VIC · Towong Council

Talgarno, 3691

Est. population · Jun 2025

246

Growth (1 yr)

+0.4%

Growth (5 yr)

+0.4%

Median age

45

Median income

$1,895/wk

Employment rate

69.8%

University qualified

26%

Work from home

19.4%

Languages at home

2.1%non-English

Most common: Japanese

2021 Census · usual residence

Desirability score

49.8/100
Average

Top 40% of Victoria's suburbs

Verified 90% confidence

How this score is calculated
  • Green suburb
  • Agricultural
  • Rural living
What Talgarno is known for: Green suburb, Agricultural, Rural living

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Talgarno, VIC suburb snapshot — Suburb Guide

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Suburb Guide, “Talgarno, VIC Suburb Guide”, updated 2 October 2026, https://suburb.guide/vic/talgarno

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Suburb profile

Talgarno is a rural locality in Victoria, in Towong Council.

Local amenities are a relative strength, placing it among the highest-ranked rural localities. Socio-economic advantage is among the highest in the peer group, and university qualifications are more common than in comparable places, with university qualifications 93% above the peer median, and green cover is an exceptional strength, and recorded road crashes are a relative strength, with recorded road crashes 48% below the peer median. Heritage listings are a relative weakness.

Talgarno is a better fit for people who value local amenities and socio-economic advantage more than heritage character.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Rural locality · compared with rural localities in Victoria (1828)

Strengths

  • Local amenities are a relative strength
  • Socio-economic advantage is among the highest in the peer group
  • University qualifications are more common than in comparable places
  • Green cover is stronger than in comparable places
  • Recorded road crashes are a relative strength

Weaknesses

  • Heritage listings are a relative weakness

What stands out

Nothing distinctive beyond the usual profile.

Who it suits

  • Families
  • Professionals
  • Retirees
  • StudentsInsufficient data
  • Budget buyersInsufficient data

Housing, growth and risk

How Talgarno compares

A quick read of housing, growth, livability, and risk

Median house price

—

No data available

Median rent (Census)

$208/wk

2021 Census median weekly rent

Population (ERP)

246

+0.4% annual growth

Dwelling vacancy

14.7%

Census unoccupied dwellings

Livability profile

Desirability pillars vs the peer median (50th percentile)

How it compares

Relative standing using percentiles, ranks, and national deciles

Desirability

#114

among Country & regional · Mature

Crime rate

29th

percentile in state (higher = more crime)

Pop. growth

51st

percentile in VIC

Rented dwellings

14%

2021 Census tenure

Advantage (IRSAD)

9/10

national SEIFA decile

School ICSEA

43rd

percentile among schools with ICSEA

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Desirability

Ranks & confidence
Desirability score
49.8/100 — Average
State standing
Top 40% of Victoria's suburbs
National rank
2036th in Australia
State rank
506th in VIC
Peer rank
#114 among Country & regional · Mature suburbs
Cohort rank
#202 among Country & regional suburbs
Data confidence
90%

Data sources & freshness

  • Suburb Guide desirability index — Suburb Guide (derived) · current · Updated

Population

Estimated resident population

246(June 2025)

+0.4% annual · +0.4% over 5 years · 51th percentile in VIC

Growth figures & methodology
Annual growth
+0.4%
5-year growth
+0.4%
Change in 1 year
+1
Change in 5 years
+1
Growth rank in VIC
51th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~250), extrapolated at +0.3% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
245
Median age
45
Median household income / week
$1,895
Dwelling vacancy
14.7%
Unoccupied private dwellings
16 of 109
Median monthly mortgage
$1,733
Median weekly rent (2021 Census)
$208
Tenure (owned / mortgaged / rented)
53.8% / 31.9% / 14.3%
Employment rate
69.8%
Travel to work (WFH / public transport / car)
19.4% / 0% / 63.4%
Walked or cycled to work
0%
Dwelling mix (houses / semi / flats)
92 / 0 / 0

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

26% of adults have a university degree, compared with 29.2% across Victoria. 24% have a trade or vocational qualification.

