Teralba is an outer metropolitan suburb of Sydney, in Lake Macquarie Council. Lake Macquarie is part of the surrounding geography.
Housing is a little more affordable than typical for similar places, with median house prices 12% below the peer median. Population growth is an exceptional strength. Space is a strength, but car dependence is high. The clearer weaknesses are limited school access and thinner mapped green cover within the suburb boundary, with school access 60% below the peer median.
Overall, the suburb suits people prioritising more affordable housing over school access.
Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.
Strengths and weaknesses
Outer metropolitan suburb · compared with outer metropolitan suburbs in New South Wales (504)
Strengths
Housing is a little more affordable than typical for similar places
Population growth is a relative strength
Weaknesses
School access is relatively limited
Mapped green cover within the suburb boundary is below comparable suburbs
What stands out
Lake Macquarie
Space is a strength, but car dependence is high
Who it suits
Stars are audience-fit ratings derived from Suburb.Guide data, not demographic counts or user reviews.
Families★☆☆☆☆
Professionals★☆☆☆☆
Retirees★☆☆☆☆
Students★☆☆☆☆
Budget buyers★★☆☆☆
Housing, growth and risk
How Teralba compares
A quick read of housing, growth, livability, and risk
Median house price
$987k
+7.9% change
Median rent
$655/wk
Houses $675 · Units $510
Population (ERP)
2,779
+0.6% annual growth
Dwelling vacancy
4.5%
Census unoccupied dwellings
Livability profile
Desirability pillars vs the peer median (50th percentile)
How it compares
Relative standing using percentiles, ranks, and national deciles
Desirability
#217
among Metro Sydney · Emerging
Crime rate
65th
percentile in state (higher = more crime)
Pop. growth
54th
percentile in NSW
Rented dwellings
23%
2021 Census tenure
Advantage (IRSAD)
6/10
national SEIFA decile
School ICSEA
27th
percentile among schools with ICSEA
Population growth
Recent ERP change over 1 and 5 years
Housing mix
Dwelling types from the 2021 Census
Risks & flags
Quick scan — open a section below for full context
Living here
Desirability
Ranks & confidence
Desirability score
34.5/100 — Below average
National rank
5702nd in Australia
State rank
1878th in NSW
Peer rank
#217 among Metro Sydney · Emerging suburbs
Cohort rank
#814 among Metro Sydney suburbs
Data confidence
95%
Data sources & freshness
Suburb Guide desirability index — Suburb Guide (derived) · current · Updated
Housing
Flats / units (January to March 2026)
$510
Houses (January to March 2026)
$675
All types (January to March 2026)
$655
Rental bonds lodged (January to March 2026)
84
Median house price (October to December 2025)
$987,000
Median price change
+7.9%
Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.
+0.6% annual · +8.3% over 5 years · 54th percentile in NSW
Growth figures & methodology
Annual growth
+0.6%
5-year growth
+8.3%
Change in 1 year
+17
Change in 5 years
+213
Growth rank in NSW
54th percentile
ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.
Methodology
Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.
The dashed chart line is a simple growth-trend estimate to June 2030 (~2,950), extrapolated at +1.2% average annual growth since 2011. It is illustrative only — not an official ABS forecast.
2021 Census figures
2021 Census
Population
2,654
Median age
37
Median household income / week
$2,060
Dwelling vacancy
4.5%
Unoccupied private dwellings
43 of 966
Median monthly mortgage
$2,167
Median weekly rent (2021 Census)
$363
Tenure (owned / mortgaged / rented)
27.8% / 49.5% / 22.7%
Employment rate
59.7%
Travel to work (WFH / public transport / car)
19.7% / 0.9% / 62.6%
Walked or cycled to work
0.4%
Dwelling mix (houses / semi / flats)
805 / 66 / 7 (+ 42 other)
Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)
Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
16.9% of adults have a university degree, compared with 27.8% across New South Wales. 25.7% have a trade or vocational qualification.
University qualified16.9% · 27.8% NSW
Diploma qualified9.8% · 9.3% NSW
Trade / vocational25.7% · 15% NSW
Year 12 or below47.6% · 47.9% NSW
Highest qualification field
Main field of the highest non-school qualification (2021 Census).
Management and commerce20.7%
Engineering and related technologies18.1%
Health14.7%
Society and culture13.3%
Education9.1%
Architecture and building8.3%
How these groups are defined
Measure
Definition
University qualified
Bachelor degree or higher
Diploma qualified
Advanced Diploma / Diploma
Trade / vocational
Certificate III + IV
Year 12
Year 12 as highest attainment
Below Year 12
Year 11 / 10 / 9 or below
People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.
