Median house price
$1.11M
+2.2% change
NSW · Central Coast Council
Pearl Beach, 2256
Est. population · Jun 2025
517
Growth (1 yr)
0.0%
Growth (5 yr)
+0.8%
Median age
64
Median income
$1,761/wk
Employment rate
38.1%
Median house price · October to December 2025
$1,107,000
Languages at home
5.9%non-English
Mostly English at home
2021 Census · usual residence
Desirability score
- Coastal
- Green suburb
- National parks
- Excellent transport
- High desirability
Suburb profile
Life in Pearl Beach revolves around the coast, with the feel of a smaller community that never strays far from the water. The wider metro area and neighbouring suburbs stay within easy reach when you want a change of scene. Retirees and empty-nesters are well represented here.
Sport and recreation are easy to access, with local venues supporting active weekends and after-work routines. Parks and open space are a real strength relative to many coastal suburbs, easy for walks, sport and weekend downtime. Buses make commuting and cross-suburb trips straightforward.
Housing is expensive relative to much of the state. This is a mature, settled pocket where the existing streetscape still defines the local character.
Desirability sits below average overall, with safety the main drag compared with similar coastal suburbs. Limited access to some essential local services also trimmed the result.
At a glance
Pearl Beach snapshot
A quick read of housing, growth, livability, and risk
Median rent
$595/wk
Houses $625 · Units $520
Population (ERP)
517
0.0% annual growth
Dwelling vacancy
59.4%
Census unoccupied dwellings
Livability profile
Desirability pillars vs the peer median (50th percentile)
How it compares
Relative standing using percentiles, ranks, and national deciles
Desirability
#79
among Coastal & beach · Mature
Safety
81st
percentile in state (higher = safer)
Pop. growth
30th
percentile in NSW
Advantage (IRSAD)
9/10
national SEIFA decile
Population growth
Recent ERP change over 1 and 5 years
Housing mix
Dwelling types from the 2021 Census
Risks & flags
Quick scan — open a section below for full context
Living here
Desirability
Ranks & confidence
- Desirability score
- 35.2/100 — Below average
- National rank
- 4643rd in Australia
- State rank
- 1478th in NSW
- Peer rank
- #79 among Coastal & beach · Mature suburbs
- Cohort rank
- #148 among Coastal & beach suburbs
- Data confidence
- 81%
Data sources & freshness
- Suburb Guide desirability index — Suburb Guide (derived) · current · Updated
Housing
- Flats / units (January to March 2026)
- $520
- Houses (January to March 2026)
- $625
- All types (January to March 2026)
- $595
- Rental bonds lodged (January to March 2026)
- 127
- Median house price (October to December 2025)
- $1,107,000
- Median price change
- +2.2%
Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.
Contributes to desirability score · Housing (15%) · Future Growth (7%)
Median price, rental yield and vacancy Recent price momentum
Data sources & freshness
- DCJ rent and sales tables — NSW Department of Communities and Justice · January to March 2026; October to December 2025 · Updated · Quarterly releases
Population
Estimated resident population
517(June 2025)
0.0% annual · +0.8% over 5 years · 30th percentile in NSW
Growth figures & methodology
- Annual growth
- 0.0%
- 5-year growth
- +0.8%
- Change in 1 year
- 0
- Change in 5 years
- +4
- Growth rank in NSW
- 30th percentile
ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.
Methodology
Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.
The dashed chart line is a simple growth-trend estimate to June 2030 (~550), extrapolated at +0.5% average annual growth since 2011. It is illustrative only — not an official ABS forecast.
2021 Census figures
2021 Census
- Population
- 510
- Median age
- 64
- Median household income / week
- $1,761
- Dwelling vacancy
- 59.4%
- Unoccupied private dwellings
- 334 of 562
- Median monthly mortgage
- $2,167
- Employment rate
- 38.1%
- Dwelling mix (houses / semi / flats)
- 221 / 0 / 5
Contributes to desirability score · Community (5%)
Employment, household income and age diversity (2021 Census)
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Updated
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
- Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries
Community & culture
No 2021 Census cultural diversity data for this suburb yet.
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Updated
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
Crime & safety
Reported offences decreased compared with the previous period.
