suburb.guide

NSW · Bega Valley Council

Wallaga Lake, 2546

Est. population · Jun 2025

734

Growth (1 yr)

+0.6%

Growth (5 yr)

+4.3%

Median age

62

Median income

$915/wk

Employment rate

36.4%

University qualified

22.5%

Work from home

15.6%

Median house price · October to December 2025

$875,000

Languages at home

2.7%non-English

Mostly English at home

2021 Census · usual residence

Desirability score

49.8/100
Average

Top 33% of New South Wales' suburbs

Verified 87% confidence

How this score is calculated
  • Beach
  • Green suburb
  • Holiday parks
  • Country town
What Wallaga Lake is known for: Beach, Green suburb, Holiday parks, Country town

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Wallaga Lake, NSW suburb snapshot — Suburb Guide

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Suburb Guide, “Wallaga Lake, NSW Suburb Guide”, updated 2 October 2026, https://suburb.guide/nsw/wallaga-lake

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Suburb profile

Wallaga Lake is a regional town in New South Wales, in Bega Valley Council. It is close to the Merriman's Island and the Merriman Island.

Public transport is an exceptional strength, well above typical levels for regional towns. Recorded road crashes are a relative strength, with recorded road crashes 100% below the peer median, and green cover is an exceptional strength, and university qualifications are more common than in comparable places, with university qualifications 74% above the peer median. The main trade-offs are weaker employment and higher housing costs, with employment 28% below the peer median.

Overall, Wallaga Lake suits people prioritising public transport and university qualifications over employment.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Regional town · compared with regional towns in New South Wales (192)

Strengths

  • Recorded road crashes are a relative strength
  • Public transport is a relative strength
  • Green cover is stronger than in comparable places
  • University qualifications are more common than in comparable places

Weaknesses

  • Employment rates sit below those of comparable places
  • Housing costs a little more than in comparable places

What stands out

  • Wallaga Lake Beach
  • Pebbly Beach
  • Merriman's Island
  • Merriman Island
  • Open Lake
  • Mount Gulaga

Who it suits

  • Families
  • Professionals
  • Retirees
  • Students
  • Budget buyers

Housing, growth and risk

How Wallaga Lake compares

A quick read of housing, growth, livability, and risk

Median house price

$875k

+0.6% change

Median rent

$500/wk

Houses $600 · Units $400

Population (ERP)

734

+0.6% annual growth

Dwelling vacancy

23.6%

Census unoccupied dwellings

Livability profile

Desirability pillars vs the peer median (50th percentile)

How it compares

Relative standing using percentiles, ranks, and national deciles

Desirability

#99

among Country & regional · Mature

Crime rate

40th

percentile in state (higher = more crime)

Pop. growth

51st

percentile in NSW

Rented dwellings

13%

2021 Census tenure

Advantage (IRSAD)

3/10

national SEIFA decile

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Desirability

Ranks & confidence
Desirability score
49.8/100 — Average
State standing
Top 33% of New South Wales' suburbs
National rank
2028th in Australia
State rank
695th in NSW
Peer rank
#99 among Country & regional · Mature suburbs
Cohort rank
#170 among Country & regional suburbs
Data confidence
87%

Data sources & freshness

  • Suburb Guide desirability index — Suburb Guide (derived) · current · Updated

Housing

Flats / units (January to March 2026)
$400
Houses (January to March 2026)
$600
All types (January to March 2026)
$500
Rental bonds lodged (January to March 2026)
48
Median house price (October to December 2025)
$875,000
Median price change
+0.6%

Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.

Contributes to desirability score · Housing (10%) · Future Growth (6%)

Household crowding and healthy vacancy — not cheapness Modest price change as a healthy-growth band

Data sources & freshness

Population

Estimated resident population

734(June 2025)

+0.6% annual · +4.3% over 5 years · 51th percentile in NSW

Growth figures & methodology
Annual growth
+0.6%
5-year growth
+4.3%
Change in 1 year
+4
Change in 5 years
+30
Growth rank in NSW
51th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~750), extrapolated at +0.8% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
587
Median age
62
Median household income / week
$915
Dwelling vacancy
23.6%
Unoccupied private dwellings
87 of 368
Median monthly mortgage
$1,127
Median weekly rent (2021 Census)
$320
Tenure (owned / mortgaged / rented)
70.7% / 16.7% / 12.6%
Employment rate
36.4%
Travel to work (WFH / public transport / car)
15.6% / 0% / 64.1%
Walked or cycled to work
5.7%
Dwelling mix (houses / semi / flats)
235 / 0 / 0 (+ 40 other)

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

22.5% of adults have a university degree, compared with 27.8% across New South Wales. 19.6% have a trade or vocational qualification.

