NSW · Port Stephens Council

Fullerton Cove, 2318

Est. population · Jun 2025

819

Growth (1 yr)

+1.6%

Growth (5 yr)

+13.1%

Median age

69

Median income

$1,062/wk

Employment rate

24.3%

University qualified

13.8%

Work from home

18%

Median house price · October to December 2025

$1,020,000

Languages at home

2.2%non-English

Most common: Croatian

2021 Census · usual residence

Desirability score

35.3/100
Below average

1840th in NSW

Verified 87% confidence

How this score is calculated
  • Coastal
What Fullerton Cove is known for: Coastal

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Fullerton Cove, NSW suburb snapshot — Suburb Guide

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Suburb Guide, “Fullerton Cove, NSW Suburb Guide”, updated 2 October 2026, https://suburb.guide/nsw/fullerton-cove

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Suburb profile

Fullerton Cove is a coastal town in New South Wales, in Port Stephens Council. It is close to the Fern Bay and the Like Fern Bay.

Housing is a little more affordable than typical for similar places. Median house prices have risen 18% year on year. Population growth is an exceptional strength, placing it among the highest-ranked coastal towns. Trade-offs centre on thinner park access and weaker employment, with park access 100% below the peer median.

Overall, Fullerton Cove suits people prioritising more affordable housing over open space.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Coastal town · compared with coastal towns in New South Wales (162)

Strengths

  • Population growth is a relative strength
  • Housing is a little more affordable than typical for similar places

Weaknesses

  • Park access is a relative weakness
  • Employment is a relative weakness

What stands out

  • Fern Bay
  • Like Fern Bay
  • Nelson Bay

Who it suits

  • Families
  • Professionals
  • Retirees
  • Students
  • Budget buyers

Housing, growth and risk

How Fullerton Cove compares

A quick read of housing, growth, livability, and risk

Median house price

$1.02M

+18% change

Median rent

$660/wk

Population (ERP)

819

+1.6% annual growth

Dwelling vacancy

10.8%

Census unoccupied dwellings

Livability profile

Desirability pillars vs the peer median (50th percentile)

How it compares

Relative standing using percentiles, ranks, and national deciles

Desirability

#120

among Coastal & beach · Mature

Crime rate

18th

percentile in state (higher = more crime)

Pop. growth

81st

percentile in NSW

Rented dwellings

1%

2021 Census tenure

Advantage (IRSAD)

5/10

national SEIFA decile

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Desirability

Ranks & confidence
Desirability score
35.3/100 — Below average
National rank
5538th in Australia
State rank
1840th in NSW
Peer rank
#120 among Coastal & beach · Mature suburbs
Cohort rank
#193 among Coastal & beach suburbs
Data confidence
87%

Data sources & freshness

  • Suburb Guide desirability index — Suburb Guide (derived) · current · Updated

Housing

Houses (January to March 2026)
$700
Rental bonds lodged (January to March 2026)
63
Median house price (October to December 2025)
$1,020,000
Median price change
+17.9%

Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.

Contributes to desirability score · Housing (10%) · Future Growth (6%)

Household crowding and healthy vacancy — not cheapness Modest price change as a healthy-growth band

Data sources & freshness

Population

Estimated resident population

819(June 2025)

+1.6% annual · +13.1% over 5 years · 81th percentile in NSW

Growth figures & methodology
Annual growth
+1.6%
5-year growth
+13.1%
Change in 1 year
+13
Change in 5 years
+95
Growth rank in NSW
81th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~950), extrapolated at +3.2% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
735
Median age
69
Median household income / week
$1,062
Dwelling vacancy
10.8%
Unoccupied private dwellings
37 of 344
Median monthly mortgage
$1,873
Median weekly rent (2021 Census)
$300
Tenure (owned / mortgaged / rented)
80.4% / 18.2% / 1.4%
Employment rate
24.3%
Travel to work (WFH / public transport / car)
18% / 0% / 57.5%
Walked or cycled to work
1.8%
Dwelling mix (houses / semi / flats)
224 / 80 / 0

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

13.8% of adults have a university degree, compared with 27.8% across New South Wales. 18.7% have a trade or vocational qualification.

