VIC · Bass Coast Council

Smiths Beach, 3922

Est. population · Jun 2025

338

Growth (1 yr)

+2.1%

Growth (5 yr)

+13.4%

Median age

51

Median income

$1,181/wk

Employment rate

57.2%

University qualified

33.5%

Work from home

26.1%

Median house price · 4th Quarter 2025

$799,000

Languages at home

8.9%non-English

Most common: Greek

2021 Census · usual residence

Desirability score

55.9/100
Good

Top 20% of Victoria's suburbs

Verified 94% confidence

How this score is calculated
  • Beach
What Smiths Beach is known for: Beach

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Smiths Beach, VIC suburb snapshot — Suburb Guide

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Suburb Guide, “Smiths Beach, VIC Suburb Guide”, updated 2 October 2026, https://suburb.guide/vic/smiths-beach

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Suburb profile

Smiths Beach is a coastal town in Victoria, in Bass Coast Council. It is close to the Smiths Beach and the Phillip Island.

Dining and cafés are a relative strength, placing it among the highest-ranked coastal towns. Local school ICSEA scores sit well above the peer median. University qualifications are more common than in comparable places, with university qualifications 57% above the peer median. Space is a strength, but car dependence is high. The main trade-offs are household incomes and higher recorded crash rates relative to resident population, with household incomes 20% below the peer median.

Smiths Beach is a better fit for people who value dining and school quality.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Coastal town · compared with coastal towns in Victoria (105)

Strengths

  • Dining and cafés are a relative strength
  • Local school ICSEA scores sit well above the peer median
  • University qualifications are more common than in comparable places

Weaknesses

  • Household incomes sit below the peer median
  • Recorded crashes relative to resident population are elevated

What stands out

  • Smiths Beach
  • Phillip Island
  • Cape Woolamai
  • Space is a strength, but car dependence is high

Who it suits

  • Families
  • Professionals
  • Retirees
  • Students
  • Budget buyers

Housing, growth and risk

How Smiths Beach compares

A quick read of housing, growth, livability, and risk

Median house price

$799k

-8.2% change

Median rent (Census)

$330/wk

2021 Census median weekly rent

Population (ERP)

338

+2.1% annual growth

Dwelling vacancy

75.3%

Census unoccupied dwellings

Livability profile

Desirability pillars vs the peer median (50th percentile)

How it compares

Relative standing using percentiles, ranks, and national deciles

Desirability

#19

among Coastal & beach · Mature

Crime rate

12th

percentile in state (higher = more crime)

Pop. growth

89th

percentile in VIC

Rented dwellings

20%

2021 Census tenure

Advantage (IRSAD)

8/10

national SEIFA decile

School ICSEA

79th

percentile among schools with ICSEA

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Desirability

Ranks & confidence
Desirability score
55.9/100 — Good
State standing
Top 20% of Victoria's suburbs
National rank
985th in Australia
State rank
247th in VIC
Peer rank
#19 among Coastal & beach · Mature suburbs
Cohort rank
#35 among Coastal & beach suburbs
Data confidence
94%

Data sources & freshness

  • Suburb Guide desirability index — Suburb Guide (derived) · current · Updated

Housing

Median house price (4th Quarter 2025)
$799,000
Median price change
-8.2%

Contributes to desirability score · Housing (10%) · Future Growth (6%)

Household crowding and healthy vacancy — not cheapness Modest price change as a healthy-growth band

Data sources & freshness

Population

Estimated resident population

338(June 2025)

+2.1% annual · +13.4% over 5 years · 89th percentile in VIC

Growth figures & methodology
Annual growth
+2.1%
5-year growth
+13.4%
Change in 1 year
+7
Change in 5 years
+40
Growth rank in VIC
89th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~400), extrapolated at +3.1% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
315
Median age
51
Median household income / week
$1,181
Dwelling vacancy
75.3%
Unoccupied private dwellings
411 of 546
Median monthly mortgage
$1,600
Median weekly rent (2021 Census)
$330
Tenure (owned / mortgaged / rented)
51.7% / 28.8% / 19.5%
Employment rate
57.2%
Travel to work (WFH / public transport / car)
26.1% / 0% / 55.4%
Walked or cycled to work
5.7%
Dwelling mix (houses / semi / flats)
128 / 0 / 3

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

33.5% of adults have a university degree, compared with 29.2% across Victoria. 19.5% have a trade or vocational qualification.

