Median house price
$1.08M
+2.9% change
NSW · Central Coast Council
Toowoon Bay, 2261
Est. population · Jun 2025
562
Growth (1 yr)
+1.1%
Growth (5 yr)
+2.2%
Median age
58
Median income
$1,168/wk
Employment rate
44%
Median house price · October to December 2025
$1,080,000
Languages at home
4.8%non-English
Most common: French
2021 Census · usual residence
Desirability score
- Coastal
- Excellent transport
- Education hub
- High desirability
- Green suburb
Suburb profile
Toowoon Bay is a coastal smaller community where beach life and relaxed outdoor living shape the local character. A mature community gives the area a calm, settled social fabric. Local eateries and coffee spots give the area a friendly, everyday social rhythm.
Green space punches above what many coastal suburbs offer, with parks and playgrounds woven through the suburb. A car helps for most daily errands, though buses still link the suburb further afield. Property sits in a premium price band and is harder to enter for many buyers.
Crime trends have improved of late compared with the previous period. This is a mature, settled pocket where the existing streetscape still defines the local character.
Versus similar coastal suburbs, the suburb reads below average on desirability, chiefly because local dining and lifestyle amenities, plus community and employment trail behind. Limited access to some essential local services also trimmed the result.
At a glance
Toowoon Bay snapshot
A quick read of housing, growth, livability, and risk
Median rent
$620/wk
Houses $680 · Units $520
Population (ERP)
562
+1.1% annual growth
Dwelling vacancy
23.8%
Census unoccupied dwellings
Livability profile
Desirability pillars vs the peer median (50th percentile)
How it compares
Relative standing using percentiles, ranks, and national deciles
Desirability
#65
among Coastal & beach · Mature
Safety
48th
percentile in state (higher = safer)
Pop. growth
69th
percentile in NSW
Advantage (IRSAD)
5/10
national SEIFA decile
School ICSEA
44th
percentile among schools with ICSEA
Population growth
Recent ERP change over 1 and 5 years
Housing mix
Dwelling types from the 2021 Census
Risks & flags
Quick scan — open a section below for full context
Living here
Desirability
Ranks & confidence
- Desirability score
- 37.4/100 — Below average
- National rank
- 4225th in Australia
- State rank
- 1323rd in NSW
- Peer rank
- #65 among Coastal & beach · Mature suburbs
- Cohort rank
- #132 among Coastal & beach suburbs
- Data confidence
- 89%
Data sources & freshness
- Suburb Guide desirability index — Suburb Guide (derived) · current · Updated
Housing
- Flats / units (January to March 2026)
- $520
- Houses (January to March 2026)
- $680
- All types (January to March 2026)
- $620
- Rental bonds lodged (January to March 2026)
- 368
- Median house price (October to December 2025)
- $1,080,000
- Median price change
- +2.9%
Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.
Contributes to desirability score · Housing (15%) · Future Growth (7%)
Median price, rental yield and vacancy Recent price momentum
Data sources & freshness
- DCJ rent and sales tables — NSW Department of Communities and Justice · January to March 2026; October to December 2025 · Updated · Quarterly releases
Population
Estimated resident population
562(June 2025)
+1.1% annual · +2.2% over 5 years · 69th percentile in NSW
Growth figures & methodology
- Annual growth
- +1.1%
- 5-year growth
- +2.2%
- Change in 1 year
- +6
- Change in 5 years
- +12
- Growth rank in NSW
- 69th percentile
ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.
Methodology
Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.
The dashed chart line is a simple growth-trend estimate to June 2030 (~600), extrapolated at +0.9% average annual growth since 2011. It is illustrative only — not an official ABS forecast.
2021 Census figures
2021 Census
- Population
- 543
- Median age
- 58
- Median household income / week
- $1,168
- Dwelling vacancy
- 23.8%
- Unoccupied private dwellings
- 78 of 328
- Median monthly mortgage
- $2,080
- Employment rate
- 44%
- Dwelling mix (houses / semi / flats)
- 104 / 89 / 26 (+ 27 other)
Contributes to desirability score · Community (5%)
Employment, household income and age diversity (2021 Census)
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Updated
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
- Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries
Community & culture
No 2021 Census cultural diversity data for this suburb yet.
Data sources & freshness
- 2021 Census — General Community Profile — Australian Bureau of Statistics · Updated
The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.
Crime & safety
Reported offences decreased compared with the previous period.
