NSW · Snowy Monaro Regional Council

Polo Flat, 2630

Est. population · Jun 2025

13

Growth (1 yr)

0.0%

Growth (5 yr)

0.0%

Median age

43

Median income

$1,875/wk

Employment rate

53.3%

University qualified

0%

Work from home

0%

Median house price · October to December 2025

$617,000

Languages at home

21.1%non-English

Mostly English at home

2021 Census · usual residence

  • Country town
What Polo Flat is known for: Country town

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Polo Flat, NSW suburb snapshot — Suburb Guide

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Suburb Guide, “Polo Flat, NSW Suburb Guide”, updated 1 October 2026, https://suburb.guide/nsw/polo-flat

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Suburb profile

Polo Flat is a regional town in New South Wales, in Snowy Monaro Regional Council. It is primarily residential, without a particularly distinct commercial centre or landmark identity.

Dining and cafés are a relative strength, placing it among the highest-ranked regional towns. Local school ICSEA scores sit well above the peer median. Rents are relatively affordable, with median rents 17% below the peer median. Space is a strength, but car dependence is high. The clearer weaknesses are fewer university qualifications and thinner mapped green cover within the suburb boundary, with university qualifications 100% below the peer median.

Polo Flat's appeal is better explained by housing, access and location than by a strong standalone precinct or destination.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Regional town · compared with regional towns in New South Wales (192)

Strengths

  • Dining and cafés are a relative strength
  • Rents are relatively affordable
  • Local school ICSEA scores sit well above the peer median

Weaknesses

  • University qualifications sit well below the peer median
  • Green cover is thinner than in comparable places

What stands out

  • Space is a strength, but car dependence is high

Who it suits

  • StudentsInsufficient data
  • Budget buyersInsufficient data

Housing, growth and risk

How Polo Flat compares

A quick read of housing, growth, livability, and risk

Median house price

$617k

+0.8% change

Median rent

$455/wk

Houses $525 · Units $360

Population (ERP)

13

0.0% annual growth

Dwelling vacancy

0.0%

Census unoccupied dwellings

How it compares

Relative standing using percentiles, ranks, and national deciles

Crime rate

57th

percentile in state (higher = more crime)

Pop. growth

31st

percentile in NSW

Rented dwellings

100%

2021 Census tenure

School ICSEA

61st

percentile among schools with ICSEA

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Housing

Flats / units (January to March 2026)
$360
Houses (January to March 2026)
$525
All types (January to March 2026)
$455
Rental bonds lodged (January to March 2026)
70
Median house price (October to December 2025)
$617,000
Median price change
+0.8%

Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.

Contributes to desirability score · Housing (10%) · Future Growth (6%)

Household crowding and healthy vacancy — not cheapness Modest price change as a healthy-growth band

Data sources & freshness

Population

Estimated resident population

13(June 2025)

0.0% annual · 0.0% over 5 years · 31th percentile in NSW

Growth figures & methodology
Annual growth
0.0%
5-year growth
0.0%
Change in 1 year
0
Change in 5 years
0
Growth rank in NSW
31th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~0), extrapolated at +0.0% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
13
Median age
43
Median household income / week
$1,875
Dwelling vacancy
0%
Unoccupied private dwellings
0 of 8
Median monthly mortgage
$0
Median weekly rent (2021 Census)
$180
Tenure (owned / mortgaged / rented)
0% / 0% / 100%
Employment rate
53.3%
Travel to work (WFH / public transport / car)
0% / 0% / 37.5%
Walked or cycled to work
0%
Dwelling mix (houses / semi / flats)
0 / 0 / 0 (+ 4 other)

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

0% of adults have a university degree, compared with 27.8% across New South Wales. 38.5% have a trade or vocational qualification.

  • Trade / vocational38.5% · 15% NSW
  • Year 12 or below61.5% · 47.9% NSW

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Management and commerce50%
  • Society and culture50%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$59,250

59th percentile in NSW · +1% vs Australia

Median salary / wages (2023–24)
$64,471

55th percentile in NSW · -1% vs Australia

Residents with rental investments
13.0%

45th percentile in NSW · -6% vs Australia

Median super balance (2023–24)
$69,273

48th percentile in NSW · +9% vs Australia

Residents with business income
9.0%

30th percentile in NSW · -13% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2630 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
5,570
Taxpayers reporting net rent
749
Median net rent
$2,054
Taxpayers reporting business income
509
Taxable income vs state median
+6%
Salary / wages vs state median
+3%
Rental investment vs state median
-7%
Super vs state median
-2%
Business income vs state median
-10%

Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Community & culture

21.1% speak a language other than English at home

Language at home
15 English only · 4 other
Non-English at home
21.1%
Born overseas
0 (0%)
Australian citizens
11

Religion

MeasureSuburbState
Other / not stated100%100%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Offence counts are estimated for this suburb from postcode 2630, which is shared with other suburbs.

