NSW · Central Coast (NSW) Council
Toowoon Bay, 2261
Current weather
16.1°CClear sky
58% humidity · 14.3 km/h wind · 21.8° / 13.6° today · 4.3 mm rain
Updated
Desirability score
- Coastal
- Green suburb
- High desirability
- Café precinct
- Education hub
Suburb profile
Toowoon Bay is a coastal smaller community where beach life and relaxed outdoor living shape the local character. Sea and sand are the main draw, with neighbouring coastal communities easy to explore on a free afternoon. Sea breezes and coastal air are part of everyday life, especially on warmer evenings.
A mature community gives the area a calm, settled social fabric. Transport options are solid enough for daily errands and regular trips further afield. Housing carries a premium, but residents tend to feel the lifestyle justifies the commitment.
Active development is adding new homes and refreshed pockets throughout the suburb.
The desirability score is below average, weighed down by weaker transport and access and local dining and lifestyle amenities against similar coastal suburbs, even with safety holding up better. Limited access to some essential local services also trimmed the result.
Population
- Population
- 543
- Median age
- 58
- Median household income / week
- $1,168
- Dwelling vacancy
- 23.8%
- Unoccupied private dwellings
- 78 of 328
- Median monthly mortgage
- $2,080
- Employment rate
- 44%
- Dwelling mix (houses / semi / flats)
- 24 / 89 / 26
Contributes to desirability score · Community (5%)
Employment, household income and age diversity (2021 Census)
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Period: 2021 · Updated on site · 2021 Census release
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
Housing
- Flats / units (January to March 2026)
- $520
- Houses (January to March 2026)
- $680
- All types (January to March 2026)
- $620
- Rental bonds lodged (January to March 2026)
- 368
Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.
Contributes to desirability score · Housing (15%) · Future Growth (7%)
Median price, rental yield and vacancy Recent price momentum
Data sources & freshness
- DCJ rent tables — NSW Department of Communities and Justice · Period: January to March 2026 · Updated on site · Quarterly releases
Crime & safety
- Total offences (Jan 2025 to Dec 2025)
- 38
- Against the person
- 12
- Against property
- 15
- Rate per 1,000 residents
- 70
- Person-crime prevalence
- About 1 in 45 residents
- State safety percentile
- 48.7th (lower crime is better)
- Decrease (daily rate)
- -11.4%
Reported offences decreased compared with the previous period.
Reported offences by period
Most common offence types
- Breach Apprehended Violence Order247
- Breach Bail Conditions456
- Domestic Violence Related Assault295
- Intimidation, Stalking And Harassment446
- Malicious Damage To Property380
Contributes to desirability score · Safety (18%)
Crime rate and year-on-year trend
Data sources & freshness
- BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Period: Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated on site · Rolling 12-month windows
Public transport
14 public transport stops in this suburb
- Bay Rd At Toowoon Bay Rd
- Bay Rd Before Stella St
- Bay Rd Before Toowoon Bay Rd
- Stella St After Eloora Rd
- Stella St At Bay Rd
Contributes to desirability score · Accessibility (15%)
Public transport stop coverage
Data sources & freshness
- Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · Period: current · Updated on site · GTFS static feed (updated nightly)
Planning & development
Development applications from NSW Planning Portal (lodged 2020–2026).
