VIC · Loddon Council

Lake Marmal, 3525

Est. population · Jun 2025

19

Growth (1 yr)

0.0%

Growth (5 yr)

0.0%

Median age

61

Median income

$574/wk

Employment rate

65%

University qualified

13.6%

Work from home

38.5%

Languages at home

Mostly English at home

2021 Census · usual residence

  • Green suburb
  • Rural living
What Lake Marmal is known for: Green suburb, Rural living

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Lake Marmal, VIC suburb snapshot — Suburb Guide

Cite this suburb snapshot

Suburb Guide, “Lake Marmal, VIC Suburb Guide”, updated 28 September 2026, https://suburb.guide/vic/lake-marmal

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Suburb profile

Lake Marmal is a rural locality in Victoria, in Loddon Council.

Recorded road-crash rates are lower than in comparable places, with recorded road crashes 100% below the peer median, and working from home is more common than in comparable places, with working from home 81% above the peer median, and green cover is an exceptional strength. Trade-offs centre on household incomes and weaker population growth, with household incomes 61% below the peer median.

Household incomes are the most material weakness.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Rural locality · compared with rural localities in Victoria (1828)

Strengths

  • Recorded road-crash rates are lower than in comparable places
  • Working from home is more common than in comparable places
  • Green cover is a relative strength

Weaknesses

  • Household incomes are a relative weakness
  • Population growth is a relative weakness

What stands out

Nothing distinctive beyond the usual profile.

Housing, growth and risk

How Lake Marmal compares

A quick read of housing, growth, livability, and risk

Median house price

—

No data available

Median rent

—

No data available

Population (ERP)

19

0.0% annual growth

Dwelling vacancy

0.0%

Census unoccupied dwellings

How it compares

Relative standing using percentiles, ranks, and national deciles

Crime rate

50th

percentile in state (higher = more crime)

Pop. growth

23rd

percentile in VIC

Rented dwellings

0%

2021 Census tenure

Advantage (IRSAD)

8/10

national SEIFA decile

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Population

Estimated resident population

19(June 2025)

0.0% annual · 0.0% over 5 years · 23th percentile in VIC

Growth figures & methodology
Annual growth
0.0%
5-year growth
0.0%
Change in 1 year
0
Change in 5 years
0
Growth rank in VIC
23th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~0), extrapolated at +0.0% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
21
Median age
61
Median household income / week
$574
Dwelling vacancy
0%
Unoccupied private dwellings
0 of 12
Median monthly mortgage
$0
Tenure (owned / mortgaged / rented)
100% / 0% / 0%
Employment rate
65%
Travel to work (WFH / public transport / car)
38.5% / 0% / 0%
Walked or cycled to work
46.2%
Dwelling mix (houses / semi / flats)
10 / 0 / 0

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

13.6% of adults have a university degree, compared with 29.2% across Victoria. 18.2% have a trade or vocational qualification.

  • University qualified13.6% · 29.2% VIC
  • Diploma qualified27.3% · 9.8% VIC
  • Trade / vocational18.2% · 14.2% VIC
  • Year 12 or below40.9% · 46.8% VIC

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Agriculture and environment100%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$46,051

17th percentile in VIC · -22% vs Australia

Median salary / wages (2023–24)
$48,249

9th percentile in VIC · -26% vs Australia

Residents with rental investments
9.0%

15th percentile in VIC · -35% vs Australia

Median super balance (2023–24)
$73,141

41st percentile in VIC · +16% vs Australia

Residents with business income
10.0%

31st percentile in VIC · -4% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 3525 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
785
Taxpayers reporting net rent
71
Median net rent
$770
Taxpayers reporting business income
78
Taxable income vs state median
-14%
Salary / wages vs state median
-17%
Rental investment vs state median
-31%
Super vs state median
-9%
Business income vs state median
-9%

Percentiles rank this postcode among unique postcodes in VIC, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Community & culture

Language at home
21 English only · 0 other
Non-English at home
0%
Born overseas
0 (0%)
Australian citizens
21

Religion

76.2%Most common religion · Christianity

Christianity is the most common response at 76.2%.

