NSW · Central Coast (NSW) Council
Terrigal, NSW, 2260
Desirability index
90.1/100
How this score is calculated#85 among Country & regional suburbs
Suburb snapshot
Terrigal is a mid-sized suburb in the Central Coast (NSW) area, home to around 12,730 residents (2021 Census). Recent indicators show reported crime totals of around 926 offences in Jan 2025 to Dec 2025, roughly 72.7 offences per 1,000 residents, median weekly rent around $800 (flats $690, houses $875), 4 school and preschool sites in the area, strong public transport coverage with many public transport stops, a higher concentration of local shops, services, and recreation amenities, and notable planning and development activity on record. Snapshot data also shows parks or public open space within the suburb and hospitals or GP clinics within the suburb.
Population
- Population
- 12,730
- Median age
- 43
- Median household income / week
- $2,056
- Dwelling vacancy
- 13.8%
- Unoccupied private dwellings
- 751 of 5,458
- Median monthly mortgage
- $2,492
- Employment rate
- 58.1%
- Dwelling mix (houses / semi / flats)
- 328 / 344 / 1,012
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Period: 2021 · Updated on site · 2021 Census release
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
Housing
- Flats / units (January to March 2026)
- $690
- Houses (January to March 2026)
- $875
- All types (January to March 2026)
- $800
- Rental bonds lodged (January to March 2026)
- 185
Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.
Data sources & freshness
- DCJ rent tables — NSW Department of Communities and Justice · Period: January to March 2026 · Updated on site · Quarterly releases
Crime & safety
- Total offences (Jan 2025 to Dec 2025)
- 926
- Against the person
- 333
- Against property
- 382
- Rate per 1,000 residents
- 72.7
- Person-crime prevalence
- About 1 in 38 residents
- State safety percentile
- 6.2th (lower crime is better)
- Year-on-year change
- -0.4%
Most common offence types
- Domestic Violence Related Assault72
- Fraud99
- Intimidation, Stalking And Harassment112
- Malicious Damage To Property98
- Non-Domestic Violence Related Assault84
Data sources & freshness
- BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Period: Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated on site · Rolling 12-month windows
Schools & preschools
- Schools & preschools
- 4
- Median school ICSEA (4 schools)
- 1,061
- Aspect Central Coast SchoolSpecial
- Our Lady Star of The Sea Catholic Primary SchoolPrimary
- Terrigal High SchoolSecondary
- Terrigal Public SchoolPrimary
Data sources & freshness
- ACARA school locations — Australian Curriculum, Assessment and Reporting Authority · Period: 2025 · Updated on site · Annual ACARA release
- School ICSEA scores — Australian Curriculum, Assessment and Reporting Authority · Period: 2025 · Updated on site · Annual ACARA release
Public transport
156 public transport stops in this suburb
- Terrigal Dr Before Jessie Hurley Dr
- Terrigal Hotel, Terrigal Dr
- Willoughby Rd At Woodland Rd
- Willoughby Rd Opp Terrigal Lagoon Reserve
- Willoughby Rd Opp Terrigal Presbyterian Church
Data sources & freshness
- GTFS public transport stops — State transport authority open-data feeds · Period: current · Updated on site · GTFS static feed
Planning & development
Development applications from NSW Planning Portal (lodged 2020–2026).
