NSW · Lake Macquarie Council

Cardiff South, NSW, 2285

Desirability index

18.2/100

#605 among Metro Sydney suburbs

How this score is calculated

Suburb snapshot

Cardiff South is a smaller suburban community in the Lake Macquarie area, home to around 2,931 residents (2021 Census). Recent indicators show 2,376 offences in Jan 2025 to Dec 2025 with falling year-on-year trends (-8%), roughly 810.6 offences per 1,000 residents, median weekly rent around $700 (flats $500, houses $720), 1 school and preschool site in the area, strong public transport coverage with many public transport stops, a solid spread of nearby amenities and everyday services, and notable planning and development activity on record. Snapshot data also shows parks or public open space within the suburb.

Population

Population
2,931
Median age
38
Median household income / week
$1,688
Dwelling vacancy
3.6%
Unoccupied private dwellings
41 of 1,151
Median monthly mortgage
$1,777
Employment rate
64.3%
Dwelling mix (houses / semi / flats)
77 / 88 / 27

Data sources & freshness

  • 2021 Census — General Community ProfileAustralian Bureau of Statistics · Period: 2021 · Updated on site · 2021 Census release

    The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.

Housing

Flats / units (January to March 2026)
$500
Houses (January to March 2026)
$720
All types (January to March 2026)
$700
Rental bonds lodged (January to March 2026)
226

Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.

Data sources & freshness

Crime & safety

Total offences (Jan 2025 to Dec 2025)
2,376
Against the person
581
Against property
1,116
Rate per 1,000 residents
810.6
Person-crime prevalence
About 1 in 5 residents
State safety percentile
30.7th (lower crime is better)
Year-on-year change
-8.3%

Most common offence types

  • Fraud222
  • Intimidation, Stalking And Harassment170
  • Malicious Damage To Property232
  • Steal From Motor Vehicle186
  • Transport Regulatory Offences264

Data sources & freshness

  • BOCSAR postcode crime statisticsNSW Bureau of Crime Statistics and Research · Period: Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated on site · Rolling 12-month windows

Schools & preschools

Schools & preschools
1
Median school ICSEA
1,017
  • Cardiff South Public SchoolPrimary

Data sources & freshness

Public transport

51 public transport stops in this suburb

  • First St At Lake Av
  • Gertrude St At Helen St
  • Hillsborough Rd After Crocket St
  • John St At Francis St
  • Maud St At Ethel St

Data sources & freshness

Planning & development

Development applications from NSW Planning Portal (lodged 2020–2026).

115 planning-related records

2026· 4 proposals
  • June 2026

  • Dwelling house; Alterations or additions to an existing building or structure; Erection of a new structure
    48 FIFTH STREET CARDIFF SOUTH 2285Additional Information Requested
  • Secondary dwelling; Erection of a new structure
    13 ELIZABETH STREET CARDIFF SOUTH 2285Under Assessment
  • May 2026

  • Demolition; Alterations or additions to an existing building or structure; Erection of a new structure; Dual occupancy (detached)
    7 LEWIS STREET CARDIFF SOUTH 2285Additional Information Requested
  • January 2026

  • Dwelling house; Change of use of land or a building or the classification of a building under the Building Code of Australia
    36 GERTRUDE STREET CARDIFF SOUTH 2285Determined
2025· 20 proposals
  • December 2025

  • Demolition; Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation
    10 ORCHARD STREET CARDIFF SOUTH 2285Determined
  • Dwelling house; Erection of a new structure; Earthworks, retaining walls and structural support
    14 WATERVIEW ROAD CARDIFF SOUTH 2285Determined
  • Dwelling house; Erection of a new structure; Earthworks, retaining walls and structural support
    14 WATERVIEW ROAD CARDIFF SOUTH 2285Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    28B BEESON STREET CARDIFF SOUTH 2285Determined
  • Demolition; Alterations or additions to an existing building or structure; Driveways and hard stand spaces; Garage, carport or carparking space
    7 MAUD STREET CARDIFF SOUTH 2285Determined
  • November 2025

