VIC · Cardinia Council

Cardinia, 3978

Est. population · Jun 2025

333

Growth (1 yr)

+5.0%

Growth (5 yr)

+34.3%

Median age

44

Median income

$1,875/wk

Employment rate

64.2%

University qualified

12.2%

Work from home

24.1%

Languages at home

5.4%non-English

Most common: Italian

2021 Census · usual residence

Desirability score

26.5/100
Below average

1269th in VIC

Verified 89% confidence

How this score is calculated
  • Agricultural
  • Hills
  • Outer suburban
What Cardinia is known for: Agricultural, Hills, Outer suburban

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Cardinia, VIC suburb snapshot — Suburb Guide

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Suburb Guide, “Cardinia, VIC Suburb Guide”, updated 2 October 2026, https://suburb.guide/vic/cardinia

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Suburb profile

Cardinia is a suburb of Melbourne, in Cardinia Council. The Mornington Peninsula is part of the surrounding geography.

Population has been growing faster than in comparable places, well above typical levels for comparable places, and mapped flood cover is another area where the suburb performs particularly well, and working from home is another area where the suburb performs particularly well, with working from home 17% above the peer median. Space is a strength, but car dependence is high. The clearer weaknesses are thinner park access and fewer university qualifications, with park access 100% below the peer median.

Park access is the most material weakness.

Generated from the official metrics on this page. It can omit nuance or contain errors — check the tables and source notes before relying on it.

Strengths and weaknesses

Outer metropolitan suburb · compared with outer metropolitan suburbs in Victoria (148)

Strengths

  • Population has been growing faster than in comparable places
  • Mapped flood cover is a relative strength
  • Working from home is a relative strength

Weaknesses

  • Park access is a relative weakness
  • University qualifications sit well below the peer median

What stands out

  • Mornington Peninsula
  • Space is a strength, but car dependence is high

Who it suits

  • Families
  • Professionals
  • Retirees
  • StudentsInsufficient data
  • Budget buyersInsufficient data

Housing, growth and risk

How Cardinia compares

A quick read of housing, growth, livability, and risk

Median house price

—

No data available

Median rent (Census)

$390/wk

2021 Census median weekly rent

Population (ERP)

333

+5.0% annual growth

Dwelling vacancy

5.0%

Census unoccupied dwellings

Livability profile

Desirability pillars vs the peer median (50th percentile)

How it compares

Relative standing using percentiles, ranks, and national deciles

Desirability

#41

among Metro Melbourne · Emerging

Crime rate

87th

percentile in state (higher = more crime)

Pop. growth

97th

percentile in VIC

Rented dwellings

10%

2021 Census tenure

Advantage (IRSAD)

6/10

national SEIFA decile

School ICSEA

36th

percentile among schools with ICSEA

Population growth

Recent ERP change over 1 and 5 years

Housing mix

Dwelling types from the 2021 Census

Risks & flags

Quick scan — open a section below for full context

Living here

Desirability

Ranks & confidence
Desirability score
26.5/100 — Below average
National rank
6690th in Australia
State rank
1269th in VIC
Peer rank
#41 among Metro Melbourne · Emerging suburbs
Cohort rank
#395 among Metro Melbourne suburbs
Data confidence
89%

Data sources & freshness

  • Suburb Guide desirability index — Suburb Guide (derived) · current · Updated

Population

Estimated resident population

333(June 2025)

+5.0% annual · +34.3% over 5 years · 97th percentile in VIC

Growth figures & methodology
Annual growth
+5.0%
5-year growth
+34.3%
Change in 1 year
+16
Change in 5 years
+85
Growth rank in VIC
97th percentile

ABS Estimated Resident Population allocated to this suburb from SA2-level data. Not an official ABS suburb count.

Methodology

Figures are allocated from ABS Estimated Resident Population at Statistical Area Level 2 (SA2), using 2021 Census share within overlapping SA2 regions. Where Census data is unavailable, area overlap is used instead.

The dashed chart line is a simple growth-trend estimate to June 2030 (~400), extrapolated at +4.6% average annual growth since 2011. It is illustrative only — not an official ABS forecast.

