Speers Point is an outer metropolitan suburb of Sydney, in Lake Macquarie Council, with mainly mixed commercial and residential development. It is close to the Warners Bay and Lake Macquarie.
Dining and café access is an exceptional strength, well above typical levels for outer metropolitan suburbs. Housing is a little more affordable than typical for similar places, with median house prices 12% below the peer median. Green cover is a very strong feature of the suburb, with green cover 71% above the peer median, and population has been growing faster than in comparable places. The main trade-offs are higher crime and higher recorded crash rates relative to resident population, with recorded road crashes 45% above the peer median.
Overall, the suburb suits people prioritising dining and more affordable housing over peace and quiet.
Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.
Strengths and weaknesses
Outer metropolitan suburb · compared with outer metropolitan suburbs in New South Wales (504)
Strengths
Dining and café access is a relative strength
Housing is a little more affordable than typical for similar places
Green cover is a relative strength
Population has been growing faster than in comparable places
Weaknesses
Reported crime in the wider postcode 2284 is elevated relative to comparable places
Recorded crashes relative to resident population are elevated
What stands out
Warners Bay
Lake Macquarie
Who it suits
Stars are audience-fit ratings derived from Suburb.Guide data, not demographic counts or user reviews.
Families★★☆☆☆
Professionals★★☆☆☆
Retirees★★☆☆☆
Students★★☆☆☆
Budget buyers★☆☆☆☆
Housing, growth and risk
How Speers Point compares
A quick read of housing, growth, livability, and risk
Median house price
$987k
+7.9% change
Median rent
$655/wk
Houses $675 · Units $510
Population (ERP)
3,439
+2.5% annual growth
Dwelling vacancy
7.4%
Census unoccupied dwellings
Livability profile
Desirability pillars vs the peer median (50th percentile)
How it compares
Relative standing using percentiles, ranks, and national deciles
Desirability
#97
among Metro Sydney · Mature
Crime rate
65th
percentile in state (higher = more crime)
Pop. growth
92nd
percentile in NSW
Rented dwellings
23%
2021 Census tenure
Advantage (IRSAD)
7/10
national SEIFA decile
School ICSEA
43rd
percentile among schools with ICSEA
Population growth
Recent ERP change over 1 and 5 years
Housing mix
Dwelling types from the 2021 Census
Risks & flags
Quick scan — open a section below for full context
Living here
Desirability
Ranks & confidence
Desirability score
43.3/100 — Average
National rank
3541st in Australia
State rank
1204th in NSW
Peer rank
#97 among Metro Sydney · Mature suburbs
Cohort rank
#615 among Metro Sydney suburbs
Data confidence
95%
Data sources & freshness
Suburb Guide desirability index — Suburb Guide (derived) · current · Updated
Housing
Flats / units (January to March 2026)
$510
Houses (January to March 2026)
$675
All types (January to March 2026)
$655
Rental bonds lodged (January to March 2026)
84
Median house price (October to December 2025)
$987,000
Median price change
+7.9%
Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.
+2.5% annual · +8.9% over 5 years · 92th percentile in NSW
Growth figures & methodology
Annual growth
+2.5%
5-year growth
+8.9%
Change in 1 year
+83
Change in 5 years
+281
Growth rank in NSW
92th percentile
ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.
Methodology
Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.
The dashed chart line is a simple growth-trend estimate to June 2030 (~3,650), extrapolated at +1.2% average annual growth since 2011. It is illustrative only — not an official ABS forecast.
2021 Census figures
2021 Census
Population
3,400
Median age
45
Median household income / week
$1,766
Dwelling vacancy
7.4%
Unoccupied private dwellings
107 of 1,450
Median monthly mortgage
$2,167
Median weekly rent (2021 Census)
$393
Tenure (owned / mortgaged / rented)
40.1% / 36.7% / 23.1%
Employment rate
57.8%
Travel to work (WFH / public transport / car)
24.8% / 0.6% / 59.1%
Walked or cycled to work
1.1%
Dwelling mix (houses / semi / flats)
1,083 / 219 / 46 (+ 6 other)
Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)
Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
23.2% of adults have a university degree, compared with 27.8% across New South Wales. 20.7% have a trade or vocational qualification.
University qualified23.2% · 27.8% NSW
Diploma qualified11.2% · 9.3% NSW
Trade / vocational20.7% · 15% NSW
Year 12 or below44.9% · 47.9% NSW
Highest qualification field
Main field of the highest non-school qualification (2021 Census).
Management and commerce20.6%
Engineering and related technologies19%
Health15.5%
Education12.1%
Society and culture11.6%
Architecture and building7.4%
How these groups are defined
Measure
Definition
University qualified
Bachelor degree or higher
Diploma qualified
Advanced Diploma / Diploma
Trade / vocational
Certificate III + IV
Year 12
Year 12 as highest attainment
Below Year 12
Year 11 / 10 / 9 or below
People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.
