NSW · Snowy Monaro Regional Council

Hill Top, 2628

Est. population · Jun 2025

125

Growth (1 yr)

+1.6%

Growth (5 yr)

+12.6%

Median age

43

Median income

$2,100/wk

Employment rate

69.3%

University qualified

23.3%

Work from home

23.8%

Median house price · October to December 2025

$648,000

Languages at home

6.9%non-English

Most common: German

2021 Census · usual residence

  • Green suburb
  • Rural living
What Hill Top is known for: Green suburb, Rural living

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Hill Top, NSW suburb snapshot — Suburb Guide

Cite this suburb snapshot

Suburb Guide, “Hill Top, NSW Suburb Guide”, updated 1 October 2026, https://suburb.guide/nsw/hill-top-snowy-monaro-regional-nsw

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Suburb profile

Hill Top is a rural locality in New South Wales, in Snowy Monaro Regional Council.

Rents are unusually low against comparable places, with median rents 19% below the peer median. Green cover is a relative strength, placing it among the highest-ranked rural localities, and population growth is an exceptional strength, and socio-economic advantage sits well above the peer median, and university qualifications are more common than in comparable places, with university qualifications 70% above the peer median. Local amenity access is relatively limited, with local amenities 100% below the peer median.

Overall, Hill Top suits people prioritising lower rents and socio-economic advantage over local amenities.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Rural locality · compared with rural localities in New South Wales (2685)

Strengths

  • Rents are unusually low against comparable places
  • Green cover is a relative strength
  • Population growth is a relative strength
  • Socio-economic advantage sits well above the peer median
  • University qualifications are more common than in comparable places

Weaknesses

  • Local amenity access is relatively limited

What stands out

Nothing distinctive beyond the usual profile.

Who it suits

  • StudentsInsufficient data
  • Budget buyersInsufficient data

Housing, growth and risk

How Hill Top compares

A quick read of housing, growth, livability, and risk

Median house price

$648k

-2.3% change

Median rent

$415/wk

Population (ERP)

125

+1.6% annual growth

Dwelling vacancy

20.0%

Census unoccupied dwellings

How it compares

Relative standing using percentiles, ranks, and national deciles

Crime rate

5th

percentile in state (higher = more crime)

Pop. growth

82nd

percentile in NSW

Rented dwellings

11%

2021 Census tenure

Advantage (IRSAD)

9/10

national SEIFA decile

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Housing

Houses (January to March 2026)
$450
Median house price (October to December 2025)
$648,000
Median price change
-2.3%

Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.

Contributes to desirability score · Housing (10%) · Future Growth (6%)

Household crowding and healthy vacancy — not cheapness Modest price change as a healthy-growth band

Data sources & freshness

Population

Estimated resident population

125(June 2025)

+1.6% annual · +12.6% over 5 years · 82th percentile in NSW

Growth figures & methodology
Annual growth
+1.6%
5-year growth
+12.6%
Change in 1 year
+2
Change in 5 years
+14
Growth rank in NSW
82th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~150), extrapolated at +1.7% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
115
Median age
43
Median household income / week
$2,100
Dwelling vacancy
20%
Unoccupied private dwellings
9 of 45
Median monthly mortgage
$1,500
Median weekly rent (2021 Census)
$620
Tenure (owned / mortgaged / rented)
54.3% / 34.3% / 11.4%
Employment rate
69.3%
Travel to work (WFH / public transport / car)
23.8% / 0% / 57.1%
Walked or cycled to work
4.8%
Dwelling mix (houses / semi / flats)
35 / 0 / 0

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

23.3% of adults have a university degree, compared with 27.8% across New South Wales. 19.8% have a trade or vocational qualification.

  • University qualified23.3% · 27.8% NSW
  • Diploma qualified12.8% · 9.3% NSW
  • Trade / vocational19.8% · 15% NSW
  • Year 12 or below44.2% · 47.9% NSW

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Management and commerce24.1%
  • Engineering and related technologies16.7%
  • Architecture and building14.8%
  • Society and culture14.8%
  • Health7.4%
  • Agriculture and environment5.6%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$53,326

41st percentile in NSW · -9% vs Australia

Median salary / wages (2023–24)
$58,979

39th percentile in NSW · -9% vs Australia

Residents with rental investments
19.0%

80th percentile in NSW · +38% vs Australia

Median super balance (2023–24)
$75,164

57th percentile in NSW · +19% vs Australia

Residents with business income
16.0%

96th percentile in NSW · +54% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2628 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
1,370
Taxpayers reporting net rent
258
Median net rent
$3,231
Taxpayers reporting business income
217
Taxable income vs state median
-5%
Salary / wages vs state median
-6%
Rental investment vs state median
+36%
Super vs state median
+7%
Business income vs state median
+60%

Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Community & culture

6.9% speak a language other than English at home; 17.3% born overseas

Language at home
95 English only · 7 other
Non-English at home
6.9%
Born overseas
19 (17.3%)
Australian citizens
102
Languages spoken at home (other than English)
1

Top languages other than English

Share of residents who speak a language other than English at home (2021 Census).