  • University qualified33.5% · 29.2% VIC
  • Diploma qualified12% · 9.8% VIC
  • Trade / vocational19.5% · 14.2% VIC
  • Year 12 or below35% · 46.8% VIC

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Education17.6%
  • Management and commerce16.4%
  • Society and culture13.9%
  • Health12.7%
  • Architecture and building10.9%
  • Engineering and related technologies10.9%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$44,874

13th percentile in VIC · -24% vs Australia

Median salary / wages (2023–24)
$49,960

13th percentile in VIC · -23% vs Australia

Residents with rental investments
14.0%

58th percentile in VIC · +1% vs Australia

Median super balance (2023–24)
$92,763

67th percentile in VIC · +47% vs Australia

Residents with business income
14.0%

74th percentile in VIC · +35% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 3922 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
5,833
Taxpayers reporting net rent
819
Median net rent
$1,346
Taxpayers reporting business income
803
Taxable income vs state median
-16%
Salary / wages vs state median
-14%
Rental investment vs state median
+8%
Super vs state median
+15%
Business income vs state median
+27%

Percentiles rank this postcode among unique postcodes in VIC, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Community & culture

8.9% speak a language other than English at home; 19% born overseas

Language at home
277 English only · 27 other
Non-English at home
8.9%
Born overseas
58 (19%)
Australian citizens
287
Languages spoken at home (other than English)
1

Top languages other than English

Share of residents who speak a language other than English at home (2021 Census).

  • Greek5 · 100%

Religion

51.7%No religion

No religion is the most common response at 51.7%, while Christianity accounts for 38.4%.

MeasureSuburbState
No religion51.7%38.8%
Christianity38.4%40.9%
Other / not stated9.8%20.3%
Christian denominations
DenominationSuburbState
Catholic17.1%20.5%
Anglican8.9%6.5%
Uniting Church3.2%2.4%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Reported offences decreased compared with the previous period.

Offence counts & rates
Total offences (2026)
6
Against the person
1
Against property
5
Rate per 1,000 residents
17.8
Person-crime prevalence
About 1 in 315 residents
State crime-rate percentile
11.7th (higher = more crime)
Decrease (daily rate)
-57.1%
Recorded road crashes (in suburb)
12
Crash rate per 1,000 residents (state rank)
35.5

Most common offence types

  • B21 Criminal Damage1
  • B322 Non-Residential Non-Aggravated Burglary1
  • B42 Steal From A Motor Vehicle1
  • A232 Non-Fv Common Assault1
  • B321 Residential Non-Aggravated Burglary1

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

Schools within 2 km
1
Median school ICSEA
1,083
Median ICSEA percentile
79th
Primary catchments overlapping suburb
1
Secondary catchments overlapping suburb
1
School list
  • Newhaven CollegeCombined · Independent · ICSEA 1083 · 79th percentile · LBOTE 7% · 916 students · Top SEA quarter 32% · 1.5 km awayView on My School →
School catchments
  • Bass Coast CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Cowes Primary SchoolGovernment school catchment overlapping this suburb boundaryprimary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

Public transport

2 public transport stops in this suburb

  • Dolphin Dr/Back Beach Rd
  • Dolphin Dr/Back Beach Rd

Contributes to desirability score · Accessibility (12%)

