VIC · Loddon Council

Tarnagulla, 3551

Est. population · Jun 2025

137

Growth (1 yr)

0.0%

Growth (5 yr)

+0.7%

Median age

59

Median income

$779/wk

Employment rate

31.7%

University qualified

13.7%

Work from home

15.9%

Languages at home

Mostly English at home

2021 Census · usual residence

  • Country town
What Tarnagulla is known for: Country town

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Tarnagulla, VIC suburb snapshot — Suburb Guide

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Suburb Guide, “Tarnagulla, VIC Suburb Guide”, updated 30 September 2026, https://suburb.guide/vic/tarnagulla

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Suburb profile

Tarnagulla is a regional town in Victoria, in Loddon Council. Notable landmarks include Tarnagulla Public Hall.

Dining and café access is a relative strength, well above typical levels for regional towns. Everyday destinations are relatively walkable. Recorded road-crash rates are lower than in comparable places, with recorded road crashes 76% below the peer median, and heritage listings are a relative strength, with heritage listings 100% above the peer median. Socio-economic advantage sits below the peer median.

Tarnagulla is a better fit for people who value dining and walkability more than socio-economic advantage.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Regional town · compared with regional towns in Victoria (187)

Strengths

  • Dining and café access is a relative strength
  • Everyday destinations are relatively walkable
  • Recorded road-crash rates are lower than in comparable places
  • Heritage listings are a relative strength

Weaknesses

  • Socio-economic advantage sits below the peer median

What stands out

  • Tarnagulla Public Hall

Who it suits

  • StudentsInsufficient data

Housing, growth and risk

How Tarnagulla compares

A quick read of housing, growth, livability, and risk

Median house price

—

No data available

Median rent (Census)

$155/wk

2021 Census median weekly rent

Population (ERP)

137

0.0% annual growth

Dwelling vacancy

37.4%

Census unoccupied dwellings

How it compares

Relative standing using percentiles, ranks, and national deciles

Crime rate

71st

percentile in state (higher = more crime)

Pop. growth

36th

percentile in VIC

Rented dwellings

4%

2021 Census tenure

Advantage (IRSAD)

2/10

national SEIFA decile

School ICSEA

32nd

percentile among schools with ICSEA

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Population

Estimated resident population

137(June 2025)

0.0% annual · +0.7% over 5 years · 36th percentile in VIC

Growth figures & methodology
Annual growth
0.0%
5-year growth
+0.7%
Change in 1 year
0
Change in 5 years
+1
Growth rank in VIC
36th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~150), extrapolated at +0.2% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
153
Median age
59
Median household income / week
$779
Dwelling vacancy
37.4%
Unoccupied private dwellings
43 of 115
Median monthly mortgage
$637
Median weekly rent (2021 Census)
$155
Tenure (owned / mortgaged / rented)
56.3% / 39.4% / 4.2%
Employment rate
31.7%
Travel to work (WFH / public transport / car)
15.9% / 0% / 79.5%
Walked or cycled to work
11.4%
Dwelling mix (houses / semi / flats)
72 / 0 / 0

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

13.7% of adults have a university degree, compared with 29.2% across Victoria. 24.5% have a trade or vocational qualification.

  • University qualified13.7% · 29.2% VIC
  • Diploma qualified10.1% · 9.8% VIC
  • Trade / vocational24.5% · 14.2% VIC
  • Year 12 or below51.8% · 46.8% VIC

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Engineering and related technologies23.8%
  • Society and culture19%
  • Education11.1%
  • Management and commerce11.1%
  • Health9.5%
  • Natural and physical sciences7.9%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$60,154