  • University qualified13.8% · 27.8% NSW
  • Diploma qualified10.1% · 9.3% NSW
  • Trade / vocational18.7% · 15% NSW
  • Year 12 or below57.4% · 47.9% NSW

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Engineering and related technologies25.5%
  • Management and commerce23.3%
  • Health12.7%
  • Education12.4%
  • Society and culture8.8%
  • Architecture and building8.5%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$60,649

66th percentile in NSW · +3% vs Australia

Median salary / wages (2023–24)
$67,285

66th percentile in NSW · +3% vs Australia

Residents with rental investments
13.0%

38th percentile in NSW · -6% vs Australia

Median super balance (2023–24)
$94,563

78th percentile in NSW · +49% vs Australia

Residents with business income
8.0%

9th percentile in NSW · -23% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2318 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
8,741
Taxpayers reporting net rent
1,163
Median net rent
-$585
Taxpayers reporting business income
657
Taxable income vs state median
+8%
Salary / wages vs state median
+7%
Rental investment vs state median
-7%
Super vs state median
+34%
Business income vs state median
-20%

Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Community & culture

2.2% speak a language other than English at home; 17% born overseas

Language at home
633 English only · 14 other
Non-English at home
2.2%
Born overseas
110 (17%)
Aboriginal and/or Torres Strait Islander
17 (2.3%)
Australian citizens
624
Languages spoken at home (other than English)
1

Top languages other than English

Share of residents who speak a language other than English at home (2021 Census).

  • Croatian4 · 100%

Religion

61.1%Most common religion · Christianity

Christianity is the most common response at 61.1%, while 25.7% reported no religion.

MeasureSuburbState
No religion25.7%32.8%
Christianity61.1%47.6%
Other / not stated13.2%19.6%
Christian denominations
DenominationSuburbState
Anglican28.2%11.9%
Catholic15.9%22.4%
Uniting Church5.3%2.1%
Presbyterian and Reformed2.7%1.9%
Christian (not further defined)2.4%2.4%
Baptist2.2%1.2%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Offence counts are estimated for this suburb from postcode 2318, which is shared with other suburbs.

Reported offences decreased compared with the previous period.

Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
32
Against the person
12
Against property
13
Rate per 1,000 residents
39.1
Person-crime prevalence
About 1 in 61 residents
State crime-rate percentile
17.6th (higher = more crime)
Decrease (daily rate)
-10.9%
Recorded road crashes (in suburb)
14
Crash rate per 1,000 residents (state rank)
17.09

Most common offence types

  • Domestic Violence Related Assault4
  • Fraud5
  • Intimidation, Stalking And Harassment5
  • Motor Vehicle Theft2
  • Non-Domestic Violence Related Assault2

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

School list
School catchments
  • Fern Bay PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Hunter River HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Newcastle HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Salt Ash PSGovernment school catchment overlapping this suburb boundaryprimary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

  • NSW government school intake zones — NSW Department of Education · current · Updated · Open catchment polygons where published

Public transport

41 public transport stops in this suburb

  • 145 Fullerton Cove Rd
  • Fullerton Cove Rd Opp 260
  • Fullerton Cove Rd Opp Coxs Lane
  • Fullerton Cove Rd Opp Stanley Park
  • Nelson Bay Rd Opp Fullerton Cove Rd

Contributes to desirability score · Accessibility (12%)

Public transport stops per 1,000 residents and walkability

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

10 mapped amenities

Local character & venue list

Local character

  • A car helps for daily needs
  • Well connected by public transport — 41 public transport stops
Walkability proxy
30/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0
Parks per 1,000 residents
0
Transport(10)

10 bus stops

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Green cover

Green cover of suburb area
0.3%
Woodland / forest cover
0.3%
Parks & woodland features (OSM)
2
Parks (OSM)
0
Typical summer maximum
27°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
Hunter New England Mental Health Service (12.7 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
23
Participants per 1,000 residents
28.1

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
27° / 18°
Rainfall
295 mm · ~37 rainy days

Autumn (Mar–May)

Usual max / min
23° / 14°
Rainfall
366 mm · ~46 rainy days

Winter (Jun–Aug)

Usual max / min
18° / 8°
Rainfall
272 mm · ~34 rainy days

Spring (Sep–Nov)

Usual max / min
23° / 13°
Rainfall
230 mm · ~29 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal.