  • University qualified22.5% · 27.8% NSW
  • Diploma qualified9.4% · 9.3% NSW
  • Trade / vocational19.6% · 15% NSW
  • Year 12 or below48.5% · 47.9% NSW

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Society and culture17.3%
  • Engineering and related technologies15%
  • Education14.6%
  • Management and commerce13.3%
  • Health9.5%
  • Food, hospitality and personal services9.2%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$42,380

8th percentile in NSW · -28% vs Australia

Median salary / wages (2023–24)
$48,784

5th percentile in NSW · -25% vs Australia

Residents with rental investments
15.0%

58th percentile in NSW · +9% vs Australia

Median super balance (2023–24)
$85,398

69th percentile in NSW · +35% vs Australia

Residents with business income
14.0%

87th percentile in NSW · +35% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2546 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
5,599
Taxpayers reporting net rent
838
Median net rent
$3,371
Taxpayers reporting business income
808
Taxable income vs state median
-24%
Salary / wages vs state median
-22%
Rental investment vs state median
+7%
Super vs state median
+21%
Business income vs state median
+40%

Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Community & culture

2.7% speak a language other than English at home; 20.2% born overseas

Language at home
549 English only · 15 other
Non-English at home
2.7%
Born overseas
109 (20.2%)
Aboriginal and/or Torres Strait Islander
9 (1.5%)
Australian citizens
534

Religion

55.5%No religion

No religion is the most common response at 55.5%, while Christianity accounts for 32.4%.

MeasureSuburbState
No religion55.5%32.8%
Christianity32.4%47.6%
Other / not stated12.1%19.6%
Christian denominations
DenominationSuburbState
Anglican15.5%11.9%
Catholic10.1%22.4%
Uniting Church2%2.1%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Offence counts are estimated for this suburb from postcode 2546, which is shared with other suburbs.

Reported offences decreased compared with the previous period.

Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
43
Against the person
15
Against property
15
Rate per 1,000 residents
58.6
Person-crime prevalence
About 1 in 39 residents
State crime-rate percentile
39.8th (higher = more crime)
Decrease (daily rate)
-4.2%
Recorded road crashes (in suburb)
0
Crash rate per 1,000 residents (state rank)
0

Most common offence types

  • Breach Apprehended Violence Order4
  • Domestic Violence Related Assault3
  • Intimidation, Stalking And Harassment6
  • Malicious Damage To Property5
  • Non-Domestic Violence Related Assault3

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

School list
School catchments
  • Bermagui PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Central Tilba PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Narooma HSGovernment school catchment overlapping this suburb boundarysecondary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

  • NSW government school intake zones — NSW Department of Education · current · Updated · Open catchment polygons where published

Public transport

47 public transport stops in this suburb

  • Wallaga Lake Rd At Beauty Point Rd
  • Wallaga Lake Rd At Fairhaven Point Way
  • Wallaga Lake Rd At Regatta Point Rd
  • Wallaga Lake Rd Opp Fairhaven Point Way
  • Wallaga Lake Rd Opp Regatta Point Rd

Contributes to desirability score · Accessibility (12%)

Public transport stops per 1,000 residents and walkability

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

17 mapped amenities

2 playgrounds · 7 beaches · 3 caravan parks

Local character & venue list

Local character

  • A car helps for daily needs
  • Decent local green space — 1 parks in suburb, 2 playgrounds nearby
  • Well connected by public transport — 47 public transport stops
Walkability proxy
30/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0
Parks per 1,000 residents
1.7
Sport & outdoors(11)
  • Beach (5)
  • Haywards BeachBeach
  • Pebbly BeachBeach
  • Boat ramp
  • Playground (2)
  • Public toilets
Camping & holiday parks(3)
  • BIG4 Wallaga Lake Holiday ParkCaravan park
  • Ocean Lake Caravan ParkCaravan park
  • Regatta Point Holiday ParkCaravan park
Transport(1)