  • University qualified26% · 29.2% VIC
  • Diploma qualified6.2% · 9.8% VIC
  • Trade / vocational24% · 14.2% VIC
  • Year 12 or below43.8% · 46.8% VIC

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Engineering and related technologies21.6%
  • Education19.6%
  • Management and commerce17.6%
  • Health12.7%
  • Society and culture8.8%
  • Architecture and building6.9%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$62,499

82nd percentile in VIC · +6% vs Australia

Median salary / wages (2023–24)
$66,101

77th percentile in VIC · +2% vs Australia

Residents with rental investments
13.0%

54th percentile in VIC · -6% vs Australia

Median super balance (2023–24)
$92,093

66th percentile in VIC · +45% vs Australia

Residents with business income
10.0%

31st percentile in VIC · -4% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 3691 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
8,869
Taxpayers reporting net rent
1,189
Median net rent
$409
Taxpayers reporting business income
877
Taxable income vs state median
+17%
Salary / wages vs state median
+13%
Rental investment vs state median
0%
Super vs state median
+14%
Business income vs state median
-9%

Percentiles rank this postcode among unique postcodes in VIC, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Seasonal & agricultural work

17.2% of employed residents work in agriculture, forestry and fishing, 7.5× the Australian share (2.3%) — compared with 2.1% across Victoria.

Agriculture, forestry & fishing
17.2%

60th percentile in VIC · +648% vs Australia

Resident workers (2021)
23
WHM specified work
Subclass 417 / 462

Postcode 3691

Occupation mix in this industry

2021 Census G56, residents employed in agriculture, forestry and fishing. Counts below 10 are not shown.

  • Managers22

Australian Bureau of Statistics, 2021 Census General Community Profile tables G54 (industry of employment) and G56 (industry by occupation), Statistical Area Level (suburb), place of usual residence. Figures are residents’ main job in the week before Census night — not jobs located in the suburb. Agriculture, forestry and fishing is the 1-digit ANZSIC division; grape growing and other 3- and 4-digit industries are not in this datapack. The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Plant and animal cultivation in postcode 3691 (Regional Australia) may count as specified work for Working Holiday Maker visas (subclasses 417 and 462). This is a postcode rule from the Home Affairs instruments — not evidence that seasonal jobs exist here, and not a count of WHM residents. Home Affairs specified work · LIN 22/012 · LIN 22/013. Compilation used: 5 April 2025.

Region employment estimates (SA4, not this suburb)

Jobs and Skills Australia NERO modelled estimates for Hume (SA4 204), 2026-08. These figures describe the broader region, not this suburb, and occupations are not added together.

  • Livestock Farmers ANZSCO 12132,526
  • Crop Farmers ANZSCO 1212391
  • Livestock Farm Workers ANZSCO 8415309
  • Mixed Crop and Livestock Farmers ANZSCO 1214186
  • Crop Farm Workers ANZSCO 8412174
  • Other Farm, Forestry and Garden Workers ANZSCO 8419127
  • Agricultural, Forestry and Horticultural Plant Operators ANZSCO 721195
  • Forestry and Logging Workers ANZSCO 841350
  • Mixed Crop and Livestock Farm Workers ANZSCO 841640
  • Aquaculture Workers ANZSCO 841110

Hume is a Statistical Area Level 4. Fruit, nut and vegetable workers are not published separately in NERO (they sit under ANZSCO 8412). Jobs and Skills Australia warns not to sum occupations or geographies. NERO data. Nowcast of Employment by Region and Occupation, Jobs and Skills Australia, Commonwealth of Australia. CC BY 4.0.

Census employed residents counted in G54: 134 · AFF share +719% vs the state.