Contributes to desirability score · Community (12%)
University qualifications from the 2021 Census
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
Tax & income
Median taxable income (2023–24)
$61,945
69th percentile in NSW · +6% vs Australia
Median salary / wages (2023–24)
$67,138
65th percentile in NSW · +3% vs Australia
Residents with rental investments
12.0%
32nd percentile in NSW · -13% vs Australia
Median super balance (2023–24)
$85,320
69th percentile in NSW · +35% vs Australia
Residents with business income
8.0%
15th percentile in NSW · -23% vs Australia
Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2284 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.
Counts, net rent & state comparison
Taxpayers in this postcode
7,667
Taxpayers reporting net rent
938
Median net rent
-$859
Taxpayers reporting business income
621
Taxable income vs state median
+11%
Salary / wages vs state median
+7%
Rental investment vs state median
-14%
Super vs state median
+21%
Business income vs state median
-20%
Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.
Data sources & freshness
Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary
Community & culture
6.7% speak a language other than English at home; 12.4% born overseas
Language at home
3,072 English only · 221 other
Non-English at home
6.7%
Born overseas
407 (12.4%)
Aboriginal and/or Torres Strait Islander
130 (3.8%)
Australian citizens
3,164
Languages spoken at home (other than English)
12
Top languages other than English
Share of residents who speak a language other than English at home (2021 Census).
Hindi12 · 18.5%
Afrikaans8 · 12.3%
Punjabi7 · 10.8%
Cantonese6 · 9.2%
Mandarin6 · 9.2%
Thai6 · 9.2%
German4 · 6.2%
Italian4 · 6.2%
Religion
52%Most common religion · Christianity
Christianity is the most common response at 52%, while 38.1% reported no religion.
Measure
Suburb
State
No religion
38.1%
32.8%
Christianity
52%
47.6%
Other / not stated
9.9%
19.6%
Christian denominations
Denomination
Suburb
State
Catholic
22.3%
22.4%
Anglican
15.2%
11.9%
Uniting Church
4.9%
2.1%
Presbyterian and Reformed
2.8%
1.9%
Christian (not further defined)
2.1%
2.4%
2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
Crime & safety
Offence counts are estimated for this suburb from postcode 2284, which is shared with other suburbs.
Reported offences increased compared with the previous period.
Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
312
Against the person
76
Against property
135
Rate per 1,000 residents
90.7
Person-crime prevalence
About 1 in 45 residents
State crime-rate percentile
65.3th (higher = more crime)
Increase (daily rate)
+7.5%
Recorded road crashes (in suburb)
40
Crash rate per 1,000 residents (state rank)
11.63
Most common offence types
Domestic Violence Related Assault21
Intimidation, Stalking And Harassment23
Malicious Damage To Property24
Steal From Motor Vehicle24
Transport Regulatory Offences46
Contributes to desirability score · Safety (22%)
Crime rate, offences against the person, year-on-year trend and recorded road crash rates
BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated · Rolling 12-month windows
Family & Lifestyle
Schools & preschools
Schools within 2 km
4
Median school ICSEA (4 schools)
990.5
Median ICSEA percentile
43th
Primary catchments overlapping suburb
4
Secondary catchments overlapping suburb
2
School list
Speers Point Public SchoolPrimary · Government · ICSEA 1000 · 47th percentile · LBOTE 13% · 256 students · Top SEA quarter 15% · 0.7 km awayView on My School →
Boolaroo Public SchoolPrimary · Government · ICSEA 981 · 38th percentile · LBOTE 9% · 99 students · Top SEA quarter 10% · 1.3 km awayView on My School →
Biddabah Public SchoolPrimary · Government · ICSEA 1065 · 74th percentile · LBOTE 9% · 348 students · Top SEA quarter 30% · 1.4 km awayView on My School →
Lake Macquarie High SchoolSecondary · Government · ICSEA 925 · 17th percentile · LBOTE 8% · 435 students · Top SEA quarter 4% · 2.0 km awayView on My School →
School catchments
Biddabah PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Boolaroo PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Lake Macquarie HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
Speers Pt PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Teralba PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Warners Bay HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.