2026· 3 proposals
  • July 2026

  • Shed; Dwelling house; Alterations or additions to an existing building or structure; Erection of a new structure
    257 FULLERTON COVE ROAD FULLERTON COVE 2318Additional Information Requested
  • April 2026

  • Shed; Erection of a new structure
    281 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • March 2026

  • Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah
    14 Sugar Glider Way, Fullerton CoveDetermined
2025· 5 proposals
  • November 2025

  • Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah (screened enclosures)
    2 RINGTAIL PLACE FULLERTON COVE 2318Determined
  • April 2025

  • Shed; Erection of a new structure
    407 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • February 2025

  • Dwelling house; Erection of a new structure
    440 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • Erection of a new structure; Awnings, blinds and canopies; Earthworks, retaining walls and structural support
    432 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • January 2025

  • Alterations or additions to an existing building or structure; Community facility
    6 THE COVE DRIVE FULLERTON COVE 2318Determined
2024· 3 proposals
  • May 2024

  • Restaurant or cafe; Advertising and signage; Change of use of land or a building or the classification of a building under the Building Code of Australia; Retail Premise; Food and drink premise
    432 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • March 2024

  • Erection of a new structure; Animal care premises
    1 ZIRCON LANE FULLERTON COVE 2318Determined
  • February 2024

  • Erection of a new structure; Caravan park
    21 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
2023· 7 proposals
  • December 2023

  • Demolition; Signage; Commercial development; Advertising and signage; Alterations or additions to an existing building or structure; Change of use of land or a building or the classification of a building under the Building Code of Australia; Business identification sign; Retail Premise; Shop; Sewage reticulation system; Waste Infrastructure; Sewerage system
    42 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • August 2023

  • Garages, carports and car parking spaces
    468 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • July 2023

  • Other
    21 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • May 2023

  • Garages, carports and car parking spaces
    3 GEORGE STREET FULLERTON COVE 2318Determined
  • Other
    21 FULLERTON COVE ROAD FULLERTON COVE 2318Under Assessment
  • April 2023

  • Dual occupancy; Pools / decks / fencing; Garages, carports and car parking spaces
    488 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • Dual occupancy; Pools / decks / fencing; Garages, carports and car parking spaces
    488 FULLERTON COVE ROAD FULLERTON COVE 2318Rejected
2022· 3 proposals
  • November 2022

  • Farm buildings
    305 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • October 2022

  • Other
    21 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • February 2022

  • Other
    1 ZIRCON LANE FULLERTON COVE 2318Determined
2021· 9 proposals
  • November 2021

  • Other
    1 ZIRCON LANE FULLERTON COVE 2318Determined
  • October 2021

  • Home business
    374 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • Other
    77 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • Other
    21 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • August 2021

  • Shed
    27 WILLOW LANE FULLERTON COVE 2318Determined
  • July 2021

  • Other
    21 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • June 2021

  • Pools / decks / fencing; Alterations and additions to residential development
    334 FULLERTON COVE ROAD FULLERTON COVE 2318Determined
  • May 2021

  • Alterations and additions to residential development
    50 1 WAGTAIL WAY FULLERTON COVE 2318Determined
  • March 2021

  • Alterations and additions to residential development
    456 FULLERTON COVE ROAD FULLERTON COVE 2318Determined

Data sources & freshness

Hazards

Bushfire planning zone
Overlay applies
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Paterson
Member of Parliament
Meryl SWANSON (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
127,926
Turnout (2025)
92.8%
Swing since 2022 (2025)
+4.3 pp toward Labor

Two-party preferred (2025)

Coalition 43.1%Labor 56.9%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 12.5 km away).

Coalition 47.2%Labor 52.8%

4.1 percentage points more Coalition-leaning than the electorate

Estimated swing since 2022: +1.1 pp toward Labor

Nearest polling places

  • WilliamtownLabor 49.6% · Coalition 50.4% TPP (2025)3.8 km away
  • Fern BayLabor 56.3% · Coalition 43.7% TPP (2025)5.3 km away
  • Salt AshLabor 45.7% · Coalition 54.3% TPP (2025)8.5 km away
  • Raymond Terrace EastLabor 64.0% · Coalition 36.0% TPP (2025)11.5 km away
  • Wirreanda MedowieLabor 55.3% · Coalition 44.7% TPP (2025)11.6 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
5/10
IRSD decile (2021)
5/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

Compare with

Similar suburbs to weigh up side by side — scores, safety, schools, and lifestyle.

More in Port Stephens Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of New South Wales.