Contributes to desirability score · Community (12%)
University qualifications from the 2021 Census
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
Tax & income
Median taxable income (2023–24)
$61,945
69th percentile in NSW · +6% vs Australia
Median salary / wages (2023–24)
$67,138
65th percentile in NSW · +3% vs Australia
Residents with rental investments
12.0%
32nd percentile in NSW · -13% vs Australia
Median super balance (2023–24)
$85,320
69th percentile in NSW · +35% vs Australia
Residents with business income
8.0%
15th percentile in NSW · -23% vs Australia
Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 2284 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.
Counts, net rent & state comparison
Taxpayers in this postcode
7,667
Taxpayers reporting net rent
938
Median net rent
-$859
Taxpayers reporting business income
621
Taxable income vs state median
+11%
Salary / wages vs state median
+7%
Rental investment vs state median
-14%
Super vs state median
+21%
Business income vs state median
-20%
Percentiles rank this postcode among unique postcodes in NSW, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.
Data sources & freshness
Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary
Community & culture
4.8% speak a language other than English at home; 9.2% born overseas
Language at home
2,417 English only · 122 other
Non-English at home
4.8%
Born overseas
235 (9.2%)
Aboriginal and/or Torres Strait Islander
162 (6.1%)
Australian citizens
2,461
Languages spoken at home (other than English)
9
Top languages other than English
Share of residents who speak a language other than English at home (2021 Census).
Gujarati7 · 19.4%
French5 · 13.9%
Italian5 · 13.9%
Nepali4 · 11.1%
Australian Indigenous languages3 · 8.3%
Greek3 · 8.3%
Malayalam3 · 8.3%
Polish3 · 8.3%
Religion
48.4%Most common religion · Christianity
Christianity is the most common response at 48.4%, while 43.6% reported no religion.
Measure
Suburb
State
No religion
43.6%
32.8%
Christianity
48.4%
47.6%
Other / not stated
8%
19.6%
Christian denominations
Denomination
Suburb
State
Catholic
18.8%
22.4%
Anglican
13.8%
11.9%
Uniting Church
4.2%
2.1%
Christian (not further defined)
3.3%
2.4%
Baptist
2.1%
1.2%
2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.
Data sources & freshness
2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated
The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.
Crime & safety
Offence counts are estimated for this suburb from postcode 2284, which is shared with other suburbs.
Reported offences increased compared with the previous period.
Offence counts & rates
Total offences (Jan 2025 to Dec 2025)
252
Against the person
61
Against property
109
Rate per 1,000 residents
90.7
Person-crime prevalence
About 1 in 44 residents
State crime-rate percentile
65.3th (higher = more crime)
Increase (daily rate)
+7.5%
Recorded road crashes (in suburb)
38
Crash rate per 1,000 residents (state rank)
13.67
Most common offence types
Domestic Violence Related Assault17
Intimidation, Stalking And Harassment19
Malicious Damage To Property19
Steal From Motor Vehicle19
Transport Regulatory Offences37
Contributes to desirability score · Safety (22%)
Crime rate, offences against the person, year-on-year trend and recorded road crash rates
BOCSAR postcode crime statistics — NSW Bureau of Crime Statistics and Research · Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated · Rolling 12-month windows
Family & Lifestyle
Schools & preschools
Schools within 2 km
2
Median school ICSEA (2 schools)
954.5
Median ICSEA percentile
27th
Primary catchments overlapping suburb
7
Secondary catchments overlapping suburb
3
School list
Teralba Public SchoolPrimary · Government · ICSEA 959 · 29th percentile · LBOTE 7% · 111 students · Top SEA quarter 11% · 1.5 km awayView on My School →
Barnsley Public SchoolPrimary · Government · ICSEA 950 · 25th percentile · LBOTE 6% · 276 students · Top SEA quarter 5% · 2.0 km awayView on My School →
School catchments
Argenton PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Barnsley PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Boolaroo PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Fassifern PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Fennell Bay PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Glendale Technology HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
Lake Macquarie HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
Speers Pt PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
Teralba PSGovernment school catchment overlapping this suburb boundaryprimary_catchment
West Wallsend HSGovernment school catchment overlapping this suburb boundarysecondary_catchment
Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.
Contributes to desirability score · Education (14%)
Median school ICSEA first, then school and catchment counts
Data sources & freshness
NSW government school intake zones — NSW Department of Education · current · Updated · Open catchment polygons where published
Decent local green space — 2 parks in suburb, 1 playgrounds nearby
Well connected by public transport — 30 public transport stops
Walkability proxy
32/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0.38
Parks per 1,000 residents
0.75
Food & drink(1)
Great Northern HotelPub
Community(1)
Teralba Public SchoolSchool
Teralba
Sport & outdoors(8)
Boat ramp
R3 - Belmont to MorissetCycling route
R3-06 To TeralbaCycling route
R3-07 Billy's Lookout to Booragul Station via Toronto RoadCycling route
R5 Newcastle City to Speers PointCycling route
Playground
Newtech Pistol ClubSports field
Sports field
Transport(5)
2 bus stops · 3 train stations
Other(4)
Teralba Fire StationFire station
54 William Street, Teralba
Parking (3)
Parking Entrance (2)
Ticket Validator
Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.
