NSW · Mid-Coast Council

Stewarts River, 2443

Est. population · Jun 2025

128

Growth (1 yr)

+0.8%

Growth (5 yr)

+5.8%

Median age

49

Median income

$1,406/wk

Employment rate

46.8%

University qualified

19.6%

Work from home

18.9%

Median house price · October to December 2025

$800,000

Languages at home

Mostly English at home

2021 Census · usual residence

  • River access
  • Agricultural
  • Rural living
What Stewarts River is known for: River access, Agricultural, Rural living

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Stewarts River, NSW suburb snapshot — Suburb Guide

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Suburb Guide, “Stewarts River, NSW Suburb Guide”, updated 2 October 2026, https://suburb.guide/nsw/stewarts-river

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Suburb profile

Stewarts River is a rural locality in New South Wales, in Mid-Coast Council.

University qualifications are a relative strength, with university qualifications 43% above the peer median, and green cover is another of the suburb's defining strengths, and population growth is a very strong feature of the suburb, with population growth 62% above the peer median. Space is a strength, but car dependence is high. The clearer weaknesses are limited amenity for the price and weaker employment, with employment 18% below the peer median.

Overall, Stewarts River suits people prioritising university qualifications over amenity for the price.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Rural locality · compared with rural localities in New South Wales (2685)

Strengths

  • University qualifications are a relative strength
  • Green cover is a relative strength
  • Population growth is a relative strength

Weaknesses

  • Buyers pay a premium despite relatively limited amenity access
  • Employment is a relative weakness

What stands out

  • Space is a strength, but car dependence is high

Who it suits

  • StudentsInsufficient data
  • Budget buyersInsufficient data

Housing, growth and risk

How Stewarts River compares

A quick read of housing, growth, livability, and risk

Median house price

$800k

-2.3% change

Median rent

$570/wk

Population (ERP)

128

+0.8% annual growth

Dwelling vacancy

7.7%

Census unoccupied dwellings

How it compares

Relative standing using percentiles, ranks, and national deciles

Crime rate

18th

percentile in state (higher = more crime)

Pop. growth

60th

percentile in NSW

Rented dwellings

16%

2021 Census tenure

Advantage (IRSAD)

6/10

national SEIFA decile

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Housing

Houses (January to March 2026)
$600
Rental bonds lodged (January to March 2026)
37
Median house price (October to December 2025)
$800,000
Median price change
-2.3%

Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.

Contributes to desirability score · Housing (10%) · Future Growth (6%)

Household crowding and healthy vacancy — not cheapness Modest price change as a healthy-growth band

Data sources & freshness

Population

Estimated resident population

128(June 2025)

+0.8% annual · +5.8% over 5 years · 60th percentile in NSW

Growth figures & methodology
Annual growth
+0.8%
5-year growth
+5.8%
Change in 1 year
+1
Change in 5 years
+7
Growth rank in NSW
60th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~150), extrapolated at +1.0% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
126
Median age
49
Median household income / week
$1,406
Dwelling vacancy
7.7%
Unoccupied private dwellings
4 of 52
Median monthly mortgage
$1,777
Median weekly rent (2021 Census)
$320
Tenure (owned / mortgaged / rented)
52.9% / 31.4% / 15.7%
Employment rate
46.8%
Travel to work (WFH / public transport / car)
18.9% / 0% / 66%
Walked or cycled to work
0%
Dwelling mix (houses / semi / flats)
49 / 0 / 0

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

19.6% of adults have a university degree, compared with 27.8% across New South Wales. 25% have a trade or vocational qualification.

