Nords Wharf is a regional town in New South Wales, in Lake Macquarie Council. Lake Macquarie is part of the surrounding geography.
Local amenity access is stronger than in most comparable places, with local amenities 40% above the peer median. Everyday destinations are relatively walkable, well above typical levels for regional towns. Local school ICSEA scores sit well above the peer median, and park access is an exceptional strength. Recorded road-crash rates are lower than in comparable places, with recorded road crashes 91% below the peer median. Housing is among the most expensive in its peer group, with median house prices 50% above the peer median.
Nords Wharf is a better fit for people who value school quality and local amenities more than lower housing costs.
Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.
Strengths and weaknesses
Regional town · compared with regional towns in New South Wales (192)
Strengths
Local school ICSEA scores sit well above the peer median
Local amenity access is stronger than in most comparable places
Recorded road-crash rates are lower than in comparable places
Everyday destinations are relatively walkable
Park access is a relative strength
Weaknesses
Housing is among the most expensive in its peer group
What stands out
Lake Macquarie
Who it suits
Stars are audience-fit ratings derived from Suburb.Guide data, not demographic counts or user reviews.
Families★★★☆☆
Professionals★★☆☆☆
Retirees★☆☆☆☆
Students★☆☆☆☆
Budget buyers★☆☆☆☆
Housing, growth and risk
How Nords Wharf compares
A quick read of housing, growth, livability, and risk
Median house price
$1.17M
+8.8% change
Median rent
$725/wk
Houses $750 · Units $550
Population (ERP)
954
+1.2% annual growth
Dwelling vacancy
15.4%
Census unoccupied dwellings
Livability profile
Desirability pillars vs the peer median (50th percentile)
How it compares
Relative standing using percentiles, ranks, and national deciles
Desirability
#77
among Country & regional · Emerging
Crime rate
36th
percentile in state (higher = more crime)
Pop. growth
72nd
percentile in NSW
Rented dwellings
17%
2021 Census tenure
Advantage (IRSAD)
7/10
national SEIFA decile
School ICSEA
57th
percentile among schools with ICSEA
Population growth
Recent ERP change over 1 and 5 years
Housing mix
Dwelling types from the 2021 Census
Risks & flags
Quick scan — open a section below for full context
Living here
Desirability
Ranks & confidence
Desirability score
46.0/100 — Average
State standing
Top 46% of New South Wales' suburbs
National rank
2881st in Australia
State rank
975th in NSW
Peer rank
#77 among Country & regional · Emerging suburbs
Cohort rank
#312 among Country & regional suburbs
Data confidence
94%
Data sources & freshness
Suburb Guide desirability index — Suburb Guide (derived) · current · Updated
Housing
Flats / units (January to March 2026)
$550
Houses (January to March 2026)
$750
All types (January to March 2026)
$725
Rental bonds lodged (January to March 2026)
90
Median house price (October to December 2025)
$1,170,000
Median price change
+8.8%
Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.
+1.2% annual · +6.1% over 5 years · 72th percentile in NSW
Growth figures & methodology
Annual growth
+1.2%
5-year growth
+6.1%
Change in 1 year
+11
Change in 5 years
+55
Growth rank in NSW
72th percentile
ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.
Methodology
Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.
The dashed chart line is a simple growth-trend estimate to June 2030 (~1,000), extrapolated at +1.2% average annual growth since 2011. It is illustrative only — not an official ABS forecast.
2021 Census figures
2021 Census
Population
895
Median age
44
Median household income / week
$1,679
Dwelling vacancy
15.4%
Unoccupied private dwellings
63 of 408
Median monthly mortgage
$2,000
Median weekly rent (2021 Census)
$400
Tenure (owned / mortgaged / rented)
41.9% / 41.6% / 16.5%
Employment rate
58.2%
Travel to work (WFH / public transport / car)
25.1% / 0% / 57.4%
Walked or cycled to work
0%
Dwelling mix (houses / semi / flats)
331 / 5 / 3
Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)
Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
18.7% of adults have a university degree, compared with 27.8% across New South Wales. 26.4% have a trade or vocational qualification.
University qualified18.7% · 27.8% NSW
Diploma qualified12.2% · 9.3% NSW
Trade / vocational26.4% · 15% NSW
Year 12 or below42.7% · 47.9% NSW
Highest qualification field
Main field of the highest non-school qualification (2021 Census).