Contributes to desirability score · Lifestyle (12%)
Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)
Data sources & freshness
Local amenity insights — Suburb Guide (derived) · current · Updated
Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.
Contributes to desirability score · Environment (12%)
Tree canopy first, then green-cover area and parks per 1,000
Data sources & freshness
OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries
Health access
Nearest hospital
Pendlebury Clinc Private Hospital (5.2 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0
Aged-care services
1
Residential aged-care places
97
GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).
Aged-care services
Waterview Aged Care FacilityTERALBAResidential
Australian Government–subsidised services from the AIHW GEN list (30 June 2025), assigned to this suburb by location.
Contributes to desirability score · Accessibility (12%)
Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.
For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.
Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.
Summer (Dec–Feb)
Usual max / min
27° / 18°
Rainfall
295 mm · ~37 rainy days
Autumn (Mar–May)
Usual max / min
23° / 14°
Rainfall
366 mm · ~46 rainy days
Winter (Jun–Aug)
Usual max / min
18° / 8°
Rainfall
272 mm · ~34 rainy days
Spring (Sep–Nov)
Usual max / min
23° / 13°
Rainfall
230 mm · ~29 rainy days
Contributes to desirability score · Lifestyle (12%)
Shed; Alterations or additions to an existing building or structure; Earthworks, retaining walls and structural support; Fences
34 PITT STREET TERALBA 2284Under Assessment
Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah
19 READ PLACE TERALBA 2284Under Assessment
August 2026
Multi-dwelling housing; Erection of a new structure
95 RAILWAY STREET TERALBA 2284Additional Information Requested
Dwelling house; Erection of a new structure; Swimming pool
10 CARAVEL STREET TERALBA 2284Under Assessment
Dwelling house; Erection of a new structure
12 BLAIR STREET TERALBA 2284Under Assessment
Dwelling house; Erection of a new structure
36 OUTRIGGER DRIVE TERALBA 2284Under Assessment
July 2026
Erection of a new structure; Swimming pool
24 CORDAGE WAY TERALBA 2284Determined
Dwelling house; Erection of a new structure
10 RODGERS STREET TERALBA 2284Under Assessment
Demolition; Erection of a new structure; Earthworks, retaining walls and structural support
5 RODGERS STREET TERALBA 2284Determined
Dwelling house; Erection of a new structure
9 DIESEL CLOSE TERALBA 2284Determined
June 2026
Alterations or additions to an existing building or structure; Earthworks, retaining walls and structural support
1 CORDAGE WAY TERALBA 2284Determined
Dwelling house; Erection of a new structure
52B OUTRIGGER DRIVE TERALBA 2284Additional Information Requested
May 2026
Dwelling house; Erection of a new structure
22 CORDAGE WAY TERALBA 2284Determined
Shed; Dwelling house; Alterations or additions to an existing building or structure; Erection of a new structure
33 RAILWAY STREET TERALBA 2284Under Assessment
Erection of a new structure; Balcony, deck, patio, terrace or verandah
23 BOWLINE STREET TERALBA 2284Determined
Subdivision; Alterations or additions to an existing building or structure; Carport
16 ANZAC PARADE TERALBA 2284Determined
Erection of a new structure; Earthworks, retaining walls and structural support
8 REGATTA CLOSE TERALBA 2284Determined
April 2026
Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah
4 SAIL STREET TERALBA 2284Determined
Erection of a new structure; Driveways and hard stand spaces; Earthworks, retaining walls and structural support; Swimming pool
99 FISHERMANS DRIVE TERALBA 2284Determined
March 2026
Demolition; Dwelling house; Alterations or additions to an existing building or structure
11 MARGARET STREET TERALBA 2284Determined
Dwelling house; Erection of a new structure; Earthworks, retaining walls and structural support; Residential Accommodation
26 CORDAGE WAY TERALBA 2284Determined
Alterations or additions to an existing building or structure; Swimming pool
11 SAIL STREET TERALBA 2284Determined
February 2026
Dwelling house; Erection of a new structure; Residential Accommodation
4 ZEPHYR AVENUE TERALBA 2284Determined
January 2026
Residential care facility; Erection of a new structure
16 CUMBERLAND STREET TERALBA 2284Determined
Erection of a new structure; Earthworks, retaining walls and structural support; Swimming pool