75th percentile in VIC · +2% vs Australia

Median salary / wages (2023–24)
$64,192

69th percentile in VIC · -1% vs Australia

Residents with rental investments
12.0%

39th percentile in VIC · -13% vs Australia

Median super balance (2023–24)
$95,748

71st percentile in VIC · +51% vs Australia

Residents with business income
9.0%

7th percentile in VIC · -13% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 3551 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
23,530
Taxpayers reporting net rent
2,876
Median net rent
-$1,480
Taxpayers reporting business income
2,137
Taxable income vs state median
+13%
Salary / wages vs state median
+10%
Rental investment vs state median
-8%
Super vs state median
+19%
Business income vs state median
-18%

Percentiles rank this postcode among unique postcodes in VIC, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Community & culture

16.8% born overseas

Language at home
139 English only · 0 other
Non-English at home
0%
Born overseas
23 (16.8%)
Aboriginal and/or Torres Strait Islander
9 (5.9%)
Australian citizens
136

Religion

48.4%No religion

No religion is the most common response at 48.4%, while Christianity accounts for 35.9%.

MeasureSuburbState
No religion48.4%38.8%
Christianity35.9%40.9%
Other / not stated15.7%20.3%
Christian denominations
DenominationSuburbState
Anglican15.7%6.5%
Catholic12.4%20.5%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Reported offences increased compared with the previous period.

Offence counts & rates
Total offences (2026)
12
Against the person
5
Against property
6
Rate per 1,000 residents
87.6
Person-crime prevalence
About 1 in 31 residents
State crime-rate percentile
71.2th (higher = more crime)
Increase (daily rate)
+50%
Recorded road crashes (in suburb)
2
Crash rate per 1,000 residents (state rank)
14.6

Most common offence types

  • A211 Fv Serious Assault3
  • B21 Criminal Damage1
  • B321 Residential Non-Aggravated Burglary1
  • A231 Fv Common Assault1
  • A731 Fv Threatening Behaviour1

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

Schools within 2 km
1
Median school ICSEA
967
Median ICSEA percentile
32th
Primary catchments overlapping suburb
1
Secondary catchments overlapping suburb
2
School list
  • Tarnagulla Primary SchoolPrimary · Government · ICSEA 967 · 32th percentile · LBOTE 14% · 21 students · Top SEA quarter 6% · 0.7 km awayView on My School →
School catchments
  • Crusoe 7-10 Secondary CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Maryborough Education CentreGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Tarnagulla Primary SchoolGovernment school catchment overlapping this suburb boundaryprimary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

Public transport

2 public transport stops in this suburb

  • Poverty St/Commercial Rd
  • Poverty St/Commercial Rd

Contributes to desirability score · Accessibility (12%)

Public transport stops per 1,000 residents and walkability

Data sources & freshness

Amenities

14 mapped amenities

1 pubs · 1 playgrounds · 1 campgrounds · 1 post offices

Local character & venue list

Local character

  • Limited walkable amenities nearby
  • Decent local green space — 0 parks in suburb, 1 playgrounds nearby
Walkability proxy
5/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
6.54
Parks per 1,000 residents
0
Food & drink(1)
  • Tarnagulla Golden Age HotelPub
Everyday services(1)
  • Tarnagulla Post Office and storePost office
Community(1)
  • Tarnagulla Primary SchoolSchool

    51-53 Stanley Street

Sport & outdoors(6)
  • BarbequeBBQ
  • Tarnagulla Cycle TrackCycling route
  • Waanyarra Nature Conservation ReserveNature reserve
  • Playground
  • Public toilets
  • Sports field
Camping & holiday parks(1)
  • Campground
Entertainment(1)
  • Victoria TheatreTheatre
Transport(1)

1 bus stops

Other(2)
  • Tarnagulla Fire StationFire station
  • Tarnagulla Police StationPolice

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Sporting clubs

1 named sporting club in this suburb

  • Tarnagulla Golf Club

    Golf · +61 3 5438 7328

Named sporting clubs from OpenStreetMap, assigned to this suburb's boundary. Sporting facilities such as ovals, courts and recreation centres are listed under Amenities.