  • German3 · 100%

Religion

52.2%No religion

No religion is the most common response at 52.2%, while Christianity accounts for 34.8%.

MeasureSuburbState
No religion52.2%32.8%
Christianity34.8%47.6%
Other / not stated13%19.6%
Christian denominations
DenominationSuburbState
Catholic12.2%22.4%
Anglican10.4%11.9%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Offence counts are estimated for this suburb from postcode 2628, which is shared with other suburbs.

Reported offences decreased compared with the previous period.

Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
3
Against the person
1
Against property
1
Rate per 1,000 residents
24
Person-crime prevalence
About 1 in 115 residents
State crime-rate percentile
5th (higher = more crime)
Decrease (daily rate)
-24.8%
Recorded road crashes (in suburb)
2
Crash rate per 1,000 residents (state rank)
16

Most common offence types

  • Domestic Violence Related Assault0
  • Liquor Offences1
  • Robbery Without A Weapon0
  • Sexual Assault0
  • Sexual Touching, Sexual Act And Other Sexual Offences0

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

School list
School catchments
  • Berridale PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Jindabyne HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Jindabyne PSGovernment school catchment overlapping this suburb boundaryprimary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

  • NSW government school intake zones — NSW Department of Education · current · Updated · Open catchment polygons where published

Public transport

11 public transport stops in this suburb

  • 201 Eucumbene Rd
  • 47 Eucumbene Rd
  • Eucumbene Rd At Burru Lane
  • Eucumbene Rd Before Kosciuszko Rd
  • Kalkite Rd At Eucumbene Rd

Contributes to desirability score · Accessibility (12%)

Public transport stops per 1,000 residents and walkability

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

No OpenStreetMap amenities mapped for this suburb yet.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Green cover

Green cover of suburb area
32.1%
Woodland / forest cover
32.1%
Parks & woodland features (OSM)
73
Parks (OSM)
0
Typical summer maximum
25°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
Cooma Hospital and Health Service (40.6 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
1
Participants per 1,000 residents
8.0

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
25° / 10°
Rainfall
168 mm · ~21 rainy days

Autumn (Mar–May)

Usual max / min
19° / 5°
Rainfall
142 mm · ~18 rainy days

Winter (Jun–Aug)

Usual max / min
11° / -2°
Rainfall
105 mm · ~13 rainy days

Spring (Sep–Nov)

Usual max / min
18° / 4°
Rainfall
161 mm · ~20 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal.

2026· 4 proposals
  • September 2026

  • Dwelling house; Erection of a new structure
    124 OLD SCHOOL ROAD HILL TOP 2628Under Assessment
  • Dwelling house; Erection of a new structure
    284 HILLTOP ROAD HILL TOP 2628Under Assessment
  • April 2026

  • Secondary dwelling; Shed; Erection of a new structure; Residential Accommodation
    77 MAUNDERS LANE HILL TOP 2628Determined
  • Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation
    41 MAUNDERS LANE HILL TOP 2628Determined
2025· 16 proposals
  • December 2025

  • Erection of a new structure; Change of use of land or a building or the classification of a building under the Building Code of Australia; Dual occupancy (detached)
    258 WOOLSHED LANE HILL TOP 2628Determined
  • Subdivision
    62 EUCUMBENE ROAD HILL TOP 2628Deferred Commencement
  • November 2025

  • Subdivision
    14-16 STANLEY STREET HILL TOP 2575Determined
  • October 2025

  • Shed; Erection of a new structure
    4 TELOPEA ROAD HILL TOP 2575Determined
  • September 2025

  • Shed; Erection of a new structure
    47 ELLA STREET HILL TOP 2575Determined
  • Subdivision; Erection of a new structure; Dual occupancy (detached)
    166 WILSON DRIVE HILL TOP 2575Additional Information Requested
  • Dwelling house; Erection of a new structure; Aerials, antennae and communication dishes; Air-conditioning units; Balcony, deck, patio, terrace or verandah; Garage, carport or carparking space; Rainwater tanks; Swimming pool; Residential Accommodation; Supporting Development
    182 SACKVILLE STREET HILL TOP 2575Determined
  • August 2025