Offence counts & rates
- Total offences (Jan 2025 to Dec 2025)
- 58
- Against the person
- 12
- Against property
- 15
- Rate per 1,000 residents
- 112.2
- Person-crime prevalence
- About 1 in 42 residents
- State safety percentile
- 80.8th (lower crime is better)
- Decrease (daily rate)
- -1.4%
Most common offence types
- Breach Bail Conditions335
- Domestic Violence Related Assault113
- Intimidation, Stalking And Harassment142
- Malicious Damage To Property158
- Transport Regulatory Offences375
Contributes to desirability score · Safety (18%)
Crime rate and year-on-year trend
Data sources & freshness
- BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated · Rolling 12-month windows
Family & Lifestyle
Public transport
23 public transport stops in this suburb
- Beryl Bvd Before Coral Cres
- Coral Cres Opp Agate Av
- Coral Cres Opp Beryl Bvd
- Diamond Rd Before Beryl Bvd
- Diamond Rd Opp Agate Av
Contributes to desirability score · Accessibility (15%)
Public transport stop coverage
Data sources & freshness
- Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed
Amenities
68 nearby amenities within ~1.5 km
3 playgrounds · 18 swimming pools
Local character & venue list
Local character
- A car helps for daily errands
- Great for outdoor family life — 2 parks mapped in suburb, 3 playgrounds nearby
- Well connected by public transport — 23 public transport stops
- Strong local sport and recreation — 22 sport and outdoor facilities nearby
- Walkability proxy
- 30/100
- Cafés per 1,000 residents
- 0
- Food & drink per 1,000 residents
- 0
- Parks per 1,000 residents
- 3.92
Community(1)
- Pearl Beach Community CentreCommunity centre
Sport & outdoors(24)
- Paul Landa ReservePark
- Waterfront ReservePark
- Playground (3)
- Sports field
- Pearl Beach Rock PoolSwimming pool
- Swimming pool (17)
Entertainment(4)
- Mount Ettalong LookoutViewpoint
- Umina PointViewpoint
- Viewpoint (2)
Transport(12)
12 bus stops
Other(13)
- Bench (9)
- Drinking water
- Pearl Beach Rural Fire BrigadeFire station
39 Emerald Avenue, Pearl Beach
- Pearl Beach Holiday houseGuest House
- Crommelin Native ArboretumNature Reserve
- Parking (4)
- Picnic Table (3)
- Pearl Beach Toilet BlockPublic toilets
- Shower
- TelstraTelephone
- Central Coast Council (Cleanaway)Waste Basket
- Waste Basket (2)
- General StoreYes
Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually.
Contributes to desirability score · Lifestyle (15%)
Food, shopping, recreation and sport (OpenStreetMap)
Data sources & freshness
- Local amenity insights — Suburb Guide (derived) · current · Updated
- OpenStreetMap amenities — OpenStreetMap contributors · current · Updated
Parks & reserves
3 parks and public open space in this suburb
- Crommelin Native ArboretumNature reserve
- Paul Landa ReservePark
- Waterfront ReservePark
Data sources & freshness
- Parks & reserves — State government + ABS LGA boundaries · current · Updated
Green cover
- Parks & woodland (OSM)
- 13
- Parks (OSM)
- 2
OpenStreetMap parks and natural woodland features mapped within the suburb boundary.
Contributes to desirability score · Environment (10%)
Parks and green cover (OpenStreetMap)
Data sources & freshness
- OpenStreetMap green cover — OpenStreetMap contributors · current · Updated
Health access
- Nearest hospital
- Think Well Hypnotherapy (12.9 km)
- Nearest hospital type
- Hospital
- Nearest hospital emergency
- Emergency department
Contributes to desirability score · Accessibility (15%)
Hospitals and GP clinics
Data sources & freshness
- Hospitals & clinics — OpenStreetMap + state health datasets · current · Updated
NDIS participation
- NDIS participants (31 March 2026)
- 15
- Participants per 1,000 residents
- 29.0
Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.
For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.
Data sources & freshness
- NDIS participants by SA2 — National Disability Insurance Agency · 2026-Q1 · Updated · Quarterly SA2 counts allocated to suburb boundaries
Weather
Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.
