NSW · Shoalhaven Council

Termeil, 2539

Est. population · Jun 2025

278

Growth (1 yr)

+1.5%

Growth (5 yr)

+7.3%

Median age

53

Median income

$1,390/wk

Employment rate

53.6%

Median house price · October to December 2025

$1,150,000

Languages at home

2%non-English

Mostly English at home

2021 Census · usual residence

Desirability score

22/100
Below average

2095th in NSW

Verified 71% confidence

How this score is calculated
  • Coastal
  • Excellent transport
  • High desirability
What Termeil is known for: Coastal, Excellent transport, High desirability

Suburb profile

Termeil is a coastal smaller community a long way from Sydney, where beach life and a quieter rhythm set the tone. Neighbouring centres cover more of the weekly rhythm than the distant capital does. An older demographic makes it especially popular with retirees, with families and grandchildren still a visible part of community life.

Local shops are sparse, so a fuller set of amenities usually means travelling to a neighbouring town or regional hub. Open space is thinner than in many coastal suburbs, so residents often travel a little further for a longer park day. Day-to-day life is more car-oriented here, with buses covering longer trips across the wider area.

Housing is expensive relative to much of the state. This is a mature, settled pocket where the existing streetscape still defines the local character.

Desirability sits below average overall, with local dining and lifestyle amenities, plus safety the main drag compared with similar coastal suburbs. Limited access to some essential local services also trimmed the result.

At a glance

Termeil snapshot

A quick read of housing, growth, livability, and risk

Median house price

$1.15M

+24% change

Median rent

$600/wk

Houses $600 · Units $440

Population (ERP)

278

+1.5% annual growth

Dwelling vacancy

18.5%

Census unoccupied dwellings

Livability profile

Desirability pillars vs the peer median (50th percentile)

How it compares

Relative standing using percentiles, ranks, and national deciles

Desirability

#124

among Coastal & beach · Mature

Safety

24th

percentile in state (higher = safer)

Pop. growth

78th

percentile in NSW

Advantage (IRSAD)

6/10

national SEIFA decile

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Desirability

Ranks & confidence
Desirability score
22.0/100 — Below average
National rank
6583rd in Australia
State rank
2095th in NSW
Peer rank
#124 among Coastal & beach · Mature suburbs
Cohort rank
#200 among Coastal & beach suburbs
Data confidence
71%

Data sources & freshness

  • Suburb Guide desirability indexSuburb Guide (derived) · current · Updated

Housing

Flats / units (January to March 2026)
$440
Houses (January to March 2026)
$600
All types (January to March 2026)
$600
Rental bonds lodged (January to March 2026)
113
Median house price (October to December 2025)
$1,150,000
Median price change
+24%

Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.

Contributes to desirability score · Housing (15%) · Future Growth (7%)

Median price, rental yield and vacancy Recent price momentum

Data sources & freshness

Population

Estimated resident population

278(June 2025)

+1.5% annual · +7.3% over 5 years · 78th percentile in NSW

Growth figures & methodology
Annual growth
+1.5%
5-year growth
+7.3%
Change in 1 year
+4
Change in 5 years
+19
Growth rank in NSW
78th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~300), extrapolated at +1.6% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
273
Median age
53
Median household income / week
$1,390
Dwelling vacancy
18.5%
Unoccupied private dwellings
22 of 119
Median monthly mortgage
$1,858
Employment rate
53.6%
Dwelling mix (houses / semi / flats)
93 / 0 / 0

Contributes to desirability score · Community (5%)

Employment, household income and age diversity (2021 Census)

Data sources & freshness

  • 2021 Census — General Community ProfileAustralian Bureau of Statistics · Updated

    The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident PopulationAustralian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Community & culture

No 2021 Census cultural diversity data for this suburb yet.

Data sources & freshness

  • 2021 Census — General Community ProfileAustralian Bureau of Statistics · Updated

    The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Reported offences increased compared with the previous period.

Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
12
Against the person
4
Against property
5
Rate per 1,000 residents
43.2
Person-crime prevalence
About 1 in 68 residents
State safety percentile
23.7th (lower crime is better)
Increase (daily rate)
+9.4%

Most common offence types

  • Domestic Violence Related Assault75
  • Fraud69
  • Intimidation, Stalking And Harassment89
  • Malicious Damage To Property84
  • Trespass59

Contributes to desirability score · Safety (18%)

Crime rate and year-on-year trend

Data sources & freshness

  • BOCSAR postcode crime statisticsNSW Bureau of Crime Statistics and Research · Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated · Rolling 12-month windows

Family & Lifestyle

Public transport

10 public transport stops in this suburb

  • Princes Hwy After Old Princes Hwy
  • Princes Hwy And The Old Hwy
  • Princes Hwy At Bawley Point Rd
  • Princes Hwy At Bawley Point Rd
  • Princes Hwy At CPT 20/6 Rd

Contributes to desirability score · Accessibility (15%)

Public transport stop coverage

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0)Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

4 nearby amenities within ~1.5 km

Local character & venue list

Local character

  • Limited walkable amenities nearby
  • Reasonable bus and transport access10 public transport stops
Walkability proxy
15/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0
Parks per 1,000 residents
0
Transport(2)

2 bus stops

Other(2)
  • Parking
  • Shelter

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually.