1 bus stops

Other(2)
  • Information
  • Parking

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Parks & reserves

1 parks and public open space in this suburb

  • Payne's IslandPark

Data sources & freshness

Green cover

Green cover of suburb area
7.9%
Woodland / forest cover
7.8%
Parks & woodland features (OSM)
7
Parks (OSM)
1
Typical summer maximum
24°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
South East Regional Hospital (39.8 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
17
Participants per 1,000 residents
23.2

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
24° / 16°
Rainfall
266 mm · ~33 rainy days

Autumn (Mar–May)

Usual max / min
21° / 12°
Rainfall
284 mm · ~36 rainy days

Winter (Jun–Aug)

Usual max / min
16° / 6°
Rainfall
175 mm · ~22 rainy days

Spring (Sep–Nov)

Usual max / min
20° / 11°
Rainfall
226 mm · ~28 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal.

2026· 2 proposals

  • September 2026

  • Dwelling house; Alterations or additions to an existing building or structure
    48 O'CONNELLS POINT ROAD WALLAGA LAKE 2546Determined

  • August 2026

  • Demolition; Dwelling house
    37 ENDEAVOUR DRIVE WALLAGA LAKE 2546Under Assessment
2025· 8 proposals

  • December 2025

  • Subdivision
    80 O'CONNELLS POINT ROAD WALLAGA LAKE 2546Determined

  • July 2025

  • Dwelling house; Erection of a new structure
    25 BEAUTY POINT ROAD WALLAGA LAKE 2546Determined

  • March 2025

  • Demolition; Dwelling house; Erection of a new structure; Balcony, deck, patio, terrace or verandah; Garage, carport or carparking space
    6 LAKE VIEW DRIVE WALLAGA LAKE 2546Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    162 WALLAGA LAKE ROAD WALLAGA LAKE 2546Determined

  • February 2025

  • Dwelling house; Alterations or additions to an existing building or structure; Swimming pool
    70 TILBA ROAD WALLAGA LAKE 2546Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    60 FAIRHAVEN POINT WAY WALLAGA LAKE 2546Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    102 O'CONNELLS POINT ROAD WALLAGA LAKE 2546Determined

  • January 2025

  • Dwelling house; Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah; Carport; Earthworks, retaining walls and structural support
    28 FAIRHAVEN POINT WAY WALLAGA LAKE 2546Determined
2024· 7 proposals

  • December 2024

  • Dwelling house; Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah
    11 LAKE VIEW DRIVE WALLAGA LAKE 2546Determined

  • August 2024

  • Erection of a new structure; Garage, carport or carparking space
    2 BRIGHTON PARK ROAD WALLAGA LAKE 2546Determined

  • July 2024

  • Dwelling house; Erection of a new structure; Change of use of land or a building or the classification of a building under the Building Code of Australia
    52 FAIRHAVEN POINT WAY WALLAGA LAKE 2546Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    102 O'CONNELLS POINT ROAD WALLAGA LAKE 2546Determined

  • June 2024

  • Dwelling house; Alterations or additions to an existing building or structure
    22 LAKE VIEW DRIVE WALLAGA LAKE 2546Determined

  • May 2024

  • Erection of a new structure; Shade structures of canvas, fabric, mesh or the like
    27 ENDEAVOUR DRIVE WALLAGA LAKE 2546Determined

  • January 2024

  • Commercial development; Alterations or additions to an existing building or structure; Recreation/Tourist Premise
    769 WALLAGA LAKE ROAD WALLAGA LAKE 2546Determined
2023· 10 proposals

  • December 2023

  • Alterations or additions to an existing building or structure; Supporting Development
    186-188 WALLAGA LAKE ROAD WALLAGA LAKE 2546Determined

  • November 2023

  • Shed; Erection of a new structure
    69 BEAUTY POINT ROAD WALLAGA LAKE 2546Determined