Offence counts & rates
- Total offences (Jan 2025 to Dec 2025)
- 37
- Against the person
- 12
- Against property
- 15
- Rate per 1,000 residents
- 65.8
- Person-crime prevalence
- About 1 in 45 residents
- State safety percentile
- 47.9th (lower crime is better)
- Decrease (daily rate)
- -13.7%
Most common offence types
- Breach Apprehended Violence Order247
- Breach Bail Conditions456
- Domestic Violence Related Assault295
- Intimidation, Stalking And Harassment446
- Malicious Damage To Property380
Contributes to desirability score · Safety (18%)
Crime rate and year-on-year trend
Data sources & freshness
- BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated · Rolling 12-month windows
Family & Lifestyle
Schools & preschools
- Schools within 2 km
- 2
- Median school ICSEA (2 schools)
- 990
- Median ICSEA percentile
- 44th
School list
- The Entrance Public SchoolPrimary · Government · ICSEA 923 · 16th percentile · LBOTE 13% · 422 students · Top SEA quarter 6% · 1.8 km awayView on My School →
- Our Lady of the Rosary Catholic Primary SchoolPrimary · Catholic · ICSEA 1057 · 71th percentile · LBOTE 5% · 606 students · Top SEA quarter 25% · 2.0 km awayView on My School →
Contributes to desirability score · Education (15%)
School and preschool counts, median school ICSEA
Data sources & freshness
- ACARA school locations — Australian Curriculum, Assessment and Reporting Authority · 2025 · Updated · Annual release
- School ICSEA scores — Australian Curriculum, Assessment and Reporting Authority · 2025 · Updated · Annual release
Public transport
14 public transport stops in this suburb
- Bay Rd At Toowoon Bay Rd
- Bay Rd Before Stella St
- Bay Rd Before Toowoon Bay Rd
- Stella St After Eloora Rd
- Stella St At Bay Rd
Contributes to desirability score · Accessibility (15%)
Public transport stop coverage
Data sources & freshness
- Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0) — Transport for NSW — Open Data Hub · current · Updated · Nightly GTFS feed
Amenities
34 nearby amenities within ~1.5 km
1 cafes · 1 fast food · 1 playgrounds · 1 petrol stations · 1 post offices
Local character & venue list
Local character
- Limited walkable amenities nearby
- Great for outdoor family life — 2 parks mapped in suburb, 1 playgrounds nearby
- Reasonable bus and transport access — 14 public transport stops
- Walkability proxy
- 25/100
- Cafés per 1,000 residents
- 1.84
- Food & drink per 1,000 residents
- 3.68
- Parks per 1,000 residents
- 3.68
Food & drink(2)
- Village KioskCafe
- Bay TakeawayFast food
Sport & outdoors(3)
- North Shelly Beach ReservePark
- Park
- Playground
Transport(7)
7 bus stops
Other(15)
- Kim's RetreatApartment
- Bbq
- Bench
- Toowoon Bay Tourist ParkCaravan Site
- Toowoon Bay Van ParkCaravan Site
- North Shelly Beach CarparkParking
- Parking (3)
- Parking Space (3)
- Petrol station
142 Bay Road
- Picnic Table (2)
- Toowoon Bay Post OfficePost office
- Public toilets
- Shelter (3)
- Shower
- Waste Basket
Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually.
Contributes to desirability score · Lifestyle (15%)
Food, shopping, recreation and sport (OpenStreetMap)
Data sources & freshness
- Local amenity insights — Suburb Guide (derived) · current · Updated
- OpenStreetMap amenities — OpenStreetMap contributors · current · Updated
Parks & reserves
1 parks and public open space in this suburb
- North Shelly Beach ReservePark
Data sources & freshness
- Parks & reserves — State government + ABS LGA boundaries · current · Updated
Green cover
- Parks & woodland (OSM)
- 4
- Parks (OSM)
- 2
OpenStreetMap parks and natural woodland features mapped within the suburb boundary.
Contributes to desirability score · Environment (10%)
Parks and green cover (OpenStreetMap)
Data sources & freshness
- OpenStreetMap green cover — OpenStreetMap contributors · current · Updated
Health access
- Nearest hospital
- Long Jetty Healthcare Centre (2.7 km)
- Nearest hospital type
- Hospital
- Nearest hospital emergency
- Emergency department
Contributes to desirability score · Accessibility (15%)
Hospitals and GP clinics
Data sources & freshness
- Hospitals & clinics — OpenStreetMap + state health datasets · current · Updated
NDIS participation
- NDIS participants (31 March 2026)
- 19
- Participants per 1,000 residents
- 33.8
Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.