Contributes to desirability score · Education (14%)
Median school ICSEA first, then school and catchment counts
Data sources & freshness
NSW government school intake zones — NSW Department of Education · current · Updated · Open catchment polygons where published
1 restaurants · 3 cafes · 1 pubs · 1 pharmacies · 1 libraries · 2 places of worship · 3 playgrounds · 1 dog parks
Local character & venue list
Local character
Reasonably walkable — many shops and services reachable on foot or by bus
Great for outdoor family life — 3 parks mapped in suburb, 3 playgrounds nearby
Well connected by public transport — 41 public transport stops
Strong local sport and recreation — 10 sport and outdoor facilities nearby
Walkability proxy
55/100
Cafés per 1,000 residents
0.88
Food & drink per 1,000 residents
1.47
Parks per 1,000 residents
0.88
Food & drink(5)
Cafe
Custom EspressoCafe
The Esplanade
Table 1 Espresso Speers PointCafe
Pub
Pippis at the PointRestaurant
Shopping(1)
No named venues listed.
Everyday services(1)
ChargefoxEV charging
Community(3)
Multi-Arts PavillionCommunity centre
Speers Point LibraryLibrary
Speers Point Public SchoolSchool
Speers Point
Health & services(2)
CS Health Medical CentreMedical clinic
Pharmacy
Sport & outdoors(30)
Boat ramp
Creek Reserve Road Shared PathCycling route
R2 Fernleigh Track to Richmond Vale (via Charlestown)Cycling route
R2 Fernleigh Track to Richmond Vale (via Charlestown) (Alternative)Cycling route
R3 - Belmont to MorissetCycling route
R3-04 The Esplanade to Speers Point local centre/Boolaroo local centreCycling route
R5 Newcastle City to Speers PointCycling route
Dog park
Drinking water (3)
Fitness station (5)
Sailing ClubMarina
Speers Point ParkPark
Tredinnick OvalPark
Walter's ParkPark
Playground (2)
Variety PlaygroundPlayground
Public toilets
Speers Point Swimming PoolSports centre
Lake Macquarie Regional Football FacilitySports field
Sports field
Swimming pool (3)
Entertainment(1)
Viewpoint
Transport(24)
24 bus stops
Other(12)
ChimeraArtwork
In Touch with CommunityArtwork
Lady of the LakeArtwork
Bench (3)
Garden
Creating Waves Hair SalonHairdresser
Parking (12)
All Saints BoolarooPlace of worship
Catholic ChurchPlace of worship
Lake Macquarie Local Area Command HeadquartersPolice
Shelter (15)
Telephone (2)
Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.
Contributes to desirability score · Lifestyle (12%)
Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)
Data sources & freshness
Local amenity insights — Suburb Guide (derived) · current · Updated
Named sporting clubs from OpenStreetMap, assigned to this suburb's boundary. Sporting facilities such as ovals, courts and recreation centres are listed under Amenities.
Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.
Contributes to desirability score · Environment (12%)
Tree canopy first, then green-cover area and parks per 1,000
Data sources & freshness
OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries
Places of worship
2 places of worship within ~1.5 km
All Saints Boolaroo
Catholic Church
From OpenStreetMap within ~1.5 km of the suburb centre.
Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.
For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.
Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.
Summer (Dec–Feb)
Usual max / min
27° / 18°
Rainfall
295 mm · ~37 rainy days
Autumn (Mar–May)
Usual max / min
23° / 14°
Rainfall
366 mm · ~46 rainy days
Winter (Jun–Aug)
Usual max / min
18° / 8°
Rainfall
272 mm · ~34 rainy days
Spring (Sep–Nov)
Usual max / min
23° / 13°
Rainfall
230 mm · ~29 rainy days
Contributes to desirability score · Lifestyle (12%)
Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.
Contributes to desirability score · Safety (22%)
Bushfire and flood hazard overlays
Data sources & freshness
Bushfire and flood planning overlays — State government hazard layers · current · Updated
Politics & representation
Federal electorate
Shortland
Member of Parliament
Pat CONROY (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
122,971
Turnout (2025)
93.4%
Swing since 2022 (2025)
+5.5 pp toward Labor
Two-party preferred (2025)
Coalition 38.5%Labor 61.5%
Estimated suburb voting profile
Estimated from 8 nearby ordinary polling places (up to 3.7 km away).
Coalition 38.2%Labor 61.8%
0.3 percentage points more Labor-leaning than the electorate
Estimated swing since 2022: +5.1 pp toward Labor
Nearest polling places
Speers PointLabor 61.6% · Coalition 38.4% TPP (2025)0.8 km away
Warners Bay NorthLabor 58.2% · Coalition 41.8% TPP (2025)2.0 km away
Warners BayLabor 60.5% · Coalition 39.5% TPP (2025)2.5 km away
Warners Bay CentralLabor 64.2% · Coalition 35.8% TPP (2025)2.6 km away
ArgentonLabor 70.8% · Coalition 29.2% TPP (2025)3.1 km away
Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.
ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).
What do IRSAD and IRSD measure?
IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.
IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.
A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.
Contributes to desirability score · Community (12%)