NSW · Central Coast Council

Horsfield Bay, 2256

Est. population · Jun 2025

832

Growth (1 yr)

0.0%

Growth (5 yr)

+0.8%

Median age

46

Median income

$2,083/wk

Employment rate

61.3%

University qualified

29.3%

Work from home

44.6%

Median house price · October to December 2025

$1,107,000

Languages at home

10.2%non-English

Most common: Afrikaans, German, Portuguese

2021 Census · usual residence

Desirability score

32/100
Below average

1995th in NSW

Verified 95% confidence

How this score is calculated
  • Outer suburban
What Horsfield Bay is known for: Outer suburban

Using this data? Cite or embed. Publishers

Suburb snapshot infographic

Download PNG
Horsfield Bay, NSW suburb snapshot — Suburb Guide

Embed this snapshot

The image links to the canonical suburb page. Copy the HTML as-is.

Horsfield Bay, NSW suburb snapshot — Suburb Guide

Cite this suburb snapshot

Suburb Guide, “Horsfield Bay, NSW Suburb Guide”, updated 1 October 2026, https://suburb.guide/nsw/horsfield-bay

No registration is required. Please keep the link to the suburb page.

Suburb profile

Horsfield Bay is an outer metropolitan suburb of Sydney, in Central Coast Council. It is primarily residential, without a particularly distinct commercial centre or landmark identity.

Rents are relatively affordable, with median rents 8% below the peer median. Working from home is a very strong feature of the suburb, with working from home 82% above the peer median, and socio-economic advantage sits well above the peer median, well above typical levels for outer metropolitan suburbs. Space is a strength, but car dependence is high. The main trade-offs are thinner park access and thinner local amenities, with park access 100% below the peer median.

Horsfield Bay's appeal is better explained by housing, access and location than by a strong standalone precinct or destination.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Outer metropolitan suburb · compared with outer metropolitan suburbs in New South Wales (504)

Strengths

  • Working from home is a relative strength
  • Socio-economic advantage sits well above the peer median
  • Rents are relatively affordable

Weaknesses

  • Park access is a relative weakness
  • Everyday shops and services are sparse

What stands out

  • Space is a strength, but car dependence is high

Who it suits

  • Families
  • Professionals
  • Retirees
  • Students
  • Budget buyers

Housing, growth and risk

How Horsfield Bay compares

A quick read of housing, growth, livability, and risk

Median house price

$1.11M

+2.2% change

Median rent

$595/wk

Houses $625 · Units $520

Population (ERP)

832

0.0% annual growth

Dwelling vacancy

9.2%

Census unoccupied dwellings

Livability profile

Desirability pillars vs the peer median (50th percentile)

How it compares

Relative standing using percentiles, ranks, and national deciles

Desirability

#145

among Metro Sydney · Mature

Crime rate

81st

percentile in state (higher = more crime)

Pop. growth

22nd

percentile in NSW

Rented dwellings

11%

2021 Census tenure

Advantage (IRSAD)

10/10

national SEIFA decile

School ICSEA

56th

percentile among schools with ICSEA

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Desirability

Ranks & confidence
Desirability score
32.0/100 — Below average
National rank
6134th in Australia
State rank
1995th in NSW
Peer rank
#145 among Metro Sydney · Mature suburbs
Cohort rank
#842 among Metro Sydney suburbs
Data confidence
95%

Data sources & freshness

  • Suburb Guide desirability index — Suburb Guide (derived) · current · Updated

Housing

Flats / units (January to March 2026)
$520
Houses (January to March 2026)
$625
All types (January to March 2026)
$595
Rental bonds lodged (January to March 2026)
127
Median house price (October to December 2025)
$1,107,000
Median price change
+2.2%

Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.

Contributes to desirability score · Housing (10%) · Future Growth (6%)

Household crowding and healthy vacancy — not cheapness Modest price change as a healthy-growth band

Data sources & freshness

Population

Estimated resident population

832(June 2025)

0.0% annual · +0.8% over 5 years · 22th percentile in NSW

Growth figures & methodology
Annual growth
0.0%
5-year growth
+0.8%
Change in 1 year
0
Change in 5 years
+7
Growth rank in NSW
22th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~850), extrapolated at +0.5% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
501
Median age
46
Median household income / week
$2,083
Dwelling vacancy
9.2%
Unoccupied private dwellings
19 of 206
Median monthly mortgage
$2,167
Median weekly rent (2021 Census)
$490
Tenure (owned / mortgaged / rented)
40.1% / 49.2% / 10.7%
Employment rate
61.3%
Travel to work (WFH / public transport / car)
44.6% / 1.6% / 36.8%
Walked or cycled to work
1.6%
Dwelling mix (houses / semi / flats)
188 / 4 / 0

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

29.3% of adults have a university degree, compared with 27.8% across New South Wales. 18.3% have a trade or vocational qualification.