Data sources & freshness

  • 2021 Census — industry of employment (G54/G56), place of usual residence — Australian Bureau of Statistics · Updated · Resident main job in the week before Census night, not jobs located in the suburb

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • WHM specified work areas (LIN 22/012 and LIN 22/013) — Department of Home Affairs · 2025-04-05 · Updated · Postcode eligibility for plant and animal cultivation; not a count of WHM residents
  • Nowcast of Employment by Region and Occupation (NERO), SA4 × ANZSCO 4-digit — Jobs and Skills Australia · 2026-08 · Updated · Monthly modelled SA4 estimates; not suburb-level. CC BY 4.0

Community & culture

2.1% speak a language other than English at home; 9.4% born overseas

Language at home
231 English only · 5 other
Non-English at home
2.1%
Born overseas
22 (9.4%)
Aboriginal and/or Torres Strait Islander
8 (3.3%)
Australian citizens
228
Languages spoken at home (other than English)
1

Top languages other than English

Share of residents who speak a language other than English at home (2021 Census).

  • Japanese3 · 100%

Religion

56.3%Most common religion · Christianity

Christianity is the most common response at 56.3%, while 38% reported no religion.

MeasureSuburbState
No religion38%38.8%
Christianity56.3%40.9%
Other / not stated5.7%20.3%
Christian denominations
DenominationSuburbState
Anglican18.8%6.5%
Catholic14.7%20.5%
Christian (not further defined)12.7%2.5%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Reported offences increased compared with the previous period.

Offence counts & rates
Total offences (2026)
8
Against the person
1
Against property
7
Rate per 1,000 residents
32.5
Person-crime prevalence
About 1 in 245 residents
State crime-rate percentile
28.5th (higher = more crime)
Increase (daily rate)
+100%
Recorded road crashes (in suburb)
6
Crash rate per 1,000 residents (state rank)
24.39

Most common offence types

  • B42 Steal From A Motor Vehicle3
  • A231 Fv Common Assault1
  • B11 Cause Damage By Fire1
  • B21 Criminal Damage1
  • B41 Motor Vehicle Theft2

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

Schools within 2 km
1
Median school ICSEA
992
Median ICSEA percentile
43th
Primary catchments overlapping suburb
2
Secondary catchments overlapping suburb
2
School list
  • Talgarno Primary SchoolPrimary · Government · ICSEA 992 · 43th percentile · LBOTE 3% · 36 students · Top SEA quarter 19% · 1.0 km awayView on My School →
School catchments
  • Bethanga Primary SchoolGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Talgarno Primary SchoolGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Tallangatta Secondary CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Wodonga Middle Years CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

Amenities

8 mapped amenities

1 places of worship · 1 swimming pools

Local character & venue list

Local character

  • Limited walkable amenities nearby
Walkability proxy
0/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0
Parks per 1,000 residents
0
Community(2)
  • Talgarno Primary SchoolSchool

    14 Talgarno School Road

  • Townhall
Sport & outdoors(4)
  • Tallangatta - Lake Road LoopCycling route
  • Wises Creek Flora ReserveNature reserve
  • Sports field
  • Swimming pool
Other(2)
  • Talgarno CFA StationFire station
  • Place of worship

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Parks & reserves

1 parks and public open space in this suburb

  • Wises Creek Flora ReserveNature reserve

Data sources & freshness

Green cover

Green cover of suburb area
20.2%
Woodland / forest cover
20.2%
Parks & woodland features (OSM)
24
Parks (OSM)
0
Typical summer maximum
29°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Places of worship

1 places of worship within ~1.5 km

  • Place of worship

From OpenStreetMap within ~1.5 km of the suburb centre.

Data sources & freshness

Health access

Nearest hospital
Tallangatta Health Service (15.5 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
6
Participants per 1,000 residents
24.4

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
29° / 15°
Rainfall
153 mm · ~19 rainy days

Autumn (Mar–May)

Usual max / min
22° / 9°
Rainfall
178 mm · ~22 rainy days

Winter (Jun–Aug)

Usual max / min
13° / 4°
Rainfall
254 mm · ~32 rainy days

Spring (Sep–Nov)

Usual max / min
20° / 8°
Rainfall
206 mm · ~26 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from PPARS statewide register (lodged 2020–2022). Free public PPARS MapServer — applications through ~2022 (service last updated Feb 2024).