Data sources & freshness

  • OpenStreetMap sporting clubs — OpenStreetMap contributors · current · Updated · Geofabrik australia-latest.osm.pbf

Green cover

Green cover of suburb area
0%
Woodland / forest cover
0%
Parks & woodland features (OSM)
0
Parks (OSM)
0
Typical summer maximum
27°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
Dunolly District Hospital (12.1 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
4
Participants per 1,000 residents
29.2

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
27° / 12°
Rainfall
115 mm · ~14 rainy days

Autumn (Mar–May)

Usual max / min
21° / 8°
Rainfall
133 mm · ~17 rainy days

Winter (Jun–Aug)

Usual max / min
13° / 4°
Rainfall
180 mm · ~22 rainy days

Spring (Sep–Nov)

Usual max / min
19° / 7°
Rainfall
172 mm · ~22 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from PPARS statewide register (lodged 2020–2022). Free public PPARS MapServer — applications through ~2022 (service last updated Feb 2024).

9 planning-related records

2021· 2 proposals
  • August 2021

  • Buildings and works under a heritage overlay
    8 COMMERCIAL ROAD TARNAGULLA 3551Permit issued by a delegate of the RA
  • February 2021

  • Buildings and works (replacement of veranda) under the heritage overlay
    73 Commercial RoadPermit issued by a delegate of the RA
2020· 7 proposals
  • November 2020

  • Buildings and works under a EMO and HO
    117 Commercial RoadPermit issued by a delegate of the RA
  • September 2020

  • Domestic storage shed in FZ and BMO
    Commercial RoadPermit issued by a delegate of the RA
  • Use and development of the land for a dwelling
    Lot 1 Wimmera HighwayWithdrawn
  • March 2020

  • Removal of two trees under a heritage overlay. Replacement of septic fields which are failing
    Soldiers Memorial Park Tarnagulla, 63-65 Commercial RoadPermit issued by a delegate of the RA
  • February 2020

  • Extension to existing dwelling under a heritage overlay
    65 Stanley StreetPermit issued by a delegate of the RA
  • Use of land for a domestic animal husbandry- dog breeding
    25 Gladstone StreetLapsed
  • January 2020

  • Change of use to include a convenience shop within the township zone
    96-100 Commercial RoadPermit issued by a delegate of the RA

Data sources & freshness

Heritage

2 heritage places

  • TARNAGULLA PUBLIC HALLNH0778
  • TARNAGULLA PUBLIC PARK RESERVENH0736

Contributes to desirability score · Environment (12%)

Heritage listings as established streetscape

Data sources & freshness

  • State heritage register — State heritage authority · current · Updated

Hazards

Bushfire planning zone
Overlay applies
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via Victorian Bushfire Management Overlay mapping. Flood cover uses inundation overlay polygons against the suburb boundary where published.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Mallee
Member of Parliament
Anne WEBSTER (The Nationals)
Results from
2025 federal election
Electorate enrolment (2025)
121,604
Turnout (2025)
91.5%
Swing since 2022 (2025)
-0.1 pp toward Coalition

Two-party preferred (2025)

Coalition 69.0%Labor 31.0%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 30.8 km away).

Coalition 54.6%Labor 45.4%

14.4 percentage points more Labor-leaning than the electorate

Estimated swing since 2022: +0.1 pp toward Labor

Nearest polling places

  • TarnagullaLabor 45.5% · Coalition 54.5% TPP (2025)0.6 km away
  • NewbridgeLabor 29.1% · Coalition 71.0% TPP (2025)7.3 km away
  • DunollyLabor 41.6% · Coalition 58.4% TPP (2025)12.7 km away
  • BridgewaterLabor 26.7% · Coalition 73.3% TPP (2025)21.8 km away
  • InglewoodLabor 35.7% · Coalition 64.3% TPP (2025)22.7 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
2/10
IRSD decile (2021)
2/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

More in Loddon Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of Victoria.