NSW · Shellharbour Council

Yellow Rock, 2527

Est. population · Jun 2025

261

Growth (1 yr)

+3.6%

Growth (5 yr)

+25.5%

Median age

45

Median income

$2,321/wk

Employment rate

64%

University qualified

12.9%

Work from home

13.5%

Median house price · October to December 2025

$923,000

Languages at home

6.8%non-English

Most common: Macedonian

2021 Census · usual residence

Desirability score

48/100
Average

Top 39% of New South Wales' suburbs

Verified 87% confidence

How this score is calculated
  • Rural living
What Yellow Rock is known for: Rural living

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Yellow Rock, NSW suburb snapshot — Suburb Guide

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Suburb Guide, “Yellow Rock, NSW Suburb Guide”, updated 1 October 2026, https://suburb.guide/nsw/yellow-rock-shellharbour-nsw

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Suburb profile

Yellow Rock is a rural locality in New South Wales, in Shellharbour Council.

Population growth is an exceptional strength, placing it among the highest-ranked rural localities, and household incomes sit well above the peer median, with household incomes 64% above the peer median, and recorded road-crash rates are lower than in comparable places, with recorded road crashes 100% below the peer median, and green cover is another of the suburb's defining strengths. Space is a strength, but car dependence is high. Buyers pay a premium despite relatively limited amenity access.

Amenity relative to price is the most material weakness.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Rural locality · compared with rural localities in New South Wales (2685)

Strengths

  • Population growth is a relative strength
  • Household incomes sit well above the peer median
  • Recorded road-crash rates are lower than in comparable places
  • Green cover is a relative strength

Weaknesses

  • Buyers pay a premium despite relatively limited amenity access

What stands out

  • Space is a strength, but car dependence is high

Who it suits

  • Families
  • Professionals
  • Retirees
  • Students
  • Budget buyers

Housing, growth and risk

How Yellow Rock compares

A quick read of housing, growth, livability, and risk

Median house price

$923k

+4.2% change

Median rent

$710/wk

Houses $750 · Units $550

Population (ERP)

261

+3.6% annual growth

Dwelling vacancy

12.8%

Census unoccupied dwellings

Livability profile

Desirability pillars vs the peer median (50th percentile)

How it compares

Relative standing using percentiles, ranks, and national deciles

Desirability

#134

among Country & regional · Mature

Crime rate

13th

percentile in state (higher = more crime)

Pop. growth

96th

percentile in NSW

Rented dwellings

13%

2021 Census tenure

Advantage (IRSAD)

9/10

national SEIFA decile

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Desirability

Ranks & confidence
Desirability score
48.0/100 — Average
State standing
Top 39% of New South Wales' suburbs
National rank
2410th in Australia
State rank
828th in NSW
Peer rank
#134 among Country & regional · Mature suburbs
Cohort rank
#243 among Country & regional suburbs
Data confidence
87%

Data sources & freshness

  • Suburb Guide desirability index — Suburb Guide (derived) · current · Updated

Housing

Flats / units (January to March 2026)
$550
Houses (January to March 2026)
$750
All types (January to March 2026)
$710
Rental bonds lodged (January to March 2026)
130
Median house price (October to December 2025)
$923,000
Median price change
+4.2%

Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.

Contributes to desirability score · Housing (10%) · Future Growth (6%)

Household crowding and healthy vacancy — not cheapness Modest price change as a healthy-growth band

Data sources & freshness

Population

Estimated resident population

261(June 2025)

+3.6% annual · +25.5% over 5 years · 96th percentile in NSW

Growth figures & methodology
Annual growth
+3.6%
5-year growth
+25.5%
Change in 1 year
+9
Change in 5 years
+53
Growth rank in NSW
96th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~300), extrapolated at +3.0% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
226
Median age
45
Median household income / week
$2,321
Dwelling vacancy
12.8%
Unoccupied private dwellings
10 of 78
Median monthly mortgage
$3,000
Median weekly rent (2021 Census)
$500
Tenure (owned / mortgaged / rented)
60.9% / 26.1% / 13%
Employment rate
64%
Travel to work (WFH / public transport / car)
13.5% / 0% / 69%
Walked or cycled to work
0%
Dwelling mix (houses / semi / flats)
64 / 0 / 0

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

12.9% of adults have a university degree, compared with 27.8% across New South Wales. 28.4% have a trade or vocational qualification.

  • University qualified12.9% · 27.8% NSW
  • Diploma qualified11.4% · 9.3% NSW
  • Trade / vocational28.4% · 15% NSW
  • Year 12 or below47.3% · 47.9% NSW

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Engineering and related technologies26.4%
  • Management and commerce17.4%
  • Health14%
  • Architecture and building12.4%
  • Society and culture12.4%
  • Education5.8%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$62,201

70th percentile in NSW · +6% vs Australia

Median salary / wages (2023–24)
$67,391

66th percentile in NSW · +4% vs Australia

Residents with rental investments
9.0%

8th percentile in NSW · -35% vs Australia

Median super balance (2023–24)
$74,189

55th percentile in NSW · +17% vs Australia

Residents with business income
8.0%

12th percentile in NSW · -23% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2527 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
17,143
Taxpayers reporting net rent
1,554
Median net rent
-$1,477
Taxpayers reporting business income
1,327
Taxable income vs state median
+11%
Salary / wages vs state median
+7%
Rental investment vs state median
-36%
Super vs state median
+5%
Business income vs state median
-20%

Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Community & culture

6.8% speak a language other than English at home; 10% born overseas

Language at home
204 English only · 15 other
Non-English at home
6.8%
Born overseas
22 (10%)
Aboriginal and/or Torres Strait Islander
8 (3.5%)
Australian citizens
219
Languages spoken at home (other than English)
1

Top languages other than English

Share of residents who speak a language other than English at home (2021 Census).