Summer (Dec–Feb)
- Usual max / min
- 25° / 17°
- Rainfall
- 321 mm · ~40 rainy days
Autumn (Mar–May)
- Usual max / min
- 22° / 14°
- Rainfall
- 359 mm · ~45 rainy days
Winter (Jun–Aug)
- Usual max / min
- 17° / 8°
- Rainfall
- 263 mm · ~33 rainy days
Spring (Sep–Nov)
- Usual max / min
- 21° / 12°
- Rainfall
- 242 mm · ~30 rainy days
Contributes to desirability score · Lifestyle (15%)
Temperature and humidity comfort
Data sources & freshness
- Seasonal climate normals — WorldClim 2.1 · Updated
Future & Planning
Planning & development
Development applications from NSW Planning Portal.
2026· 4 proposals
August 2026
- Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation13 pearl parade pearl beachUnder Assessment
July 2026
- Dwelling house; Alterations or additions to an existing building or structure22 TOURMALINE AVENUE PEARL BEACH 2256Determined
May 2026
- Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation57 TOURMALINE AVENUE PEARL BEACH 2256Under Assessment
March 2026
- Alterations or additions to an existing building or structure; Residential Accommodation40 CRYSTAL AVENUE PEARL BEACH 2256Determined
2025· 10 proposals
December 2025
- Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation4 AMETHYST AVENUE PEARL BEACH 2256Determined
- Dwelling house; Erection of a new structure; Residential Accommodation46 CORNELIAN ROAD PEARL BEACH 2256Determined
- Demolition; Restaurant or cafe; Erection of a new structure; Dual occupancy (attached)1 TOURMALINE AVENUE PEARL BEACH 2256Under Assessment
September 2025
- Dwelling house; Alterations or additions to an existing building or structure64 DIAMOND ROAD PEARL BEACH 2256Determined
August 2025
- Alterations or additions to an existing building or structure; Residential Accommodation7 GARNET ROAD PEARL BEACH 2256Determined
June 2025
- Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation13 pearl parade pearl beachDetermined
May 2025
- Demolition; Dwelling house; Erection of a new structure; Garage, carport or carparking space; Swimming pool62 CORAL CRESCENT PEARL BEACH 2256Determined
March 2025
- Demolition; Dwelling house; Erection of a new structure1 AGATE AVENUE PEARL BEACH 2256Determined
February 2025
- Dwelling house; Erection of a new structure42 BERYL BOULEVARD PEARL BEACH 2256Determined
January 2025
- Dwelling house; Alterations or additions to an existing building or structure24 JADE PLACE PEARL BEACH 2256Determined
2024· 11 proposals
December 2024
- Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation69 DIAMOND ROAD PEARL BEACH 2256Determined
November 2024
- Demolition; Dwelling house; Erection of a new structure4 CORAL CRESCENT PEARL BEACH 2256Determined
September 2024
- Dwelling house; Alterations or additions to an existing building or structure3 DIAMOND ROAD PEARL BEACH 2256Withdrawn
August 2024
- Demolition; Dwelling house; Erection of a new structure44 CORNELIAN ROAD PEARL BEACH 2256Determined
- Demolition; Dwelling house; Erection of a new structure32 CORAL CRESCENT PEARL BEACH 2256Determined
- Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation2 GREEN POINT ROAD PEARL BEACH 2256Determined
June 2024
- Dwelling house; Erection of a new structure; Residential Accommodation36 CORAL CRESCENT PEARL BEACH 2256Determined
May 2024
- Erection of a new structure; Balcony, deck, patio, terrace or verandah24 CORNELIAN ROAD PEARL BEACH 2256Determined
March 2024
- Erection of a new structure; Carport; Supporting Development12 CORAL CRESCENT PEARL BEACH 2256Determined
- Dwelling house; Alterations or additions to an existing building or structure2c Amethyst Avenue Pearl Beach 2256Determined
January 2024
- Alterations or additions to an existing building or structure; Minor building alterations (external)61 CORNELIAN ROAD PEARL BEACH 2256Determined
2023· 12 proposals
December 2023
- Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation2 GREEN POINT ROAD PEARL BEACH 2256Determined
October 2023
- Demolition; Dwelling house; Alterations or additions to an existing building or structure6 JADE PLACE PEARL BEACH 2256Determined