2021 Census figures

2021 Census

Population
342
Median age
44
Median household income / week
$1,875
Dwelling vacancy
5%
Unoccupied private dwellings
6 of 119
Median monthly mortgage
$1,950
Median weekly rent (2021 Census)
$390
Tenure (owned / mortgaged / rented)
47.2% / 42.5% / 10.4%
Employment rate
64.2%
Travel to work (WFH / public transport / car)
24.1% / 2.1% / 53.4%
Walked or cycled to work
4.2%
Dwelling mix (houses / semi / flats)
113 / 0 / 0

Contributes to desirability score · Community (12%) · Accessibility (12%) · Future Growth (6%)

Employment, household income and owned-outright tenure (2021 Census) Work-from-home and public-transport commute shares (2021 Census) Five-year population change as a healthy-growth band, not a boom bonus

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • Estimated Resident Population — Australian Bureau of Statistics · 2025 · Updated · SA2 ERP allocated to suburb boundaries

Qualifications

12.2% of adults have a university degree, compared with 29.2% across Victoria. 20.1% have a trade or vocational qualification.

  • University qualified12.2% · 29.2% VIC
  • Diploma qualified9.5% · 9.8% VIC
  • Trade / vocational20.1% · 14.2% VIC
  • Year 12 or below58.2% · 46.8% VIC

Highest qualification field

Main field of the highest non-school qualification (2021 Census).

  • Management and commerce21.5%
  • Engineering and related technologies20.8%
  • Food, hospitality and personal services11.5%
  • Architecture and building10.8%
  • Society and culture9.2%
  • Agriculture and environment8.5%
How these groups are defined
MeasureDefinition
University qualifiedBachelor degree or higher
Diploma qualifiedAdvanced Diploma / Diploma
Trade / vocationalCertificate III + IV
Year 12Year 12 as highest attainment
Below Year 12Year 11 / 10 / 9 or below

People aged 15 years and over, 2021 Census. University, diploma and trade shares match ABS highest educational attainment (HEAP). Year 12 and below Year 12 are combined in the chart because the General Community Profile reports school-only attainment as a residual.

Contributes to desirability score · Community (12%)

University qualifications from the 2021 Census

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Tax & income

Median taxable income (2023–24)
$58,136

68th percentile in VIC · -1% vs Australia

Median salary / wages (2023–24)
$65,000

72nd percentile in VIC · 0% vs Australia

Residents with rental investments
12.0%

42nd percentile in VIC · -13% vs Australia

Median super balance (2023–24)
$34,578

6th percentile in VIC · -45% vs Australia

Residents with business income
17.0%

91st percentile in VIC · +64% vs Australia

Australian Taxation Office Taxation Statistics 2023–24, individuals Table 25. Figures describe taxpayers who live in postcode 3978 — not a suburb-level official statistic. Rental investment is the share of local taxpayers reporting rental income or loss, not the share of local properties owned by investors.

Counts, net rent & state comparison
Taxpayers in this postcode
39,041
Taxpayers reporting net rent
4,787
Median net rent
-$7,471
Taxpayers reporting business income
6,765
Taxable income vs state median
+9%
Salary / wages vs state median
+11%
Rental investment vs state median
-8%
Super vs state median
-57%
Business income vs state median
+55%

Percentiles rank this postcode among unique postcodes in VIC, so suburbs that share a postcode are not counted twice. Dollar figures are compared with Australia-wide ATO medians from the same release. Median net rent is among taxpayers who reported the rent label and can be negative.

Data sources & freshness

  • Taxation Statistics 2023–24 — individuals by postcode (Table 25) — Australian Taxation Office · Updated · Annual release; taxpayer residential postcode, not suburb boundary

Seasonal & agricultural work

8.9% of employed residents work in agriculture, forestry and fishing, 3.9× the Australian share (2.3%) — compared with 2.1% across Victoria.

Agriculture, forestry & fishing
8.9%

46th percentile in VIC · +287% vs Australia

Resident workers (2021)
17

Occupation mix in this industry

2021 Census G56, residents employed in agriculture, forestry and fishing. Counts below 10 are not shown.

  • Managers11

Australian Bureau of Statistics, 2021 Census General Community Profile tables G54 (industry of employment) and G56 (industry by occupation), Statistical Area Level (suburb), place of usual residence. Figures are residents’ main job in the week before Census night — not jobs located in the suburb. Agriculture, forestry and fishing is the 1-digit ANZSIC division; grape growing and other 3- and 4-digit industries are not in this datapack. The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Plant and animal cultivation in postcode 3978 is not listed as specified work for Working Holiday Maker visas (LIN 22/012 and LIN 22/013). That is a location rule, not a count of visa holders, and it does not say whether farm work is available. Home Affairs specified work · LIN 22/012 · LIN 22/013. Compilation used: 5 April 2025.