For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.
Data sources & freshness
- NDIS participants by SA2 — National Disability Insurance Agency · 2026-Q1 · Updated · Quarterly SA2 counts allocated to suburb boundaries
Weather
Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.
Summer (Dec–Feb)
- Usual max / min
- 27° / 18°
- Rainfall
- 295 mm · ~37 rainy days
Autumn (Mar–May)
- Usual max / min
- 23° / 14°
- Rainfall
- 366 mm · ~46 rainy days
Winter (Jun–Aug)
- Usual max / min
- 18° / 8°
- Rainfall
- 272 mm · ~34 rainy days
Spring (Sep–Nov)
- Usual max / min
- 23° / 13°
- Rainfall
- 230 mm · ~29 rainy days
Contributes to desirability score · Lifestyle (15%)
Temperature and humidity comfort
Data sources & freshness
- Seasonal climate normals — WorldClim 2.1 · Updated
Future & Planning
Planning & development
Development applications from NSW Planning Portal.
2026· 4 proposals
July 2026
- Demolition; Dwelling house; Erection of a new structure128 STELLA STREET TOOWOON BAY 2261Under Assessment
June 2026
- Demolition; Dwelling house; Alterations or additions to an existing building or structure; Erection of a new structure; Swimming pool; Residential Accommodation113 ELSIEMER STREET TOOWOON BAY 2261Determined
April 2026
- Erection of a new structure; Dual occupancy (attached)155 STELLA STREET TOOWOON BAY 2261Under Assessment
- Dwelling house; Alterations or additions to an existing building or structure; Swimming pool; Residential Accommodation113 ELSIEMER STREET TOOWOON BAY 2261Withdrawn
2025· 4 proposals
July 2025
- Erection of a new structure; Awnings, blinds and canopies; Swimming pool119A ELSIEMER STREET TOOWOON BAY 2261Determined
May 2025
- Dwelling house; Alterations or additions to an existing building or structure53 THELMA STREET TOOWOON BAY 2261Determined
February 2025
- Dwelling house; Alterations or additions to an existing building or structure2 ROLLS AVENUE TOOWOON BAY 2261Determined
January 2025
- Medium Density Housing; Alterations or additions to an existing building or structure; Residential Accommodation154 BAY ROAD TOOWOON BAY 2261Determined
2024· 5 proposals
December 2024
- Dwelling house; Alterations or additions to an existing building or structure2 ROLLS AVENUE TOOWOON BAY 2261Determined
November 2024
- Attached dwelling; Alterations or additions to an existing building or structure2 99 Pacific Street Toowoon BayWithdrawn
September 2024
- Erection of a new structure; Residential Accommodation197 BAY ROAD TOOWOON BAY 2261Determined
August 2024
- Erection of a new structure; Residential Accommodation6 KOONGARA STREET TOOWOON BAY 2261Determined
July 2024
- Erection of a new structure; Carport1 99 PACIFIC STREET TOOWOON BAY 2261Determined
2023· 8 proposals
December 2023
- Dwelling house; Alterations or additions to an existing building or structure4 ROLLS AVENUE TOOWOON BAY 2261Determined
August 2023
- Alterations and additions to residential development2 ROLLS AVENUE TOOWOON BAY 2261Determined
- Dual occupancy; Demolition; Earthworks / change in levels; Retaining walls, protection of trees; Garages, carports and car parking spaces155 STELLA STREET TOOWOON BAY 2261Determined
July 2023
- Dwelling26 BINBURRA AVENUE TOOWOON BAY 2261Determined
- Stratum / community title subdivision199 BAY ROAD TOOWOON BAY 2261Determined
June 2023
- Other160 BAY ROAD TOOWOON BAY 2261Withdrawn
May 2023
- Alterations and additions to residential development9 CHARLTON STREET TOOWOON BAY 2261Determined
- Other160 BAY ROAD TOOWOON BAY 2261Determined
2022· 8 proposals
December 2022
- Dwelling; Pools / decks / fencing; Demolition; Retaining walls, protection of trees; Garages, carports and car parking spaces149 STELLA STREET TOOWOON BAY 2261Determined
November 2022
- Pools / decks / fencing161 STELLA STREET TOOWOON BAY 2261Determined
October 2022
- Other160 BAY ROAD TOOWOON BAY 2261Determined
September 2022