  • University qualified19.6% · 27.8% NSW
  • Diploma qualified13.4% · 9.3% NSW
  • Trade / vocational25% · 15% NSW
  • Year 12 or below42% · 47.9% NSW

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Agriculture and environment17.9%
  • Architecture and building17.9%
  • Health16.4%
  • Management and commerce16.4%
  • Education14.9%
  • Engineering and related technologies9%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$44,146

10th percentile in NSW · -25% vs Australia

Median salary / wages (2023–24)
$52,320

13th percentile in NSW · -20% vs Australia

Residents with rental investments
13.0%

39th percentile in NSW · -6% vs Australia

Median super balance (2023–24)
$90,676

75th percentile in NSW · +43% vs Australia

Residents with business income
10.0%

36th percentile in NSW · -4% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2443 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
4,642
Taxpayers reporting net rent
591
Median net rent
$4,231
Taxpayers reporting business income
486
Taxable income vs state median
-21%
Salary / wages vs state median
-17%
Rental investment vs state median
-7%
Super vs state median
+29%
Business income vs state median
0%

Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Seasonal & agricultural work

18.9% of employed residents work in agriculture, forestry and fishing, 8.2× the Australian share (2.3%) — compared with 2.0% across New South Wales.

Agriculture, forestry & fishing
18.9%

71st percentile in NSW · +722% vs Australia

Resident workers (2021)
10
WHM specified work
Subclass 417 / 462

Postcode 2443

Australian Bureau of Statistics, 2021 Census General Community Profile tables G54 (industry of employment) and G56 (industry by occupation), Statistical Area Level (suburb), place of usual residence. Figures are residents’ main job in the week before Census night — not jobs located in the suburb. Agriculture, forestry and fishing is the 1-digit ANZSIC division; grape growing and other 3- and 4-digit industries are not in this datapack. The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Plant and animal cultivation in postcode 2443 (Regional Australia) may count as specified work for Working Holiday Maker visas (subclasses 417 and 462). This is a postcode rule from the Home Affairs instruments — not evidence that seasonal jobs exist here, and not a count of WHM residents. Home Affairs specified work · LIN 22/012 · LIN 22/013. Compilation used: 5 April 2025.

Region employment estimates (SA4, not this suburb)

Jobs and Skills Australia NERO modelled estimates for Mid North Coast (SA4 108), 2026-08. These figures describe the broader region, not this suburb, and occupations are not added together.

  • Livestock Farmers ANZSCO 12131,245
  • Livestock Farm Workers ANZSCO 8415283
  • Crop Farmers ANZSCO 1212187
  • Other Farm, Forestry and Garden Workers ANZSCO 8419117
  • Agricultural, Forestry and Horticultural Plant Operators ANZSCO 721181
  • Aquaculture Workers ANZSCO 841169
  • Crop Farm Workers ANZSCO 841254
  • Mixed Crop and Livestock Farmers ANZSCO 121451
  • Forestry and Logging Workers ANZSCO 841327
  • Mixed Crop and Livestock Farm Workers ANZSCO 841610

Mid North Coast is a Statistical Area Level 4. Fruit, nut and vegetable workers are not published separately in NERO (they sit under ANZSCO 8412). Jobs and Skills Australia warns not to sum occupations or geographies. NERO data. Nowcast of Employment by Region and Occupation, Jobs and Skills Australia, Commonwealth of Australia. CC BY 4.0.

Census employed residents counted in G54: 53 · AFF share +845% vs the state.

Data sources & freshness

  • 2021 Census — industry of employment (G54/G56), place of usual residence — Australian Bureau of Statistics · Updated · Resident main job in the week before Census night, not jobs located in the suburb

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • WHM specified work areas (LIN 22/012 and LIN 22/013) — Department of Home Affairs · 2025-04-05 · Updated · Postcode eligibility for plant and animal cultivation; not a count of WHM residents
  • Nowcast of Employment by Region and Occupation (NERO), SA4 × ANZSCO 4-digit — Jobs and Skills Australia · 2026-08 · Updated · Monthly modelled SA4 estimates; not suburb-level. CC BY 4.0

Community & culture

13% born overseas

Language at home
116 English only · 0 other
Non-English at home
0%
Born overseas
16 (13%)
Aboriginal and/or Torres Strait Islander
8 (6.3%)
Australian citizens
116

Religion

55.6%Most common religion · Christianity

Christianity is the most common response at 55.6%, while 31.7% reported no religion.