Public transport stops per 1,000 residents and walkability

Data sources & freshness

Amenities

25 mapped amenities

1 cafes · 1 playgrounds · 2 beaches · 1 campgrounds

Local character & venue list

Local character

  • Limited walkable amenities nearby
  • Great for outdoor family life — 1 parks mapped in suburb, 1 playgrounds nearby
Walkability proxy
5/100
Cafés per 1,000 residents
3.17
Food & drink per 1,000 residents
3.17
Parks per 1,000 residents
3.17
Food & drink(1)
  • Cafe
Shopping(1)
  • Smiths Beach General StoreConvenience store
Sport & outdoors(7)
  • Smiths BeachBeach
  • YCWBeach
  • Phillip Island Bike PathCycling route
  • Mitchell ReservePark
  • Playground
  • Public toilets
  • Sports field
Camping & holiday parks(1)
  • YMCA Phillip Island Coastal Discovery CampCampground
Entertainment(2)
  • Viewpoint (2)
Transport(1)

1 bus stops

Other(7)
  • Bicycle Parking
  • Parking (6)
  • YCW Beach car parkParking
  • Post Box
  • Island SurfboardsSports

    225 Smiths Beach Road

  • Telephone
  • Water Point

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Green cover

Green cover of suburb area
0.6%
Woodland / forest cover
0%
Parks & woodland features (OSM)
1
Parks (OSM)
1
Typical summer maximum
24°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
The Bays Hospital (22.6 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
8
Participants per 1,000 residents
23.7

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
24° / 13°
Rainfall
155 mm · ~19 rainy days

Autumn (Mar–May)

Usual max / min
20° / 11°
Rainfall
186 mm · ~23 rainy days

Winter (Jun–Aug)

Usual max / min
14° / 6°
Rainfall
203 mm · ~25 rainy days

Spring (Sep–Nov)

Usual max / min
18° / 9°
Rainfall
207 mm · ~26 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from PPARS statewide register (lodged 2020–2022). Free public PPARS MapServer — applications through ~2022 (service last updated Feb 2024).

7 planning-related records

2021· 6 proposals
  • May 2021

  • Use and development of land for a dwelling in the FZ, and buildings and works in SLO2 and ESO1
    87 BACK BEACH ROAD SMITHS BEACH 3922Refusal issued by a delegate
  • The use of the land for a licensed premises (Liquor) for an existing food and drink premise in the Mixed Use Zone with flood lit advertising signage
    219-221 SMITHS BEACH ROAD SMITHS BEACH 3922NOD issued by the Resp. Authority
  • Subdivision of land into two lots in the GRZ1
    115 BACK BEACH ROAD SMITHS BEACH 3922Permit issued by a delegate of the RA
  • April 2021

  • Creation of accessway to Road Zone Category 1 (RZ1)
    171 BACK BEACH ROAD SMITHS BEACH 3922Permit issued by a delegate of the RA
  • Development of land for a dwelling in excess of 7 metres in DDO1
    19 MARLIN STREET SMITHS BEACH 3922NOD issued by a delegate
  • February 2021

  • Display promotional signage in the GRZ
    233 Smiths Beach RoadLapsed
2020· 1 proposal
  • January 2020

  • Development of land for a second dwelling
    31 Marlin StreetWithdrawn

Data sources & freshness

Hazards

Bushfire planning zone
No overlay at centroid
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via Victorian Bushfire Management Overlay mapping. Flood cover uses inundation overlay polygons against the suburb boundary where published.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Monash
Member of Parliament
Mary ALDRED (Liberal)
Results from
2025 federal election
Electorate enrolment (2025)
116,463
Turnout (2025)
93.5%
Swing since 2022 (2025)
-1.2 pp toward Coalition

Two-party preferred (2025)

Coalition 54.1%Labor 45.9%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 25.9 km away).

Coalition 45.2%Labor 54.8%

8.9 percentage points more Labor-leaning than the electorate

Estimated swing since 2022: +2.3 pp toward Labor

Nearest polling places

  • CowesLabor 56.5% · Coalition 43.5% TPP (2025)5.6 km away
  • RhyllLabor 55.4% · Coalition 44.6% TPP (2025)6.1 km away
  • NewhavenLabor 64.2% · Coalition 35.8% TPP (2025)9.0 km away
  • San RemoLabor 40.4% · Coalition 59.6% TPP (2025)10.3 km away
  • CorinellaLabor 47.0% · Coalition 53.0% TPP (2025)18.2 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
8/10
IRSD decile (2021)
8/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

More in Bass Coast Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of Victoria.