Reported offences increased compared with the previous period.

Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
1
Against the person
0
Against property
0
Rate per 1,000 residents
76.9
State crime-rate percentile
57.1th (higher = more crime)
Increase (daily rate)
+0.3%
Recorded road crashes (in suburb)
2
Crash rate per 1,000 residents (state rank)
153.85

Most common offence types

  • Assault Police0
  • Domestic Violence Related Assault0
  • Non-Domestic Violence Related Assault0
  • Sexual Assault0
  • Sexual Touching, Sexual Act And Other Sexual Offences0

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

Schools within 2 km
1
Median school ICSEA
1,032
Median ICSEA percentile
61th
Primary catchments overlapping suburb
2
Secondary catchments overlapping suburb
1
School list
  • The Alpine SchoolCombined · Independent · ICSEA 1032 · 61th percentile · LBOTE 6% · 97 students · Top SEA quarter 16% · 2.0 km awayView on My School →
School catchments
  • Cooma NPSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Cooma PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Monaro HSGovernment school catchment overlapping this suburb boundarysecondary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

Public transport

4 public transport stops in this suburb

  • 4 Holland Rd
  • 4 Holland Rd
  • Holland Rd At Polo Flat Rd
  • Holland Rd At Polo Flat Rd

Contributes to desirability score · Accessibility (12%)

Public transport stops per 1,000 residents and walkability

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed

Amenities

12 mapped amenities

1 cafes · 2 petrol stations

Local character & venue list

Local character

  • Limited walkable amenities nearby
Walkability proxy
8/100
Cafés per 1,000 residents
76.92
Food & drink per 1,000 residents
76.92
Parks per 1,000 residents
0
Food & drink(1)
  • Cafe
Everyday services(2)
  • Ampol Truck StationPetrol station
  • Truck Stop Polo FlatPetrol station
Sport & outdoors(1)
  • Public toilets
Camping & holiday parks(1)
  • Dump point
Transport(1)

1 bus stops

Other(5)
  • Summit Smash RepairsCar repair

    41 Holland Road

  • Cooma Rural Fire BrigadeFire station
  • Parking (2)
  • Post Box
  • Waste Basket

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Green cover

Green cover of suburb area
0%
Woodland / forest cover
0%
Parks & woodland features (OSM)
0
Parks (OSM)
0
Typical summer maximum
25°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
Cooma Hospital and Health Service (2.1 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
25° / 10°
Rainfall
168 mm · ~21 rainy days

Autumn (Mar–May)

Usual max / min
19° / 5°
Rainfall
142 mm · ~18 rainy days

Winter (Jun–Aug)

Usual max / min
11° / -2°
Rainfall
105 mm · ~13 rainy days

Spring (Sep–Nov)

Usual max / min
18° / 4°
Rainfall
161 mm · ~20 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from NSW Planning Portal.

2026· 3 proposals
  • September 2026

  • Industrial development; Erection of a new structure; General industry; Rural industry; Sawmill or log processing works; Hours of operation and trading
    28 POLO FLAT ROAD POLO FLAT 2630Under Assessment
  • August 2026

  • Change of use of land or a building or the classification of a building under the Building Code of Australia; General industry
    28 HOLLAND ROAD POLO FLAT 2630Under Assessment
  • July 2026

  • Industrial development; Erection of a new structure; General industry
    81 POLO FLAT ROAD POLO FLAT 2630Determined
2025· 8 proposals
  • December 2025

  • Industrial development; Erection of a new structure
    30E POLO FLAT ROAD POLO FLAT 2630Determined
  • October 2025

  • Erection of a new structure; General industry
    31 HOLLAND ROAD POLO FLAT 2630Determined
  • June 2025

  • Commercial development; Office Premise; Erection of a new structure
    19 HOLLAND ROAD POLO FLAT 2630Determined
  • Shed; Business premises; Commercial development; Office Premise; Alterations or additions to an existing building or structure; Erection of a new structure; Bollards; Minor building alterations (external); Stairway; Depot; Automotive/truck premises; Storage premises; Transport depot; Transport Infrastructure
    3 Geebung Street, Polo Flat NSW 2630Determined
  • February 2025