MeasureSuburbState
No religion31.7%32.8%
Christianity55.6%47.6%
Other / not stated12.7%19.6%
Christian denominations
DenominationSuburbState
Anglican26.2%11.9%
Catholic17.5%22.4%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Offence counts are estimated for this suburb from postcode 2443, which is shared with other suburbs.

Reported offences decreased compared with the previous period.

Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
5
Against the person
2
Against property
2
Rate per 1,000 residents
39.1
Person-crime prevalence
About 1 in 63 residents
State crime-rate percentile
17.6th (higher = more crime)
Decrease (daily rate)
-16.4%
Recorded road crashes (in suburb)
3
Crash rate per 1,000 residents (state rank)
23.44

Most common offence types

  • Assault Police0
  • Domestic Violence Related Assault0
  • Malicious Damage To Property1
  • Non-Domestic Violence Related Assault0
  • Sexual Assault0

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

School list
School catchments
  • Camden Haven HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Hannam Vale PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Kendall PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Moorland PSGovernment school catchment overlapping this suburb boundaryprimary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

  • NSW government school intake zones — NSW Department of Education · current · Updated · Open catchment polygons where published

Public transport

8 public transport stops in this suburb

  • Hannam Vale Rd After Jerusalem Rd
  • Hannam Vale Rd At Crosses Lane
  • Hannam Vale Rd Before Jerusalem Rd
  • Hannam Vale Rd Opp Crosses Lane
  • Stewarts River Rd At Hannam Vale Rd

Contributes to desirability score · Accessibility (12%)

Public transport stops per 1,000 residents and walkability

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

No OpenStreetMap amenities mapped for this suburb yet.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Green cover

Green cover of suburb area
1.3%
Woodland / forest cover
1.3%
Parks & woodland features (OSM)
1
Parks (OSM)
0
Typical summer maximum
27°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
Mayo Private Hospital (26.9 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
4
Participants per 1,000 residents
31.2

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
27° / 18°
Rainfall
417 mm · ~52 rainy days

Autumn (Mar–May)

Usual max / min
24° / 14°
Rainfall
459 mm · ~57 rainy days

Winter (Jun–Aug)

Usual max / min
19° / 8°
Rainfall
256 mm · ~32 rainy days

Spring (Sep–Nov)

Usual max / min
23° / 13°
Rainfall
273 mm · ~34 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal (lodged 2020–2026).

4 planning-related records

2024· 2 proposals
  • November 2024

  • Demolition; Dwelling house; Erection of a new structure
    875 HANNAM VALE ROAD STEWARTS RIVER 2443Determined
  • June 2024

  • Dwelling house; Alterations or additions to an existing building or structure
    648 HANNAM VALE ROAD STEWARTS RIVER 2443Determined
2022· 2 proposals
  • September 2022

  • Shed
    38 LAUREL LANE STEWARTS RIVER 2443Determined
  • July 2022

  • Alterations and additions to residential development
    38 LAUREL LANE STEWARTS RIVER 2443Determined

Data sources & freshness

Hazards

Bushfire planning zone
Overlay applies
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Lyne
Member of Parliament
Alison PENFOLD (The Nationals)
Results from
2025 federal election
Electorate enrolment (2025)
129,584
Turnout (2025)
92.9%
Swing since 2022 (2025)
+4.0 pp toward Labor

Two-party preferred (2025)

Coalition 59.8%Labor 40.2%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 12.8 km away).

Coalition 63.5%Labor 36.5%

3.8 percentage points more Coalition-leaning than the electorate

Estimated swing since 2022: -1.9 pp toward Coalition

Nearest polling places

  • Hannam ValeLabor 39.1% · Coalition 60.9% TPP (2025)3.8 km away
  • Johns RiverLabor 30.9% · Coalition 69.1% TPP (2025)6.1 km away
  • LorneLabor 35.3% · Coalition 64.7% TPP (2025)6.2 km away
  • MoorlandLabor 32.9% · Coalition 67.1% TPP (2025)6.4 km away
  • KendallLabor 38.6% · Coalition 61.4% TPP (2025)11.2 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
6/10
IRSD decile (2021)
6/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

More in Mid-Coast Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of New South Wales.