VIC · Moira Council

Lower Moira, 3639

Est. population · Jun 2025

30

Growth (1 yr)

0.0%

Growth (5 yr)

0.0%

Median age

59

Median income

$1,062/wk

Employment rate

66.7%

University qualified

16.7%

Work from home

43.8%

Languages at home

Mostly English at home

2021 Census · usual residence

  • Holiday parks
  • Country town
What Lower Moira is known for: Holiday parks, Country town

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Lower Moira, VIC suburb snapshot — Suburb Guide

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Lower Moira, VIC suburb snapshot — Suburb Guide

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Suburb Guide, “Lower Moira, VIC Suburb Guide”, updated 1 October 2026, https://suburb.guide/vic/lower-moira

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Suburb profile

Lower Moira is a regional town in Victoria, in Moira Council. It is mainly residential, with little in the way of a distinct commercial centre or landmark identity.

Employment rates are stronger than in comparable places, with employment 22% above the peer median. Working from home is an exceptional strength, placing it among the highest-ranked regional towns. Space is a strength, but car dependence is high. The clearer weaknesses are thinner mapped green cover within the suburb boundary and thinner park access, with green cover 100% below the peer median.

Lower Moira's appeal is better explained by housing, access and location than by a strong standalone precinct or destination.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Regional town · compared with regional towns in Victoria (187)

Strengths

  • Working from home is a relative strength
  • Employment rates are stronger than in comparable places

Weaknesses

  • Green cover is thinner than in comparable places
  • Park access is a relative weakness

What stands out

  • Space is a strength, but car dependence is high

Housing, growth and risk

How Lower Moira compares

A quick read of housing, growth, livability, and risk

Median house price

—

No data available

Median rent

—

No data available

Population (ERP)

30

0.0% annual growth

Dwelling vacancy

52.2%

Census unoccupied dwellings

How it compares

Relative standing using percentiles, ranks, and national deciles

Crime rate

91st

percentile in state (higher = more crime)

Pop. growth

24th

percentile in VIC

Rented dwellings

0%

2021 Census tenure

Advantage (IRSAD)

4/10

national SEIFA decile

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Population

Estimated resident population

30(June 2025)

0.0% annual · 0.0% over 5 years · 24th percentile in VIC

Growth figures & methodology
Annual growth
0.0%
5-year growth
0.0%
Change in 1 year
0
Change in 5 years
0
Growth rank in VIC
24th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~50), extrapolated at +0.2% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
30
Median age
59
Median household income / week
$1,062
Dwelling vacancy
52.2%
Unoccupied private dwellings
12 of 23
Median monthly mortgage
$825
Tenure (owned / mortgaged / rented)
55.6% / 44.4% / 0%
Employment rate
66.7%
Travel to work (WFH / public transport / car)
43.8% / 0% / 43.8%
Walked or cycled to work
0%
Dwelling mix (houses / semi / flats)
9 / 0 / 0 (+ 3 other)

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

16.7% of adults have a university degree, compared with 29.2% across Victoria. 23.3% have a trade or vocational qualification.

  • University qualified16.7% · 29.2% VIC
  • Diploma qualified10% · 9.8% VIC
  • Trade / vocational23.3% · 14.2% VIC
  • Year 12 or below50% · 46.8% VIC

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Engineering and related technologies37.5%
  • Management and commerce31.2%
  • Society and culture31.2%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$46,552

20th percentile in VIC · -21% vs Australia

Median salary / wages (2023–24)
$54,615

32nd percentile in VIC · -16% vs Australia

Residents with rental investments
9.0%

17th percentile in VIC · -35% vs Australia

Median super balance (2023–24)
$55,383

17th percentile in VIC · -13% vs Australia

Residents with business income
13.0%

72nd percentile in VIC · +25% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 3639 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
303
Taxpayers reporting net rent
28
Median net rent
-$1,403
Taxpayers reporting business income
39
Taxable income vs state median
-13%
Salary / wages vs state median
-7%
Rental investment vs state median
-31%
Super vs state median
-31%
Business income vs state median
+18%

Percentiles rank this postcode among unique postcodes in VIC, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Community & culture

31% born overseas

Language at home
27 English only · 0 other
Non-English at home
0%
Born overseas
9 (31%)
Australian citizens
27

Religion

56.7%Most common religion · Christianity

Christianity is the most common response at 56.7%, while 36.7% reported no religion.