16 planning-related records

2021· 7 proposals
  • July 2021

  • 2 colorbond sheds
    265 MURRAY RIVER ROAD TALGARNO 3691Permit issued by a delegate of the RA
  • May 2021

  • subdivision into 2 lots
    MURRAY RIVER ROAD TALGARNO 3691Permit issued by a delegate of the RA
  • March 2021

  • Resubdivision, use and development of the land for a dweling and creatino of access to RDZ1
    265 MURRAY RIVER ROAD TALGARNO 3691Permit issued by a delegate of the RA
  • Subdivision of the land into two (2) lots
    1361 MURRAY RIVER ROAD TALGARNO 3691Permit issued by a delegate of the RA
  • February 2021

  • 9 lot subdivision
    TREWELLA ROAD TALGARNO 3691Permit issued by a delegate of the RA
  • January 2021

  • carport
    1072 MURRAY RIVER ROAD TALGARNO 3691Permit issued by the RA
  • Use and development of the land for a dwelling and a dependent persons unit
    129 WISES CREEK ROAD TALGARNO 3691Permit issued by a delegate of the RA
2020· 9 proposals
  • December 2020

  • Construction of 9 x X 20 m shed
    1311 Murray River RoadPermit issued by the RA
  • October 2020

  • Agriculture and dwelling
    1170 Murray River RoadPermit issued by a delegate of the RA
  • Construction of a 4BR single storey dwelling, shed and new access
    MURRAY RIVER ROAD TALGARNO 3691Permit issued by a delegate of the RA
  • dwelling
    362 Wises Creek RoadPermit issued by a delegate of the RA
  • August 2020

  • New shed/workshop
    128 Murray River RoadPermit issued by a delegate of the RA
  • July 2020

  • 3-Lot subdivision
    265 Murray River RoadPermit issued by a delegate of the RA
  • May 2020

  • Construction of a dwelling and garage
    90 Flagstaff RoadPermit issued by a delegate of the RA
  • April 2020

  • Construction of a shed
    1540 Murray River RoadPermit issued by a delegate of the RA
  • March 2020

  • 3-Lot subdivision and use of land for two dwellings
    265 Murray River RoadPermit issued by a delegate of the RA

Data sources & freshness

Heritage

1 heritage place

  • BETHANGA BRIDGE TALGARNO RD BELLBRIDGENH0989

Contributes to desirability score · Environment (12%)

Heritage listings as established streetscape

Data sources & freshness

  • State heritage register — State heritage authority · current · Updated

Hazards

Bushfire planning zone
No overlay at centroid
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via Victorian Bushfire Management Overlay mapping. Flood cover uses inundation overlay polygons against the suburb boundary where published.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Indi
Member of Parliament
Helen HAINES (Independent)
Results from
2025 federal election
Electorate enrolment (2025)
120,774
Turnout (2025)
92.8%
Swing since 2022 (2025)
-1.4 pp toward Coalition

Two-party preferred (2025)

Coalition 56.7%Labor 43.3%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 26.0 km away).

Coalition 60.2%Labor 39.8%

3.5 percentage points more Coalition-leaning than the electorate

Estimated swing since 2022: -3.6 pp toward Coalition

Nearest polling places

  • BethangaLabor 38.6% · Coalition 61.4% TPP (2025)8.6 km away
  • BonegillaLabor 35.3% · Coalition 64.7% TPP (2025)16.2 km away
  • TallangattaLabor 36.8% · Coalition 63.2% TPP (2025)16.9 km away
  • BarandudaLabor 47.6% · Coalition 52.4% TPP (2025)22.9 km away
  • TangambalangaLabor 34.3% · Coalition 65.7% TPP (2025)23.8 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
9/10
IRSD decile (2021)
9/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

More in Towong Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of Victoria.