  • October 2023

  • Dwelling house; Erection of a new structure
    9-11 BELLBROOK CRESCENT WALLAGA LAKE 2546Determined

  • June 2023

  • Secondary dwelling; Pools / decks / fencing; Garages, carports and car parking spaces
    63-65 BEAUTY POINT ROAD WALLAGA LAKE 2546Determined
  • Other
    1 WALLAGA LAKE ROAD WALLAGA LAKE 2546Determined

  • May 2023

  • Dwelling
    19A O'CONNELLS POINT ROAD WALLAGA LAKE 2546Determined

  • March 2023

  • Secondary dwelling
    42 O'CONNELLS POINT ROAD WALLAGA LAKE 2546Determined
  • Alterations and additions to residential development; Garages, carports and car parking spaces
    33 FAIRHAVEN POINT WAY WALLAGA LAKE 2546Determined

  • February 2023

  • Alterations and additions to residential development
    25 LAKE VIEW DRIVE WALLAGA LAKE 2546Determined

  • January 2023

  • Other
    35 REGATTA POINT ROAD WALLAGA LAKE 2546Determined
2022· 13 proposals

  • December 2022

  • Subdivision of land
    111-113 FAIRHAVEN POINT WAY WALLAGA LAKE 2546Determined
  • Dwelling
    56A FAIRHAVEN POINT WAY WALLAGA LAKE 2546Determined
  • Dwelling; Secondary dwelling; Demolition
    68 O'CONNELLS POINT ROAD WALLAGA LAKE 2546Determined
  • Alterations and additions to residential development
    9-11 BELLBROOK CRESCENT WALLAGA LAKE 2546Determined

  • August 2022

  • Secondary dwelling
    42 O'CONNELLS POINT ROAD WALLAGA LAKE 2546Determined

  • July 2022

  • Alterations and additions to residential development
    3 LAKE VIEW DRIVE WALLAGA LAKE 2546Determined
  • Dwelling
    69 BEAUTY POINT ROAD WALLAGA LAKE 2546Determined

  • May 2022

  • Garages, carports and car parking spaces
    88 FAIRHAVEN POINT WAY WALLAGA LAKE 2546Determined

  • April 2022

  • Alterations and additions to residential development
    14 LAKE VIEW DRIVE WALLAGA LAKE 2546Determined
  • Subdivision of land
    13 BEAUTY POINT ROAD WALLAGA LAKE 2546Determined
  • Alterations and additions to residential development
    30 FAIRHAVEN POINT WAY WALLAGA LAKE 2546Determined

  • March 2022

  • Subdivision of land
    70 FAIRHAVEN POINT WAY WALLAGA LAKE 2546Determined
  • Dwelling
    31 O'CONNELLS POINT ROAD WALLAGA LAKE 2546Determined
2021· 2 proposals

  • December 2021

  • Alterations and additions to residential development
    5 WALLAGA LAKE ROAD WALLAGA LAKE 2546Determined
  • Alterations and additions to residential development
    1 BAY ROAD WALLAGA LAKE 2546Determined

Data sources & freshness

Hazards

Bushfire planning zone
No overlay at centroid
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Eden-Monaro
Member of Parliament
Kristy McBAIN (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
121,376
Turnout (2025)
93.8%
Swing since 2022 (2025)
+1.1 pp toward Labor

Two-party preferred (2025)

Coalition 42.8%Labor 57.2%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 31.1 km away).

Coalition 33.5%Labor 66.5%

9.3 percentage points more Labor-leaning than the electorate

Estimated swing since 2022: -2.6 pp toward Coalition

Nearest polling places

  • Central TilbaLabor 68.5% · Coalition 31.5% TPP (2025)5.0 km away
  • BermaguiLabor 64.5% · Coalition 35.5% TPP (2025)6.6 km away
  • CobargoLabor 64.8% · Coalition 35.1% TPP (2025)15.8 km away
  • NaroomaLabor 64.2% · Coalition 35.8% TPP (2025)18.1 km away
  • QuaamaLabor 56.2% · Coalition 43.8% TPP (2025)20.5 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
3/10
IRSD decile (2021)
4/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

More in Bega Valley Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of New South Wales.