44 planning-related records
2026· 3 proposals
June 2026
- Demolition; Dwelling house; Alterations or additions to an existing building or structure; Erection of a new structure; Swimming pool; Residential Accommodation113 ELSIEMER STREET TOOWOON BAY 2261Under Assessment
April 2026
- Erection of a new structure; Dual occupancy (attached)155 STELLA STREET TOOWOON BAY 2261Under Assessment
- Dwelling house; Alterations or additions to an existing building or structure; Swimming pool; Residential Accommodation113 ELSIEMER STREET TOOWOON BAY 2261Withdrawn
2025· 4 proposals
July 2025
- Erection of a new structure; Awnings, blinds and canopies; Swimming pool119A ELSIEMER STREET TOOWOON BAY 2261Determined
May 2025
- Dwelling house; Alterations or additions to an existing building or structure53 THELMA STREET TOOWOON BAY 2261Determined
February 2025
- Dwelling house; Alterations or additions to an existing building or structure2 ROLLS AVENUE TOOWOON BAY 2261Determined
January 2025
- Medium Density Housing; Alterations or additions to an existing building or structure; Residential Accommodation154 BAY ROAD TOOWOON BAY 2261Determined
2024· 5 proposals
December 2024
- Dwelling house; Alterations or additions to an existing building or structure2 ROLLS AVENUE TOOWOON BAY 2261Determined
November 2024
- Attached dwelling; Alterations or additions to an existing building or structure2 99 Pacific Street Toowoon BayWithdrawn
September 2024
- Erection of a new structure; Residential Accommodation197 BAY ROAD TOOWOON BAY 2261Determined
August 2024
- Erection of a new structure; Residential Accommodation6 KOONGARA STREET TOOWOON BAY 2261Determined
July 2024
- Erection of a new structure; Carport1 99 PACIFIC STREET TOOWOON BAY 2261Determined
2023· 8 proposals
December 2023
- Dwelling house; Alterations or additions to an existing building or structure4 ROLLS AVENUE TOOWOON BAY 2261Determined
August 2023
- Alterations and additions to residential development2 ROLLS AVENUE TOOWOON BAY 2261Determined
- Dual occupancy; Demolition; Earthworks / change in levels; Retaining walls, protection of trees; Garages, carports and car parking spaces155 STELLA STREET TOOWOON BAY 2261Determined
July 2023
- Dwelling26 BINBURRA AVENUE TOOWOON BAY 2261Determined
- Stratum / community title subdivision199 BAY ROAD TOOWOON BAY 2261Determined
June 2023
- Other160 BAY ROAD TOOWOON BAY 2261Withdrawn
May 2023
- Alterations and additions to residential development9 CHARLTON STREET TOOWOON BAY 2261Determined
- Other160 BAY ROAD TOOWOON BAY 2261Determined
2022· 8 proposals
December 2022
- Dwelling; Pools / decks / fencing; Demolition; Retaining walls, protection of trees; Garages, carports and car parking spaces149 STELLA STREET TOOWOON BAY 2261Determined
November 2022
- Pools / decks / fencing161 STELLA STREET TOOWOON BAY 2261Determined
October 2022
- Other160 BAY ROAD TOOWOON BAY 2261Determined
September 2022
- Multi-dwelling housing197 BAY ROAD TOOWOON BAY 2261Determined
- Multi-dwelling housing6 KOONGARA STREET TOOWOON BAY 2261Determined
August 2022
- Multi-dwelling housing; Stratum / community title subdivision120 SWADLING STREET TOOWOON BAY 2261Rejected
May 2022
- Balconies, decks, patios, terraces or verandahs2/99 Pacific St., Toowoon BayDetermined
January 2022
- Retaining walls, protection of trees119 TOOWOON BAY ROAD TOOWOON BAY 2261Determined
2021· 11 proposals
December 2021
- Dwelling; Pools / decks / fencing; Balconies, decks, patios, terraces or verandahs; Demolition163 STELLA STREET TOOWOON BAY 2261Determined
- Subdivision of land2-4 CHARLTON STREET TOOWOON BAY 2261Determined
November 2021
- Residential flat building199 BAY ROAD TOOWOON BAY 2261Determined
- Dwelling; Secondary dwelling161 STELLA STREET TOOWOON BAY 2261Determined
- Dual occupancy; Subdivision of land134 SWADLING STREET TOOWOON BAY 2261Determined
July 2021
- Garages, carports and car parking spaces141 Stella St Toowoon Bay NSW 2261Determined
June 2021
- Pools / decks / fencing91 TOOWOON BAY ROAD TOOWOON BAY 2261Determined
May 2021
- Dwelling93 TOOWOON BAY ROAD TOOWOON BAY 2261Determined
April 2021
- Dwelling; Demolition122 STELLA STREET TOOWOON BAY 2261Determined
- Alterations and additions to residential development154 BAY ROAD TOOWOON BAY 2261Determined
January 2021
- Multi-dwelling housing120 Swadling Street Toowwon Bay 2261Determined
2020· 1 proposal
December 2020
- Alterations and additions to residential development20 BINBURRA AVENUE TOOWOON BAY 2261Determined
Contributes to desirability score · Future Growth (7%)
Development and planning activity
Data sources & freshness
- Online DA development application register — NSW Department of Planning, Housing and Infrastructure · Period: 2020–2026 · Updated on site · Daily open-data feed (applications from Oct 2018)
Amenities
20 nearby amenities within ~1.5 km
- Bbq
- Bench
- Bay Rd at Toowoon Bay RdBus stop
- Bay Rd before Stella StBus stop
- Bay Rd before Toowoon Bay RdBus stop
- Stella St after Bay RdBus stop
- Stella St after Eloora RdBus stop
- Stella St at Bay RdBus stop
- Stella St at Eloora RdBus stop
- Village KioskCafe
Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe).