669 planning-related records
2026· 43 proposals
June 2026
- Dwelling house; Erection of a new structure; Residential Accommodation75 BEAUFORT ROAD TERRIGAL 2260Under Assessment
- Dwelling house; Alterations or additions to an existing building or structure5 BRUNSWICK ROAD TERRIGAL 2260Additional Information Requested
- Dwelling house; Alterations or additions to an existing building or structure; Minor building alterations (internal); Minor building alterations (external)37 WINDEMERE DRIVE TERRIGAL 2260Under Assessment
- Dual occupancy; Erection of a new structure; Dual occupancy (attached)30 ASH STREET TERRIGAL 2260Under Assessment
- Signage; Advertising and signage; Advertising structure; Building identification sign; Business identification sign5 CHURCH STREET TERRIGAL 2260Under Assessment
- Dwelling house; Erection of a new structure127 HASTINGS ROAD TERRIGAL 2260Under Assessment
- Dual occupancy; Demolition; Medium Density Housing; Erection of a new structure; Dual occupancy (attached); Swimming pool; Residential Accommodation; Supporting Development100 HASTINGS ROAD TERRIGAL 2260Under Assessment
- Erection of a new structure; Balcony, deck, patio, terrace or verandah354 SCENIC HIGHWAY TERRIGAL 2260Additional Information Requested
May 2026
- Dwelling house; Erection of a new structure; Swimming pool; Residential Accommodation77 BEAUFORT ROAD TERRIGAL 2260Under Assessment
- Erection of a new structure; Registered club4 WILSON ROAD TERRIGAL 2260Under Assessment
- Dwelling house; Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah; Carport48 RIVIERA AVENUE TERRIGAL 2260Determined
- Dwelling house; Erection of a new structure13 RAYMOND TERRACE TERRIGAL 2260Additional Information Requested
- Erection of a new structure; Swimming pool115 HASTINGS ROAD TERRIGAL 2260Determined
April 2026
- Erection of a new structure; Balcony, deck, patio, terrace or verandah; Swimming pool126 SCENIC HIGHWAY TERRIGAL 2260Determined
- Demolition; Residential flat building; Erection of a new structure24-28 CAMPBELL CRESCENT TERRIGAL 2260Under Assessment
- Demolition; Shop top housing; Restaurant or cafe; Erection of a new structure; Serviced apartment9 CHURCH STREET TERRIGAL 2260Under Assessment
- Dwelling house; Alterations or additions to an existing building or structure29 STRATFORD PARK DRIVE TERRIGAL 2260Determined
- Dwelling house; Alterations or additions to an existing building or structure67 BEAUFORT ROAD TERRIGAL 2260Operational consent issued
- Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation1 ANCHORAGE CRESCENT TERRIGAL 2260Under Assessment
March 2026
- Change of use of land or a building or the classification of a building under the Building Code of Australia; Recreation facility (indoor)10 CHURCH STREET TERRIGAL 2260Under Assessment
- Demolition; Dwelling house; Alterations or additions to an existing building or structure; Garage, carport or carparking space; Swimming pool23 LORIKEET STREET TERRIGAL 2260Determined
- Demolition; Dwelling house; Erection of a new structure; Driveways and hard stand spaces; Earthworks, retaining walls and structural support; Garage, carport or carparking space; Rainwater tanks; Skylights, roof windows and ventilators; Swimming pool; Residential Accommodation; Supporting Development15 JOHN GRAY CLOSE TERRIGAL 2260Under Assessment
- Secondary dwelling; Erection of a new structure5 ALEXANDER CLOSE TERRIGAL 2260Under Assessment
- Alterations or additions to an existing building or structure; Swimming pool16 COTTEE CRESCENT TERRIGAL 2260Determined
- Shed; Erection of a new structure273 SCENIC HIGHWAY TERRIGAL 2260Determined
- Subdivision36 KINGS AVENUE TERRIGAL 2260Under Assessment
- Dwelling house; Alterations or additions to an existing building or structure12 OGILVIE STREET TERRIGAL 2260Determined
- Dwelling house; Alterations or additions to an existing building or structure5 TRADE WINDS AVENUE TERRIGAL 2260Determined
- Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation12 PARRY AVENUE TERRIGAL 2260Withdrawn
- Dwelling house; Alterations or additions to an existing building or structure33 VICARY ROAD TERRIGAL 2260Determined
February 2026
- Dwelling house; Alterations or additions to an existing building or structure160 HASTINGS ROAD TERRIGAL 2260Determined
- Dwelling house; Alterations or additions to an existing building or structure235 SCENIC HIGHWAY TERRIGAL 2260Determined
- Small bar; Food and drink premise; Hours of operation and trading74 TERRIGAL ESPLANADE TERRIGAL 2260Under Assessment
- Commercial development; Advertising and signage30 15 KURRAWYBA AVENUE TERRIGAL 2260Under Assessment
- Dwelling house; Erection of a new structure; Residential Accommodation32 MILLER ROAD TERRIGAL 2260Determined
- Alterations or additions to an existing building or structure; Residential Accommodation260 SCENIC HIGHWAY TERRIGAL 2260Additional Information Requested
- Dwelling house; Erection of a new structure; Earthworks, retaining walls and structural support3 ANCHORAGE CRESCENT TERRIGAL 2260Determined
January 2026
- Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation30 PAINTERS LANE TERRIGAL 2260Determined
- Demolition; Erection of a new structure; Dual occupancy (attached)71 TERRIGAL DRIVE TERRIGAL 2260Under Assessment
- Erection of a new structure; Swimming pool320 SCENIC HIGHWAY TERRIGAL 2260Determined
2025· 73 proposals
73 proposals lodged in 2025. Individual listings are kept for the most recent proposals.