Region employment estimates (SA4, not this suburb)

Jobs and Skills Australia NERO modelled estimates for Melbourne - South East (SA4 212), 2026-08. These figures describe the broader region, not this suburb, and occupations are not added together.

  • Livestock Farmers ANZSCO 12131,123
  • Crop Farmers ANZSCO 1212831
  • Crop Farm Workers ANZSCO 8412608
  • Livestock Farm Workers ANZSCO 8415524
  • Other Farm, Forestry and Garden Workers ANZSCO 8419263
  • Agricultural, Forestry and Horticultural Plant Operators ANZSCO 721179
  • Mixed Crop and Livestock Farmers ANZSCO 121418
  • Forestry and Logging Workers ANZSCO 841316
  • Mixed Crop and Livestock Farm Workers ANZSCO 841610
  • Aquaculture Workers ANZSCO 841110

Melbourne - South East is a Statistical Area Level 4. Fruit, nut and vegetable workers are not published separately in NERO (they sit under ANZSCO 8412). Jobs and Skills Australia warns not to sum occupations or geographies. NERO data. Nowcast of Employment by Region and Occupation, Jobs and Skills Australia, Commonwealth of Australia. CC BY 4.0.

Census employed residents counted in G54: 191 · AFF share +324% vs the state.

Data sources & freshness

  • 2021 Census — industry of employment (G54/G56), place of usual residence — Australian Bureau of Statistics · Updated · Resident main job in the week before Census night, not jobs located in the suburb

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

  • WHM specified work areas (LIN 22/012 and LIN 22/013) — Department of Home Affairs · 2025-04-05 · Updated · Postcode eligibility for plant and animal cultivation; not a count of WHM residents
  • Nowcast of Employment by Region and Occupation (NERO), SA4 × ANZSCO 4-digit — Jobs and Skills Australia · 2026-08 · Updated · Monthly modelled SA4 estimates; not suburb-level. CC BY 4.0

Community & culture

5.4% speak a language other than English at home; 9.6% born overseas

Language at home
299 English only · 17 other
Non-English at home
5.4%
Born overseas
30 (9.6%)
Aboriginal and/or Torres Strait Islander
11 (3.2%)
Australian citizens
307
Languages spoken at home (other than English)
1

Top languages other than English

Share of residents who speak a language other than English at home (2021 Census).

  • Italian6 · 100%

Religion

48%No religion

No religion is the most common response at 48%, while Christianity accounts for 39.2%.

MeasureSuburbState
No religion48%38.8%
Christianity39.2%40.9%
Other / not stated12.9%20.3%
Christian denominations
DenominationSuburbState
Catholic17%20.5%
Anglican9.1%6.5%
Presbyterian and Reformed5%1.4%
Christian (not further defined)3.5%2.5%

2021 Census — languages spoken at home, birthplace, Indigenous status, and religious affiliation (usual residence). Religion is optional on the Census form.

Data sources & freshness

  • 2021 Census — General Community Profile (including method of travel to work and educational attainment) — Australian Bureau of Statistics · Updated

    The 2026 Census was conducted in August 2026; suburb-level updates are expected from mid-2027.

Crime & safety

Reported offences increased compared with the previous period.

Offence counts & rates
Total offences (2026)
54
Against the person
4
Against property
26
Rate per 1,000 residents
162.2
Person-crime prevalence
About 1 in 86 residents
State crime-rate percentile
86.9th (higher = more crime)
Increase (daily rate)
+31.7%
Recorded road crashes (in suburb)
76
Crash rate per 1,000 residents (state rank)
228.23

Most common offence types

  • B41 Motor Vehicle Theft4
  • C32 Drug Possession6
  • D11 Firearms Offences5
  • E21 Breach Family Violence Order7
  • B49 Other Theft6

Contributes to desirability score · Safety (22%)

Crime rate, offences against the person, year-on-year trend and recorded road crash rates

Data sources & freshness

Family & Lifestyle

Schools & preschools

Schools within 2 km
1
Median school ICSEA
976
Median ICSEA percentile
36th
Primary catchments overlapping suburb
4
Secondary catchments overlapping suburb
6
School list
  • Cardinia Primary SchoolPrimary · Government · ICSEA 976 · 36th percentile · LBOTE 9% · 189 students · Top SEA quarter 4% · 0.6 km awayView on My School →
School catchments
  • Birranga CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Cardinia Primary SchoolGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Clyde Secondary CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Edenbrook Secondary CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Koo Wee Rup Secondary CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Kulap Primary SchoolGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Officer Secondary CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment
  • Tooradin Primary SchoolGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Topirum Primary SchoolGovernment school catchment overlapping this suburb boundaryprimary_catchment
  • Wulerrp Secondary CollegeGovernment school catchment overlapping this suburb boundarysecondary_catchment

Government school intake zones that overlap this suburb boundary. Living in a catchment does not guarantee enrolment; check the education authority.