Management and commerce21.2%
Engineering and related technologies20.8%
Health13.1%
Architecture and building11.3%
Society and culture11.1%
Education10.6%
How these groups are defined
Measure
Definition
University qualified
Bachelor degree or higher
Diploma qualified
Advanced Diploma / Diploma
Trade / vocational
Certificate III + IV
Year 12
Year 12 as highest attainment
Below Year 12
Year 11 / 10 / 9 or below
People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.
Contributes to desirability score · Community (12%)
University qualifications from the 2021 Census
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
Tax & income
Median taxable income (2023–24)
$56,494
52nd percentile in NSW · -4% vs Australia
Median salary / wages (2023–24)
$63,819
53rd percentile in NSW · -2% vs Australia
Residents with rental investments
16.0%
63rd percentile in NSW · +16% vs Australia
Median super balance (2023–24)
$115,785
88th percentile in NSW · +83% vs Australia
Residents with business income
8.0%
11th percentile in NSW · -23% vs Australia
Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2281 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.
Counts, net rent & state comparison
Taxpayers in this postcode
8,857
Taxpayers reporting net rent
1,416
Median net rent
$225
Taxpayers reporting business income
733
Taxable income vs state median
+1%
Salary / wages vs state median
+2%
Rental investment vs state median
+14%
Super vs state median
+65%
Business income vs state median
-20%
Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.
Data sources & freshness
Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary
Community & culture
2.3% speak a language other than English at home; 9.6% born overseas
Language at home
854 English only · 20 other
Non-English at home
2.3%
Born overseas
83 (9.6%)
Aboriginal and/or Torres Strait Islander
32 (3.6%)
Australian citizens
840
Religion
48.7%No religion
No religion is the most common response at 48.7%, while Christianity accounts for 45.3%.
Measure
Suburb
State
No religion
48.7%
32.8%
Christianity
45.3%
47.6%
Other / not stated
6%
19.6%
Christian denominations
Denomination
Suburb
State
Catholic
19.2%
22.4%
Anglican
11.5%
11.9%
Uniting Church
4.4%
2.1%
Presbyterian and Reformed
2.6%
1.9%
Baptist
2.2%
1.2%
2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
Crime & safety
Offence counts are estimated for this suburb from postcode 2281, which is shared with other suburbs.
Reported offences increased compared with the previous period.
Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
53
Against the person
14
Against property
20
Rate per 1,000 residents
55.6
Person-crime prevalence
About 1 in 64 residents
State crime-rate percentile
35.9th (higher = more crime)
Increase (daily rate)
+2.2%
Recorded road crashes (in suburb)
1
Crash rate per 1,000 residents (state rank)
1.05
Most common offence types
Breach Apprehended Violence Order4
Domestic Violence Related Assault4
Intimidation, Stalking And Harassment5
Malicious Damage To Property4
Other Offences11
Contributes to desirability score · Safety (22%)
Crime rate, offences against the person, year-on-year trend and recorded road crash rates
BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated · Rolling 12-month windows
Family & Lifestyle
Schools & preschools
Schools within 2 km
1
Median school ICSEA
1,023
Median ICSEA percentile
57th
Primary catchments overlapping suburb
2
Secondary catchments overlapping suburb
2
School list
Nords Wharf Public SchoolPrimary · Government · ICSEA 1023 · 57th percentile · LBOTE 9% · 180 students · Top SEA quarter 13% · 1.0 km awayView on My School →
School catchments
Gwandalan PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Lake Munmorah HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
Nords Wharf PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Swansea HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.
Contributes to desirability score · Education (14%)
Median school ICSEA first, then school and catchment counts
Data sources & freshness
NSW government school intake zones — NSW Department of Education · current · Updated · Open catchment polygons where published
Great for outdoor family life — 2 parks mapped in suburb, 1 playgrounds nearby
Well connected by public transport — 25 public transport stops
Walkability proxy
30/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0
Parks per 1,000 residents
2.23
Everyday services(1)
Nords Wharf Post OfficePost office
51 Marine Parade
Community(1)
Nords Wharf Public SchoolSchool
Nords Wharf
Sport & outdoors(3)
Baxter ParkPark
Gathercole ParkPark
Playground
Transport(13)
13 bus stops
Other(3)
Nords Warf Rural Fire BrigadeFire station
2 Crangan Bay Drive, Nords Wharf
Australia PostPost Box
TelstraTelephone
Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.