MeasureSuburbState
Christianity76.2%40.9%
Other / not stated23.8%59.1%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Reported offences are unchanged compared with the previous period.

Offence counts & rates
Total offences (2022)
1
Against the person
0
Against property
1
Rate per 1,000 residents
52.6
State crime-rate percentile
49.6th (higher = more crime)
No change (daily rate)
0%
Recorded road crashes (in suburb)
0
Crash rate per 1,000 residents (state rank)
0

Most common offence types

  • B321 Residential Non-Aggravated Burglary1

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

School list
School catchments
  • Boort District P-12 SchoolGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Charlton CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

  • Victorian designated neighbourhood zones — Victorian Department of Education · current · Updated · Open catchment polygons where published

Amenities

1 mapped amenities

Local character & venue list

Local character

  • Limited walkable amenities nearby
Walkability proxy
0/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0
Parks per 1,000 residents
0
Sport & outdoors(1)
  • Lake Marmal Lake ReserveNature reserve

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Green cover

Green cover of suburb area
3%
Woodland / forest cover
3%
Parks & woodland features (OSM)
11
Parks (OSM)
0
Typical summer maximum
30°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
Boort District Health (18.3 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
1
Participants per 1,000 residents
52.6

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
30° / 14°
Rainfall
78 mm · ~10 rainy days

Autumn (Mar–May)

Usual max / min
23° / 9°
Rainfall
94 mm · ~12 rainy days

Winter (Jun–Aug)

Usual max / min
15° / 4°
Rainfall
110 mm · ~14 rainy days

Spring (Sep–Nov)

Usual max / min
22° / 8°
Rainfall
115 mm · ~14 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from PPARS statewide register (lodged 2020–2022). Free public PPARS MapServer — applications through ~2022 (service last updated Feb 2024).

1 planning-related records

2021· 1 proposal
  • February 2021

  • Buildings and works (hay shed) with a floor area of more than 130 metres sqaured
    413 Quambatook-Wychitella RoadPermit issued by a delegate of the RA

Data sources & freshness

Roadworks & transport

1 active roadworks / incidents

  • Road closed both directions between Unnamed, Lake Marmal and Soulsbys Road due to flood. Restricted access (essential services). Please obey the road closure signs. Never drive through floodwater. Check VicEmergency for current advice.A BLAIRS ROAD, A BLAIRS ROAD, UNNAMED10 Aug 2026 – 30 Sep 2026

Data sources & freshness

  • Road incidents & closures — State road authority open-data feeds · current · Updated

Hazards

Bushfire planning zone
No overlay at centroid
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via Victorian Bushfire Management Overlay mapping. Flood cover uses inundation overlay polygons against the suburb boundary where published.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Mallee
Member of Parliament
Anne WEBSTER (The Nationals)
Results from
2025 federal election
Electorate enrolment (2025)
121,604
Turnout (2025)
91.5%
Swing since 2022 (2025)
-0.1 pp toward Coalition

Two-party preferred (2025)

Coalition 69.0%Labor 31.0%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 54.3 km away).

Coalition 75.8%Labor 24.1%

6.8 percentage points more Coalition-leaning than the electorate

Estimated swing since 2022: +0.8 pp toward Labor

Nearest polling places

  • BoortLabor 17.8% · Coalition 82.2% TPP (2025)18.7 km away
  • CharltonLabor 29.8% · Coalition 70.2% TPP (2025)21.6 km away
  • WycheproofLabor 22.6% · Coalition 77.4% TPP (2025)27.1 km away
  • QuambatookLabor 27.9% · Coalition 72.1% TPP (2025)31.2 km away
  • WedderburnLabor 35.8% · Coalition 64.2% TPP (2025)33.4 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
8/10
IRSD decile (2021)
9/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

More in Loddon Council

Other suburbs in the same local government area.