2024· 83 proposals
83 proposals lodged in 2024. Individual listings are kept for the most recent proposals.
2023· 96 proposals
96 proposals lodged in 2023. Individual listings are kept for the most recent proposals.
2022· 132 proposals
132 proposals lodged in 2022. Individual listings are kept for the most recent proposals.
2021· 153 proposals
153 proposals lodged in 2021. Individual listings are kept for the most recent proposals.
2020· 89 proposals
89 proposals lodged in 2020. Individual listings are kept for the most recent proposals.
Data sources & freshness
- Online DA development application register — NSW Department of Planning, Housing and Infrastructure · Period: 2020; 2020–2026; 2021… · Updated on site · Daily open-data feed (applications from Oct 2018)
Amenities
69 nearby amenities within ~1.5 km
- Terrigal SupercellarsAlcohol
- Bbq
- Bicycle Parking
- 38 Charles Kay DrBus stop
- Aspen Av at Beverley CresBus stop
- Aspen Ave after Arnold CresBus stop
- Aspen Ave at Summit RdBus stop
- Breakers Indoor Sports Stadium, Duffys RdBus stop
- Breakers Indoor Sports Stadium, Terrigal DrBus stop
- Brunswick Rd after Hastings RdBus stop
Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe).
Data sources & freshness
- OpenStreetMap amenities — OpenStreetMap contributors · Period: current · Updated on site · Weekly refresh
Parks & reserves
8 parks and public open space in this suburb
- Anniversary Avenue ReservePark
- Drummer Parry ParkPark
- Gosford Coastal Open Space System (Gazettal in Progress)Nature reserve
- Stratford ParkPark
- Terrigal HavenPark
- Terrigal Lagoon ReservePark
- Terrigal Lagoon WetlandNature reserve
- Terrigal Rotary ParkPark
Data sources & freshness
- Parks & reserves — State government + ABS LGA boundaries · Period: current · Updated on site
Health access
- Hospitals & GP clinics
- 1
- Emergency department
- Not in suburb
- Terrigal Medical Centreclinic
Data sources & freshness
- Hospitals & clinics — OpenStreetMap + state health datasets · Period: current · Updated on site
Socio-economic (SEIFA)
- IRSAD decile (2021)
- 10/10
- IRSD decile (2021)
- 9/10
SEIFA indexes from ABS 2021. Decile 10 = most advantaged / least disadvantaged in Australia.
Data sources & freshness
- SEIFA 2021 (IRSAD / IRSD) — Australian Bureau of Statistics · Period: 2021 · Updated on site · 2021 SEIFA release
Childcare
1 childcare service from OpenStreetMap
- Terrigal Childrens Centrechildcare
Data sources & freshness
- Childcare services — OpenStreetMap · Period: current · Updated on site
Hazards
- Bushfire planning zone
- Overlay applies
Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping.
Data sources & freshness
- Hazard planning overlays — State government hazard layers · Period: current · Updated on site
Green cover
- Parks & woodland (OSM)
- 39
- Parks (OSM)
- 10
OpenStreetMap parks and natural woodland features mapped within the suburb boundary.
Data sources & freshness
- OpenStreetMap green cover features — OpenStreetMap contributors · Period: current · Updated on site · Weekly refresh
Desirability index
- Desirability score
- 90.1/100
- Cohort rank
- #85 among Country & regional suburbs
Data sources & freshness
- Suburb Guide desirability index — Suburb Guide (derived score) · Period: current · Updated on site · Derived from source metrics
Recent changes
- Terrigal Dr Before Jessie Hurley Drtransport
- Terrigal Hotel, Terrigal Drtransport
- Willoughby Rd At Woodland Rdtransport
- Willoughby Rd Opp Terrigal Lagoon Reservetransport
- Willoughby Rd Opp Terrigal Presbyterian Churchtransport
- Terrigal Childrens Centrechildcarechildcare
- Terrigal Medical Centrehealthclinic
- Anniversary Avenue Reservegovernmentpark
- Drummer Parry Parkgovernmentpark
- Gosford Coastal Open Space System (Gazettal in Progress)governmentnature_reserve
Data sources & freshness
- Childcare services — OpenStreetMap · Updated on site
- Parks & reserves — State government + ABS LGA boundaries · Updated on site
- Hospitals & clinics — OpenStreetMap + state health datasets · Updated on site
- GTFS public transport stops — State transport authority open-data feeds · Updated on site · GTFS static feed
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Suburbs with a comparable population profile, socio-economic decile, and location.