Contributes to desirability score · Lifestyle (12%)
Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)
Data sources & freshness
Local amenity insights — Suburb Guide (derived) · current · Updated
Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.
Contributes to desirability score · Environment (12%)
Tree canopy first, then green-cover area and parks per 1,000
Data sources & freshness
OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries
Health access
Nearest hospital
Moriseset Comunity Health Centre (12.4 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0
GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).
Contributes to desirability score · Accessibility (12%)
Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.
For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.
Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.
Summer (Dec–Feb)
Usual max / min
27° / 18°
Rainfall
295 mm · ~37 rainy days
Autumn (Mar–May)
Usual max / min
23° / 14°
Rainfall
366 mm · ~46 rainy days
Winter (Jun–Aug)
Usual max / min
18° / 8°
Rainfall
272 mm · ~34 rainy days
Spring (Sep–Nov)
Usual max / min
23° / 13°
Rainfall
230 mm · ~29 rainy days
Contributes to desirability score · Lifestyle (12%)
Dwelling house; Erection of a new structure; Garage, carport or carparking space
17 ALLORA CIRCUIT NORDS WHARF 2281Determined
Erection of a new structure; Earthworks, retaining walls and structural support; Swimming pool
1 HAVANA WAY NORDS WHARF 2281Determined
July 2026
Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation
13 OMARU CLOSE NORDS WHARF 2281Additional Information Requested
May 2026
Dwelling house; Erection of a new structure; Earthworks, retaining walls and structural support
10 BLAGA WAY NORDS WHARF 2281Determined
April 2026
Dwelling house; Erection of a new structure; Earthworks, retaining walls and structural support
4 BLAGA WAY NORDS WHARF 2281Determined
Dwelling house; Erection of a new structure; Residential Accommodation
4 VANGAL WAY NORDS WHARF 2281Determined
Shed; Erection of a new structure; Balcony, deck, patio, terrace or verandah; Earthworks, retaining walls and structural support; Fences; Swimming pool
77 ALLORA CIRCUIT NORDS WHARF 2281Determined
March 2026
Alterations or additions to an existing building or structure; Swimming pool
9 VANGAL WAY NORDS WHARF 2281Determined
Erection of a new structure; Earthworks, retaining walls and structural support
29 ALLORA CIRCUIT NORDS WHARF 2281Determined
Erection of a new structure; Balcony, deck, patio, terrace or verandah
93 ALLORA CIRCUIT NORDS WHARF 2281Determined
February 2026
Alterations or additions to an existing building or structure; Awnings, blinds and canopies; Balcony, deck, patio, terrace or verandah; Driveways and hard stand spaces; Earthworks, retaining walls and structural support; Fences; Swimming pool
1 MARINE PARADE NORDS WHARF 2281Determined
January 2026
Dwelling house; Erection of a new structure
7 LILY CRESCENT NORDS WHARF 2281Determined
2025· 31 proposals
December 2025
Dwelling house; Alterations or additions to an existing building or structure; Erection of a new structure; Cabanas, cubby houses, ferneries, garden sheds, gazebos and greenhouses; Swimming pool
105 GOVERNMENT ROAD NORDS WHARF 2281Determined
Dwelling house; Erection of a new structure
12 BLAGA WAY NORDS WHARF 2281Determined
November 2025
Secondary dwelling; Dwelling house; Erection of a new structure
19 ALLORA CIRCUIT NORDS WHARF 2281Determined
Erection of a new structure; Earthworks, retaining walls and structural support
29 ALLORA CIRCUIT NORDS WHARF 2281Determined
Dwelling house; Alterations or additions to an existing building or structure
61A GOVERNMENT ROAD NORDS WHARF 2281Determined
Dwelling house; Erection of a new structure
47 ALLORA CIRCUIT NORDS WHARF 2281Determined
Dwelling house; Erection of a new structure
85 ALLORA CIRCUIT NORDS WHARF 2281Determined
Subdivision; Erection of a new structure; Dual occupancy (detached)
55 ALLORA CIRCUIT NORDS WHARF 2281Determined