Contributes to desirability score · Lifestyle (15%)
Food, shopping, recreation and sport (OpenStreetMap)
Data sources & freshness
- OpenStreetMap amenities — OpenStreetMap contributors · Period: current · Updated on site · Weekly refresh
Parks & reserves
1 parks and public open space in this suburb
- North Shelly Beach ReservePark
Data sources & freshness
- Parks & reserves — State government + ABS LGA boundaries · Period: current · Updated on site
Socio-economic (SEIFA)
- IRSAD decile (2021)
- 5/10
- IRSD decile (2021)
- 5/10
SEIFA indexes from ABS 2021. Decile 10 = most advantaged / least disadvantaged in Australia.
Contributes to desirability score · Community (5%)
Socio-economic advantage (IRSAD decile)
Data sources & freshness
- SEIFA 2021 (IRSAD / IRSD) — Australian Bureau of Statistics · Period: 2021 · Updated on site · 2021 SEIFA release
Hazards
- Bushfire planning zone
- No overlay at centroid
Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping.
Contributes to desirability score · Safety (18%)
Bushfire hazard overlays
Data sources & freshness
- Hazard planning overlays — State government hazard layers · Period: current · Updated on site
Green cover
- Parks & woodland (OSM)
- 4
- Parks (OSM)
- 2
OpenStreetMap parks and natural woodland features mapped within the suburb boundary.
Contributes to desirability score · Environment (10%)
Parks and green cover (OpenStreetMap)
Data sources & freshness
- OpenStreetMap green cover features — OpenStreetMap contributors · Period: current · Updated on site · Weekly refresh
Desirability Index
- Desirability score
- 33.6/100 — Below average
- National rank
- 4539th in Australia
- State rank
- 1450th in NSW
- Peer rank
- #70 among Coastal & beach · Mature suburbs
- Cohort rank
- #138 among Coastal & beach suburbs
- Data confidence
- 70%
Data sources & freshness
- Suburb Guide desirability index — Suburb Guide (derived score) · Period: current · Updated on site · Derived from source metrics
Recent changes
- Breach Apprehended Violence Ordercrime247
- Breach Bail Conditionscrime456
- Domestic Violence Related Assaultcrime295
- Intimidation, Stalking And Harassmentcrime446
- Malicious Damage To Propertycrime380
- Bay Rd At Toowoon Bay Rdtransport
- Bay Rd Before Stella Sttransport
- Bay Rd Before Toowoon Bay Rdtransport
- Stella St After Eloora Rdtransport
- Stella St At Bay Rdtransport
Data sources & freshness
- BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Updated on site · Rolling 12-month windows
- Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · Updated on site · GTFS static feed (updated nightly)
More in Central Coast (NSW) Council
Other suburbs in the same local government area.
Comparable suburbs
Similar population and socio-economic profile in other parts of New South Wales.