  • Industrial development; Erection of a new structure
    30E POLO FLAT ROAD POLO FLAT 2630Determined
  • Erection of a new structure; General industry
    31 HOLLAND ROAD POLO FLAT 2630Determined
  • Subdivision
    28 POLO FLAT ROAD POLO FLAT 2630Determined
  • January 2025

  • Erection of a new structure; Livestock processing industry
    123 CARLAMINDA ROAD POLO FLAT 2630Determined
2024· 6 proposals
  • September 2024

  • Erection of a new structure; General industry
    7 THIESS AVENUE POLO FLAT 2630Determined
  • July 2024

  • Shed; Business premises; Commercial development; Office Premise; Alterations or additions to an existing building or structure; Erection of a new structure; Bollards; Minor building alterations (external); Stairway; Depot; Automotive/truck premises; Storage premises; Transport depot; Transport Infrastructure
    3 Geebung Street, Polo Flat NSW 2630Determined
  • Erection of a new structure; Storage premises; Local distribution premise
    30D POLO FLAT ROAD POLO FLAT 2630Determined
  • May 2024

  • Erection of a new structure; Emergency services facility
    9 POLO FLAT ROAD POLO FLAT 2630Determined
  • April 2024

  • Subdivision
    28 POLO FLAT ROAD POLO FLAT 2630Determined
  • January 2024

  • Industrial development; Erection of a new structure; General industry
    2A UTAH CIRCUIT POLO FLAT 2630Determined
2023· 6 proposals
  • October 2023

  • Erection of a new structure; Emergency services facility
    9 POLO FLAT ROAD POLO FLAT 2630Determined
  • Alterations or additions to an existing building or structure; General industry
    79 POLO FLAT ROAD POLO FLAT 2630Determined
  • September 2023

  • Erection of a new structure; General industry
    16 HOLLAND ROAD POLO FLAT 2630Determined
  • May 2023

  • Industrial development
    2A UTAH CIRCUIT POLO FLAT 2630Determined
  • Subdivision of land
    30 POLO FLAT ROAD POLO FLAT 2630Determined
  • February 2023

  • Alterations and additions to industrial development
    3 GEEBUNG STREET POLO FLAT 2630Determined
2022· 3 proposals
  • July 2022

  • Industrial development
    2A UTAH CIRCUIT POLO FLAT 2630Determined
  • June 2022

  • Subdivision of land
    30 POLO FLAT ROAD POLO FLAT 2630Determined
  • May 2022

  • Change of use
    26 HOLLAND ROAD POLO FLAT 2630Determined
2021· 4 proposals
  • December 2021

  • Alterations and additions to commercial development; Alterations and additions to industrial development; Telecommunications and communication facilities
    9 GEEBUNG STREET POLO FLAT 2630Determined
  • August 2021

  • Industrial development; Office premises
    19 HOLLAND ROAD POLO FLAT 2630Determined
  • Subdivision of land
    2A UTAH CIRCUIT POLO FLAT 2630Determined
  • July 2021

  • Change of use
    34 HOLLAND ROAD POLO FLAT 2630Determined

Data sources & freshness

Hazards

Bushfire planning zone
Overlay applies
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Eden-Monaro
Member of Parliament
Kristy McBAIN (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
121,376
Turnout (2025)
93.8%
Swing since 2022 (2025)
+1.1 pp toward Labor

Two-party preferred (2025)

Coalition 42.8%Labor 57.2%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 51.5 km away).

Coalition 48.1%Labor 51.9%

5.3 percentage points more Coalition-leaning than the electorate

Estimated swing since 2022: -4.4 pp toward Coalition

Nearest polling places

  • CoomaLabor 49.3% · Coalition 50.7% TPP (2025)2.3 km away
  • Cooma NorthLabor 54.7% · Coalition 45.3% TPP (2025)2.3 km away
  • BredboLabor 54.0% · Coalition 46.0% TPP (2025)31.1 km away
  • BerridaleLabor 53.8% · Coalition 46.2% TPP (2025)32.7 km away
  • NimmitabelLabor 41.9% · Coalition 58.1% TPP (2025)33.4 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

More in Snowy Monaro Regional Council

Other suburbs in the same local government area.