Dwelling house; Erection of a new structure
4 WINNIE STREET NORDS WHARF 2281Determined
October 2025
Dwelling house; Erection of a new structure; Residential Accommodation
2 Waterview Road, Nords WharfAdditional Information Requested
Dwelling house; Alterations or additions to an existing building or structure
4 CROSSWINDS CLOSE NORDS WHARF 2281Determined
Dwelling house; Erection of a new structure; Garage, carport or carparking space
7 VANGAL WAY NORDS WHARF 2281Determined
Dwelling house; Erection of a new structure
3 HAVANA WAY NORDS WHARF 2281Determined
Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation
38 GOVERNMENT ROAD NORDS WHARF 2281Determined
Shed; Dwelling house; Erection of a new structure
71 ALLORA CIRCUIT NORDS WHARF 2281Determined
September 2025
Dwelling house; Alterations or additions to an existing building or structure
76 GOVERNMENT ROAD NORDS WHARF 2281Additional Information Requested
Erection of a new structure; Earthworks, retaining walls and structural support
43 NORDS WHARF ROAD NORDS WHARF 2281Determined
Shed; Erection of a new structure
86 GOVERNMENT ROAD NORDS WHARF 2281Determined
Subdivision; Erection of a new structure; Dual occupancy (attached)
21 ALLORA CIRCUIT NORDS WHARF 2281Additional Information Requested
Dwelling house; Alterations or additions to an existing building or structure
6 HUNTER ROAD NORDS WHARF 2281Determined
August 2025
Dwelling house; Erection of a new structure; Garage, carport or carparking space
37 ALLORA CIRCUIT NORDS WHARF 2281Determined
Erection of a new structure; Swimming pool
8 YOLANDA STREET NORDS WHARF 2281Determined
Dwelling house; Alterations or additions to an existing building or structure
59 ALLORA CIRCUIT NORDS WHARF 2281Determined
Dwelling house; Erection of a new structure
14 BLAGA WAY NORDS WHARF 2281Determined
July 2025
Dwelling house; Erection of a new structure
77 ALLORA CIRCUIT NORDS WHARF 2281Determined
Dwelling house; Erection of a new structure
1 HAVANA WAY NORDS WHARF 2281Determined
Dwelling house; Erection of a new structure; Residential Accommodation
2 BLAGA WAY NORDS WHARF 2281Determined
Dwelling house; Erection of a new structure; Earthworks, retaining walls and structural support; Residential Accommodation
12 VANGAL WAY NORDS WHARF 2281Determined
Erection of a new structure; Balcony, deck, patio, terrace or verandah
93 ALLORA CIRCUIT NORDS WHARF 2281Determined
Dwelling house; Erection of a new structure
8 YOLANDA STREET NORDS WHARF 2281Determined
Erection of a new structure; Earthworks, retaining walls and structural support; Fences
Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.
Contributes to desirability score · Safety (22%)
Bushfire and flood hazard overlays
Data sources & freshness
Bushfire and flood planning overlays — State government hazard layers · current · Updated
Politics & representation
Federal electorate
Shortland
Member of Parliament
Pat CONROY (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
122,971
Turnout (2025)
93.4%
Swing since 2022 (2025)
+5.5 pp toward Labor
Two-party preferred (2025)
Coalition 38.5%Labor 61.5%
Estimated suburb voting profile
Estimated from 8 nearby ordinary polling places (up to 6.5 km away).
Coalition 43.6%Labor 56.4%
5.1 percentage points more Coalition-leaning than the electorate
Estimated swing since 2022: +8.2 pp toward Labor
Nearest polling places
Nords WharfLabor 55.3% · Coalition 44.7% TPP (2025)1.2 km away
GwandalanLabor 57.1% · Coalition 42.9% TPP (2025)2.6 km away
Summerland PointLabor 58.1% · Coalition 41.9% TPP (2025)3.9 km away
Caves BeachLabor 58.7% · Coalition 41.3% TPP (2025)5.4 km away
Chain Valley BayLabor 60.7% · Coalition 39.3% TPP (2025)5.7 km away
Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.
ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).
What do IRSAD and IRSD measure?
IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.
IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.
A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.
Contributes to desirability score · Community (12%)