Contributes to desirability score · Lifestyle (15%)

Food, shopping, recreation and sport (OpenStreetMap)

Data sources & freshness

  • Local amenity insightsSuburb Guide (derived) · current · Updated
  • OpenStreetMap amenitiesOpenStreetMap contributors · current · Updated

Health access

Nearest hospital
Milton Ulladulla Hospital (19.4 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department

Contributes to desirability score · Accessibility (15%)

Hospitals and GP clinics

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
5
Participants per 1,000 residents
18.0

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
24° / 16°
Rainfall
266 mm · ~33 rainy days

Autumn (Mar–May)

Usual max / min
21° / 12°
Rainfall
284 mm · ~36 rainy days

Winter (Jun–Aug)

Usual max / min
16° / 6°
Rainfall
175 mm · ~22 rainy days

Spring (Sep–Nov)

Usual max / min
20° / 11°
Rainfall
226 mm · ~28 rainy days

Contributes to desirability score · Lifestyle (15%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normalsWorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal.

2026· 3 proposals
  • July 2026

  • Erection of a new structure; Residential Accommodation
    27 OLD PRINCES HIGHWAY TERMEIL 2539Determined
  • June 2026

  • Subdivision
    98 MIDDLE RIDGE ROAD TERMEIL 2539Under Assessment
  • January 2026

  • Dwelling house; Erection of a new structure; Residential Accommodation
    407A WOODBURN ROAD TERMEIL 2539Determined
2025· 3 proposals
  • September 2025

  • Dwelling house; Alterations or additions to an existing building or structure; Cabanas, cubby houses, ferneries, garden sheds, gazebos and greenhouses; Carport
    92 TALLAWALLA WAY TERMEIL 2539Determined
  • April 2025

  • Dwelling house; Alterations or additions to an existing building or structure; Change of use of land or a building or the classification of a building under the Building Code of Australia
    34 MONKEY MOUNTAIN ROAD TERMEIL 2539Determined
  • March 2025

  • Dwelling house; Erection of a new structure
    Monkey Mountain Rd, TERMEIL - Lot 55 DP 755961Determined
2024· 1 proposal
  • August 2024

  • Dwelling house; Erection of a new structure; Residential Accommodation
    407A WOODBURN ROAD TERMEIL 2539Determined
2023· 8 proposals
  • November 2023

  • Subdivision
    271 LEMON TREE CREEK ROAD TERMEIL 2539Determined
  • August 2023

  • Dwelling; Pools / decks / fencing
    35 OLD PRINCES HIGHWAY TERMEIL 2539Determined
  • Other
    201A LEMON TREE CREEK ROAD TERMEIL 2539Determined
  • July 2023

  • Dwelling; Pools / decks / fencing; Balconies, decks, patios, terraces or verandahs
    PRINCES HIGHWAY TERMEIL 2539Determined
  • June 2023

  • Alterations and additions to residential development
    F 1468 PRINCES HIGHWAY TERMEIL 2539Determined
  • Dwelling
    34 MONKEY MOUNTAIN ROAD TERMEIL 2539Determined
  • May 2023

  • Dwelling
    34 MONKEY MOUNTAIN ROAD TERMEIL 2539Determined
  • January 2023

  • Dwelling; Balconies, decks, patios, terraces or verandahs
    27 OLD PRINCES HIGHWAY TERMEIL 2539Determined
2022· 6 proposals
  • December 2022

  • Dwelling
    34 MONKEY MOUNTAIN ROAD TERMEIL 2539Determined
  • September 2022

  • Garages, carports and car parking spaces
    91 BAWLEY POINT ROAD TERMEIL 2539Determined
  • August 2022

  • Dwelling; Shed
    293 OLD COACH ROAD TERMEIL 2539Determined
  • June 2022

  • Dwelling; Pools / decks / fencing
    MONKEY MOUNTAIN ROAD TERMEIL 2539Determined
  • Shed
    271D LEMON TREE CREEK ROAD TERMEIL 2539Determined
  • February 2022

  • Dwelling; Shed
    293 OLD COACH ROAD TERMEIL 2539Determined
2021· 1 proposal
  • July 2021

  • Subdivision of land
    271 lemon tree creek road, termeilDetermined

Contributes to desirability score · Future Growth (7%)

Development and planning activity

Data sources & freshness

Hazards

Bushfire planning zone
Overlay applies

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping.

Contributes to desirability score · Safety (18%)

Bushfire hazard overlays

Data sources & freshness

  • Hazard planning overlaysState government hazard layers · current · Updated

Politics & representation

Federal electorate
Gilmore
Member of Parliament
Fiona PHILLIPS (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
128,995
Turnout (2025)
92.5%
Swing since 2022 (2025)
+5.0 pp toward Labor

Two-party preferred (2025)

Coalition 44.9%Labor 55.1%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 26.9 km away).

Coalition 39.9%Labor 60.1%

5.0 percentage points more Labor-leaning than the electorate

Estimated swing since 2022: +5.3 pp toward Labor

Nearest polling places

  • Bawley PointLabor 61.7% · Coalition 38.3% TPP (2025)9.2 km away
  • Burrill LakeLabor 60.2% · Coalition 39.8% TPP (2025)13.4 km away
  • UlladullaLabor 57.5% · Coalition 42.5% TPP (2025)17.1 km away
  • MiltonLabor 61.5% · Coalition 38.5% TPP (2025)19.1 km away
  • NarrawalleeLabor 55.6% · Coalition 44.4% TPP (2025)19.9 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
6/10
IRSD decile (2021)
7/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (5%)

Socio-economic advantage (IRSAD decile)

Data sources & freshness

More in Shoalhaven Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of New South Wales.