9 ANCHORAGE PLACE TERALBA 2284Determined
Erection of a new structure; Swimming pool
4 FISHERMANS DRIVE TERALBA 2284Determined
Subdivision
45 VICTORIA STREET TERALBA 2284Additional Information Requested
Demolition; Erection of a new structure; Change of use of land or a building or the classification of a building under the Building Code of Australia; Centre-based child care
58 WILLIAM STREET TERALBA 2284Determined
2025· 22 proposals
December 2025
Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah (screened enclosures)
74 FISHERMANS DRIVE TERALBA 2284Determined
November 2025
Demolition; Erection of a new structure; Service station
63 YORK STREET TERALBA 2284Withdrawn
Dwelling house; Erection of a new structure
1 CORDAGE WAY TERALBA 2284Determined
Dwelling house; Erection of a new structure
50A OUTRIGGER DRIVE TERALBA 2284Determined
October 2025
Demolition; Dwelling house; Erection of a new structure; Moveable dwelling; Non-standard Housing; Residential Accommodation
4 BLAIR STREET TERALBA 2284Determined
Erection of a new structure; Swimming pool
160 FISHERMANS DRIVE TERALBA 2284Determined
Subdivision
13 JAMES STREET TERALBA 2284Under Assessment
Dwelling house; Alterations or additions to an existing building or structure
25 SAIL STREET TERALBA 2284Determined
September 2025
Erection of a new structure; Earthworks, retaining walls and structural support
160 FISHERMANS DRIVE TERALBA 2284Determined
Advertising and signage; Erection of a new structure; Early Education and Care Facility; Centre-based child care
28B WILLIAM STREET TERALBA 2284Under Assessment
Dwelling house; Erection of a new structure
1 CORDAGE WAY TERALBA 2284Determined
Dwelling house; Erection of a new structure
52C OUTRIGGER DRIVE TERALBA 2284Determined
Multi-dwelling housing; Erection of a new structure
95 RAILWAY STREET TERALBA 2284Determined
August 2025
Alterations or additions to an existing building or structure; Swimming pool
17 CORDAGE WAY TERALBA 2284Determined
Alterations or additions to an existing building or structure; Earthworks, retaining walls and structural support
20 OUTRIGGER DRIVE TERALBA 2284Determined
Erection of a new structure; Swimming pool
19 CORDAGE WAY TERALBA 2284Determined
Multi-dwelling housing; Erection of a new structure
6 BLAIR STREET TERALBA 2284Determined
July 2025
Demolition; Dwelling house; Erection of a new structure; Moveable dwelling; Non-standard Housing; Residential Accommodation
4 BLAIR STREET TERALBA 2284Determined
Dwelling house; Erection of a new structure
50B OUTRIGGER DRIVE TERALBA 2284Determined
Dwelling house; Alterations or additions to an existing building or structure
5 MARGARET STREET TERALBA 2284Determined
June 2025
Dwelling house; Erection of a new structure
5 CORDAGE WAY TERALBA 2284Determined
Dwelling house; Erection of a new structure; Earthworks, retaining walls and structural support
Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping. Flood cover uses NSW flood planning polygons against the suburb boundary.
Contributes to desirability score · Safety (22%)
Bushfire and flood hazard overlays
Data sources & freshness
Bushfire and flood planning overlays — State government hazard layers · current · Updated
Politics & representation
Federal electorate
Hunter
Member of Parliament
Dan REPACHOLI (Australian Labor Party)
Results from
2025 federal election
Electorate enrolment (2025)
132,184
Turnout (2025)
91.9%
Swing since 2022 (2025)
+4.7 pp toward Labor
Two-party preferred (2025)
Coalition 40.5%Labor 59.5%
Estimated suburb voting profile
Estimated from 8 nearby ordinary polling places (up to 4.4 km away).
Coalition 34.3%Labor 65.7%
6.2 percentage points more Labor-leaning than the electorate
Estimated swing since 2022: +5.8 pp toward Labor
Nearest polling places
TeralbaLabor 65.8% · Coalition 34.2% TPP (2025)1.2 km away
BarnsleyLabor 63.8% · Coalition 36.2% TPP (2025)2.3 km away
BooragulLabor 63.7% · Coalition 36.3% TPP (2025)2.5 km away
Edgeworth HeightsLabor 68.1% · Coalition 31.9% TPP (2025)3.2 km away
WoodrisingLabor 69.2% · Coalition 30.8% TPP (2025)3.3 km away
Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.
ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).
What do IRSAD and IRSD measure?
IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.
IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.
A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.
Contributes to desirability score · Community (12%)