MeasureSuburbState
No religion36.7%38.8%
Christianity56.7%40.9%
Other / not stated6.7%20.3%
Christian denominations
DenominationSuburbState
Catholic36.7%20.5%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Reported offences increased compared with the previous period.

Offence counts & rates
Total offences (2026)
6
Against the person
0
Against property
6
Rate per 1,000 residents
200
State crime-rate percentile
90.7th (higher = more crime)
Increase (daily rate)
+500%
Recorded road crashes (in suburb)
12
Crash rate per 1,000 residents (state rank)
400

Most common offence types

  • B21 Criminal Damage1
  • B321 Residential Non-Aggravated Burglary2
  • B322 Non-Residential Non-Aggravated Burglary1
  • B49 Other Theft1
  • B53 Obtain Benefit By Deception1

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

School list
School catchments
  • Echuca CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Echuca East Primary SchoolGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Kyabram P-12 CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Nathalia Primary SchoolGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Nathalia Secondary CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Tongala Primary SchoolGovernment school catchment overlapping this suburb boundaryprimary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

  • Victorian designated neighbourhood zones — Victorian Department of Education · current · Updated · Open catchment polygons where published

Amenities

11 mapped amenities

1 caravan parks · 8 campgrounds

Local character & venue list

Local character

  • Limited walkable amenities nearby
Walkability proxy
0/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0
Parks per 1,000 residents
0
Sport & outdoors(2)
  • Lower Moira Bushland ReserveNature reserve
  • Moira H14 Bushland ReserveNature reserve
Camping & holiday parks(9)
  • Flemings BendCampground
  • Junction Track Camping Area 1Campground
  • Junction Track Camping Area 2Campground
  • Junction Track Camping Area 3Campground
  • Kiln Loop Track Camping Area 1Campground
  • Kiln Loop Track Camping Area 2Campground
  • Stewarts Bridge Camping Area 1Campground
  • Stewarts Bridge Camping Area 2Campground
  • River Bend Caravan ParkCaravan park

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Parks & reserves

2 parks and public open space in this suburb

  • Lower Moira Bushland ReserveNature reserve
  • Moira H14 Bushland ReserveNature reserve

Data sources & freshness

Green cover

Green cover of suburb area
0%
Woodland / forest cover
0%
Parks & woodland features (OSM)
0
Parks (OSM)
0
Typical summer maximum
30°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Health access

Nearest hospital
Echuca Regional Health (19.6 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
1
Participants per 1,000 residents
33.3

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
30° / 14°
Rainfall
89 mm · ~11 rainy days

Autumn (Mar–May)

Usual max / min
23° / 9°
Rainfall
106 mm · ~13 rainy days

Winter (Jun–Aug)

Usual max / min
14° / 4°
Rainfall
120 mm · ~15 rainy days

Spring (Sep–Nov)

Usual max / min
22° / 8°
Rainfall
122 mm · ~15 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Hazards

Bushfire planning zone
No overlay at centroid
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via Victorian Bushfire Management Overlay mapping. Flood cover uses inundation overlay polygons against the suburb boundary where published.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
Nicholls
Member of Parliament
Sam BIRRELL (The Nationals)
Results from
2025 federal election
Electorate enrolment (2025)
121,390
Turnout (2025)
91.5%
Swing since 2022 (2025)
+35.6 pp toward Labor

Two-party preferred (2025)

Coalition 64.4%Labor 35.6%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 25.6 km away).

Coalition 72.5%Labor 27.5%

8.2 percentage points more Coalition-leaning than the electorate

Estimated swing since 2022: +27.5 pp toward Labor

Nearest polling places

  • PicolaLabor 17.6% · Coalition 82.4% TPP (2025)15.6 km away
  • TongalaLabor 26.3% · Coalition 73.7% TPP (2025)18.2 km away
  • Echuca EastLabor 35.6% · Coalition 64.4% TPP (2025)19.9 km away
  • EchucaLabor 37.9% · Coalition 62.1% TPP (2025)20.9 km away
  • NathaliaLabor 29.1% · Coalition 70.9% TPP (2025)21.0 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
4/10
IRSD decile (2021)
6/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

More in Moira Council

Other suburbs in the same local government area.