- Dwelling house; Alterations or additions to an existing building or structure; Dairy (restricted)10 AGATE AVENUE PEARL BEACH 2256Determined
September 2023
- Balconies, decks, patios, terraces or verandahs69 Crystal Avenue Pearl beach NSW 2256Determined
August 2023
- Alterations and additions to residential development52 BERYL BOULEVARD PEARL BEACH 2256Determined
June 2023
- Pools / decks / fencing; Alterations and additions to residential development22 TOURMALINE AVENUE PEARL BEACH 2256Determined
- Balconies, decks, patios, terraces or verandahs28 EMERALD AVENUE PEARL BEACH 2256Determined
- Shed92 DIAMOND ROAD PEARL BEACH 2256Determined
May 2023
- Dwelling; Pools / decks / fencing; Demolition1 AGATE AVENUE PEARL BEACH 2256Determined
February 2023
- Alterations and additions to residential development44A CORNELIAN ROAD PEARL BEACH 2256Determined
- Alterations and additions to residential development28 BERYL BOULEVARD PEARL BEACH 2256Determined
- Pools / decks / fencing51 TOURMALINE AVENUE PEARL BEACH 2256Determined
2022· 5 proposals
December 2022
- Dwelling2c Amethyst Avenue Pearl Beach 2256Determined
October 2022
- Dwelling; Demolition10 PEARL PARADE PEARL BEACH 2256Determined
- Secondary dwelling; Balconies, decks, patios, terraces or verandahs; Demolition; Alterations and additions to residential development; Stormwater management systems38 PEARL BEACH DRIVE PEARL BEACH 2256Withdrawn
- Dwelling; Demolition80 Diamond Road Pearl Beach NSW 2256Determined
August 2022
- Dwelling; Balconies, decks, patios, terraces or verandahs; Garages, carports and car parking spaces3 AGATE AVENUE PEARL BEACH 2256Determined
Contributes to desirability score · Future Growth (7%)
Development and planning activity
Data sources & freshness
- Online DA development application register — NSW Department of Planning, Housing and Infrastructure · 2026 · Updated · Daily feed (from Oct 2018)
Hazards
- Bushfire planning zone
- No overlay at centroid
Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping.
Contributes to desirability score · Safety (18%)
Bushfire hazard overlays
Data sources & freshness
- Hazard planning overlays — State government hazard layers · current · Updated
Politics & representation
- Federal electorate
- Robertson
- Member of Parliament
- Gordon REID (Australian Labor Party)
- Results from
- 2025 federal election
- Electorate enrolment (2025)
- 114,922
- Turnout (2025)
- 92.5%
- Swing since 2022 (2025)
- +7.1 pp toward Labor
Two-party preferred (2025)
Coalition 40.6%Labor 59.4%
Estimated suburb voting profile
Estimated from 8 nearby ordinary polling places (up to 5.0 km away).
Coalition 33.5%Labor 66.5%
7.2 percentage points more Labor-leaning than the electorate
Estimated swing since 2022: +8.8 pp toward Labor
Nearest polling places
- Umina WestLabor 70.0% · Coalition 30.0% TPP (2025)2.1 km away
- Umina BeachLabor 66.4% · Coalition 33.6% TPP (2025)2.5 km away
- UminaLabor 64.3% · Coalition 35.6% TPP (2025)3.3 km away
- EttalongLabor 66.3% · Coalition 33.7% TPP (2025)4.1 km away
- Ettalong CentralLabor 65.0% · Coalition 35.0% TPP (2025)4.2 km away
Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.
Data sources & freshness
- Federal election results — Australian Electoral Commission · Updated · 2025 election with by-election overlays
Socio-economic
- IRSAD decile (2021)
- 9/10
- IRSD decile (2021)
- 9/10
ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).
What do IRSAD and IRSD measure?
IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.
IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.
A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.
Contributes to desirability score · Community (5%)
Socio-economic advantage (IRSAD decile)
Data sources & freshness
- SEIFA 2021 (IRSAD / IRSD) — Australian Bureau of Statistics · Updated
More in Central Coast Council
Other suburbs in the same local government area.
Comparable suburbs
Similar population and socio-economic profile in other parts of New South Wales.