  • Demolition; Subdivision; Erection of a new structure; Dual occupancy (detached); Residential Accommodation
    5 CROCKETT STREET CARDIFF SOUTH 2285Determined
  • Change of use of land or a building or the classification of a building under the Building Code of Australia; Group home (permanent)
    10 FLORENCE STREET CARDIFF SOUTH 2285Under Assessment
  • Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation
    9 EVELEEN STREET CARDIFF SOUTH 2285Determined
  • October 2025

  • Dwelling house; Alterations or additions to an existing building or structure
    56 SECOND STREET CARDIFF SOUTH 2285Determined
  • September 2025

  • Dwelling house; Alterations or additions to an existing building or structure
    22 BEESON STREET CARDIFF SOUTH 2285Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    37 SECOND STREET CARDIFF SOUTH 2285Determined
  • Erection of a new structure; Driveways and hard stand spaces
    33 HELEN STREET CARDIFF SOUTH 2285Determined
  • July 2025

  • Dwelling house; Change of use of land or a building or the classification of a building under the Building Code of Australia
    36 GERTRUDE STREET CARDIFF SOUTH 2285Determined
  • Secondary dwelling; Erection of a new structure
    11 HADDINGTON DRIVE CARDIFF SOUTH 2285Determined
  • Secondary dwelling; Erection of a new structure
    10 BEESON STREET CARDIFF SOUTH 2285Determined
  • May 2025

  • Dwelling house; Alterations or additions to an existing building or structure
    33 HELEN STREET CARDIFF SOUTH 2285Withdrawn
  • Dwelling house; Alterations or additions to an existing building or structure
    20 ELIZABETH STREET CARDIFF SOUTH 2285Determined
  • March 2025

  • Dwelling house; Alterations or additions to an existing building or structure; Erection of a new structure
    26B ELIZABETH STREET CARDIFF SOUTH 2285Determined
  • Dwelling house; Alterations or additions to an existing building or structure; Garage, carport or carparking space
    14 HELEN STREET CARDIFF SOUTH 2285Determined
  • January 2025

  • Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah
    24 CROCKETT STREET CARDIFF SOUTH 2285Determined
2024· 22 proposals
  • December 2024

  • Erection of a new structure; Group home (permanent)
    22 GERTRUDE STREET CARDIFF SOUTH 2285Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    33 HELEN STREET CARDIFF SOUTH 2285Determined
  • November 2024

  • Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandah
    1 ARTHUR STREET CARDIFF SOUTH 2285Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    14 FLORENCE STREET CARDIFF SOUTH 2285Determined
  • October 2024

  • Demolition; Dwelling house; Erection of a new structure; Earthworks, retaining walls and structural support
    53 FIFTH STREET CARDIFF SOUTH 2285Determined
  • Demolition; Subdivision; Erection of a new structure; Dual occupancy (attached); Residential Accommodation
    27 Elizabeth Street, Cardiff South NSW 2285Determined
  • August 2024

  • Dwelling house; Alterations or additions to an existing building or structure
    55 MAUD STREET CARDIFF SOUTH 2285Determined
  • July 2024

  • Dwelling house; Alterations or additions to an existing building or structure
    2 15 MAUD STREET CARDIFF SOUTH 2285Determined
  • Demolition; Dwelling house; Erection of a new structure
    10 FLORENCE STREET CARDIFF SOUTH 2285Determined
  • Dwelling house; Alterations or additions to an existing building or structure
    40 FIFTH STREET CARDIFF SOUTH 2285Determined
  • June 2024