Contributes to desirability score · Education (14%)

Median school ICSEA first, then school and catchment counts

Data sources & freshness

Amenities

32 mapped amenities

1 places of worship · 5 playgrounds

Local character & venue list

Local character

  • Limited walkable amenities nearby
  • Great for outdoor family life — 0 parks mapped in suburb, 5 playgrounds nearby
Walkability proxy
0/100
Cafés per 1,000 residents
0
Food & drink per 1,000 residents
0
Parks per 1,000 residents
0
Community(2)
  • Cardinia Primary SchoolSchool

    2405 Ballarto Road

  • Cardinia Public HallTownhall

    2401 Ballarto Road

Sport & outdoors(7)
  • Playground (5)
  • E Gunton OvalSports field
  • Sports field
Other(11)
  • Bench (6)
  • Car repair
  • Cardinia General StoreGeneral

    2390 Ballarto Road

  • Parking (5)
  • Parking Space
  • Picnic Table
  • Cardinia PresbyterianPlace of worship

    2400 Ballarto Road

  • Australia PostPost Box
  • Shelter (4)
  • TelstraTelephone
  • Track

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe). Transport stops are summarised by type rather than listed individually. Campgrounds, beaches, wineries and local trails are included when they sit inside the suburb boundary.

Contributes to desirability score · Lifestyle (12%)

Food, shopping, recreation and sport per 1,000 residents (OpenStreetMap)

Data sources & freshness

  • Local amenity insights — Suburb Guide (derived) · current · Updated
  • OpenStreetMap amenities — OpenStreetMap contributors · current · Updated

Sporting clubs

1 named sporting club in this suburb

  • Cardinia Tennis Club

    Tennis

Named sporting clubs from OpenStreetMap, assigned to this suburb's boundary. Sporting facilities such as ovals, courts and recreation centres are listed under Amenities.

Data sources & freshness

  • OpenStreetMap sporting clubs — OpenStreetMap contributors · current · Updated · Geofabrik australia-latest.osm.pbf

Green cover

Green cover of suburb area
0.3%
Woodland / forest cover
0.3%
Parks & woodland features (OSM)
1
Parks (OSM)
0
Typical summer maximum
25°C

Green cover is the share of this suburb's boundary overlapping OpenStreetMap parks, woodland and forest polygons — not a satellite tree-canopy product. Summer maximum is the WorldClim / Open-Meteo seasonal normal already collected for Weather.

Contributes to desirability score · Environment (12%)

Tree canopy first, then green-cover area and parks per 1,000

Data sources & freshness

  • OpenStreetMap green cover and tree canopy — OpenStreetMap contributors · current · Updated · Park/woodland polygons intersected with suburb boundaries

Places of worship

1 places of worship within ~1.5 km

  • Cardinia Presbyterian

    2400 Ballarto Road

From OpenStreetMap within ~1.5 km of the suburb centre.

Data sources & freshness

Health access

Nearest hospital
St Germain Health and Wellness Precinct (7.3 km)
Nearest hospital type
Hospital
Nearest hospital emergency
Emergency department
GP clinics in suburb
0

GP clinic counts from OpenStreetMap. Bulk-billing figures only include clinics tagged in OSM (sparse and unofficial — not a Medicare list).

Contributes to desirability score · Accessibility (12%)

Hospitals, GPs and aged care

Data sources & freshness

NDIS participation

NDIS participants (31 March 2026)
13
Participants per 1,000 residents
39.0

Active NDIS participants allocated from NDIA Statistical Area Level 2 (SA2, ASGS 2016) counts to this suburb boundary. Not an official suburb-level NDIS figure · as at 31 March 2026.

For NDIS spend and service-demand exploration by SA2 or postcode, see the Care Sector Demand Map.

Data sources & freshness

Weather

Typical conditions by season for suburbs in the same ~44 km climate area. Rainfall totals are summed from monthly WorldClim layers; rainy-day counts are approximate.