  • Macedonian4 · 100%

Religion

67.3%Most common religion · Christianity

Christianity is the most common response at 67.3%, while 26.1% reported no religion.

MeasureSuburbState
No religion26.1%32.8%
Christianity67.3%47.6%
Other / not stated6.6%19.6%
Christian denominations
DenominationSuburbState
Catholic27.4%22.4%
Anglican20.4%11.9%
Eastern Orthodox6.6%2.5%
Pentecostal4.4%0.9%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Offence counts are estimated for this suburb from postcode 2527, which is shared with other suburbs.

Reported offences decreased compared with the previous period.

Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
9
Against the person
3
Against property
4
Rate per 1,000 residents
34.5
Person-crime prevalence
About 1 in 75 residents
State crime-rate percentile
13th (higher = more crime)
Decrease (daily rate)
-18%
Recorded road crashes (in suburb)
0
Crash rate per 1,000 residents (state rank)
0

Most common offence types

  • Domestic Violence Related Assault1
  • Fraud1
  • Intimidation, Stalking And Harassment1
  • Malicious Damage To Property1
  • Non-Domestic Violence Related Assault0

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

School list
School catchments
  • Albion Park HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Albion Park PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Jamberoo PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Kiama HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Moss Vale HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Mt Terry PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Robertson PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Tullimbar PSGovernment school catchment overlapping this suburb boundaryprimary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

  • NSW government school intake zones — NSW Department of Education · current · Updated · Open catchment polygons where published

Public transport

6 public transport stops in this suburb

  • Yellow Rock Rd At Cedar Track
  • Yellow Rock Rd Opp Green Mountain Rd
  • Yellow Rock Rd Opp Green Mountain Rd
  • Yellow Rock Rd Opp Old Cedar Track
  • Yellow Rock Rd Opp Old Cedar Track

Contributes to desirability score · Accessibility (12%)

Public transport stops per 1,000 residents and walkability

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

No OpenStreetMap amenities mapped for this suburb yet.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Green cover

Green cover of suburb area
0.6%
Woodland / forest cover
0.6%
Parks & woodland features (OSM)
0
Parks (OSM)
0
Typical summer maximum
24°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
Shellharbour Hospital (10.5 km)
Nearest hospital type
Public hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
8
Participants per 1,000 residents
30.7

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
24° / 17°
Rainfall
301 mm · ~38 rainy days

Autumn (Mar–May)

Usual max / min
21° / 15°
Rainfall
396 mm · ~50 rainy days

Winter (Jun–Aug)

Usual max / min
16° / 10°
Rainfall
292 mm · ~36 rainy days

Spring (Sep–Nov)

Usual max / min
20° / 13°
Rainfall
274 mm · ~34 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal.

2026· 2 proposals
  • August 2026

  • Shed; Erection of a new structure
    5 YERAMBA CLOSE YELLOW ROCK 2527Determined
  • June 2026

  • Shed; Alterations or additions to an existing building or structure
    YELLOW ROCK ROAD YELLOW ROCK RIDGE 2527Under Assessment
2025· 1 proposal
  • April 2025

  • Demolition; Dwelling house; Erection of a new structure; Swimming pool; Residential Accommodation
    421 STOCKYARD MOUNTAIN ROAD YELLOW ROCK RIDGE 2527Determined
2024· 2 proposals
  • December 2024

  • Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah (screened enclosures)
    5 BIMBADEEN PLACE YELLOW ROCK RIDGE 2527Determined
  • April 2024

  • Demolition; Erection of a new structure; Agriculture
    94-180 GREEN MOUNTAIN ROAD YELLOW ROCK RIDGE 2527Determined

Data sources & freshness

Hazards

Bushfire planning zone
Overlay applies
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Whitlam
Member of Parliament
Carol BERRY (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
130,093
Turnout (2025)
93.2%
Swing since 2022 (2025)
-2.1 pp toward Coalition

Two-party preferred (2025)

Coalition 43.8%Labor 56.3%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 10.2 km away).

Coalition 41.2%Labor 58.8%

2.5 percentage points more Labor-leaning than the electorate

Estimated swing since 2022: -3.1 pp toward Coalition

Nearest polling places

  • TullimbarLabor 58.2% · Coalition 41.8% TPP (2025)3.1 km away
  • Albion Park HeightsLabor 57.3% · Coalition 42.7% TPP (2025)3.9 km away
  • Albion Park SouthLabor 62.2% · Coalition 37.8% TPP (2025)4.3 km away
  • Albion ParkLabor 55.8% · Coalition 44.2% TPP (2025)4.7 km away
  • Albion Park RailLabor 59.7% · Coalition 40.3% TPP (2025)6.7 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
9/10
IRSD decile (2021)
8/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

More in Shellharbour Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of New South Wales.