  • University qualified29.3% · 27.8% NSW
  • Diploma qualified14.5% · 9.3% NSW
  • Trade / vocational18.3% · 15% NSW
  • Year 12 or below37.9% · 47.9% NSW

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Management and commerce22.2%
  • Engineering and related technologies16.7%
  • Society and culture16.7%
  • Creative arts9.6%
  • Education7.4%
  • Health7.4%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$54,020

43rd percentile in NSW · -8% vs Australia

Median salary / wages (2023–24)
$61,565

47th percentile in NSW · -5% vs Australia

Residents with rental investments
13.0%

39th percentile in NSW · -6% vs Australia

Median super balance (2023–24)
$81,774

66th percentile in NSW · +29% vs Australia

Residents with business income
10.0%

37th percentile in NSW · -4% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2256 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
9,147
Taxpayers reporting net rent
1,214
Median net rent
$1,070
Taxpayers reporting business income
888
Taxable income vs state median
-3%
Salary / wages vs state median
-2%
Rental investment vs state median
-7%
Super vs state median
+16%
Business income vs state median
0%

Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Community & culture

10.2% speak a language other than English at home; 22.4% born overseas

Language at home
433 English only · 49 other
Non-English at home
10.2%
Born overseas
108 (22.4%)
Aboriginal and/or Torres Strait Islander
13 (2.6%)
Australian citizens
464
Languages spoken at home (other than English)
4

Top languages other than English

Share of residents who speak a language other than English at home (2021 Census).

  • Afrikaans6 · 35.3%
  • German4 · 23.5%
  • Portuguese4 · 23.5%
  • Mandarin3 · 17.6%

Religion

49.5%No religion

No religion is the most common response at 49.5%, while Christianity accounts for 43.3%.

MeasureSuburbState
No religion49.5%32.8%
Christianity43.3%47.6%
Other / not stated7.2%19.6%
Christian denominations
DenominationSuburbState
Catholic17.8%22.4%
Anglican12.8%11.9%
Christian (not further defined)4%2.4%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Offence counts are estimated for this suburb from postcode 2256, which is shared with other suburbs.

Reported offences decreased compared with the previous period.

Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
93
Against the person
20
Against property
24
Rate per 1,000 residents
111.8
Person-crime prevalence
About 1 in 25 residents
State crime-rate percentile
80.5th (higher = more crime)
Decrease (daily rate)
-1.8%
Recorded road crashes (in suburb)
11
Crash rate per 1,000 residents (state rank)
13.22

Most common offence types

  • Breach Bail Conditions16
  • Domestic Violence Related Assault5
  • Intimidation, Stalking And Harassment7
  • Malicious Damage To Property7
  • Transport Regulatory Offences18

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

Schools within 2 km
2
Median school ICSEA (2 schools)
1,023.5
Median ICSEA percentile
56th
Primary catchments overlapping suburb
1
Secondary catchments overlapping suburb
2
School list
  • St John the Baptist Catholic Primary SchoolPrimary · Catholic · ICSEA 1081 · 79th percentile · LBOTE 17% · 551 students · Top SEA quarter 31% · 1.2 km awayView on My School →
  • Brisbane Water Secondary College Umina CampusSecondary · Government · ICSEA 966 · 32th percentile · LBOTE 10% · 787 students · Top SEA quarter 7% · 1.8 km awayView on My School →
School catchments
  • BWSC UminaGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • BWSC Woy WoyGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Woy Woy PSGovernment school catchment overlapping this suburb boundaryprimary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

Public transport

6 public transport stops in this suburb

  • Horsfield Rd At Woy Woy Rd
  • Woy Woy Rd At Banyo Cl
  • Woy Woy Rd At Banyo Cl
  • Woy Woy Rd Opp Banyo Cl
  • Woy Woy Rd Opp Banyo Cl

Contributes to desirability score · Accessibility (12%)

Public transport stops per 1,000 residents and walkability

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

3 mapped amenities

Local character & venue list

Local character

  • Limited walkable amenities nearby
Walkability proxy
9/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0
Parks per 1,000 residents
0
Transport(3)

3 bus stops

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Green cover

Green cover of suburb area
0%
Woodland / forest cover
0%
Parks & woodland features (OSM)
0
Parks (OSM)
0
Typical summer maximum
25°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
Think Well Hypnotherapy (7.5 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
34
Participants per 1,000 residents
40.9

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
25° / 17°
Rainfall
321 mm · ~40 rainy days

Autumn (Mar–May)

Usual max / min
22° / 14°
Rainfall
359 mm · ~45 rainy days

Winter (Jun–Aug)

Usual max / min
17° / 8°
Rainfall
263 mm · ~33 rainy days

Spring (Sep–Nov)

Usual max / min
21° / 12°
Rainfall
242 mm · ~30 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal.