  • Erection of a new structure; Earthworks, retaining walls and structural support
    9 FLORINA CLOSE CARDIFF SOUTH 2285Determined
  • Demolition; Dwelling house; Erection of a new structure; Earthworks, retaining walls and structural support
    53 FIFTH STREET CARDIFF SOUTH 2285Determined
  • Demolition; Dwelling house; Subdivision; Alterations or additions to an existing building or structure
    7 LEWIS STREET CARDIFF SOUTH 2285Determined
  • May 2024

  • Advertising and signage; School
    9 LAKE AVENUE CARDIFF SOUTH 2285Determined
  • Secondary dwelling; Demolition; Alterations or additions to an existing building or structure; Erection of a new structure; Carport; Fences; Privacy screens; Rainwater tanks
    3 PRINCE STREET CARDIFF SOUTH 2285Determined
  • Secondary dwelling; Erection of a new structure; Garage, carport or carparking space
    42 MAUD STREET CARDIFF SOUTH 2285Determined
2023· 18 proposals

18 proposals lodged in 2023. Individual listings are kept for the most recent proposals.

2022· 31 proposals

31 proposals lodged in 2022. Individual listings are kept for the most recent proposals.

2021· 19 proposals

19 proposals lodged in 2021. Individual listings are kept for the most recent proposals.

2020· 1 proposal

1 proposal lodged in 2020. Individual listings are kept for the most recent proposals.

Data sources & freshness

Amenities

30 nearby amenities within ~1.5 km

  • Cardiff South Public School, Lake AvBus stop
  • Crockett St after Hillsborough RdBus stop
  • Crockett St after Knight StBus stop
  • Fifth opp Elm AvBus stop
  • Fifth St at Lewis StBus stop
  • Fifth St before Elm StBus stop
  • Fifth St opp Lewis StBus stop
  • First St at John StBus stop
  • First St at Lake AvBus stop
  • First St at Pine AvBus stop

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe).

Data sources & freshness

  • OpenStreetMap amenitiesOpenStreetMap contributors · Period: current · Updated on site · Weekly refresh

Parks & reserves

1 parks and public open space in this suburb

  • Ulinga ParkPark

Data sources & freshness

Socio-economic (SEIFA)

IRSAD decile (2021)
4/10
IRSD decile (2021)
5/10

SEIFA indexes from ABS 2021. Decile 10 = most advantaged / least disadvantaged in Australia.

Data sources & freshness

Childcare

1 childcare service from OpenStreetMap

  • childcarechildcare

Data sources & freshness

  • Childcare servicesOpenStreetMap · Period: current · Updated on site

Hazards

Bushfire planning zone
No overlay at centroid

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping.

Data sources & freshness

  • Hazard planning overlaysState government hazard layers · Period: current · Updated on site

Green cover

Parks & woodland (OSM)
2
Parks (OSM)
1

OpenStreetMap parks and natural woodland features mapped within the suburb boundary.

Data sources & freshness

  • OpenStreetMap green cover featuresOpenStreetMap contributors · Period: current · Updated on site · Weekly refresh

Desirability index

Desirability score
18.2/100
Cohort rank
#605 among Metro Sydney suburbs

Data sources & freshness

  • Suburb Guide desirability indexSuburb Guide (derived score) · Period: current · Updated on site · Derived from source metrics

Recent changes

  • First St At Lake Avtransport
  • Gertrude St At Helen Sttransport
  • Hillsborough Rd After Crocket Sttransport
  • John St At Francis Sttransport
  • Maud St At Ethel Sttransport
  • childcarechildcarechildcare
  • Ulinga Parkgovernmentpark
  • Advertising and signage; Schoolplanning9 LAKE AVENUE CARDIFF SOUTH 2285Lodged 20 May 2024 · Determined
  • Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandahplanning24 CROCKETT STREET CARDIFF SOUTH 2285Lodged 23 Jan 2025 · Determined
  • Alterations or additions to an existing building or structure; Balcony, deck, patio, terrace or verandahplanning1 ARTHUR STREET CARDIFF SOUTH 2285Lodged 14 Nov 2024 · Determined

Data sources & freshness

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