  • Demolition; Subdivision; Erection of a new structure; Dual occupancy (detached)
    44 CUMBERTEEN STREET HILL TOP 2575Determined
  • Demolition; Shed; Erection of a new structure
    38 STANLEY STREET HILL TOP 2575Determined
  • May 2025

  • Dwelling house; Alterations or additions to an existing building or structure
    60 PEARCE STREET HILLTOP 2575Determined
  • Shed; Erection of a new structure
    4 TELOPEA ROAD HILL TOP 2575Determined
  • Dwelling house; Erection of a new structure
    80 WATTLE RIDGE ROAD HILL TOP 2575Determined
  • Subdivision
    62 EUCUMBENE ROAD HILL TOP 2628Determined
  • April 2025

  • Secondary dwelling; Alterations or additions to an existing building or structure; Erection of a new structure
    292 EUCUMBENE ROAD HILL TOP 2628Determined
  • January 2025

  • Shed; Erection of a new structure; Earthworks, retaining walls and structural support
    15 DORA STREET HILL TOP 2575Determined
  • Dwelling house; Erection of a new structure; Residential Accommodation
    34 PEARCE STREET HILL TOP 2575Determined
2024· 17 proposals
  • December 2024

  • Shed; Erection of a new structure
    1 LAURA STREET HILL TOP 2575Determined
  • November 2024

  • Shed; Erection of a new structure
    5-7 BANKSIA STREET HILL TOP 2575Determined
  • Secondary dwelling; Alterations or additions to an existing building or structure; Erection of a new structure
    292 EUCUMBENE ROAD HILL TOP 2628Determined
  • Dwelling house; Erection of a new structure
    70 WATTLE RIDGE ROAD HILL TOP 2575Determined
  • October 2024

  • Subdivision
    16-18 Pearce Street Hilltop NSW 2575Determined
  • September 2024

  • Dwelling house; Erection of a new structure
    1 RAGLAN STREET HILL TOP 2575Determined
  • Dwelling house; Erection of a new structure
    190 WILSON DRIVE HILL TOP 2575Determined
  • August 2024

  • Erection of a new structure; Dual occupancy (detached)
    282 HILLTOP ROAD HILL TOP 2628Determined
  • Dwelling house; Erection of a new structure; Residential Accommodation
    5 LIGAR STREET HILL TOP 2575Determined
  • July 2024

  • Dwelling house; Erection of a new structure
    25-27 CUMBERTEEN STREET HILL TOP 2575Determined
  • Erection of a new structure; Manufactured home; Non-standard Housing
    232 HILLTOP ROAD HILL TOP 2628Determined
  • June 2024

  • Shed; Erection of a new structure
    5-7 BANKSIA STREET HILL TOP 2575Determined
  • May 2024

  • Dwelling house; Alterations or additions to an existing building or structure
    15 GRANDVIEW PARADE HILL TOP 2575Determined
  • April 2024

  • Dwelling house; Erection of a new structure
    70 WATTLE RIDGE ROAD HILL TOP 2575Determined
  • March 2024

  • Erection of a new structure; Manufactured home; Non-standard Housing
    232 HILLTOP ROAD HILL TOP 2628Determined
  • February 2024

  • Erection of a new structure; Garage, carport or carparking space
    13 PEARCE STREET HILL TOP 2575Determined
  • Dwelling house; Erection of a new structure; Residential Accommodation
    30 WEDGETAIL LANE HILL TOP 2628Determined

Data sources & freshness

Hazards

Bushfire planning zone
Overlay applies
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Eden-Monaro
Member of Parliament
Kristy McBAIN (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
121,376
Turnout (2025)
93.8%
Swing since 2022 (2025)
+1.1 pp toward Labor

Two-party preferred (2025)

Coalition 42.8%Labor 57.2%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 58.3 km away).

Coalition 46.8%Labor 53.3%

4.0 percentage points more Coalition-leaning than the electorate

Estimated swing since 2022: +0.9 pp toward Labor

Nearest polling places

  • JindabyneLabor 58.8% · Coalition 41.2% TPP (2025)11.4 km away
  • BerridaleLabor 53.8% · Coalition 46.2% TPP (2025)12.9 km away
  • DalgetyLabor 39.6% · Coalition 60.4% TPP (2025)23.1 km away
  • AdaminabyLabor 31.5% · Coalition 68.5% TPP (2025)37.8 km away
  • CoomaLabor 49.3% · Coalition 50.7% TPP (2025)40.0 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
9/10
IRSD decile (2021)
9/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

More in Snowy Monaro Regional Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of New South Wales.