- Multi-dwelling housing197 BAY ROAD TOOWOON BAY 2261Determined
- Multi-dwelling housing6 KOONGARA STREET TOOWOON BAY 2261Determined
August 2022
- Multi-dwelling housing; Stratum / community title subdivision120 SWADLING STREET TOOWOON BAY 2261Rejected
May 2022
- Balconies, decks, patios, terraces or verandahs2/99 Pacific St., Toowoon BayDetermined
January 2022
- Retaining walls, protection of trees119 TOOWOON BAY ROAD TOOWOON BAY 2261Determined
2021· 11 proposals
December 2021
- Dwelling; Pools / decks / fencing; Balconies, decks, patios, terraces or verandahs; Demolition163 STELLA STREET TOOWOON BAY 2261Determined
- Subdivision of land2-4 CHARLTON STREET TOOWOON BAY 2261Determined
November 2021
- Residential flat building199 BAY ROAD TOOWOON BAY 2261Determined
- Dwelling; Secondary dwelling161 STELLA STREET TOOWOON BAY 2261Determined
- Dual occupancy; Subdivision of land134 SWADLING STREET TOOWOON BAY 2261Determined
July 2021
- Garages, carports and car parking spaces141 Stella St Toowoon Bay NSW 2261Determined
June 2021
- Pools / decks / fencing91 TOOWOON BAY ROAD TOOWOON BAY 2261Determined
May 2021
- Dwelling93 TOOWOON BAY ROAD TOOWOON BAY 2261Determined
April 2021
- Dwelling; Demolition122 STELLA STREET TOOWOON BAY 2261Determined
- Alterations and additions to residential development154 BAY ROAD TOOWOON BAY 2261Determined
January 2021
- Multi-dwelling housing120 Swadling Street Toowwon Bay 2261Determined
2020· 1 proposal
December 2020
- Alterations and additions to residential development20 BINBURRA AVENUE TOOWOON BAY 2261Determined
Contributes to desirability score · Future Growth (7%)
Development and planning activity
Data sources & freshness
- Online DA development application register — NSW Department of Planning, Housing and Infrastructure · 2026 · Updated · Daily feed (from Oct 2018)
Hazards
- Bushfire planning zone
- No overlay at centroid
Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping.
Contributes to desirability score · Safety (18%)
Bushfire hazard overlays
Data sources & freshness
- Hazard planning overlays — State government hazard layers · current · Updated
Politics & representation
- Federal electorate
- Dobell
- Member of Parliament
- Emma McBRIDE (Australian Labor Party)
- Results from
- 2025 federal election
- Electorate enrolment (2025)
- 122,541
- Turnout (2025)
- 91.5%
- Swing since 2022 (2025)
- +2.9 pp toward Labor
Two-party preferred (2025)
Coalition 40.6%Labor 59.4%
Estimated suburb voting profile
Estimated from 8 nearby ordinary polling places (up to 3.3 km away).
Coalition 37.7%Labor 62.3%
2.9 percentage points more Labor-leaning than the electorate
Estimated swing since 2022: +3.4 pp toward Labor
Nearest polling places
- Long Jetty EastLabor 64.2% · Coalition 35.8% TPP (2025)0.8 km away
- Long JettyLabor 62.3% · Coalition 37.7% TPP (2025)1.4 km away
- The EntranceLabor 61.2% · Coalition 38.8% TPP (2025)1.8 km away
- The Entrance NorthLabor 58.7% · Coalition 41.3% TPP (2025)1.9 km away
- Shelly BeachLabor 60.4% · Coalition 39.6% TPP (2025)2.3 km away
Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.
Data sources & freshness
- Federal election results — Australian Electoral Commission · Updated · 2025 election with by-election overlays
Socio-economic
- IRSAD decile (2021)
- 5/10
- IRSD decile (2021)
- 5/10
ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).
What do IRSAD and IRSD measure?
IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.
IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.
A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.
Contributes to desirability score · Community (5%)
Socio-economic advantage (IRSAD decile)
Data sources & freshness
- SEIFA 2021 (IRSAD / IRSD) — Australian Bureau of Statistics · Updated
More in Central Coast Council
Other suburbs in the same local government area.
Comparable suburbs
Similar population and socio-economic profile in other parts of New South Wales.