2026· 4 proposals
  • August 2026

  • Alterations or additions to an existing building or structure; Residential Accommodation
    80 HORSFIELD ROAD HORSFIELD BAY 2256Under Assessment
  • Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation
    6 HORSFIELD ROAD HORSFIELD BAY 2256Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    44 HORSFIELD ROAD HORSFIELD BAY 2256Under Assessment
  • April 2026

  • Dwelling house; Alterations or additions to an existing building or structure
    21 GABAGONG ROAD HORSFIELD BAY 2256Determined
2025· 3 proposals
  • December 2025

  • Dwelling house; Alterations or additions to an existing building or structure
    33 GABAGONG ROAD HORSFIELD BAY 2256Determined
  • April 2025

  • Erection of a new structure; Swimming pool
    15 GOONDI CLOSE HORSFIELD BAY 2256Determined
  • February 2025

  • Secondary dwelling; Erection of a new structure
    14 HORSFIELD ROAD HORSFIELD BAY 2256Determined
2024· 2 proposals
  • July 2024

  • Dwelling house; Alterations or additions to an existing building or structure
    14 HORSFIELD ROAD HORSFIELD BAY 2256Determined
  • March 2024

  • Erection of a new structure; Garage, carport or carparking space
    44 HORSFIELD ROAD HORSFIELD BAY 2256Withdrawn
2023· 1 proposal
  • July 2023

  • Dwelling
    33 GABAGONG ROAD HORSFIELD BAY 2256Determined
2022· 2 proposals
  • April 2022

  • Pools / decks / fencing
    15 GOONDI CLOSE HORSFIELD BAY 2256Withdrawn
  • February 2022

  • Alterations and additions to residential development
    17 KUNALA LANE HORSFIELD BAY 2256Determined
2021· 5 proposals
  • June 2021

  • Balconies, decks, patios, terraces or verandahs
    3 horsefield road, horsefield bayDetermined
  • Secondary dwelling
    38 HORSFIELD ROAD HORSFIELD BAY 2256Determined
  • May 2021

  • Shed
    23 GABAGONG ROAD HORSFIELD BAY 2256Determined
  • February 2021

  • Dwelling; Balconies, decks, patios, terraces or verandahs
    25 HORSFIELD ROAD HORSFIELD BAY 2256Determined
  • Alterations and additions to residential development
    60 HORSFIELD ROAD HORSFIELD BAY 2256Determined
2020· 3 proposals
  • December 2020

  • Garages, carports and car parking spaces
    27a gabagong road Horsfield Bay NSW 2256Determined
  • October 2020

  • Shed
    18 BANYO CLOSE HORSFIELD BAY 2256Determined
  • Secondary dwelling
    38 HORSFIELD ROAD HORSFIELD BAY 2256Determined

Data sources & freshness

Hazards

Bushfire planning zone
Overlay applies
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Robertson
Member of Parliament
Gordon REID (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
114,922
Turnout (2025)
92.5%
Swing since 2022 (2025)
+7.1 pp toward Labor

Two-party preferred (2025)

Coalition 40.6%Labor 59.4%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 3.8 km away).

Coalition 33.7%Labor 66.3%

6.9 percentage points more Labor-leaning than the electorate

Estimated swing since 2022: +8.4 pp toward Labor

Nearest polling places

  • Woy Woy WestLabor 64.9% · Coalition 35.1% TPP (2025)0.9 km away
  • Umina CentralLabor 65.8% · Coalition 34.2% TPP (2025)2.0 km away
  • Woy WoyLabor 72.0% · Coalition 28.0% TPP (2025)2.2 km away
  • Woy Woy SouthLabor 70.4% · Coalition 29.6% TPP (2025)2.3 km away
  • UminaLabor 64.3% · Coalition 35.6% TPP (2025)2.9 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
10/10
IRSD decile (2021)
9/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

More in Central Coast Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of New South Wales.