Summer (Dec–Feb)

Usual max / min
25° / 12°
Rainfall
197 mm · ~25 rainy days

Autumn (Mar–May)

Usual max / min
20° / 9°
Rainfall
228 mm · ~28 rainy days

Winter (Jun–Aug)

Usual max / min
13° / 5°
Rainfall
261 mm · ~33 rainy days

Spring (Sep–Nov)

Usual max / min
18° / 7°
Rainfall
304 mm · ~38 rainy days

Contributes to desirability score · Lifestyle (12%)

Temperature and humidity comfort

Data sources & freshness

  • Seasonal climate normals — WorldClim 2.1 · Updated

Future & Planning

Planning & development

Development applications from PPARS statewide register (lodged 2020–2022). Free public PPARS MapServer — applications through ~2022 (service last updated Feb 2024).

5 planning-related records

2021· 2 proposals
  • February 2021

  • Buildings and works associated with two (2) new buildings (shed and stable)
    775 DALMORE ROAD CARDINIA 3978Permit issued by a delegate of the RA
  • January 2021

  • Removal of Native Vegetation
    Road Reserve (adjacent to 1975 Pound Road)Permit issued by a delegate of the RA
2020· 3 proposals
  • December 2020

  • Development of the land for a garage associated with a dwelling and for an outbuilding associated with agriculture
    2250 Ballarto RoadPermit issued by a delegate of the RA
  • June 2020

  • Earthworks associated with the construction of a dam
    2285 Ballarto RoadPermit issued by a delegate of the RA
  • May 2020

  • Buildings and works associated with a pool enclosure
    729 Dalmore RoadPermit issued by a delegate of the RA

Data sources & freshness

Hazards

Bushfire planning zone
No overlay at centroid
Flood / inundation overlay
No mapped inundation on suburb boundary

Bushfire overlay checked at suburb centroid via Victorian Bushfire Management Overlay mapping. Flood cover uses inundation overlay polygons against the suburb boundary where published.

Contributes to desirability score · Safety (22%)

Bushfire and flood hazard overlays

Data sources & freshness

  • Bushfire and flood planning overlays — State government hazard layers · current · Updated

Politics & representation

Federal electorate
La Trobe
Member of Parliament
Jason WOOD (Liberal)
Results from
2025 federal election
Electorate enrolment (2025)
115,425
Turnout (2025)
93.0%
Swing since 2022 (2025)
+6.4 pp toward Labor

Two-party preferred (2025)

Coalition 52.1%Labor 47.9%

Estimated suburb voting profile

Estimated from 8 nearby ordinary polling places (up to 9.2 km away).

Coalition 47.5%Labor 52.5%

4.6 percentage points more Labor-leaning than the electorate

Estimated swing since 2022: +6.2 pp toward Labor

Nearest polling places

  • Clyde North EastLabor 50.9% · Coalition 49.1% TPP (2025)7.8 km away
  • Pakenham SpringsLabor 51.1% · Coalition 48.9% TPP (2025)7.8 km away
  • Officer CentralLabor 53.3% · Coalition 46.7% TPP (2025)8.0 km away
  • Clyde North Central (La Trobe)Labor 60.3% · Coalition 39.7% TPP (2025)8.2 km away
  • Koo Wee RupLabor 43.3% · Coalition 56.7% TPP (2025)8.3 km away

Federal electorate from AEC federal division boundaries (2025 redistribution). Division-level results are official AEC figures from the latest general election, with by-election updates where applicable. The estimated suburb profile blends up to eight nearest ordinary polling booths in the same electorate using inverse-distance weighting from the suburb centroid — an approximation, not official AEC data. Nearest polling places are shown for reference.

Data sources & freshness

Socio-economic

IRSAD decile (2021)
6/10
IRSD decile (2021)
6/10

ABS Socio-Economic Indexes for Areas (SEIFA), 2021 release — the latest available, derived from the 2021 Census. Deciles rank suburbs nationally from 1 (lowest) to 10 (highest).

What do IRSAD and IRSD measure?

IRSAD — Index of Relative Socio-economic Advantage and Disadvantage. Combines indicators of advantage (e.g. high income, skilled occupations) and disadvantage. Higher decile = more advantaged relative to other Australian areas.

IRSD — Index of Relative Socio-economic Disadvantage. Focuses on disadvantage only (e.g. low income, unemployment, limited education). Higher decile = less disadvantage nationally.

A new SEIFA edition typically follows each census; the ABS has not announced a release date beyond 2021.

Contributes to desirability score · Community (12%)

Socio-economic advantage (IRSAD and IRSD deciles)

Data sources & freshness

Compare with

Similar suburbs to weigh up side by side — scores, safety, schools, and lifestyle.

More in Cardinia Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of Victoria.