans Ferry Rd Wisemans Ferry Rd
Contributes to desirability score · Accessibility (15%)
Public transport stop coverage
Data sources & freshness
- Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed
Amenities
No OpenStreetMap amenities mapped for this suburb yet.
Contributes to desirability score · Lifestyle (15%)
Food, shopping, recreation and sport (OpenStreetMap)
Data sources & freshness
- Local amenity insights — Suburb Guide (derived) · current · Updated
- OpenStreetMap amenities — OpenStreetMap contributors · current · Updated
Green cover
- Parks & woodland (OSM)
- 4
- Parks (OSM)
- 1
OpenStreetMap parks and natural woodland features mapped within the suburb boundary.
Contributes to desirability score · Environment (10%)
Parks and green cover (OpenStreetMap)
Data sources & freshness
- OpenStreetMap green cover — OpenStreetMap contributors · current · Updated
Health access
- Nearest hospital
- Think Well Hypnotherapy (18.4 km)
- Nearest hospital type
- Hospital
- Nearest hospital emergency
- Emergency department
Contributes to desirability score · Accessibility (15%)
Hospitals and GP clinics
Data sources & freshness
- Hospitals & clinics — OpenStreetMap + state health datasets · current · Updated
NDIS participation
- NDIS participants (31 March 2026)
- 2
- Participants per 1,000 residents
- 22.5
Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.
For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.
Data sources & freshness
- NDIS participants by SA2 — National Disability Insurance Agency · 2026-Q1 · Updated · Quarterly SA2 counts allocated to suburb boundaries
Weather
Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.
Summer (Dec–Feb)
- Usual max / min
- 25° / 17°
- Rainfall
- 321 mm · ~40 rainy days
Autumn (Mar–May)
- Usual max / min
- 22° / 14°
- Rainfall
- 359 mm · ~45 rainy days
Winter (Jun–Aug)
- Usual max / min
- 17° / 8°
- Rainfall
- 263 mm · ~33 rainy days
Spring (Sep–Nov)
- Usual max / min
- 21° / 12°
- Rainfall
- 242 mm · ~30 rainy days
Contributes to desirability score · Lifestyle (15%)
Temperature and humidity comfort
Data sources & freshness
- Seasonal climate normals — WorldClim 2.1 · Updated
Future & Planning
Planning & development
Development applications from NSW Planning Portal.
2026· 2 proposals
July 2026
- Dwelling house; Erection of a new structure; Balcony, deck, patio, terrace or verandah; Driveways and hard stand spaces; Garage, carport or carparking space4442/-/DP1326380Determined
- Dwelling house; Erection of a new structure; Residential Accommodation4 LAVENDER CRESCENT SPENCER 2775Under Assessment
2025· 1 proposal
August 2025
- Dwelling house; Erection of a new structure; Residential Accommodation4966 WISEMANS FERRY ROAD SPENCER 2775Determined
2024· 1 proposal
May 2024
- Dwelling house; Erection of a new structure4830 WISEMANS FERRY ROAD SPENCER 2775Determined
2023· 5 proposals
December 2023
- Alterations or additions to an existing building or structure; Residential Accommodation14 MOOGA AVENUE SPENCER 2775Determined
October 2023
- Dwelling house; Erection of a new structure4498 WISEMANS FERRY ROAD SPENCER 2775Determined
August 2023
- Alterations and additions to residential development5301 WISEMANS FERRY ROAD SPENCER 2775Determined
May 2023
- Dwelling4775 WISEMANS FERRY ROAD SPENCER 2775Determined
February 2023
- Dwelling; Secondary dwelling; Garages, carports and car parking spaces4684 WISEMANS FERRY ROAD SPENCER 2775Determined
2022· 4 proposals
December 2022
- Pools / decks / fencing14 MOOGA AVENUE SPENCER 2775Determined
October 2022
- Other5281 WISEMANS FERRY ROAD SPENCER 2775Determined
September 2022
- Dwelling; Garages, carports and car parking spaces4830 WISEMANS FERRY ROAD SPENCER 2775Determined
May 2022
- Dwelling4966 WISEMANS FERRY ROAD SPENCER 2775Determined
2021· 3 proposals
December 2021
- Dwelling11 MOOGA AVENUE SPENCER 2775Determined
July 2021
- Dwelling; Stormwater management systems4628 WISEMANS FERRY ROAD SPENCER 2775Determined
April 2021
- Dwelling; Pools / decks / fencing4486 WISEMANS FERRY ROAD SPENCER 2775Determined
2020· 3 proposals
November 2020
- Change of use4811 WISEMANS FERRY ROAD SPENCER 2775Determined
- Dwelling; Garages, carports and car parking spaces11 MOOGA AVENUE SPENCER 2775Determined
August 2020
- Restaurant or cafe4670 WISEMANS FERRY ROAD SPENCER 2775Determined
Contributes to desirability score · Future Growth (7%)
Development and planning activity
Data sources & freshness
- Online DA development application register — NSW Department of Planning, Housing and Infrastructure · 2026 · Updated · Daily feed (from Oct 2018)
Hazards
- Bushfire planning zone
- Overlay applies
Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping.
Contributes to desirability score · Safety (18%)
Bushfire hazard overlays
Data sources & freshness
- Hazard planning overlays — State government hazard layers · current · Updated
Politics & representation
- Federal electorate
- Robertson
- Member of Parliament
- Gordon REID (Australian Labor Party)
- Results from
- 2025 federal election
- Electorate enrolment (2025)
- 114,922
- Turnout (2025)
- 92.5%
- Swing since 2022 (2025)
- +7.1 pp toward Labor
Two-party preferred (2025)
Coalition 40.6%Labor 59.4%
Estimated suburb voting profile
Estimated from 8 nearby ordinary polling places (up to 17.9 km away).
Coalition 42.6%Labor 57.4%
2.0 percentage points more Coalition-leaning than the electorate
Estimated swing since 2022: +4.9 pp toward Labor
Nearest polling places
- SpencerLabor 57.7% · Coalition 42.3% TPP (2025)2.5 km away
- Mount WhiteLabor 58.2% · Coalition 41.8% TPP (2025)6.7 km away
- Mooney MooneyLabor 62.8% · Coalition 37.2% TPP (2025)11.4 km away
- Mangrove MountainLabor 43.1% · Coalition 56.9% TPP (2025)13.3 km away
- KariongLabor 57.1% · Coalition 42.9% TPP (2025)15.1 km away
Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.
Data sources & freshness
- Federal election results — Australian Electoral Commission · Updated · 2025 election with by-election overlays
Socio-economic
- IRSAD decile (2021)
- 2/10
- IRSD decile (2021)
- 2/10
ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).
What do IRSAD and IRSD measure?
IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.
IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.
A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.
Contributes to desirability score · Community (5%)
Socio-economic advantage (IRSAD decile)
Data sources & freshness
- SEIFA 2021 (IRSAD / IRSD) — Australian Bureau of Statistics · Updated
More in Central Coast Council
Other suburbs in the same local government area.
Comparable suburbs
Similar population and socio-economic profile in other parts of New South Wales.